Cost of Living in Shiga - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $754 (excluding rent), and $1,212 including rent.
Family of 3: Estimated monthly costs are $1,811 (excluding rent), and $2,614 including rent.
Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$7.11 ¥1,022
$3.56 ¥512
$10.67 ¥1,533
Three-Course Dinner for Two, Mid-Range
$35.16 ¥5,050
$21.09 ¥3,030
$49.21 ¥7,069
Fast Food Meal (McDonalds, etc)
$4.88 ¥701
$3.76 ¥541
$6.97 ¥1,002
Cappuccino
$2.75 ¥395
$2.75 ¥395
$4.81 ¥691
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.09 ¥156
$0.81 ¥117
$1.36 ¥196
Water (0.33 liter bottle)
$0.71 ¥101
$0.66 ¥94.6
$0.99 ¥143
Local Beer (0.5 liter draught)
$2.71 ¥390
$1.97 ¥283
$4.08 ¥585
Imported Beer (0.33 liter bottle)
$4.32 ¥620
$2.76 ¥397
$5.53 ¥795
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.3 ¥187
$1.06 ¥152
$1.98 ¥284
White Bread (500g)
$1.4 ¥201
$0.7 ¥99.9
$5.24 ¥753
Rice (white) (1kg)
$4.24 ¥609
$1.06 ¥152
$7.06 ¥1,014
Eggs
$2.41 ¥346
$1.67 ¥240
$2.93 ¥421
Local Cheese (1kg)
$10.61 ¥1,524
$6.97 ¥1,002
$16.74 ¥2,405
Chicken Fillets (1kg)
$6.29 ¥904
$3.41 ¥489
$8.17 ¥1,174
Beef Round Steak (1kg)
$19.22 ¥2,762
$12.7 ¥1,825
$24.7 ¥3,548
Apples (1kg)
$3.51 ¥504
$1.69 ¥243
$5.43 ¥780
Banana (1kg)
$2.1 ¥302
$1.36 ¥195
$3.39 ¥488
Oranges (1kg)
$2.61 ¥376
$1.07 ¥154
$3.57 ¥513
Tomato (1kg)
$4.44 ¥638
$1.74 ¥250
$8.36 ¥1,201
Potato (1kg)
$1.63 ¥234
$1.21 ¥174
$1.88 ¥271
Onion (1kg)
$1.25 ¥180
$1.03 ¥148
$6.85 ¥984
Lettuce (1 head)
$1.38 ¥199
$0.71 ¥102
$1.77 ¥255
Water (1.5 liter bottle)
$0.82 ¥118
$0.63 ¥90.7
$1.33 ¥191
Cigarettes 20 Pack (Marlboro, Camel)
$3.8 ¥546
$3.73 ¥536
$3.94 ¥566
Wine (Bottle)
$10.31 ¥1,481
$4.74 ¥681
$27.5 ¥3,950
Local Beer (0.5 liter bottle)
$2.1 ¥302
$1.4 ¥201
$3.49 ¥501
Imported Beer (0.33 liter bottle)
$3.01 ¥432
$1.42 ¥204
$4.24 ¥610
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.6 ¥230
$1.37 ¥196
$1.84 ¥264
Public Transport Monthly Pass (Regular Price)
$57.5 ¥8,257
$21.56 ¥3,097
$57.5 ¥8,257
Taxi Start (Normal Tariff)
$4.42 ¥635
$4.08 ¥586
$5.1 ¥733
Taxi (Normal Tariff) (1km)
$3.26 ¥469
$1.95 ¥281
$3.65 ¥525
Taxi 1hour Waiting (Normal Tariff)
$23.94 ¥3,440
$23.94 ¥3,440
$42.26 ¥6,071
Gasoline (1 liter)
$1.21 ¥174
$1.21 ¥174
$1.25 ¥179
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.2K ¥3.3M
$23.2K ¥3.3M
$23.2K ¥3.3M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.3K ¥2.5M
$17.3K ¥2.5M
$17.3K ¥2.5M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$134 ¥19.3K
$105 ¥15.1K
$164 ¥23.6K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.55 ¥3,814
$17.68 ¥2,539
$30.59 ¥4,394
Internet (50+ Mbps, Unlimited Data)
$30.24 ¥4,344
$26.22 ¥3,767
$34.5 ¥4,956
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$60.5 ¥8,688
$37.57 ¥5,397
$67.6 ¥9,714
Tennis Court (1 Hour on Weekend)
$13.94 ¥2,003
$3.49 ¥501
$13.94 ¥2,003
Cinema Ticket
$12.46 ¥1,790
$12.46 ¥1,790
$13.85 ¥1,989
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$69.8 ¥10K
$69.8 ¥10K
$69.8 ¥10K
International Primary School, 1 Child (Yearly)
$10.6K ¥1.5M
$5,633 ¥809.2K
$14.1K ¥2M
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$43.99 ¥6,319
$17.2 ¥2,471
$138 ¥19.8K
Summer Dress (H&M, Zara, etc)
$29.04 ¥4,171
$13.83 ¥1,987
$52.2 ¥7,496
Sport Shoes (Adidas, Nike)
$67.2 ¥9,660
$55.1 ¥7,908
$138 ¥19.8K
Men's Leather Business Shoes
$93.8 ¥13.5K
$27.32 ¥3,924
$137 ¥19.6K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$502 ¥72.1K
$446 ¥64.1K
$577 ¥82.8K
1-bedroom Apartment, Outside City Center (Monthly)
$356 ¥51.1K
$300 ¥43K
$412 ¥59.2K
3-bedroom Apartment, City Center (Monthly)
$847 ¥121.7K
$678 ¥97.4K
$989 ¥142.1K
3-bedroom Apartment, Outside City Center (Monthly)
$664 ¥95.4K
$535 ¥76.8K
$752 ¥108K
Buy Apartment in City Center (m2)
$4,008 ¥575.8K
$1,699 ¥244.1K
$4,008 ¥575.8K
Buy Apartment Outside City Center (m2)
$1,681 ¥241.5K
$742 ¥106.6K
$1,681 ¥241.5K
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
1.81
1.35
2
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Shiga - Frequently Asked Questions
How does the cost of living in Shiga, Japan compare for travelers, with an eye toward value for money and everyday amenities?
Compared with Japan’s mega-cities, Cost of Living in Shiga, Japan tends to be more affordable for daily needs like groceries, dining, and utilities. While wages vary by industry, you’ll likely notice steadier value in smaller towns around Lake Biwa and in historic cities such as Hikone. Housing generally offers more space per yen, especially in suburban neighborhoods, with a range from modern apartments to traditional machiya-style units. Seasonal tourism can nudge service costs briefly, but you’ll typically find calmer rhythms and longer-stay discounts for longer leases. For digital nomads, reliable broadband and a comfortable work environment are accessible in regional hubs and coworking spaces. Tip: scout neighborhoods near train lines for easy commute variety.
What does daily life look like in Shiga for housing, food, transport, and everyday errands?
Daily life in Shiga blends lake-and-country living with practical urban access. Housing options sit along quiet neighborhoods near Lake Biwa, with larger floor plans and reasonable rent relative to central urban cores. Food options range from local markets and fishmongers to friendly izakaya and supermarket chains, often offering seasonal produce. Transport runs on a reliable mix of JR lines and local buses; cycling is common in smaller towns, and ferries connect lakeside communities. For errands, you’ll find well-stocked convenience stores, community centers, and seasonal markets. Shiga, Japan living cost varies by town, with quieter locales typically offering more breathing space without sacrificing essentials. Tip: align shopping to weekend markets and off-peak transit times for savings.
Which neighborhoods or areas tend to offer the best balance of lifestyle, access, and budget in Shiga, and what budgeting framework helps you protect against seasonal swings?
Quality of life in Shiga rewards a balanced pace, green spaces, and easy day trips to cultural sites. For neighborhoods, pick areas along JR lines around Otsu for commuting convenience, or choose quieter lakeside pockets near Kinomoto or Hikone for calmer mornings. Seasonality shapes activities and expenses: summers are lively around the lake, winters bring cooler evenings but fewer crowds. A simple budgeting framework helps: split costs into housing, transport, groceries, and entertainment; set monthly targets and adjust after busy seasons. Look for longer lease terms to lock in steadier rent and explore seasonal farmers markets for fresh, affordable produce. Tip: start with a two-week trial stay near the lake to test fit.
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