Cost of Living in Shiga - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $769 (excluding rent), and $1,235 including rent.
Family of 3: Estimated monthly costs are $1,844 (excluding rent), and $2,616 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$6.81 ¥1,070
$3.41 ¥536
$10.22 ¥1,605
Three-Course Dinner for Two, Mid-Range
$34.52 ¥5,424
$20.71 ¥3,254
$48.33 ¥7,593
Fast Food Meal (McDonalds, etc)
$4.94 ¥776
$3.81 ¥598
$7.05 ¥1,108
Cappuccino
$2.74 ¥431
$2.74 ¥431
$4.80 ¥754
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.14 ¥180
$0.85 ¥134
$1.43 ¥225
Water (0.33 liter bottle)
$0.75 ¥118
$0.70 ¥110
$1.06 ¥166
Local Beer (0.5 liter draught)
$2.81 ¥442
$2.04 ¥321
$4.22 ¥664
Imported Beer (0.33 liter bottle)
$4.44 ¥698
$2.84 ¥446
$5.69 ¥894
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.26 ¥198
$1.02 ¥161
$1.91 ¥299
White Bread (500g)
$1.37 ¥215
$0.68 ¥107
$5.12 ¥805
Rice (white) (1kg)
$4.18 ¥656
$1.04 ¥164
$6.96 ¥1,093
Eggs
$2.42 ¥380
$1.68 ¥264
$2.94 ¥462
Local Cheese (1kg)
$10.59 ¥1,665
$6.97 ¥1,094
$16.73 ¥2,628
Chicken Fillets (1kg)
$6.52 ¥1,025
$3.53 ¥555
$8.46 ¥1,330
Beef Round Steak (1kg)
$18.62 ¥2,925
$12.30 ¥1,933
$23.92 ¥3,759
Apples (1kg)
$3.66 ¥575
$1.76 ¥277
$5.66 ¥889
Banana (1kg)
$2.19 ¥345
$1.42 ¥223
$3.54 ¥556
Oranges (1kg)
$2.48 ¥390
$1.02 ¥160
$3.39 ¥533
Tomato (1kg)
$4.45 ¥699
$1.74 ¥274
$8.37 ¥1,315
Potato (1kg)
$1.72 ¥271
$1.28 ¥201
$1.99 ¥313
Onion (1kg)
$1.26 ¥197
$1.03 ¥162
$6.85 ¥1,076
Lettuce (1 head)
$1.32 ¥208
$0.68 ¥106
$1.69 ¥266
Water (1.5 liter bottle)
$0.88 ¥138
$0.67 ¥106
$1.42 ¥223
Cigarettes 20 Pack (Marlboro, Camel)
$3.86 ¥607
$3.79 ¥596
$4.00 ¥629
Wine (Bottle)
$9.44 ¥1,484
$4.35 ¥683
$25.18 ¥3,957
Local Beer (0.5 liter bottle)
$2.03 ¥319
$1.35 ¥212
$3.37 ¥530
Imported Beer (0.33 liter bottle)
$3.01 ¥474
$1.42 ¥223
$4.25 ¥668
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.59 ¥250
$1.35 ¥213
$1.82 ¥286
Public Transport Monthly Pass (Regular Price)
$56.2 ¥8,836
$21.09 ¥3,314
$56.2 ¥8,836
Taxi Start (Normal Tariff)
$4.40 ¥691
$4.05 ¥637
$5.07 ¥796
Taxi (Normal Tariff) (1km)
$3.32 ¥521
$1.99 ¥312
$3.71 ¥583
Taxi 1hour Waiting (Normal Tariff)
$23.45 ¥3,684
$23.45 ¥3,684
$41.39 ¥6,503
Gasoline (1 liter)
$1.21 ¥191
$1.21 ¥191
$1.26 ¥197
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.7K ¥3.6M
$22.7K ¥3.6M
$22.7K ¥3.6M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$16.9K ¥2.7M
$16.9K ¥2.7M
$16.9K ¥2.7M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$134 ¥21.1K
$105 ¥16.5K
$164 ¥25.8K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.04 ¥4,248
$18.00 ¥2,829
$31.15 ¥4,895
Internet (50+ Mbps, Unlimited Data)
$30.73 ¥4,828
$26.64 ¥4,186
$35.06 ¥5,508
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$56.3 ¥8,848
$34.98 ¥5,497
$63.0 ¥9,893
Tennis Court (1 Hour on Weekend)
$13.83 ¥2,173
$3.46 ¥544
$13.83 ¥2,173
Cinema Ticket
$12.60 ¥1,980
$12.60 ¥1,980
$14.01 ¥2,201
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$68.8 ¥10.8K
$68.8 ¥10.8K
$68.8 ¥10.8K
International Primary School, 1 Child (Yearly)
$10.6K ¥1.7M
$5,656 ¥888.7K
$14.1K ¥2.2M
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$44.55 ¥7,000
$17.42 ¥2,738
$139 ¥21.9K
Summer Dress (H&M, Zara, etc)
$29.65 ¥4,659
$14.12 ¥2,219
$53.3 ¥8,372
Sport Shoes (Adidas, Nike)
$68.1 ¥10.7K
$55.7 ¥8,753
$139 ¥21.9K
Men's Leather Business Shoes
$95.0 ¥14.9K
$27.66 ¥4,346
$138 ¥21.7K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$476 ¥74.8K
$423 ¥66.5K
$547 ¥85.9K
1-bedroom Apartment, Outside City Center (Monthly)
$323 ¥50.8K
$272 ¥42.7K
$374 ¥58.8K
3-bedroom Apartment, City Center (Monthly)
$858 ¥134.8K
$686 ¥107.8K
$1,002 ¥157.4K
3-bedroom Apartment, Outside City Center (Monthly)
$665 ¥104.4K
$535 ¥84.1K
$752 ¥118.2K
Buy Apartment in City Center (m2)
$4,872 ¥765.4K
$1,176 ¥184.8K
$4,872 ¥765.4K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$1,223 ¥192.1K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
1.81
1.35
2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: March 1, 2026

Shiga Median Internet Speeds (Updated December 2025)

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The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
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Cost of Living in Shiga - Frequently Asked Questions
How does the cost of living in Shiga, Japan compare for travelers, with an eye toward value for money and everyday amenities?
Compared with Japan’s mega-cities, Cost of Living in Shiga, Japan tends to be more affordable for daily needs like groceries, dining, and utilities. While wages vary by industry, you’ll likely notice steadier value in smaller towns around Lake Biwa and in historic cities such as Hikone. Housing generally offers more space per yen, especially in suburban neighborhoods, with a range from modern apartments to traditional machiya-style units. Seasonal tourism can nudge service costs briefly, but you’ll typically find calmer rhythms and longer-stay discounts for longer leases. For digital nomads, reliable broadband and a comfortable work environment are accessible in regional hubs and coworking spaces. Tip: scout neighborhoods near train lines for easy commute variety.
What does daily life look like in Shiga for housing, food, transport, and everyday errands?
Daily life in Shiga blends lake-and-country living with practical urban access. Housing options sit along quiet neighborhoods near Lake Biwa, with larger floor plans and reasonable rent relative to central urban cores. Food options range from local markets and fishmongers to friendly izakaya and supermarket chains, often offering seasonal produce. Transport runs on a reliable mix of JR lines and local buses; cycling is common in smaller towns, and ferries connect lakeside communities. For errands, you’ll find well-stocked convenience stores, community centers, and seasonal markets. Shiga, Japan living cost varies by town, with quieter locales typically offering more breathing space without sacrificing essentials. Tip: align shopping to weekend markets and off-peak transit times for savings.
Which neighborhoods or areas tend to offer the best balance of lifestyle, access, and budget in Shiga, and what budgeting framework helps you protect against seasonal swings?
Quality of life in Shiga rewards a balanced pace, green spaces, and easy day trips to cultural sites. For neighborhoods, pick areas along JR lines around Otsu for commuting convenience, or choose quieter lakeside pockets near Kinomoto or Hikone for calmer mornings. Seasonality shapes activities and expenses: summers are lively around the lake, winters bring cooler evenings but fewer crowds. A simple budgeting framework helps: split costs into housing, transport, groceries, and entertainment; set monthly targets and adjust after busy seasons. Look for longer lease terms to lock in steadier rent and explore seasonal farmers markets for fresh, affordable produce. Tip: start with a two-week trial stay near the lake to test fit.

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