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Cost of Living in Severna Park, MD - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,527 (excluding rent), and $2,920 including rent.
Family of 3: Estimated monthly costs are $3,766 (excluding rent), and $5,663 including rent.
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๐Ÿฝ Eating Out
Cost
Range
Meal at Budget Restaurant
$22.73 $22.73
$15.15 $15.15
$25.26 $25.26
Three-Course Dinner for Two, Mid-Range
$79.3 $79.3
$49.58 $49.58
$129 $129
Fast Food Meal (McDonalds, etc)
$12.61 $12.61
$10.09 $10.09
$12.61 $12.61
Cappuccino
$5.34 $5.34
$3.47 $3.47
$7.93 $7.93
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.13 $3.13
$1.46 $1.46
$3.9 $3.9
Water (0.33 liter bottle)
$2.1 $2.1
$1.46 $1.46
$2.92 $2.92
Local Beer (0.5 liter draught)
$6.37 $6.37
$3.92 $3.92
$7.35 $7.35
Imported Beer (0.33 liter bottle)
$7.73 $7.73
$4.99 $4.99
$11.98 $11.98
๐Ÿ›’ Groceries & Markets
Cost
Range
Milk (1 liter)
$1.18 $1.18
$0.54 $0.54
$1.62 $1.62
White Bread (500g)
$3.98 $3.98
$1.13 $1.13
$4.54 $4.54
Rice (white) (1kg)
$6.97 $6.97
$2.09 $2.09
$8.6 $8.6
Eggs
$6.63 $6.63
$1.54 $1.54
$7.19 $7.19
Local Cheese (1kg)
$13.68 $13.68
$7.12 $7.12
$22.43 $22.43
Chicken Fillets (1kg)
$20.49 $20.49
$4.45 $4.45
$24.58 $24.58
Beef Round Steak (1kg)
$19.5 $19.5
$8.67 $8.67
$21.64 $21.64
Apples (1kg)
$7.09 $7.09
$2.27 $2.27
$9.08 $9.08
Banana (1kg)
$2.2 $2.2
$1.09 $1.09
$4.45 $4.45
Oranges (1kg)
$8.05 $8.05
$2.17 $2.17
$13.18 $13.18
Tomato (1kg)
$6.48 $6.48
$2.16 $2.16
$7.57 $7.57
Potato (1kg)
$4.86 $4.86
$1.9 $1.9
$6.72 $6.72
Onion (1kg)
$3.04 $3.04
$1.35 $1.35
$6.76 $6.76
Lettuce (1 head)
$2.87 $2.87
$1.78 $1.78
$3.56 $3.56
Water (1.5 liter bottle)
$3.15 $3.15
$0.99 $0.99
$3.72 $3.72
Cigarettes 20 Pack (Marlboro, Camel)
$12.71 $12.71
$5.08 $5.08
$15.25 $15.25
Wine (Bottle)
$16.55 $16.55
$8.02 $8.02
$25.07 $25.07
Local Beer (0.5 liter bottle)
$1.69 $1.69
$1.69 $1.69
$3.91 $3.91
Imported Beer (0.33 liter bottle)
$3.81 $3.81
$1.68 $1.68
$7.07 $7.07
๐ŸšŒ Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.97 $1.97
$1.23 $1.23
$1.97 $1.97
Public Transport Monthly Pass (Regular Price)
$118 $118
-
Taxi Start (Normal Tariff)
$1.77 $1.77
$1.77 $1.77
$5.91 $5.91
Taxi (Normal Tariff) (1km)
$1.33 $1.33
$1.33 $1.33
$3.03 $3.03
Taxi 1hour Waiting (Normal Tariff)
$19.69 $19.69
$19.69 $19.69
$23.62 $23.62
Gasoline (1 liter)
$0.91 $0.91
$0.79 $0.79
$1.05 $1.05
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.1K $25.1K
$22.9K $22.9K
$32.7K $32.7K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.8K $24.8K
$23.2K $23.2K
$26.4K $26.4K
๐Ÿงพ Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$170 $170
$89 $89
$445 $445
SIM Card Monthly Plan (Calls and 10GB+ Data)
$53.6 $53.6
$25.37 $25.37
$128 $128
Internet (50+ Mbps, Unlimited Data)
$67.7 $67.7
$40.44 $40.44
$142 $142
๐ŸŽ‰ Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$42.85 $42.85
$17.44 $17.44
$49.83 $49.83
Tennis Court (1 Hour on Weekend)
$24.75 $24.75
-
Cinema Ticket
$15.12 $15.12
$12.89 $12.89
$20.05 $20.05
๐Ÿงธ Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,596 $1,596
$948 $948
$1,895 $1,895
International Primary School, 1 Child (Yearly)
$33.4K $33.4K
$30K $30K
$34.2K $34.2K
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$47.56 $47.56
$30.04 $30.04
$60.1 $60.1
Summer Dress (H&M, Zara, etc)
$73.9 $73.9
$25.47 $25.47
$81.5 $81.5
Sport Shoes (Adidas, Nike)
$87.4 $87.4
$70.8 $70.8
$126 $126
Men's Leather Business Shoes
$109 $109
$58.9 $58.9
$147 $147
๐Ÿ  Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,615 $1,615
$1,210 $1,210
$1,872 $1,872
1-bedroom Apartment, Outside City Center (Monthly)
$1,339 $1,339
$989 $989
$1,484 $1,484
3-bedroom Apartment, City Center (Monthly)
$2,592 $2,592
$1,971 $1,971
$2,957 $2,957
3-bedroom Apartment, Outside City Center (Monthly)
$2,254 $2,254
$1,725 $1,725
$2,536 $2,536
Buy Apartment in City Center (m2)
$2,701 $2,701
$1,981 $1,981
$2,701 $2,701
Buy Apartment Outside City Center (m2)
$2,407 $2,407
$1,967 $1,967
$2,407 $2,407
๐Ÿ’ต Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$4,923 $4,923
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.57
6.19
7

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update: December 1, 2025

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Cost of Living in Severna Park, MD - Frequently Asked Questions
How does Severna Park stack up on affordability, and who tends to find good value here?
Severna Park offers a comfortable suburban vibe with good schools, manageable commutes, and plenty of outdoor space. For travelers, expats, and digital nomads, the value comes from balance: proximity to Annapolis and Baltimore, solid safety, and easy access to the Chesapeake Bay, without the bustle of a big city. The Cost of Living in Severna Park, MD, United States tends to sit above rural areas but below some urban hubs in the region, making it a favorable middle ground if you want reliability and community. If you time your housing search with off-peak demand and look beyond the easiest-to-find options, you may uncover solid value. Tip: start with a short list of preferred areas and compare commute times.
Whatโ€™s daily life like for residents and visitors โ€“ housing search, groceries, transit, and coworking or errands?
Daily life here centers on a family-friendly, green-suburban rhythm, with practical options for groceries, dining, and errands. Your housing search will likely surface a mix of single-family homes, townhomes, and rentals; expanding to nearby Arnold or Annapolis can unlock more choice and price variety. Food ranges from reliable groceries to waterfront seafood spots, and errands are straightforward with a car; bike lanes and walkable village centers help on nicer days. For remote work, youโ€™ll find cafes and modest co-working spaces; weekend outings often revolve around parks, marinas, and easy shore access. Severna Park, MD, United States living cost. Tip: plan for flexible lease terms and check if utilities or HOA fees are included to keep budgets predictable.
What factors influence quality of life, budgeting strategies, and finding a neighborhood that fits your pace in Severna Park?
Quality of life here is shaped by a calm pace, waterfront access, good schools, and a tight-knit community feel. Use a simple budgeting framework: carve out housing first, then allocate for utilities, groceries, transport, and recreation, with a small buffer for seasonal activities. In Severna Park, the rhythm shifts with seasons: summers bring outdoor markets and water-based recreation, while fall and winter emphasize indoor amenities and nearby cultural events. To pick a neighborhood that matches your pace, map your commute to work or clients, check proximity to parks and shops, and visit core centers at different times of day. Tip: explore multiple neighborhoods on weekends to sense crowd levels and services.
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