Cost of Living in Saratoga Springs, NY - Updated Prices & Insights

79.6

Solo nomad: Estimated monthly costs are $1,156 (excluding rent), and $2,890 including rent.

Family of 3: Estimated monthly costs are $2,742 (excluding rent), and $5,080 including rent.

Meal at Budget Restaurant

$20.07 $20.07

$15.06 $15.06

$40.15 $40.15

Three-Course Dinner for Two, Mid-Range

$65.6 $65.6

$55.5 $55.5

$131 $131

Fast Food Meal (McDonalds, etc)

$8.2 $8.2

$14.35 $14.35

Cappuccino

$4.23 $4.23

$2.57 $2.57

$7.72 $7.72

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 $2.19

$1.8 $1.8

$5.15 $5.15

Water (0.33 liter bottle)

$1.78 $1.78

$1.02 $1.02

$2.55 $2.55

Local Beer (0.5 liter draught)

$4.93 $4.93

$3.95 $3.95

$8.39 $8.39

Imported Beer (0.33 liter bottle)

$6.88 $6.88

$5.9 $5.9

$12.78 $12.78

Milk (1 liter)

$1.13 $1.13

$0.67 $0.67

$1.6 $1.6

White Bread (500g)

$3.32 $3.32

$1.61 $1.61

$6.45 $6.45

Rice (white) (1kg)

$8.12 $8.12

$1.51 $1.51

$12.99 $12.99

Eggs

$3.67 $3.67

$2.65 $2.65

$7.89 $7.89

Local Cheese (1kg)

$19.19 $19.19

$6.65 $6.65

$33.29 $33.29

Chicken Fillets (1kg)

$24.01 $24.01

$5.58 $5.58

$35.73 $35.73

Beef Round Steak (1kg)

$19.76 $19.76

$11.2 $11.2

$40.31 $40.31

Apples (1kg)

$3.83 $3.83

$2.22 $2.22

$13.33 $13.33

Banana (1kg)

$1.41 $1.41

$1.09 $1.09

$4.37 $4.37

Oranges (1kg)

$3.92 $3.92

$2.23 $2.23

$11.16 $11.16

Tomato (1kg)

$7.3 $7.3

$2.69 $2.69

$10.06 $10.06

Potato (1kg)

$3.14 $3.14

$1.08 $1.08

$10.8 $10.8

Onion (1kg)

$3.05 $3.05

$2.21 $2.21

$4.47 $4.47

Lettuce (1 head)

$1.95 $1.95

$1.03 $1.03

$3.08 $3.08

Water (1.5 liter bottle)

$1.67 $1.67

$1.29 $1.29

$3.86 $3.86

Cigarettes 20 Pack (Marlboro, Camel)

$12.9 $12.9

$10.92 $10.92

$12.9 $12.9

Wine (Bottle)

$12.16 $12.16

$9.13 $9.13

$26.37 $26.37

Local Beer (0.5 liter bottle)

$1.71 $1.71

Imported Beer (0.33 liter bottle)

$5.56 $5.56

$3 $3

$8.13 $8.13

One-way Ticket (Public Transport)

$2.51 $2.51

$1.26 $1.26

$2.51 $2.51

Taxi Start (Normal Tariff)

$1.95 $1.95

Taxi (Normal Tariff) (1km)

$1.37 $1.37

$1.07 $1.07

$1.67 $1.67

Taxi 1hour Waiting (Normal Tariff)

$28.65 $28.65

$25.92 $25.92

$34.36 $34.36

Gasoline (1 liter)

$0.91 $0.91

$0.82 $0.82

$1.1 $1.1

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K $34.2K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25K $25K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$195 $195

$101 $101

$353 $353

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.8 $52.8

$40.24 $40.24

$70.4 $70.4

Internet (50+ Mbps, Unlimited Data)

$65.3 $65.3

$49.47 $49.47

$79.2 $79.2

Gym Membership (Monthly)

$59.6 $59.6

Tennis Court (1 Hour on Weekend)

$20.38 $20.38

Cinema Ticket

$15.17 $15.17

$12.14 $12.14

$19.98 $19.98

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,421 $1,421

$1,015 $1,015

$1,827 $1,827

International Primary School, 1 Child (Yearly)

$29.4K $29.4K

Jeans (Levis 501 Or Similar)

$46.82 $46.82

$19.71 $19.71

$96.6 $96.6

Summer Dress (H&M, Zara, etc)

$34.5 $34.5

$20.3 $20.3

$101 $101

Sport Shoes (Adidas, Nike)

$85.7 $85.7

$59.8 $59.8

$130 $130

Men's Leather Business Shoes

$115 $115

$65.3 $65.3

$201 $201

1-bedroom Apartment, City Center (Monthly)

$2,545 $2,545

$1,855 $1,855

$3,549 $3,549

1-bedroom Apartment, Outside City Center (Monthly)

$1,564 $1,564

$1,192 $1,192

$1,937 $1,937

3-bedroom Apartment, City Center (Monthly)

$3,004 $3,004

$2,003 $2,003

$3,004 $3,004

3-bedroom Apartment, Outside City Center (Monthly)

$2,215 $2,215

$1,711 $1,711

$2,517 $2,517

Buy Apartment in City Center (m2)

$2,491 $2,491

$1,779 $1,779

$2,491 $2,491

Buy Apartment Outside City Center (m2)

$2,319 $2,319

$1,793 $1,793

$2,319 $2,319

Average Monthly Net Salary (After Tax)

$4,216 $4,216

20-Year Fixed Mortgage Interest Rate (Annual %)

6.36

6.19

6.8

Citycost data is based on AI and user input – minor inaccuracies may occur.

City tags:

🌎 North america

Cost of Living in Saratoga Springs, NY - Frequently Asked Questions

Across visitors and long-term visitors alike, Cost of Living in Saratoga Springs, NY, United States sits in a comfortable middle ground for upstate communities. You’ll notice a mix of quaint, value-conscious options and more premium choices, so there are pathways for both budget travelers and longer-term stays. The town’s walkable center, seasonal events, and compact amenities help you stretch a dollar without sacrificing quality. Compared with bigger cities, you’ll gain predictable costs for daily needs, while still enjoying access to dining, culture, and nature. Tip: Consider a longer initial stay to lock in a better-rate apartment or room.

Daily life in Saratoga Springs blends small-town charm with practical options for work and errands. When you search for housing, start with walkable neighborhoods near the downtown core or near parks and the rail trail; visit on a weekday to gauge traffic and noise, and consider a longer stay to test a preferred layout. Food options range from farmers’ markets and casual cafés to farm-to-table spots, all highlighting seasonal produce. For transport, many get around by bike, foot, or compact car; rideshares fill occasional gaps, and local buses connect key neighborhoods. Saratoga Springs, NY living cost can vary by area. Tip: Try a coworking day to gauge community fit.

Quality of life here trends toward active outdoor seasons, cultured downtime, and tight-knit communities. Build a simple budgeting framework: separate fixed costs (housing and utilities) from flexible ones (entertainment, dining, travel); track by week, adjust with seasons. To save, consider activity-free weeks, buy in bulk, and leverage local libraries, parks, and free events. Neighborhood fit depends on pace and access: the canyon-edge residential pockets suit quieter days, while the arts and dining district attracts nightlife and walkability. Seasonal tourism can affect crowds and prices; plan shoulder-season stays for a calmer experience. Tip: choose housing with good insulation and-efficient heating.