Cost of Living in Saratoga Springs, NY - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,070 (excluding rent), and $2,903 including rent.

Family of 3: Estimated monthly costs are $2,378 (excluding rent), and $5,186 including rent.

Meal at Budget Restaurant

$20.38 $20.38

$15.29 $15.29

$40.76 $40.76

Three-Course Dinner for Two, Mid-Range

$66.2 $66.2

$56 $56

$132 $132

Fast Food Meal (McDonalds, etc)

$7.8 $7.8

$13.65 $13.65

Cappuccino

$4.21 $4.21

$2.56 $2.56

$7.69 $7.69

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 $2.12

$1.74 $1.74

$4.97 $4.97

Water (0.33 liter bottle)

$1.75 $1.75

$1.01 $1.01

$2.52 $2.52

Local Beer (0.5 liter draught)

$4.98 $4.98

$3.99 $3.99

$8.47 $8.47

Imported Beer (0.33 liter bottle)

$7.15 $7.15

$6.13 $6.13

$13.29 $13.29

Milk (1 liter)

$1.15 $1.15

$0.67 $0.67

$1.62 $1.62

White Bread (500g)

$3.46 $3.46

$1.68 $1.68

$6.72 $6.72

Rice (white) (1kg)

$8.16 $8.16

$1.52 $1.52

$13.06 $13.06

Eggs

$3.74 $3.74

$2.7 $2.7

$8.04 $8.04

Local Cheese (1kg)

$19.09 $19.09

$6.62 $6.62

$33.12 $33.12

Chicken Fillets (1kg)

$23.67 $23.67

$5.51 $5.51

$35.22 $35.22

Beef Round Steak (1kg)

$19.48 $19.48

$11.04 $11.04

$39.73 $39.73

Apples (1kg)

$3.77 $3.77

$2.18 $2.18

$13.11 $13.11

Banana (1kg)

$1.46 $1.46

$1.13 $1.13

$4.53 $4.53

Oranges (1kg)

$3.84 $3.84

$2.19 $2.19

$10.95 $10.95

Tomato (1kg)

$7.3 $7.3

$2.69 $2.69

$10.06 $10.06

Potato (1kg)

$3.15 $3.15

$1.08 $1.08

$10.85 $10.85

Onion (1kg)

$2.93 $2.93

$2.12 $2.12

$4.29 $4.29

Lettuce (1 head)

$1.93 $1.93

$1.02 $1.02

$3.05 $3.05

Water (1.5 liter bottle)

$1.66 $1.66

$1.28 $1.28

$3.85 $3.85

Cigarettes 20 Pack (Marlboro, Camel)

$13.14 $13.14

$11.12 $11.12

$13.14 $13.14

Wine (Bottle)

$12.07 $12.07

$9.06 $9.06

$26.17 $26.17

Local Beer (0.5 liter bottle)

$1.69 $1.69

Imported Beer (0.33 liter bottle)

$5.35 $5.35

$2.88 $2.88

$7.82 $7.82

One-way Ticket (Public Transport)

$2.49 $2.49

$1.24 $1.24

$2.49 $2.49

Taxi Start (Normal Tariff)

$1.98 $1.98

Taxi (Normal Tariff) (1km)

$1.37 $1.37

$1.08 $1.08

$1.68 $1.68

Taxi 1hour Waiting (Normal Tariff)

$29.69 $29.69

$26.85 $26.85

$35.6 $35.6

Gasoline (1 liter)

$0.87 $0.87

$0.78 $0.78

$1.04 $1.04

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.7K $33.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25K $25K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$191 $191

$98.7 $98.7

$346 $346

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.3 $53.3

$40.64 $40.64

$71.1 $71.1

Internet (50+ Mbps, Unlimited Data)

$66.7 $66.7

$50.5 $50.5

$80.8 $80.8

Gym Membership (Monthly)

$59 $59

Tennis Court (1 Hour on Weekend)

$19.69 $19.69

Cinema Ticket

$14.92 $14.92

$11.94 $11.94

$19.64 $19.64

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,399 $1,399

$999 $999

$1,799 $1,799

International Primary School, 1 Child (Yearly)

$30K $30K

Jeans (Levis 501 Or Similar)

$47.13 $47.13

$19.84 $19.84

$97.2 $97.2

Summer Dress (H&M, Zara, etc)

$34.1 $34.1

$20.06 $20.06

$100 $100

Sport Shoes (Adidas, Nike)

$86.9 $86.9

$60.6 $60.6

$131 $131

Men's Leather Business Shoes

$112 $112

$63.7 $63.7

$196 $196

1-bedroom Apartment, City Center (Monthly)

$2,475 $2,475

$1,804 $1,804

$3,451 $3,451

1-bedroom Apartment, Outside City Center (Monthly)

$1,559 $1,559

$1,189 $1,189

$1,932 $1,932

3-bedroom Apartment, City Center (Monthly)

$3,035 $3,035

$2,023 $2,023

$3,035 $3,035

3-bedroom Apartment, Outside City Center (Monthly)

$2,175 $2,175

$1,680 $1,680

$2,471 $2,471

Average Monthly Net Salary (After Tax)

$4,924 $4,924

20-Year Fixed Mortgage Interest Rate (Annual %)

6.36

6.19

6.8

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 30, 2025

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Saratoga Springs, NY - Frequently Asked Questions

Across visitors and long-term visitors alike, Cost of Living in Saratoga Springs, NY, United States sits in a comfortable middle ground for upstate communities. You’ll notice a mix of quaint, value-conscious options and more premium choices, so there are pathways for both budget travelers and longer-term stays. The town’s walkable center, seasonal events, and compact amenities help you stretch a dollar without sacrificing quality. Compared with bigger cities, you’ll gain predictable costs for daily needs, while still enjoying access to dining, culture, and nature. Tip: Consider a longer initial stay to lock in a better-rate apartment or room.

Daily life in Saratoga Springs blends small-town charm with practical options for work and errands. When you search for housing, start with walkable neighborhoods near the downtown core or near parks and the rail trail; visit on a weekday to gauge traffic and noise, and consider a longer stay to test a preferred layout. Food options range from farmers’ markets and casual cafés to farm-to-table spots, all highlighting seasonal produce. For transport, many get around by bike, foot, or compact car; rideshares fill occasional gaps, and local buses connect key neighborhoods. Saratoga Springs, NY living cost can vary by area. Tip: Try a coworking day to gauge community fit.

Quality of life here trends toward active outdoor seasons, cultured downtime, and tight-knit communities. Build a simple budgeting framework: separate fixed costs (housing and utilities) from flexible ones (entertainment, dining, travel); track by week, adjust with seasons. To save, consider activity-free weeks, buy in bulk, and leverage local libraries, parks, and free events. Neighborhood fit depends on pace and access: the canyon-edge residential pockets suit quieter days, while the arts and dining district attracts nightlife and walkability. Seasonal tourism can affect crowds and prices; plan shoulder-season stays for a calmer experience. Tip: choose housing with good insulation and-efficient heating.