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Cost of Living in Saratoga Springs, NY - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,121 (excluding rent), and $2,924 including rent.
Family of 3: Estimated monthly costs are $2,646 (excluding rent), and $5,234 including rent.
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๐Ÿฝ Eating Out
Cost
Range
Meal at Budget Restaurant
$20.26 $20.26
$15.19 $15.19
$40.52 $40.52
Three-Course Dinner for Two, Mid-Range
$65.2 $65.2
$55.1 $55.1
$130 $130
Fast Food Meal (McDonalds, etc)
$7.97 $7.97
$7.97 $7.97
$13.94 $13.94
Cappuccino
$4.17 $4.17
$2.54 $2.54
$7.61 $7.61
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.08 $2.08
$1.71 $1.71
$4.89 $4.89
Water (0.33 liter bottle)
$1.69 $1.69
$0.97 $0.97
$2.43 $2.43
Local Beer (0.5 liter draught)
$4.90 $4.90
$3.92 $3.92
$8.33 $8.33
Imported Beer (0.33 liter bottle)
$7.08 $7.08
$6.07 $6.07
$13.14 $13.14
๐Ÿ›’ Groceries & Markets
Cost
Range
Milk (1 liter)
$1.11 $1.11
$0.65 $0.65
$1.56 $1.56
White Bread (500g)
$3.30 $3.30
$1.60 $1.60
$6.43 $6.43
Rice (white) (1kg)
$8.43 $8.43
$1.57 $1.57
$13.49 $13.49
Eggs
$3.62 $3.62
$2.62 $2.62
$7.79 $7.79
Local Cheese (1kg)
$19.33 $19.33
$6.70 $6.70
$33.54 $33.54
Chicken Fillets (1kg)
$23.39 $23.39
$5.44 $5.44
$34.80 $34.80
Beef Round Steak (1kg)
$19.72 $19.72
$11.18 $11.18
$40.22 $40.22
Apples (1kg)
$3.84 $3.84
$2.22 $2.22
$13.36 $13.36
Banana (1kg)
$1.46 $1.46
$1.13 $1.13
$4.52 $4.52
Oranges (1kg)
$3.95 $3.95
$2.25 $2.25
$11.26 $11.26
Tomato (1kg)
$7.35 $7.35
$2.70 $2.70
$10.12 $10.12
Potato (1kg)
$3.25 $3.25
$1.12 $1.12
$11.18 $11.18
Onion (1kg)
$2.96 $2.96
$2.14 $2.14
$4.33 $4.33
Lettuce (1 head)
$1.86 $1.86
$0.98 $0.98
$2.94 $2.94
Water (1.5 liter bottle)
$1.59 $1.59
$1.23 $1.23
$3.68 $3.68
Cigarettes 20 Pack (Marlboro, Camel)
$13.10 $13.10
$11.08 $11.08
$13.10 $13.10
Wine (Bottle)
$15.26 $15.26
$12.20 $12.20
$26.44 $26.44
Local Beer (0.5 liter bottle)
$1.76 $1.76
$1.76 $1.76
$1.76 $1.76
Imported Beer (0.33 liter bottle)
$5.40 $5.40
$2.91 $2.91
$7.89 $7.89
๐ŸšŒ Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.49 $2.49
$1.24 $1.24
$2.49 $2.49
Taxi Start (Normal Tariff)
$1.95 $1.95
$1.95 $1.95
$1.95 $1.95
Taxi (Normal Tariff) (1km)
$1.37 $1.37
$1.07 $1.07
$1.67 $1.67
Taxi 1hour Waiting (Normal Tariff)
$28.99 $28.99
$26.21 $26.21
$34.75 $34.75
Gasoline (1 liter)
$0.84 $0.84
$0.75 $0.75
$1.01 $1.01
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.8K $33.8K
$33.8K $33.8K
$33.8K $33.8K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.1K $25.1K
$25.1K $25.1K
$25.1K $25.1K
๐Ÿงพ Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$196 $196
$101 $101
$355 $355
SIM Card Monthly Plan (Calls and 10GB+ Data)
$53.0 $53.0
$40.35 $40.35
$70.6 $70.6
Internet (50+ Mbps, Unlimited Data)
$66.7 $66.7
$50.5 $50.5
$80.9 $80.9
๐ŸŽ‰ Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$60.9 $60.9
$60.9 $60.9
$60.9 $60.9
Tennis Court (1 Hour on Weekend)
$19.85 $19.85
-
Cinema Ticket
$15.19 $15.19
$12.15 $12.15
$20.00 $20.00
๐Ÿงธ Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,382 $1,382
$987 $987
$1,777 $1,777
International Primary School, 1 Child (Yearly)
$30.3K $30.3K
$30.3K $30.3K
$30.3K $30.3K
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$47.10 $47.10
$19.83 $19.83
$97.2 $97.2
Summer Dress (H&M, Zara, etc)
$34.52 $34.52
$20.31 $20.31
$102 $102
Sport Shoes (Adidas, Nike)
$85.6 $85.6
$59.7 $59.7
$129 $129
Men's Leather Business Shoes
$116 $116
$65.9 $65.9
$203 $203
๐Ÿ  Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$2,482 $2,482
$1,809 $1,809
$3,461 $3,461
1-bedroom Apartment, Outside City Center (Monthly)
$1,554 $1,554
$1,184 $1,184
$1,924 $1,924
3-bedroom Apartment, City Center (Monthly)
$3,054 $3,054
$2,036 $2,036
$3,054 $3,054
3-bedroom Apartment, Outside City Center (Monthly)
$2,224 $2,224
$1,718 $1,718
$2,527 $2,527
๐Ÿ’ต Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$4,909 $4,909
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.36
6.19
6.8

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update: January 13, 2026

Saratoga Springs, NY Median Internet Speeds (Updated December 2025)

Mobile

Download
68
Mbps
Upload
14
Mbps
Latency
29
ms

Fixed Broadband

Download
336
Mbps
Upload
22
Mbps
Latency
19
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Saratoga Springs, NY - Frequently Asked Questions
How does Saratoga Springs compare in value for travelers, expats, and digital nomads?
Across visitors and long-term visitors alike, Cost of Living in Saratoga Springs, NY, United States sits in a comfortable middle ground for upstate communities. Youโ€™ll notice a mix of quaint, value-conscious options and more premium choices, so there are pathways for both budget travelers and longer-term stays. The townโ€™s walkable center, seasonal events, and compact amenities help you stretch a dollar without sacrificing quality. Compared with bigger cities, youโ€™ll gain predictable costs for daily needs, while still enjoying access to dining, culture, and nature. Tip: Consider a longer initial stay to lock in a better-rate apartment or room.
What does daily life look like in Saratoga Springs in terms of housing, food options, transport, and errands?
Daily life in Saratoga Springs blends small-town charm with practical options for work and errands. When you search for housing, start with walkable neighborhoods near the downtown core or near parks and the rail trail; visit on a weekday to gauge traffic and noise, and consider a longer stay to test a preferred layout. Food options range from farmersโ€™ markets and casual cafรฉs to farm-to-table spots, all highlighting seasonal produce. For transport, many get around by bike, foot, or compact car; rideshares fill occasional gaps, and local buses connect key neighborhoods. Saratoga Springs, NY living cost can vary by area. Tip: Try a coworking day to gauge community fit.
What budgeting strategies and neighborhood choices help balance quality of life across seasons?
Quality of life here trends toward active outdoor seasons, cultured downtime, and tight-knit communities. Build a simple budgeting framework: separate fixed costs (housing and utilities) from flexible ones (entertainment, dining, travel); track by week, adjust with seasons. To save, consider activity-free weeks, buy in bulk, and leverage local libraries, parks, and free events. Neighborhood fit depends on pace and access: the canyon-edge residential pockets suit quieter days, while the arts and dining district attracts nightlife and walkability. Seasonal tourism can affect crowds and prices; plan shoulder-season stays for a calmer experience. Tip: choose housing with good insulation and-efficient heating.
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