Quality of life here centers on coastlines, a relaxed tempo, and friendly communities that welcome newcomers. For budgeting, use a simple framework: divide needs (housing, utilities, food) from nice-to-haves (co-working, occasional dining out), then adjust as you plan trips or host guests. Smart savings come from cooking at home, opting for inland neighborhoods with lower rents, and aligning shopping with local markets for fresh deals. Seasonal changes affect crowds, seafood availability, and outdoor activities, so plan outdoor days during milder months. When choosing a neighborhood, prioritize proximity to beaches for views or central access for services. Tip: set a monthly cap for discretionary spends and rotate work locations to stay inspired.