Last update: Oct 2026 United Kingdom 199K

Cost of Living in Portsmouth

For one person, living costs in Portsmouth are estimated at $2,763 a month, including rent and utilities, which take almost two thirds of the total. Other living expenses average about $33 a day.

Monthly Cost of Living

How much you'll spend in Portsmouth

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Portsmouth actually costs, broken down by who's living it.

Living costs for one person come to about $2,763 monthly including rent, or $1,011 excluding housing.

$2,763 /mo

Estimated monthly costs for a couple: $3,798 with rent, or $1,738 without housing.

$3,798 /mo

Monthly costs for a family of three come to about $4,834 including rent, or $2,465 for daily expenses alone.

$4,834 /mo

Portsmouth sits 71–105% above the global median across household types. Within Europe, costs are 58% above average – among the most expensive in the region.

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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$19.81 £14.86
$13.39 £10.05
$33.49 £25.13
Three-Course Dinner for Two, Mid-Range
$66.4 £49.78
$45.11 £33.84
$212 £159
Fast Food Meal (McDonalds, etc)
$10.34 £7.76
$9.06 £6.80
$12.01 £9.01
Cappuccino
$4.79 £3.59
$3.94 £2.96
$6.58 £4.94
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.66 £1.99
$1.96 £1.47
$5.87 £4.40
Water (0.33 liter bottle)
$2.27 £1.71
$1.33 £1.00
$2.67 £2.00
Local Beer (0.5 liter draught)
$6.18 £4.63
$4.59 £3.45
$7.89 £5.92
Imported Beer (0.33 liter bottle)
$5.83 £4.38
$4.54 £3.40
$9.09 £6.82
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.41 £1.06
$0.75 £0.56
$2.13 £1.60
White Bread (500g)
$1.58 £1.18
$1.17 £0.88
$2.20 £1.65
Rice (white) (1kg)
$3.69 £2.77
$1.67 £1.25
$5.33 £4.00
Eggs
$3.39 £2.55
$2.59 £1.94
$7.00 £5.25
Local Cheese (1kg)
$13.26 £9.95
$3.92 £2.94
$23.51 £17.64
Chicken Fillets (1kg)
$8.32 £6.24
$5.10 £3.82
$12.07 £9.05
Beef Round Steak (1kg)
$13.02 £9.77
$5.53 £4.15
$21.47 £16.11
Apples (1kg)
$3.86 £2.90
$0.72 £0.54
$8.53 £6.40
Banana (1kg)
$1.91 £1.43
$1.22 £0.92
$3.38 £2.54
Oranges (1kg)
$2.85 £2.14
$1.29 £0.97
$3.87 £2.91
Tomato (1kg)
$3.34 £2.51
$2.57 £1.93
$8.96 £6.72
Potato (1kg)
$1.65 £1.23
$0.81 £0.61
$2.43 £1.82
Onion (1kg)
$1.63 £1.23
$1.00 £0.75
$2.66 £2.00
Lettuce (1 head)
$1.20 £0.90
$0.68 £0.51
$1.69 £1.27
Water (1.5 liter bottle)
$1.52 £1.14
$0.47 £0.35
$4.03 £3.02
Cigarettes 20 Pack (Marlboro, Camel)
$23.07 £17.31
$20.83 £15.63
$23.71 £17.78
Wine (Bottle)
$11.29 £8.47
$9.96 £7.47
$29.21 £21.92
Local Beer (0.5 liter bottle)
$2.94 £2.21
$2.11 £1.58
$3.54 £2.66
Imported Beer (0.33 liter bottle)
$2.14 £1.60
$0.96 £0.72
$2.79 £2.10
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$4.08 £3.06
$2.72 £2.04
$4.08 £3.06
Public Transport Monthly Pass (Regular Price)
$88.0 £66.0
$88.0 £66.0
$88.0 £66.0
Taxi Start (Normal Tariff)
$5.16 £3.87
$5.16 £3.87
$5.42 £4.07
Taxi (Normal Tariff) (1km)
$1.60 £1.20
$1.60 £1.20
$5.71 £4.28
Taxi 1hour Waiting (Normal Tariff)
$20.02 £15.02
$20.02 £15.02
$20.02 £15.02
Gasoline (1 liter)
$2.08 £1.56
$1.82 £1.37
$2.35 £1.76
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.6K £29.0K
$38.6K £29.0K
$38.6K £29.0K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.1K £30.1K
$40.0K £30.0K
$40.2K £30.2K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$654 £491
$330 £247
$923 £693
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.83 £11.12
$13.18 £9.89
$19.78 £14.84
Internet (50+ Mbps, Unlimited Data)
$42.05 £31.55
$37.72 £28.30
$45.51 £34.14
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$38.39 £28.80
$33.10 £24.83
$46.33 £34.76
Tennis Court (1 Hour on Weekend)
$17.15 £12.86
$13.19 £9.90
$17.15 £12.86
Cinema Ticket
$10.65 £7.99
$10.63 £7.97
$13.97 £10.48
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,249 £937
$1,147 £860
$1,351 £1,014
International Primary School, 1 Child (Yearly)
$20.0K £15.0K
$20.0K £15.0K
$20.0K £15.0K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$90.5 £67.9
$32.91 £24.69
$145 £109
Summer Dress (H&M, Zara, etc)
$39.83 £29.88
$26.55 £19.92
$46.47 £34.86
Sport Shoes (Adidas, Nike)
$98.6 £74.0
$78.9 £59.2
$125 £93.7
Men's Leather Business Shoes
$120 £89.8
$98.4 £73.8
$131 £98.5
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,457 £1,093
$1,310 £983
$1,703 £1,278
1-bedroom Apartment, Outside City Center (Monthly)
$1,098 £824
$1,075 £806
$1,319 £989
3-bedroom Apartment, City Center (Monthly)
$2,091 £1,569
$1,979 £1,485
$2,632 £1,975
3-bedroom Apartment, Outside City Center (Monthly)
$1,714 £1,286
$1,644 £1,233
$1,938 £1,454
Buy Apartment in City Center (m2)
$4,504 £3,378
$4,102 £3,077
$5,382 £4,037
Buy Apartment Outside City Center (m2)
$3,703 £2,778
$3,403 £2,553
$3,872 £2,905
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$3,350 £2,513
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
5.11
5.25

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Portsmouth $2,763
Accommodation & Living
$1.1K
Monthly Utilities & Internet
$711
Groceries & Markets
$310
Eating Out
$309
Clothing & Footwear
$157
Getting Around
$118
Sport & Entertainment
$60

Cost Breakdown

Expect to pay about $1,457 for a central one-bedroom, or $1,098 outside the center. At 43% of the average salary ($3,350), housing is the biggest financial pressure.

Average take-home pay sits at $3,350, while typical expenses reach $2,763. This leaves some room for savings, though a comfortable buffer starts closer to $4,144.

Expect to spend about $310 monthly on groceries. Dining out at a mid-range restaurant costs roughly $66.0 for two – broadly in line with the European average.

Public transport is priced at around $88.0 per month – above the European average of $49.00.

Cost Highlights

Overall monthly cost (including rent) is more expensive than 93% of cities in Europe

Rice is more expensive than 92% of cities in Europe

1-bedroom apartment, city center is more expensive than 90% of cities in Europe

Good to know
🕒 Local time
12:03 12:03 PM
🌤 Weather
👥 Population
198,974
💱 Currency
Exchange rates and currency converter

USD, EUR to GBP – British Pound Converter

British Pound exchange rates as of October 17, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

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Portsmouth Median Internet Speeds (Updated April 2026)

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Cost of Living in Portsmouth - Frequently Asked Questions
How does Portsmouth compare in terms of overall affordability for travelers, expats, and digital nomads?
In general, Cost of Living in Portsmouth, United Kingdom sits mid-range among UK cities, offering solid value for those who value compact streets, easy commutes, and access to the coast. You'll find a mix of housing options – from convenient city-center stays to quieter residential pockets – without the price spikes you see in bigger metros. Seasonal tourism can nudge prices on short stays, while long-term rents tend to offer more predictability. Practical shopping, dining, and leisure options help balance budget and lifestyle. Tip: map a rough monthly plan that separates essential costs from discretionary treats to stay flexible.
What does daily life look like in Portsmouth, from housing search to getting around and errands?
Daily life in Portsmouth blends harbor vibes with practical city living. For housing, expect a mix of rentals near Southsea, the Old Town, and quieter pockets a short bus ride away. The Portsmouth living cost is generally friendly for travelers and newcomers, with more affordable options a bit away from the harbor. Food options range from traditional pubs and markets to modern cafes and casual eateries, letting you balance splurges with affordable staples. Transport is straightforward – reliable bus routes, rail links to London, and occasional ferries; cycling is workable along flat, well-connected streets. Plan weekly shopping to minimize trips, and lean on coworking spaces for flexible work. Tip: choose a neighborhood that aligns with your daily errands and social scene.
What strategies help you budget effectively and choose a neighborhood that fits your lifestyle in Portsmouth?
A practical budgeting approach starts with separating fixed needs from flexible lifestyle costs. Focus on housing, utilities, and transport first, then allocate for groceries, meals out, and social activities. In Portsmouth you'll notice that shoulder seasons and harbor-area demand influence availability more than year-round price swings, so consider staying in or near a neighborhood that suits your work and social life across seasons. Neighborhood fit matters: Old Portsmouth for compact historic streets, Southsea for a lively mix of cafes and outdoor space, and quieter suburbs offer easier commutes. Save by cooking at home, buying seasonal produce, and taking advantage of public transit passes where available. Tip: set a monthly review to adjust plans as weather and travel patterns change.
Is Portsmouth affordable on an average income?
Everyday life in Portsmouth is moderately priced at about $2,763 per month, rent included. Groceries and transport stay reasonable, though dining out and entertainment can feel a bit pricier than in budget destinations.
Is rent in Portsmouth too high relative to local incomes?
With 43% of the average paycheck going to rent, Portsmouth is on the expensive side for housing. Many locals cope by sharing apartments, moving to outer neighborhoods, or downsizing to keep things manageable.
What income level supports a comfortable lifestyle in Portsmouth?
Earning $4,144 monthly in Portsmouth means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
What is the rental price range for apartments in Portsmouth?
Rents for a 1-bedroom flat in Portsmouth range from $1,098 to $1,457, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
Is public transport affordable in Portsmouth?
A monthly transit pass in Portsmouth runs about $88.0, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.
What should I budget for groceries in Portsmouth?
At about $310 monthly, food costs in Portsmouth sit in moderate territory. A mix of local markets and supermarkets covers most needs at fair prices, and most residents eat well without having to pinch pennies.
Does $3,000 cover living expenses in Portsmouth?
Living on $3,000 in Portsmouth means careful planning, since monthly costs average $2,763. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
Why do digital nomads choose Portsmouth?
Remote workers pick Portsmouth for good reason: fast internet, vibrant nightlife, clean air, all at about $2,763 per month including rent. It fits a wide range of remote salaries without compromising on comfort or connectivity.

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