Frame your budget around flexible categories: housing, food, transport, and experiences, and track changes as you move among neighborhoods. In summer, plan for cooler spots, shade, and water access; in cooler months, evenings by the sea can shift social life. Favor neighborhoods with easy access to markets, clinics, and waterfront strolls, while avoiding heavy traffic corridors if you value quiet. Try a routine that combines a local cafe for work with occasional weekend trips to nearby destinations. The aim is consistency and ease, not a fixed price target. Tip: build a two-week test itinerary to compare pace, noise, and amenities.