Cost of Living in Penza - Updated Prices & Insights

Name: Penza
Address: Penza, RU

Solo nomad: Estimated monthly costs are $426 (excluding rent), and $867 including rent.

Family of 3: Estimated monthly costs are $1,321 (excluding rent), and $1,682 including rent.

Meal at Budget Restaurant

$7.33 ₽572

$3.74 ₽292

$10.91 ₽851

Three-Course Dinner for Two, Mid-Range

$32.38 ₽2,526

$27.04 ₽2,109

$37.73 ₽2,943

Fast Food Meal (McDonalds, etc)

$5.83 ₽455

$5.18 ₽404

$6.49 ₽507

Cappuccino

$1.11 ₽86.7

$0.98 ₽76.8

$1.24 ₽96.6

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.90 ₽70.2

$0.77 ₽60.0

$1.02 ₽79.7

Water (0.33 liter bottle)

$0.64 ₽49.97

$0.25 ₽19.83

$1.03 ₽80.1

Local Beer (0.5 liter draught)

$1.12 ₽87.0

$0.99 ₽77.1

$1.24 ₽96.9

Imported Beer (0.33 liter bottle)

$2.22 ₽174

$1.97 ₽154

$2.48 ₽193

Milk (1 liter)

$1.20 ₽93.6

$0.96 ₽75.0

$1.39 ₽108

White Bread (500g)

$0.78 ₽61.0

$0.52 ₽40.91

$1.05 ₽81.8

Rice (white) (1kg)

$1.67 ₽130

$0.90 ₽70.2

$1.92 ₽150

Eggs

$1.78 ₽139

$1.26 ₽98.5

$2.15 ₽168

Local Cheese (1kg)

$10.35 ₽807

$6.47 ₽504

$16.81 ₽1,312

Chicken Fillets (1kg)

$4.12 ₽322

$3.85 ₽300

$6.45 ₽503

Beef Round Steak (1kg)

$8.70 ₽679

$6.24 ₽487

$11.23 ₽876

Apples (1kg)

$1.16 ₽90.3

$1.06 ₽82.7

$2.49 ₽194

Banana (1kg)

$1.85 ₽144

$1.82 ₽142

$1.88 ₽147

Oranges (1kg)

$1.76 ₽137

$1.60 ₽125

$1.91 ₽149

Tomato (1kg)

$2.99 ₽234

$1.69 ₽132

$4.55 ₽355

Potato (1kg)

$0.50 ₽38.99

$1.32 ₽103

Onion (1kg)

$0.49 ₽38.34

$0.37 ₽28.56

$0.98 ₽76.7

Lettuce (1 head)

$1.89 ₽147

$0.85 ₽66.7

$1.89 ₽147

Water (1.5 liter bottle)

$0.72 ₽55.8

$0.52 ₽40.66

$0.91 ₽71.0

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₽233

$2.58 ₽201

$3.35 ₽262

Local Beer (0.5 liter bottle)

$0.96 ₽74.9

$0.74 ₽58.1

$1.24 ₽97.1

Imported Beer (0.33 liter bottle)

$1.93 ₽151

$1.29 ₽101

$3.22 ₽251

One-way Ticket (Public Transport)

$0.46 ₽36.01

$0.45 ₽35.19

$0.54 ₽41.74

Taxi Start (Normal Tariff)

$1.88 ₽147

$1.26 ₽98.0

$3.14 ₽245

Taxi (Normal Tariff) (1km)

$0.55 ₽42.67

$0.16 ₽12.73

$0.55 ₽42.67

Taxi 1hour Waiting (Normal Tariff)

$4.57 ₽356

$3.92 ₽306

$7.84 ₽612

Gasoline (1 liter)

$0.75 ₽58.3

$0.72 ₽55.9

$0.78 ₽60.7

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K ₽2.6M

$25.7K ₽2.0M

$44.0K ₽3.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.7K ₽2.8M

$28.1K ₽2.2M

$44.7K ₽3.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$108 ₽8,424

$81.9 ₽6,392

$174 ₽13.6K

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.85 ₽456

$3.74 ₽292

$8.54 ₽666

Internet (50+ Mbps, Unlimited Data)

$7.93 ₽619

$5.99 ₽467

$12.10 ₽944

Gym Membership (Monthly)

$31.71 ₽2,474

$12.69 ₽990

$31.71 ₽2,474

Cinema Ticket

$3.73 ₽291

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$325 ₽25.3K

$255 ₽19.9K

$382 ₽29.8K

International Primary School, 1 Child (Yearly)

$6,909 ₽539.0K

$4,397 ₽343.0K

$6,909 ₽539.0K

Jeans (Levis 501 Or Similar)

$68.6 ₽5,352

$35.87 ₽2,799

$119 ₽9,245

Summer Dress (H&M, Zara, etc)

$43.95 ₽3,429

$25.12 ₽1,960

$62.8 ₽4,899

Sport Shoes (Adidas, Nike)

$116 ₽9,022

$64.2 ₽5,012

$193 ₽15.0K

Men's Leather Business Shoes

$107 ₽8,316

$63.3 ₽4,940

$158 ₽12.3K

1-bedroom Apartment, City Center (Monthly)

$448 ₽34.9K

$320 ₽24.9K

$512 ₽39.9K

1-bedroom Apartment, Outside City Center (Monthly)

$254 ₽19.8K

$229 ₽17.8K

$280 ₽21.8K

3-bedroom Apartment, City Center (Monthly)

$790 ₽61.6K

$446 ₽34.8K

$790 ₽61.6K

3-bedroom Apartment, Outside City Center (Monthly)

$351 ₽27.4K

$313 ₽24.4K

$501 ₽39.1K

Average Monthly Net Salary (After Tax)

$581 ₽45.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

Penza Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🇪🇺 Europe

Cost of Living in Penza - Frequently Asked Questions

Cost of Living in Penza, Russia offers a balance between cost-conscious options and reliable everyday services. For many, it sits in a middle ground between the extremes of Russia's mega-cities and smaller regional towns. You’ll find relatively comfortable apartments at reasonable rents, practical grocery options, and a range of cafes and coworking spaces that don’t strain a budget. Utilities and transit feel steady, with seasonality mostly centered on winter heating. If you value a manageable pace, good connectivity by rail, and access to essential amenities, Penza can feel like solid value. Tip: plan two monthly budgets – habits and surprises.

When you start looking for a place, target walkable central districts or calm residential areas a short bus ride away. Housing ranges from compact city apartments near amenities to larger blocks on the outskirts, with terms that suit short stays and longer leases. Food options include farmers’ markets, affordable eateries, and small supermarkets with seasonal produce. Getting around relies on buses and trolleybuses, with rideshares as a flexible option for evenings. Co-working spaces and cafés with steady Wi-Fi support remote work and errands. Penza, Russia living cost stays reasonable as you balance home base with transit. Tip: pre-book a week of co-working to test connectivity and community.

Quality of life comes from a practical budgeting framework and choosing a neighborhood that fits your rhythm. Start with a simple monthly plan: fixed essentials (housing, utilities, transit) plus discretionary categories (food, social, activities). In winter, heating and warm clothing recur; in summer, cooling usage may shift. Seasonality affects markets and events, so shop during off-peak hours to stretch your budget. For neighborhood fit, compare core river or university areas with calmer residential streets that still offer easy access to amenities. Tip: map daily routes on foot to spot hidden costs and time-saving shortcuts.