Cost of Living in Penza - Updated Prices & Insights

Name: Penza
Address: Penza, RU

36.74

Solo nomad: Estimated monthly costs are $500 (excluding rent), and $868 including rent.

Family of 3: Estimated monthly costs are $1,267 (excluding rent), and $1,707 including rent.

Meal at Budget Restaurant

$7.28 ₽581

$3.71 ₽296

$10.83 ₽864

Three-Course Dinner for Two, Mid-Range

$32.41 ₽2,586

$27.06 ₽2,159

$37.76 ₽3,013

Fast Food Meal (McDonalds, etc)

$5.69 ₽454

$5.05 ₽403

$6.33 ₽505

Cappuccino

$1.16 ₽92.8

$1.03 ₽82.2

$1.3 ₽103

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.9 ₽72

$0.77 ₽61.5

$1.02 ₽81.7

Water (0.33 liter bottle)

$0.6 ₽47.91

$0.24 ₽19.01

$0.96 ₽76.8

Local Beer (0.5 liter draught)

$1.11 ₽88.9

$0.99 ₽78.8

$1.24 ₽99.1

Imported Beer (0.33 liter bottle)

$2.26 ₽180

$2 ₽159

$2.51 ₽200

Milk (1 liter)

$1.19 ₽95.1

$0.96 ₽76.3

$1.38 ₽110

White Bread (500g)

$0.73 ₽58.1

$0.49 ₽38.96

$0.98 ₽77.9

Rice (white) (1kg)

$1.68 ₽134

$0.91 ₽72.3

$1.93 ₽154

Eggs

$1.81 ₽144

$1.29 ₽103

$2.19 ₽174

Local Cheese (1kg)

$10.18 ₽812

$6.36 ₽508

$16.54 ₽1,320

Chicken Fillets (1kg)

$3.95 ₽315

$3.69 ₽294

$6.18 ₽493

Beef Round Steak (1kg)

$8.65 ₽690

$6.2 ₽495

$11.17 ₽891

Apples (1kg)

$1.15 ₽91.6

$1.05 ₽83.8

$2.47 ₽197

Banana (1kg)

$1.82 ₽145

$1.79 ₽143

$1.85 ₽148

Oranges (1kg)

$1.72 ₽138

$1.57 ₽125

$1.87 ₽149

Tomato (1kg)

$2.99 ₽239

$1.69 ₽135

$4.55 ₽363

Potato (1kg)

$0.49 ₽39.25

$1.3 ₽104

Onion (1kg)

$0.53 ₽42.56

$0.4 ₽31.71

$1.07 ₽85.1

Lettuce (1 head)

$1.95 ₽156

$0.88 ₽70.4

$1.95 ₽156

Water (1.5 liter bottle)

$0.68 ₽54.4

$0.5 ₽39.64

$0.87 ₽69.2

Cigarettes 20 Pack (Marlboro, Camel)

$2.82 ₽225

$2.44 ₽195

$3.17 ₽253

Wine (Bottle)

$8.08 ₽645

$5.63 ₽449

$11.95 ₽953

Local Beer (0.5 liter bottle)

$1 ₽79.6

$0.77 ₽61.7

$1.29 ₽103

Imported Beer (0.33 liter bottle)

$2.1 ₽167

$1.4 ₽112

$3.5 ₽279

One-way Ticket (Public Transport)

$0.42 ₽33.79

$0.41 ₽33.03

$0.49 ₽39.17

Taxi Start (Normal Tariff)

$1.86 ₽148

$1.24 ₽99

$3.1 ₽247

Taxi (Normal Tariff) (1km)

$0.59 ₽46.96

$0.18 ₽14

$0.59 ₽46.96

Taxi 1hour Waiting (Normal Tariff)

$4.48 ₽358

$3.85 ₽307

$7.69 ₽614

Gasoline (1 liter)

$0.72 ₽57.2

$0.69 ₽54.9

$0.75 ₽59.6

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.8K ₽2.6M

$24.8K ₽2M

$42.5K ₽3.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K ₽3M

$29.7K ₽2.4M

$47.3K ₽3.8M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₽9,928

$94.4 ₽7,534

$201 ₽16K

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.16 ₽492

$3.94 ₽314

$8.99 ₽718

Internet (50+ Mbps, Unlimited Data)

$8.37 ₽668

$6.32 ₽504

$12.76 ₽1,018

Gym Membership (Monthly)

$31.35 ₽2,501

$12.54 ₽1,000

$31.35 ₽2,501

Cinema Ticket

$3.7 ₽296

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$293 ₽23.4K

$230 ₽18.3K

$345 ₽27.5K

International Primary School, 1 Child (Yearly)

$6,252 ₽498.8K

$3,978 ₽317.4K

$6,252 ₽498.8K

Jeans (Levis 501 Or Similar)

$72.3 ₽5,769

$37.8 ₽3,016

$125 ₽9,964

Summer Dress (H&M, Zara, etc)

$42.78 ₽3,413

$24.45 ₽1,951

$61.1 ₽4,877

Sport Shoes (Adidas, Nike)

$112 ₽8,939

$62.2 ₽4,966

$187 ₽14.9K

Men's Leather Business Shoes

$96.7 ₽7,716

$57.5 ₽4,584

$144 ₽11.5K

1-bedroom Apartment, City Center (Monthly)

$446 ₽35.6K

$319 ₽25.4K

$510 ₽40.7K

1-bedroom Apartment, Outside City Center (Monthly)

$252 ₽20.1K

$227 ₽18.1K

$277 ₽22.1K

3-bedroom Apartment, City Center (Monthly)

$784 ₽62.5K

$443 ₽35.3K

$784 ₽62.5K

3-bedroom Apartment, Outside City Center (Monthly)

$356 ₽28.4K

$318 ₽25.4K

$509 ₽40.6K

Buy Apartment in City Center (m2)

$1,698 ₽135.5K

$1,341 ₽107K

$1,754 ₽140K

Buy Apartment Outside City Center (m2)

$1,467 ₽117K

$1,219 ₽97.2K

$1,625 ₽129.6K

Average Monthly Net Salary (After Tax)

$561 ₽44.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

Citycost data is based on AI and user input – minor inaccuracies may occur.

City tags:

🇪🇺 Europe

Cost of Living in Penza - Frequently Asked Questions

Cost of Living in Penza, Russia offers a balance between cost-conscious options and reliable everyday services. For many, it sits in a middle ground between the extremes of Russia's mega-cities and smaller regional towns. You’ll find relatively comfortable apartments at reasonable rents, practical grocery options, and a range of cafes and coworking spaces that don’t strain a budget. Utilities and transit feel steady, with seasonality mostly centered on winter heating. If you value a manageable pace, good connectivity by rail, and access to essential amenities, Penza can feel like solid value. Tip: plan two monthly budgets – habits and surprises.

When you start looking for a place, target walkable central districts or calm residential areas a short bus ride away. Housing ranges from compact city apartments near amenities to larger blocks on the outskirts, with terms that suit short stays and longer leases. Food options include farmers’ markets, affordable eateries, and small supermarkets with seasonal produce. Getting around relies on buses and trolleybuses, with rideshares as a flexible option for evenings. Co-working spaces and cafés with steady Wi-Fi support remote work and errands. Penza, Russia living cost stays reasonable as you balance home base with transit. Tip: pre-book a week of co-working to test connectivity and community.

Quality of life comes from a practical budgeting framework and choosing a neighborhood that fits your rhythm. Start with a simple monthly plan: fixed essentials (housing, utilities, transit) plus discretionary categories (food, social, activities). In winter, heating and warm clothing recur; in summer, cooling usage may shift. Seasonality affects markets and events, so shop during off-peak hours to stretch your budget. For neighborhood fit, compare core river or university areas with calmer residential streets that still offer easy access to amenities. Tip: map daily routes on foot to spot hidden costs and time-saving shortcuts.