Cost of Living in Palm Coast, FL - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $787 (excluding rent), and $2,313 including rent.

Family of 3: Estimated monthly costs are $2,280 (excluding rent), and $4,182 including rent.

Meal at Budget Restaurant

$12.16 $12.16

$7.09 $7.09

$25.33 $25.33

Three-Course Dinner for Two, Mid-Range

$72.6 $72.6

$50.1 $50.1

$125 $125

Fast Food Meal (McDonalds, etc)

$8.79 $8.79

$6.84 $6.84

$9.77 $9.77

Cappuccino

$3.08 $3.08

$2.05 $2.05

$6.15 $6.15

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.88 $1.88

$1.49 $1.49

$2.97 $2.97

Water (0.33 liter bottle)

$0.82 $0.82

$2.34 $2.34

Local Beer (0.5 liter draught)

$3.42 $3.42

$1.95 $1.95

$6.84 $6.84

Imported Beer (0.33 liter bottle)

$3.03 $3.03

$10.10 $10.10

Milk (1 liter)

$0.99 $0.99

$0.80 $0.80

$1.34 $1.34

White Bread (500g)

$3.42 $3.42

$1.35 $1.35

$5.40 $5.40

Rice (white) (1kg)

$2.92 $2.92

$2.18 $2.18

$7.12 $7.12

Eggs

$4.37 $4.37

$2.44 $2.44

$6.84 $6.84

Local Cheese (1kg)

$10.07 $10.07

$5.04 $5.04

$31.34 $31.34

Chicken Fillets (1kg)

$13.03 $13.03

$6.70 $6.70

$25.71 $25.71

Beef Round Steak (1kg)

$12.14 $12.14

$9.20 $9.20

$17.28 $17.28

Apples (1kg)

$5.28 $5.28

$1.89 $1.89

$12.27 $12.27

Banana (1kg)

$1.40 $1.40

$0.65 $0.65

$2.25 $2.25

Oranges (1kg)

$5.31 $5.31

$2.14 $2.14

$8.60 $8.60

Tomato (1kg)

$4.76 $4.76

$1.43 $1.43

$6.69 $6.69

Potato (1kg)

$3.13 $3.13

$1.50 $1.50

$6.54 $6.54

Onion (1kg)

$3.29 $3.29

$2.22 $2.22

$6.22 $6.22

Lettuce (1 head)

$1.73 $1.73

$1.42 $1.42

$3.07 $3.07

Water (1.5 liter bottle)

$1.66 $1.66

$1.24 $1.24

$3.46 $3.46

Cigarettes 20 Pack (Marlboro, Camel)

$6.32 $6.32

$5.73 $5.73

$8.89 $8.89

Wine (Bottle)

$15.08 $15.08

$5.59 $5.59

$19.11 $19.11

Local Beer (0.5 liter bottle)

$1.75 $1.75

Imported Beer (0.33 liter bottle)

$2.28 $2.28

$1.65 $1.65

$7.84 $7.84

One-way Ticket (Public Transport)

$1.98 $1.98

$1.24 $1.24

$1.98 $1.98

Taxi Start (Normal Tariff)

$3.46 $3.46

$3.08 $3.08

$3.83 $3.83

Taxi (Normal Tariff) (1km)

$1.47 $1.47

$1.39 $1.39

$1.54 $1.54

Taxi 1hour Waiting (Normal Tariff)

$60.9 $60.9

Gasoline (1 liter)

$0.87 $0.87

$0.77 $0.77

$0.91 $0.91

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K $28.2K

$24.2K $24.2K

$36.3K $36.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$25.3K $25.3K

$27.2K $27.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$144 $144

$135 $135

$351 $351

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.07 $43.07

$30.05 $30.05

$60.1 $60.1

Internet (50+ Mbps, Unlimited Data)

$63.7 $63.7

$39.71 $39.71

$109 $109

Gym Membership (Monthly)

$24.81 $24.81

$17.37 $17.37

$49.63 $49.63

Cinema Ticket

$14.77 $14.77

$11.80 $11.80

$18.25 $18.25

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$821 $821

$657 $657

$985 $985

International Primary School, 1 Child (Yearly)

$25.1K $25.1K

Jeans (Levis 501 Or Similar)

$58.4 $58.4

$39.02 $39.02

$75.0 $75.0

Summer Dress (H&M, Zara, etc)

$33.48 $33.48

$24.11 $24.11

$45.21 $45.21

Sport Shoes (Adidas, Nike)

$82.2 $82.2

$66.2 $66.2

$102 $102

Men's Leather Business Shoes

$137 $137

$54.0 $54.0

$221 $221

1-bedroom Apartment, City Center (Monthly)

$1,494 $1,494

$1,281 $1,281

$1,773 $1,773

1-bedroom Apartment, Outside City Center (Monthly)

$1,322 $1,322

$1,197 $1,197

$1,446 $1,446

3-bedroom Apartment, City Center (Monthly)

$1,994 $1,994

$2,991 $2,991

3-bedroom Apartment, Outside City Center (Monthly)

$1,779 $1,779

$1,680 $1,680

$2,470 $2,470

Average Monthly Net Salary (After Tax)

$3,765 $3,765

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

6.19

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: March 2, 2026

Palm Coast, FL Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Palm Coast, FL - Frequently Asked Questions

Palm Coast generally balances coastal appeal with relative affordability, especially when you compare it to busier Florida beach towns. You will notice a range of housing options, from smaller rentals to family-friendly communities, often at prices lower than nearby coastal metros, while groceries and casual dining stay in reasonable ranges compared with larger cities. The Cost of Living in Palm Coast, FL, United States tends to attract retirees and remote workers seeking a quieter pace without sacrificing access to outdoor recreation. Seasonal tourism does push some service costs up briefly, but steady rental availability helps maintain value for longer stays. Tip: Start with a neighborhood map and test a longer stay to compare convenience.

Daily life in Palm Coast blends outdoor leisure with practical routines. For housing, you will find a mix of rentals in master-planned communities and quieter neighborhoods; search with local agents and online listings for longer-term leases. Food options range from casual eateries and seafood spots to farmers markets and groceries along the US-1 corridor. Transport is car-centric, with some bike routes and limited public transit, so mobility planning matters for errands and work. Co-working spaces and cafes with reliable wifi support remote work. The Palm Coast, FL, United States living cost does vary seasonally but remains manageable for many budgets. Tip: Use a mix of longer stays to compare costs and convenience.

For long-term life in Palm Coast, frame your budget around housing, utilities, groceries, and recreation. A simple approach like a 50/30/20 rule helps you allocate needs, wants, and savings without overspending. Neighborhood fit matters: waterfront and inland pockets offer different access to shops, schools, and greenspace. Seasonality affects crowds, discounts, and outdoor plans – winter brings mild weather and more visitors on weekends; summer can be hot and humid, shaping your outdoor schedule. Practical tips: focus on central areas for errands, plan occasional day trips to nearby towns, and build a buffer for insurance, utilities, and maintenance. Tip: Build flexibility into your plan by testing neighborhoods across seasons.