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Cost of Living in Otsu - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $808 (excluding rent), and $1,225 including rent.
Family of 3: Estimated monthly costs are $1,997 (excluding rent), and $2,600 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$8.53 ¥1,326
$5.69 ¥885
$14.22 ¥2,211
Three-Course Dinner for Two, Mid-Range
$34.75 ¥5,405
$20.85 ¥3,243
$69.5 ¥10.8K
Fast Food Meal (McDonalds, etc)
$5.7 ¥886
$4.63 ¥720
$7.11 ¥1,107
Cappuccino
$2.99 ¥465
$1.23 ¥191
$4.43 ¥689
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.94 ¥146
$0.57 ¥89.2
$1.3 ¥203
Water (0.33 liter bottle)
$0.71 ¥110
$0.53 ¥83.1
$0.81 ¥125
Local Beer (0.5 liter draught)
$3.41 ¥531
$1.93 ¥300
$6.9 ¥1,073
Imported Beer (0.33 liter bottle)
$3.17 ¥493
$2.33 ¥362
$10.57 ¥1,645
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.69 ¥262
$1.4 ¥218
$2.13 ¥331
White Bread (500g)
$1.77 ¥276
$1.4 ¥217
$2.8 ¥436
Rice (white) (1kg)
$3.16 ¥491
$2.09 ¥326
$13.95 ¥2,171
Eggs
$2.23 ¥347
$1.62 ¥251
$5 ¥777
Local Cheese (1kg)
$9.22 ¥1,435
$4.05 ¥630
$20.24 ¥3,148
Chicken Fillets (1kg)
$7.46 ¥1,160
$4.6 ¥716
$13.55 ¥2,108
Beef Round Steak (1kg)
$15.34 ¥2,386
$8.8 ¥1,369
$25.79 ¥4,012
Apples (1kg)
$5.63 ¥875
$3.02 ¥470
$14.06 ¥2,188
Banana (1kg)
$2.53 ¥393
$1.03 ¥161
$4.14 ¥644
Oranges (1kg)
$4.75 ¥740
$2.72 ¥422
$8.16 ¥1,269
Tomato (1kg)
$4.03 ¥626
$2.84 ¥441
$14.21 ¥2,210
Potato (1kg)
$1.64 ¥255
$1.41 ¥219
$5.62 ¥874
Onion (1kg)
$2.33 ¥362
$0.42 ¥65.8
$6.98 ¥1,086
Lettuce (1 head)
$1.23 ¥192
$0.66 ¥103
$2.69 ¥418
Water (1.5 liter bottle)
$1.01 ¥157
$0.71 ¥111
$3.58 ¥556
Cigarettes 20 Pack (Marlboro, Camel)
$4.05 ¥629
$3.1 ¥483
$5.4 ¥840
Wine (Bottle)
$7.85 ¥1,221
$3.26 ¥506
$22.9 ¥3,563
Local Beer (0.5 liter bottle)
$1.77 ¥275
$1.4 ¥218
$3.5 ¥545
Imported Beer (0.33 liter bottle)
$2.32 ¥361
$1.1 ¥170
$5.18 ¥805
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.64 ¥255
$1.4 ¥218
$1.88 ¥293
Public Transport Monthly Pass (Regular Price)
$55.2 ¥8,581
$20.69 ¥3,218
$55.2 ¥8,581
Taxi Start (Normal Tariff)
$3.41 ¥531
$3.07 ¥477
$4.5 ¥700
Taxi (Normal Tariff) (1km)
$2.95 ¥459
$2.68 ¥417
$4.42 ¥687
Taxi 1hour Waiting (Normal Tariff)
$17.67 ¥2,748
$17.67 ¥2,748
$18.1 ¥2,815
Gasoline (1 liter)
$1.19 ¥185
$1.16 ¥180
$1.2 ¥186
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.3K ¥3.6M
$23.3K ¥3.6M
$23.3K ¥3.6M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17K ¥2.7M
$17K ¥2.7M
$17K ¥2.7M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$113 ¥17.5K
$69.7 ¥10.8K
$370 ¥57.6K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.32 ¥4,094
$15.2 ¥2,364
$28.2 ¥4,386
Internet (50+ Mbps, Unlimited Data)
$34.25 ¥5,327
$28.1 ¥4,371
$49.17 ¥7,649
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$56.1 ¥8,729
$34.86 ¥5,422
$62.7 ¥9,759
Tennis Court (1 Hour on Weekend)
$13.78 ¥2,143
$3.45 ¥536
$13.78 ¥2,143
Cinema Ticket
$12.28 ¥1,910
$10.23 ¥1,591
$20.46 ¥3,183
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$369 ¥57.5K
$208 ¥32.3K
$693 ¥107.7K
International Primary School, 1 Child (Yearly)
$7,300 ¥1.1M
$3,422 ¥532.3K
$17.1K ¥2.7M
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$45.83 ¥7,129
$17.27 ¥2,686
$159 ¥24.7K
Summer Dress (H&M, Zara, etc)
$31.54 ¥4,906
$10.23 ¥1,591
$68.2 ¥10.6K
Sport Shoes (Adidas, Nike)
$56.4 ¥8,773
$27.76 ¥4,319
$118 ¥18.4K
Men's Leather Business Shoes
$92.3 ¥14.3K
$34.82 ¥5,416
$139 ¥21.7K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$473 ¥73.6K
$421 ¥65.4K
$543 ¥84.5K
1-bedroom Apartment, Outside City Center (Monthly)
$333 ¥51.9K
$281 ¥43.7K
$386 ¥60K
3-bedroom Apartment, City Center (Monthly)
$871 ¥135.4K
$697 ¥108.3K
$1,017 ¥158.2K
3-bedroom Apartment, Outside City Center (Monthly)
$664 ¥103.2K
$534 ¥83.1K
$751 ¥116.8K
Buy Apartment in City Center (m2)
$2,407 ¥374.4K
$1,519 ¥236.3K
$2,813 ¥437.5K
Buy Apartment Outside City Center (m2)
$1,596 ¥248.2K
$829 ¥129K
$1,723 ¥268K
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
1.78
1
2

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: December 1, 2025

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Cost of Living in Otsu - Frequently Asked Questions
Is Otsu a good value for travelers, expats, and digital nomads compared with nearby cities?
Many travelers and expats find Otsu a good value because the Cost of Living in Otsu, Japan balances quiet residential life with easy access to larger cities. You’ll enjoy quieter streets, lake views, and dependable transit links that whisk you to Kyoto or Osaka for day trips without a long commute. Housing options near the station or by the lake tend to be more comfortable for longer stays, while neighborhood vibes range from traditional to modern. Groceries, casual dining, and seasonal markets are convenient and generally affordable compared with big-city centers. Tip: look for long-term rental options and seasonally priced food to stretch your budget.
How should you approach daily life in Otsu, from housing search to errands and transport?
Start with a neighborhood map: near JR Otsu Station for easy transit, or by the lake for scenery and a slower pace. When you search housing, compare monthly essentials like rent, utilities, and proximity to markets rather than just base rent. Food options range from local groceries to family-run cafés with seasonal specials. For work, you’ll find a few quiet cafés and coworking spaces that fit flexible schedules. Transportation is practical: trains and buses connect you to surrounding cities, and cycling is common in good weather. Otsu, Japan living cost varies by neighborhood, so you can expect differences between lakeside spots and station-adjacent areas. Tip: plan a weekly errand route to minimize trips and save time.
What about quality of life and budgeting for long stays, including seasonality and neighborhood fit?
Quality of life here benefits when you balance pace and practicality. Start with a neighborhood you feel safe in and within easy reach of amenities, the lake, and transit. A simple budgeting framework helps you save without missing out: separate fixed costs (housing, transport) from flexible ones (food, workouts, social activities), and bake in small seasonal adjustments for groceries and shared spaces. You’ll find seasonal produce available locally and food costs shift with markets rather than demand spikes. Explore different areas on weekend walks to gauge walking distances, noise levels, and cafe culture. Tip: set a mileage-friendly route for errands to keep weekends free.

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