Last update: Oct 2026 United Kingdom 8.5K

Cost of Living in Oban

For one person, living costs in Oban are estimated at $2,110 a month, including rent and utilities, which take about half of the total. Other living expenses average about $34 a day.

Monthly Cost of Living

How much you'll spend in Oban

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oban actually costs, broken down by who's living it.

A single person spends around $2,110 per month with rent, or $1,025 for everyday expenses alone.

$2,110 /mo

A couple spends around $3,122 per month with rent, or $1,807 for everyday expenses alone.

$3,122 /mo

A family of three spends around $4,134 per month with rent, or $2,590 without housing.

$4,134 /mo

Overall, Oban is 46–56% above the global median across household types. Within Europe, costs are 20% above average – pricier than most cities in the region.

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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$16.10 £12.08
$13.42 £10.06
$53.7 £40.26
Three-Course Dinner for Two, Mid-Range
$86.5 £64.9
$66.5 £49.89
$120 £89.8
Fast Food Meal (McDonalds, etc)
$9.48 £7.11
$6.78 £5.08
$13.54 £10.16
Cappuccino
$4.82 £3.62
$3.38 £2.54
$6.78 £5.08
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.13 £1.60
$1.68 £1.26
$3.81 £2.86
Water (0.33 liter bottle)
$2.10 £1.57
$1.29 £0.97
$4.15 £3.11
Local Beer (0.5 liter draught)
$5.89 £4.42
$5.23 £3.92
$8.51 £6.39
Imported Beer (0.33 liter bottle)
$4.88 £3.66
$4.55 £3.42
$9.12 £6.84
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.55 £1.17
$1.09 £0.82
$1.76 £1.32
White Bread (500g)
$1.78 £1.33
$1.08 £0.81
$2.49 £1.87
Rice (white) (1kg)
$2.02 £1.52
$1.09 £0.82
$2.30 £1.72
Eggs
$4.31 £3.23
$2.16 £1.62
$6.17 £4.63
Local Cheese (1kg)
$8.89 £6.67
$4.30 £3.23
$13.53 £10.15
Chicken Fillets (1kg)
$12.01 £9.01
$7.97 £5.98
$15.97 £11.98
Beef Round Steak (1kg)
$16.56 £12.43
$14.74 £11.06
$20.10 £15.08
Apples (1kg)
$2.82 £2.12
$0.90 £0.68
$3.88 £2.91
Banana (1kg)
$1.33 £1.00
$0.61 £0.46
$1.64 £1.23
Oranges (1kg)
$2.70 £2.03
$1.81 £1.35
$9.03 £6.77
Tomato (1kg)
$3.72 £2.79
$2.10 £1.58
$4.71 £3.54
Potato (1kg)
$1.69 £1.26
$1.17 £0.88
$1.78 £1.34
Onion (1kg)
$1.44 £1.08
$0.98 £0.73
$2.48 £1.86
Lettuce (1 head)
$1.25 £0.94
$1.15 £0.86
$1.35 £1.01
Water (1.5 liter bottle)
$1.68 £1.26
$1.36 £1.02
$2.51 £1.88
Cigarettes 20 Pack (Marlboro, Camel)
$21.81 £16.36
$19.62 £14.72
$23.22 £17.42
Wine (Bottle)
$10.93 £8.20
$7.89 £5.92
$13.14 £9.86
Local Beer (0.5 liter bottle)
$2.63 £1.97
$1.68 £1.26
$2.91 £2.18
Imported Beer (0.33 liter bottle)
$2.93 £2.20
$1.94 £1.46
$3.37 £2.53
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$3.36 £2.52
$2.59 £1.94
$3.88 £2.91
Public Transport Monthly Pass (Regular Price)
$103 £77.2
$70.4 £52.8
$113 £84.6
Taxi Start (Normal Tariff)
$4.04 £3.03
$4.04 £3.03
$6.75 £5.06
Taxi (Normal Tariff) (1km)
$2.40 £1.80
$2.40 £1.80
$2.40 £1.80
Taxi 1hour Waiting (Normal Tariff)
$23.71 £17.78
$23.71 £17.78
$23.71 £17.78
Gasoline (1 liter)
$2.03 £1.52
$1.76 £1.32
$2.26 £1.70
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.6K £29.0K
$38.6K £29.0K
$38.6K £29.0K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.8K £29.9K
$39.7K £29.8K
$39.9K £29.9K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$332 £249
$330 £247
$557 £418
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.87 £20.91
$13.33 £10.00
$66.7 £50.0
Internet (50+ Mbps, Unlimited Data)
$42.49 £31.88
$34.78 £26.09
$46.79 £35.11
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$45.14 £33.86
$26.16 £19.63
$58.9 £44.17
Tennis Court (1 Hour on Weekend)
$6.45 £4.84
-
Cinema Ticket
$11.34 £8.50
$7.92 £5.94
$15.87 £11.91
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,759 £1,320
$1,616 £1,213
$2,402 £1,802
International Primary School, 1 Child (Yearly)
$22.6K £16.9K
$17.2K £12.9K
$31.2K £23.4K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$98.0 £73.5
$95.2 £71.4
$107 £80.6
Summer Dress (H&M, Zara, etc)
$47.44 £35.59
$42.84 £32.14
$58.7 £44.06
Sport Shoes (Adidas, Nike)
$104 £78.0
$101 £75.5
$120 £89.7
Men's Leather Business Shoes
$112 £83.8
$102 £76.4
$156 £117
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,222 £917
$1,057 £793
$1,454 £1,091
1-bedroom Apartment, Outside City Center (Monthly)
$753 £565
$655 £491
$852 £639
3-bedroom Apartment, City Center (Monthly)
$2,088 £1,566
$1,710 £1,283
$2,368 £1,776
3-bedroom Apartment, Outside City Center (Monthly)
$1,212 £909
$459 £344
$1,966 £1,475
Buy Apartment in City Center (m2)
$4,924 £3,694
$2,680 £2,010
$4,924 £3,694
Buy Apartment Outside City Center (m2)
$3,862 £2,897
$1,984 £1,488
$3,862 £2,897
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$2,983 £2,238
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.11
5
5.11

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Oban $2,110
Accommodation & Living
$753
Monthly Utilities & Internet
$402
Groceries & Markets
$320
Eating Out
$271
Clothing & Footwear
$162
Getting Around
$132
Sport & Entertainment
$68

Cost Breakdown

A one-bedroom apartment in the city center costs around $1,222, dropping to $753 outside central areas. Housing accounts for roughly 41% of the average salary ($2,983) – well above the 30% international benchmark.

The average net salary is $2,983. With monthly costs around $2,110, saving is possible but often limited. A more comfortable lifestyle typically starts at $3,164.

Groceries cost around $320 per month for one person. A mid-range dinner for two is priced at $86.0 – above the European average of $73.0.

A monthly public transport pass costs about $103 – above the European average of $49.00.

Cost Highlights

Public transport monthly pass is more expensive than 95% of cities in Europe

Preschool or kindergarten, full day, private, 1 child is more expensive than 90% of cities in Europe

Good to know
🕒 Local time
17:42 5:42 PM
🌤 Weather
👥 Population
8,500
💱 Currency
Exchange rates and currency converter

USD, EUR to GBP – British Pound Converter

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

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Oban Median Internet Speeds (Updated April 2026)

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Cost of Living in Oban - Frequently Asked Questions
Is Oban affordable for travelers and long-term visitors, and how does it compare overall?
Oban offers a laid-back coastal vibe that many travelers, expats, and digital nomads find appealing. Relative to Scotland's bigger cities, everyday costs for groceries, dining out, and services tend to feel more manageable, especially if you shop locally and prepare meals at your accommodation. Peak-season lodging near the harbour and in popular streets can push rents higher, while calmer months often bring more affordable options. You’ll notice a difference between the bustling waterfront and quieter residential pockets, giving you room to choose value without sacrificing access to ferries, groceries, and cafes. Cost of Living in Oban, United Kingdom reflects this balance. Tip: Plan your stay around shoulder seasons to balance price and availability.
What does daily life look like in Oban for housing, food, transport, and errands?
Daily life in Oban centers on the harbor and a compact town core that is easy to explore on foot. Your housing search tends to turn up small flats, cottages, or converted homes within easy reach of shops and ferries; expect a premium in peak season if you want waterfront proximity. Food options include local markets, fishmongers, bakeries, and cafés with a loyal following. Transport is practical: walk or bike for short trips, take ferries to nearby islands, and use buses for wider routes. Oban, United Kingdom living cost can shift with tourist flow, so plan ahead. Tip: group errands and map ferry schedules to save time and money.
How can you assess quality of life in Oban and budget effectively for a longer stay?
Quality of life in Oban hinges on pace, access to outdoor experiences, and a tight-knit local scene. A practical budgeting framework is to separate essentials from discretionary spending: lodging, groceries, and transport first, leisure second. In shoulder seasons you may see calmer streets, shorter menus, and more favorable rental terms, while peak summer months bring a busier harbor and more options, albeit with competition for space. For neighborhood fit, consider proximity to the ferry terminal if you plan island trips, or a quieter hillside view if you value quiet evenings. Tip: establish a monthly plan with a small buffer for weather-related changes and seasonal activities.
Is Oban affordable on an average income?
Oban sits squarely in the middle of the price spectrum – not cheap, not expensive. Monthly costs with rent tend to hover around $2,110, which most working professionals can handle without feeling financially squeezed.
Is rent in Oban too high relative to local incomes?
Housing in Oban takes a heavy bite – about 41% of a typical income, which is above the 30% international benchmark. That squeezes the budget for everything else and is one of the main pain points for residents here.
What income do you need to cover all expenses in Oban?
You'll want at least $3,164 per month after taxes to live comfortably in Oban. That covers a decent apartment, groceries, utilities, transport, and enough left over for dining out occasionally. Families or people wanting a central location should budget higher.
How much does a one-bedroom apartment cost to rent in Oban?
A central one-bedroom apartment in Oban runs about $1,222 per month. Move further out and that drops to around $753. Location makes a big difference here – and furnished places or short-term rentals will cost more on top of these figures.
How expensive is preschool in Oban per month?
Private kindergarten in Oban costs about $1,759 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
How much is a monthly gym pass in Oban?
Expect to pay about $45.14 per month for a gym in Oban – on par with the regional average. That typically gets you weights, cardio machines, and group classes. Boutique studios, yoga centers, and personal trainers charge extra.
Does $3,000 cover living expenses in Oban?
$3,000 is below the $2,110 average in Oban, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
Why do retirees choose to move to Oban?
Oban is a top-tier retirement spot. A budget of $3,164 per month covers housing, healthcare, and daily expenses comfortably. The pace of life is relaxed, medical services are accessible, and the community is welcoming to older residents.
Is Oban affordable for the average person?
Oban is neither cheap nor expensive – it sits comfortably in the middle. Monthly costs with rent run about $2,110, a figure most working professionals can handle without major financial stress.
Can budget travelers get by in Oban?
Oban is doable for backpackers, though it takes more planning than cheaper destinations. Monthly costs average $2,110, so daily spending is moderate. Hostels, local food, and public transport keep things in check, but attractions and nightlife can push costs up.

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