Cost of Living in New Smyrna Beach, FL - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $910 (excluding rent), and $2,673 including rent.

Family of 3: Estimated monthly costs are $2,383 (excluding rent), and $5,211 including rent.

Meal at Budget Restaurant

$19.69 $19.69

$11.82 $11.82

$22.65 $22.65

Three-Course Dinner for Two, Mid-Range

$75.1 $75.1

$50.1 $50.1

$100 $100

Fast Food Meal (McDonalds, etc)

$9.93 $9.93

$6.95 $6.95

$11.92 $11.92

Cappuccino

$6.00 $6.00

$2.13 $2.13

$6.12 $6.12

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 $2.11

$1.46 $1.46

$2.94 $2.94

Water (0.33 liter bottle)

$1.31 $1.31

$1.01 $1.01

$3.32 $3.32

Local Beer (0.5 liter draught)

$4.41 $4.41

$2.94 $2.94

$6.86 $6.86

Imported Beer (0.33 liter bottle)

$6.04 $6.04

$4.03 $4.03

$7.55 $7.55

Milk (1 liter)

$1.05 $1.05

$0.78 $0.78

$1.27 $1.27

White Bread (500g)

$3.41 $3.41

$2.03 $2.03

$5.36 $5.36

Rice (white) (1kg)

$2.65 $2.65

$1.94 $1.94

$3.29 $3.29

Eggs

$4.43 $4.43

$1.79 $1.79

$5.95 $5.95

Local Cheese (1kg)

$11.65 $11.65

$4.33 $4.33

$15.13 $15.13

Chicken Fillets (1kg)

$9.83 $9.83

$5.64 $5.64

$13.54 $13.54

Beef Round Steak (1kg)

$23.46 $23.46

$11.16 $11.16

$42.47 $42.47

Apples (1kg)

$5.92 $5.92

$2.26 $2.26

$9.05 $9.05

Banana (1kg)

$1.58 $1.58

$1.12 $1.12

$2.23 $2.23

Oranges (1kg)

$4.70 $4.70

$1.56 $1.56

$9.04 $9.04

Tomato (1kg)

$5.16 $5.16

$1.97 $1.97

$7.60 $7.60

Potato (1kg)

$2.49 $2.49

$1.23 $1.23

$2.82 $2.82

Onion (1kg)

$2.50 $2.50

$1.27 $1.27

$3.23 $3.23

Lettuce (1 head)

$1.51 $1.51

$1.92 $1.92

Water (1.5 liter bottle)

$1.69 $1.69

$0.97 $0.97

$2.81 $2.81

Cigarettes 20 Pack (Marlboro, Camel)

$7.24 $7.24

$8.50 $8.50

Wine (Bottle)

$10.79 $10.79

$9.81 $9.81

$24.59 $24.59

Local Beer (0.5 liter bottle)

$2.07 $2.07

$1.65 $1.65

$3.86 $3.86

Imported Beer (0.33 liter bottle)

$2.89 $2.89

$1.47 $1.47

$4.89 $4.89

One-way Ticket (Public Transport)

$1.95 $1.95

$1.22 $1.22

$1.95 $1.95

Taxi Start (Normal Tariff)

$4.73 $4.73

$1.99 $1.99

$7.47 $7.47

Taxi (Normal Tariff) (1km)

$1.45 $1.45

$1.46 $1.46

Taxi 1hour Waiting (Normal Tariff)

$21.64 $21.64

$24.59 $24.59

Gasoline (1 liter)

$0.88 $0.88

$0.79 $0.79

$0.94 $0.94

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K $27.2K

$31.3K $31.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K $24.5K

$21.9K $21.9K

$24.9K $24.9K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 $160

$99.8 $99.8

$299 $299

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.31 $45.31

$30.54 $30.54

$76.4 $76.4

Internet (50+ Mbps, Unlimited Data)

$73.9 $73.9

$50.2 $50.2

$100 $100

Gym Membership (Monthly)

$24.75 $24.75

$17.33 $17.33

$49.51 $49.51

Cinema Ticket

$13.56 $13.56

$7.53 $7.53

$26.11 $26.11

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$430 $430

$335 $335

$905 $905

International Primary School, 1 Child (Yearly)

$7,140 $7,140

Jeans (Levis 501 Or Similar)

$48.29 $48.29

$29.18 $29.18

$161 $161

Summer Dress (H&M, Zara, etc)

$51.1 $51.1

$24.72 $24.72

$138 $138

Sport Shoes (Adidas, Nike)

$80.1 $80.1

$59.4 $59.4

$89.2 $89.2

Men's Leather Business Shoes

$101 $101

$60.8 $60.8

$132 $132

1-bedroom Apartment, City Center (Monthly)

$1,623 $1,623

$1,522 $1,522

$1,725 $1,725

1-bedroom Apartment, Outside City Center (Monthly)

$1,521 $1,521

$1,374 $1,374

$1,669 $1,669

3-bedroom Apartment, City Center (Monthly)

$2,412 $2,412

$2,362 $2,362

$2,461 $2,461

3-bedroom Apartment, Outside City Center (Monthly)

$2,491 $2,491

$2,237 $2,237

$2,745 $2,745

Buy Apartment in City Center (m2)

$2,655 $2,655

$1,938 $1,938

$2,655 $2,655

Buy Apartment Outside City Center (m2)

$2,307 $2,307

$1,902 $1,902

$2,307 $2,307

Average Monthly Net Salary (After Tax)

$7,410 $7,410

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

6.19

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 11, 2026

New Smyrna Beach, FL Median Internet Speeds (Updated December 2025)

Mobile

271

Mbps

Fixed Broadband

391

Mbps

101

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in New Smyrna Beach, FL - Frequently Asked Questions

New Smyrna Beach offers a balanced picture for affordability. The Cost of Living in New Smyrna Beach, FL, United States sits in a middle range for a coastal town, with flexible options for short stays and longer relocations. You’ll find a mix of modest rentals, cozy apartments, and some beachfront leases that spike seasonally, along with affordable dining and grocery picks off the main strip. Seasonal demand shapes pricing, so timing matters. If you test neighborhoods during different weeks, you’ll learn where value meets lifestyle. Tip: test a few areas with a temporary setup before committing to a longer lease.

For daily life, you’ll find a range of housing options from beach-adjacent condos to quieter inland rentals. When searching, map neighborhoods by access to the water, parks, and amenities, and consider a short-term lease to gauge commute times and vibe. Food options span casual cafes, seafood shacks, farmers markets, and reliable grocery stores with seasonal produce. Transport leans toward car use, with bike-friendly streets and limited public transit; many people walk or bike for errands. The New Smyrna Beach, FL, United States living cost shifts with seasons, providing value outside peak weeks. Tip: prepare a simple, flexible budget and test several routes.

A practical approach is to anchor your plan around neighborhood fit and seasonal swings. Identify three zones – beachfront for activities, downtown for services, and inland residential areas for quiet living – and spend time in each. Build a lightweight budget focused on needs first (housing, groceries, utilities, transit) and reserve some cushion for seasonal spikes in dining and entertainment. Use off-season months to explore cheaper options and attend community events to gauge vibe. Choose flexibility in lease terms and keep transportation options open (bike, car share, occasional rides) to stay agile. Tip: sign up for local listings and weekend markets to spot real value.