Cost of Living in Naples, FL - Updated Prices & Insights

87.04
Solo nomad: Estimated monthly costs are $1,218 (excluding rent), and $3,638 including rent.
Family of 3: Estimated monthly costs are $3,060 (excluding rent), and $7,564 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$22.84 $22.84
$15.06 $15.06
$30.12 $30.12
Three-Course Dinner for Two, Mid-Range
$90.3 $90.3
$65.2 $65.2
$120 $120
Fast Food Meal (McDonalds, etc)
$12.05 $12.05
$10.04 $10.04
$15.06 $15.06
Cappuccino
$5.06 $5.06
$2.48 $2.48
$7.93 $7.93
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.03 $3.03
$2.23 $2.23
$3.89 $3.89
Water (0.33 liter bottle)
$2.2 $2.2
$1.54 $1.54
$3.08 $3.08
Local Beer (0.5 liter draught)
$6.79 $6.79
$5.28 $5.28
$8.05 $8.05
Imported Beer (0.33 liter bottle)
$6.82 $6.82
$5.84 $5.84
$9.74 $9.74
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.16 $1.16
$0.93 $0.93
$1.51 $1.51
White Bread (500g)
$4.11 $4.11
$3.17 $3.17
$9.85 $9.85
Rice (white) (1kg)
$5.27 $5.27
$1.5 $1.5
$8.62 $8.62
Eggs
$4.3 $4.3
$2.72 $2.72
$6.12 $6.12
Local Cheese (1kg)
$15.49 $15.49
$10.91 $10.91
$17.47 $17.47
Chicken Fillets (1kg)
$11.44 $11.44
$6.59 $6.59
$15.5 $15.5
Beef Round Steak (1kg)
$15.16 $15.16
$9.83 $9.83
$19.56 $19.56
Apples (1kg)
$6.23 $6.23
$3.34 $3.34
$11.22 $11.22
Banana (1kg)
$1.61 $1.61
$1.12 $1.12
$4.81 $4.81
Oranges (1kg)
$6.1 $6.1
$2.15 $2.15
$12.96 $12.96
Tomato (1kg)
$5.5 $5.5
$3.33 $3.33
$11.17 $11.17
Potato (1kg)
$4.34 $4.34
$2.17 $2.17
$8.67 $8.67
Onion (1kg)
$4.08 $4.08
$2.23 $2.23
$7.84 $7.84
Lettuce (1 head)
$2.39 $2.39
$1.9 $1.9
$3.53 $3.53
Water (1.5 liter bottle)
$2.67 $2.67
$1.21 $1.21
$3.04 $3.04
Cigarettes 20 Pack (Marlboro, Camel)
$5.65 $5.65
$4.91 $4.91
$10.81 $10.81
Wine (Bottle)
$14.73 $14.73
$7.86 $7.86
$21.61 $21.61
Local Beer (0.5 liter bottle)
$2.1 $2.1
$1.44 $1.44
$2.87 $2.87
Imported Beer (0.33 liter bottle)
$2.15 $2.15
$1.53 $1.53
$5.09 $5.09
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.99 $1.99
$1.99 $1.99
$1.99 $1.99
Public Transport Monthly Pass (Regular Price)
$30.11 $30.11
$30.11 $30.11
$40.14 $40.14
Taxi Start (Normal Tariff)
$2.45 $2.45
$2.45 $2.45
$4.89 $4.89
Taxi (Normal Tariff) (1km)
$1.53 $1.53
$1.53 $1.53
$1.54 $1.54
Taxi 1hour Waiting (Normal Tariff)
$30.54 $30.54
$26.87 $26.87
$35.63 $35.63
Gasoline (1 liter)
$0.88 $0.88
$0.75 $0.75
$0.95 $0.95
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30K $30K
$30K $30K
$36.1K $36.1K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K $25.6K
$25.6K $25.6K
$26K $26K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$173 $173
$140 $140
$210 $210
SIM Card Monthly Plan (Calls and 10GB+ Data)
$68.3 $68.3
$42.86 $42.86
$99.7 $99.7
Internet (50+ Mbps, Unlimited Data)
$79.1 $79.1
$54.8 $54.8
$120 $120
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$67.8 $67.8
$24.91 $24.91
$99.6 $99.6
Tennis Court (1 Hour on Weekend)
$40.54 $40.54
$35.47 $35.47
$45.6 $45.6
Cinema Ticket
$14.77 $14.77
$12.23 $12.23
$20.38 $20.38
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$839 $839
$799 $799
$878 $878
International Primary School, 1 Child (Yearly)
$40.6K $40.6K
$17K $17K
$40.6K $40.6K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$52 $52
$20.05 $20.05
$100 $100
Summer Dress (H&M, Zara, etc)
$57.4 $57.4
$24.61 $24.61
$98.4 $98.4
Sport Shoes (Adidas, Nike)
$79.1 $79.1
$51 $51
$127 $127
Men's Leather Business Shoes
$101 $101
$60.4 $60.4
$151 $151
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$2,760 $2,760
$2,532 $2,532
$3,849 $3,849
1-bedroom Apartment, Outside City Center (Monthly)
$2,326 $2,326
$1,913 $1,913
$3,543 $3,543
3-bedroom Apartment, City Center (Monthly)
$4,577 $4,577
$3,640 $3,640
$10.1K $10.1K
3-bedroom Apartment, Outside City Center (Monthly)
$4,368 $4,368
$3,555 $3,555
$6,095 $6,095
Buy Apartment in City Center (m2)
$5,015 $5,015
$4,750 $4,750
$7,661 $7,661
Buy Apartment Outside City Center (m2)
$4,656 $4,656
$3,995 $3,995
$5,860 $5,860
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$4,605 $4,605
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.57
6.19
7
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Naples, FL - Frequently Asked Questions
How does Naples, FL stack up for overall affordability, and who typically finds it to be good value?
Naples offers a high-end lifestyle with solid amenities, but affordability varies by neighborhood and timing. If you prioritize longer commitments or off-season stays, you can stretch budgets more than during peak snowbird season. In general, the Cost of Living in Naples, FL, United States skews higher than many coastal peers, especially for housing and waterfront access. Value often comes from flexible leases, inland pockets a short drive from the water, and careful selection of dining and activities during shoulder seasons. Food, services, and entertainment reflect demand, so look for seasonal promotions and local markets to balance costs. Tip: plan ahead for peak seasons and explore longer-term leases or less pricey inland areas to balance costs.
What does day-to-day life look like in Naples when it comes to housing search, food options, transport, and errands?
Day-to-day life here leans car-first, with walkable cores around Fifth Avenue South and Old Naples, but many neighborhoods require a short drive for groceries or gym. When you search for housing, you’ll find a mix of rentals and sales – from beachfront condos to inland single-family homes – often with seasonality driving availability and pricing. For meals, you’ll access farmers markets, seafood markets, and a range of restaurants from casual to upscale. Transport is flexible but traffic can spike in season; rideshares and bike paths help for short trips. For errands and coworking, look to compact town centers and coastal plazas with Wi‑Fi-friendly cafés. Naples, FL, United States living cost is a useful touchstone as you budget utilities and HOA fees. Tip: map a weekly route to minimize backtracking.
How can you assess quality of life and budget effectively, with tips on saving, seasonality, and finding the right neighborhood fit?
Quality of life here comes from balancing pace, access to nature, and proximity to daily needs. A simple budgeting framework is to separate fixed housing and utilities from flexible dining and entertainment, then build a small seasonal cushion for winter crowds and summer heat. Look for neighborhoods that match your rhythm: Old Naples for beach lovers and amenities, North Naples for longer drives toward schools, or inland corridors where prices soften. Save by cooking at home, preferring local markets, paying attention to HOA or facility fees, and using energy-efficient cooling. Seasonality affects rents, crowds, and service hours, so align your choices with your travel or work calendar. Tip: test a one- or two-month stay in a new area before committing long term.
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