Cost of Living in Nagano - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $798 (excluding rent), and $1,176 including rent.
Family of 3: Estimated monthly costs are $1,935 (excluding rent), and $2,747 including rent.
Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$6.97 ¥1,001
$3.49 ¥501
$20.91 ¥3,004
Three-Course Dinner for Two, Mid-Range
$35.08 ¥5,040
$28.06 ¥4,031
$70.2 ¥10.1K
Fast Food Meal (McDonalds, etc)
$4.06 ¥583
$3.53 ¥507
$7.05 ¥1,013
Cappuccino
$3.4 ¥489
$1.36 ¥196
$4.08 ¥586
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.08 ¥155
$0.94 ¥136
$2.02 ¥291
Water (0.33 liter bottle)
$0.61 ¥87.1
$0.61 ¥87.1
$1.02 ¥146
Local Beer (0.5 liter draught)
$2.1 ¥302
$1.41 ¥202
$3.51 ¥504
Imported Beer (0.33 liter bottle)
$2.03 ¥292
$1.69 ¥243
$4.06 ¥583
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.32 ¥189
$1 ¥144
$2.14 ¥308
White Bread (500g)
$1.23 ¥176
$1.23 ¥176
$2.04 ¥293
Rice (white) (1kg)
$4.64 ¥666
$3.46 ¥497
$5.8 ¥834
Eggs
$1.56 ¥224
$0.84 ¥121
$2.09 ¥301
Local Cheese (1kg)
$12.1 ¥1,739
$3.46 ¥497
$20.75 ¥2,981
Chicken Fillets (1kg)
$12.51 ¥1,797
$3.87 ¥556
$21.14 ¥3,036
Beef Round Steak (1kg)
$16.32 ¥2,344
$5.44 ¥782
$27.19 ¥3,907
Apples (1kg)
$7.78 ¥1,118
$5.66 ¥813
$9.91 ¥1,423
Banana (1kg)
$4.28 ¥614
$4.28 ¥614
$4.28 ¥614
Oranges (1kg)
$4.4 ¥631
$3.38 ¥486
$5.41 ¥777
Tomato (1kg)
$4.68 ¥673
$2.84 ¥408
$5.69 ¥817
Potato (1kg)
$3.74 ¥538
$1.78 ¥256
$5.71 ¥820
Onion (1kg)
$3.65 ¥524
$1.73 ¥249
$5.57 ¥799
Lettuce (1 head)
$1.02 ¥147
$1.02 ¥147
$2.73 ¥392
Water (1.5 liter bottle)
$0.67 ¥95.8
$0.67 ¥95.8
$2.01 ¥289
Cigarettes 20 Pack (Marlboro, Camel)
$5.63 ¥809
$5.63 ¥809
$5.63 ¥809
Wine (Bottle)
$3.75 ¥538
$2.72 ¥391
$4.77 ¥685
Local Beer (0.5 liter bottle)
$2.51 ¥361
$2.06 ¥296
$3.44 ¥494
Imported Beer (0.33 liter bottle)
$3.46 ¥497
$2.07 ¥298
$4.83 ¥694
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.45 ¥208
$1.38 ¥198
$1.85 ¥266
Public Transport Monthly Pass (Regular Price)
$54.1 ¥7,777
$20.3 ¥2,917
$54.1 ¥7,777
Taxi Start (Normal Tariff)
$3.14 ¥451
$3.14 ¥451
$3.14 ¥451
Taxi (Normal Tariff) (1km)
$2.99 ¥429
$2.71 ¥390
$4.47 ¥643
Taxi 1hour Waiting (Normal Tariff)
$23.02 ¥3,307
$23.02 ¥3,307
$25.32 ¥3,637
Gasoline (1 liter)
$1.19 ¥171
$1.13 ¥162
$1.24 ¥178
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K ¥3.4M
$23.9K ¥3.4M
$23.9K ¥3.4M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$14.8K ¥2.1M
$14.5K ¥2.1M
$20.8K ¥3M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.4 ¥12K
$58.8 ¥8,443
$235 ¥33.8K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$29.89 ¥4,293
$21.03 ¥3,021
$38.55 ¥5,538
Internet (50+ Mbps, Unlimited Data)
$17.5 ¥2,513
$14 ¥2,012
$24.5 ¥3,520
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$55.7 ¥8,001
$34.81 ¥5,001
$62.7 ¥9,002
Tennis Court (1 Hour on Weekend)
$13.16 ¥1,890
$3.29 ¥473
$13.16 ¥1,890
Cinema Ticket
$11.55 ¥1,659
$10.5 ¥1,508
$12.6 ¥1,810
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$249 ¥35.7K
$171 ¥24.6K
$309 ¥44.3K
International Primary School, 1 Child (Yearly)
$14.1K ¥2M
$7,285 ¥1M
$21.9K ¥3.1M
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$54.7 ¥7,851
$54.7 ¥7,851
$54.7 ¥7,851
Summer Dress (H&M, Zara, etc)
$27.79 ¥3,992
$27.79 ¥3,992
$27.79 ¥3,992
Sport Shoes (Adidas, Nike)
$81.7 ¥11.7K
$81.7 ¥11.7K
$81.7 ¥11.7K
Men's Leather Business Shoes
$96.3 ¥13.8K
$68.8 ¥9,881
$124 ¥17.8K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$490 ¥70.4K
$420 ¥60.3K
$543 ¥77.9K
1-bedroom Apartment, Outside City Center (Monthly)
$272 ¥39.1K
$272 ¥39.1K
$374 ¥53.8K
3-bedroom Apartment, City Center (Monthly)
$991 ¥142.4K
$793 ¥113.9K
$1,157 ¥166.3K
3-bedroom Apartment, Outside City Center (Monthly)
$652 ¥93.7K
$525 ¥75.4K
$738 ¥106K
Buy Apartment in City Center (m2)
$4,577 ¥657.5K
$1,940 ¥278.7K
$4,577 ¥657.5K
Buy Apartment Outside City Center (m2)
$1,982 ¥284.7K
$875 ¥125.7K
$1,982 ¥284.7K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$1,758 ¥252.6K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
2
1.4
2
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Nagano - Frequently Asked Questions
How does Nagano compare in overall affordability for travelers, expats, and digital nomads?
The Cost of Living in Nagano is generally lower than Japan’s mega-cities, with more affordable housing options and lower daily costs outside peak resort areas. You trade some international conveniences for authentic regional life, easy outdoor recreation, and a reliable public transit network. Seasonal costs shift with tourism, but long stays often benefit from slower rent cycles and longer-term leases. Tip: scout neighborhoods by daily routines – commute times, grocery spots, and access to nature.
What does daily life look like for housing search, food options, transport, co-working, and errands in Nagano?
Daily life in Nagano leans toward practical, seasonal routines. Housing search rewards patience, with options ranging from compact apartments near center to traditional houses in quieter streets; leases often clarify utilities and maintenance. Food options span farmer markets, regional specialties, and affordable eateries, plus international groceries for familiar brands. Transport is dependable: JR trains and local buses connect urban life with hillside villages, and cycling is popular in good weather. Nagano living cost stays reasonable for a non-metropolitan lifestyle, with value found in longer-term rentals and shared workspaces. Tip: plan a weekly route that combines errands and transit.
What lifestyle considerations or budgeting frameworks help maximize quality of life in Nagano, including seasonality and neighborhood fit?
Quality of life in Nagano hinges on a balanced routine, a sensible budget framework, and neighborhood fit. Create a simple monthly plan: housing, utilities, groceries, transport, and occasional leisure. Embrace seasonality – winter snowfall shapes energy use and activity, while summer brings hiking and festivals. If you prioritize quiet and outdoor access, look at hillside or suburban zones a short ride from center rather than the busiest core. Save by cooking at home, buying seasonal produce, and using public transit or bikes instead of rideshares. For coworking, mix quiet libraries with day passes at flexible spaces. Tip: align your choices with your daily pace.
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