Cost of Living in Mount Vernon, NY - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,152 (excluding rent), and $2,619 including rent.
Family of 3: Estimated monthly costs are $2,837 (excluding rent), and $5,269 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$19.61 $19.61
$14.71 $14.71
$29.41 $29.41
Three-Course Dinner for Two, Mid-Range
$98.1 $98.1
$58.9 $58.9
$147 $147
Fast Food Meal (McDonalds, etc)
$12.27 $12.27
$6.87 $6.87
$14.72 $14.72
Cappuccino
$6.12 $6.12
$2.06 $2.06
$6.68 $6.68
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.46 $2.46
$2.04 $2.04
$5.11 $5.11
Water (0.33 liter bottle)
$1.86 $1.86
$1.7 $1.7
$3.89 $3.89
Local Beer (0.5 liter draught)
$8.11 $8.11
$5.07 $5.07
$10.13 $10.13
Imported Beer (0.33 liter bottle)
$8.82 $8.82
$7.84 $7.84
$14.71 $14.71
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.35 $1.35
$0.81 $0.81
$1.79 $1.79
White Bread (500g)
$3.81 $3.81
$2.79 $2.79
$10 $10
Rice (white) (1kg)
$5.16 $5.16
$1.98 $1.98
$13.08 $13.08
Eggs
$4.71 $4.71
$2.13 $2.13
$10.23 $10.23
Local Cheese (1kg)
$17.24 $17.24
$6.56 $6.56
$43.7 $43.7
Chicken Fillets (1kg)
$11.73 $11.73
$7.1 $7.1
$24.01 $24.01
Beef Round Steak (1kg)
$16.93 $16.93
$8.66 $8.66
$32.46 $32.46
Apples (1kg)
$4.89 $4.89
$1.98 $1.98
$6.53 $6.53
Banana (1kg)
$2.46 $2.46
$0.99 $0.99
$3.27 $3.27
Oranges (1kg)
$3.91 $3.91
$1.97 $1.97
$6.52 $6.52
Tomato (1kg)
$4.14 $4.14
$1.98 $1.98
$8.73 $8.73
Potato (1kg)
$3.67 $3.67
$1.29 $1.29
$8.57 $8.57
Onion (1kg)
$4.11 $4.11
$2.23 $2.23
$6.73 $6.73
Lettuce (1 head)
$2.4 $2.4
$1.49 $1.49
$4.95 $4.95
Water (1.5 liter bottle)
$2.47 $2.47
$1.35 $1.35
$3.43 $3.43
Cigarettes 20 Pack (Marlboro, Camel)
$11.89 $11.89
$10.42 $10.42
$20.84 $20.84
Wine (Bottle)
$19.58 $19.58
$10.04 $10.04
$25.1 $25.1
Local Beer (0.5 liter bottle)
$1.78 $1.78
$1.72 $1.72
$4.41 $4.41
Imported Beer (0.33 liter bottle)
$3.77 $3.77
$1.87 $1.87
$7.96 $7.96
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.03 $2.03
$1.27 $1.27
$2.03 $2.03
Taxi Start (Normal Tariff)
$5.01 $5.01
$3.01 $3.01
$7.02 $7.02
Taxi (Normal Tariff) (1km)
$2.06 $2.06
$1.56 $1.56
$3.28 $3.28
Taxi 1hour Waiting (Normal Tariff)
$23.89 $23.89
$23.89 $23.89
$44.79 $44.79
Gasoline (1 liter)
$0.95 $0.95
$0.79 $0.79
$1.12 $1.12
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.4K $35.4K
$24.3K $24.3K
$36.8K $36.8K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.1K $25.1K
$24.8K $24.8K
$38.6K $38.6K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$127 $127
$85.9 $85.9
$303 $303
SIM Card Monthly Plan (Calls and 10GB+ Data)
$45.85 $45.85
$30.56 $30.56
$102 $102
Internet (50+ Mbps, Unlimited Data)
$65.4 $65.4
$50.3 $50.3
$75.5 $75.5
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$43.56 $43.56
$17.73 $17.73
$50.7 $50.7
Cinema Ticket
$17.33 $17.33
$13.25 $13.25
$20.38 $20.38
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,257 $2,257
$2,006 $2,006
$4,179 $4,179
International Primary School, 1 Child (Yearly)
$23.8K $23.8K
$15.1K $15.1K
$65.4K $65.4K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$66.8 $66.8
$29.9 $29.9
$89.7 $89.7
Summer Dress (H&M, Zara, etc)
$47.74 $47.74
$19.87 $19.87
$74.5 $74.5
Sport Shoes (Adidas, Nike)
$76.4 $76.4
$61.1 $61.1
$102 $102
Men's Leather Business Shoes
$134 $134
$60 $60
$200 $200
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,598 $1,598
$1,197 $1,197
$1,852 $1,852
1-bedroom Apartment, Outside City Center (Monthly)
$1,173 $1,173
$867 $867
$1,300 $1,300
3-bedroom Apartment, City Center (Monthly)
$2,670 $2,670
$2,031 $2,031
$3,046 $3,046
3-bedroom Apartment, Outside City Center (Monthly)
$2,205 $2,205
$1,687 $1,687
$2,481 $2,481
Buy Apartment in City Center (m2)
$2,705 $2,705
$1,932 $1,932
$2,705 $2,705
Buy Apartment Outside City Center (m2)
$2,695 $2,695
$2,084 $2,084
$2,695 $2,695
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6
7.5
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Mount Vernon, NY - Frequently Asked Questions
How does Mount Vernon stack up in overall affordability for travelers, expats, and digital nomads with proximity to NYC?
Mount Vernon offers a practical balance for travelers, expats, and digital nomads who want proximity to New York City without the expense of the city core. You’ll find more space, a livelier neighborhood feel, and easy access to groceries, cafes, and parks in areas like Fleetwood and the North Side. When considering value, note that Cost of Living in Mount Vernon is generally more approachable than Manhattan or central Brooklyn, while you still have quick transit options to the city. It’s well-suited for a steady routine that values practicality, comfort, and access to services. Tip: Do a neighborhood stroll to gauge daily needs and pace before committing to a long stay.
What does daily life look like in Mount Vernon when it comes to housing search, food options, transport, co-working spaces, and errands?
Your housing search centers on neighborhoods like Fleetwood, North Side, and the Village, where options range from traditional apartments to renovated condos and classic houses. For groceries and dining, you’ll find a mix of markets, bodegas, and casual eateries within easy reach of home base. Transit options include the Metro-North rail link to NYC and local bus routes; biking and walking cover many short trips. Co-working spaces and cafe setups offer flexible work spots for remote tasks. Mount Vernon living cost serves as a practical compass as you balance rent, transit time, and daily amenities. Tip: Map a few commute routes and shop stops to optimize time and budget.
What quality of life considerations, budgeting frameworks, and seasonal tips help you find the right neighborhood fit in Mount Vernon?
Quality of life hinges on neighborhood vibe and seasonal rhythm. Fleetwood and North Side offer a family-friendly atmosphere with tree-lined streets, while the Village area is more walkable to dining and nightlife. Build a simple budgeting framework: fixed essentials (housing, transit) plus flexible categories (food, entertainment, utilities) and a seasonal edge (heating in winter, cooling in summer). Save by combining errands on one trip, choosing affordable stores, and using public transit or bikes for commutes. Community calendars reveal seasonal markets, street fairs, and outdoor events that enrich the experience without straining the wallet. Tip: Prioritize a three-neighborhood tour to feel where you belong.
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