Cost of Living in Morristown, NJ - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $3,785 monthly including rent, or $1,411 excluding housing.

Estimated monthly costs for a couple: $4,677 with rent, or $2,154 without housing.

Monthly costs for a family of three come to about $5,569 including rent, or $2,897 for daily expenses alone.

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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$20.36 $20.36
$15.27 $15.27
$61.1 $61.1
Three-Course Dinner for Two, Mid-Range
$79.9 $79.9
$49.96 $49.96
$140 $140
Fast Food Meal (McDonalds, etc)
$11.77 $11.77
$9.80 $9.80
$16.67 $16.67
Cappuccino
$5.22 $5.22
$4.02 $4.02
$8.03 $8.03
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.48 $2.48
$1.98 $1.98
$9.91 $9.91
Water (0.33 liter bottle)
$3.07 $3.07
$2.04 $2.04
$10.22 $10.22
Local Beer (0.5 liter draught)
$4.93 $4.93
$3.95 $3.95
$9.87 $9.87
Imported Beer (0.33 liter bottle)
$7.06 $7.06
$5.04 $5.04
$10.09 $10.09
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.09 $1.09
$0.91 $0.91
$1.30 $1.30
White Bread (500g)
$3.99 $3.99
$2.16 $2.16
$8.70 $8.70
Rice (white) (1kg)
$4.47 $4.47
$2.21 $2.21
$11.17 $11.17
Eggs
$5.64 $5.64
$1.96 $1.96
$6.85 $6.85
Local Cheese (1kg)
$25.80 $25.80
$17.70 $17.70
$33.18 $33.18
Chicken Fillets (1kg)
$6.63 $6.63
$6.63 $6.63
$28.75 $28.75
Beef Round Steak (1kg)
$22.34 $22.34
$17.30 $17.30
$32.43 $32.43
Apples (1kg)
$7.51 $7.51
$4.48 $4.48
$13.52 $13.52
Banana (1kg)
$2.48 $2.48
$1.50 $1.50
$4.30 $4.30
Oranges (1kg)
$5.30 $5.30
$3.29 $3.29
$13.15 $13.15
Tomato (1kg)
$11.49 $11.49
$5.47 $5.47
$17.52 $17.52
Potato (1kg)
$2.80 $2.80
$1.09 $1.09
$11.25 $11.25
Onion (1kg)
$3.78 $3.78
$1.10 $1.10
$6.80 $6.80
Lettuce (1 head)
$0.78 $0.78
$0.78 $0.78
$3.88 $3.88
Water (1.5 liter bottle)
$0.49 $0.49
$0.49 $0.49
$2.92 $2.92
Cigarettes 20 Pack (Marlboro, Camel)
$10.88 $10.88
$7.91 $7.91
$19.78 $19.78
Wine (Bottle)
$15.28 $15.28
$11.21 $11.21
$20.38 $20.38
Local Beer (0.5 liter bottle)
$2.04 $2.04
$1.78 $1.78
$2.57 $2.57
Imported Beer (0.33 liter bottle)
$2.49 $2.49
$1.99 $1.99
$7.97 $7.97
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.48 $2.48
$1.22 $1.22
$2.48 $2.48
Public Transport Monthly Pass (Regular Price)
$69.0 $69.0
-
Taxi Start (Normal Tariff)
$6.15 $6.15
$4.10 $4.10
$8.21 $8.21
Taxi (Normal Tariff) (1km)
$2.19 $2.19
$2.19 $2.19
$2.19 $2.19
Taxi 1hour Waiting (Normal Tariff)
$42.40 $42.40
$42.40 $42.40
$42.40 $42.40
Gasoline (1 liter)
$0.89 $0.89
$0.80 $0.80
$0.98 $0.98
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.7K $29.7K
$23.2K $23.2K
$44.6K $44.6K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K $26.1K
$24.5K $24.5K
$44.1K $44.1K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$183 $183
$153 $153
$305 $305
SIM Card Monthly Plan (Calls and 10GB+ Data)
$51.2 $51.2
$40.78 $40.78
$102 $102
Internet (50+ Mbps, Unlimited Data)
$56.4 $56.4
$29.38 $29.38
$91.2 $91.2
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$72.6 $72.6
$39.75 $39.75
$89.5 $89.5
Cinema Ticket
$14.95 $14.95
$11.96 $11.96
$24.92 $24.92
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,787 $1,787
$1,291 $1,291
$2,259 $2,259
International Primary School, 1 Child (Yearly)
$40.8K $40.8K
$40.8K $40.8K
$40.8K $40.8K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$40.11 $40.11
$30.08 $30.08
$80.2 $80.2
Summer Dress (H&M, Zara, etc)
$19.32 $19.32
$19.32 $19.32
$76.3 $76.3
Sport Shoes (Adidas, Nike)
$78.7 $78.7
$49.15 $49.15
$246 $246
Men's Leather Business Shoes
$203 $203
$40.01 $40.01
$300 $300
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$2,325 $2,325
$1,768 $1,768
$2,751 $2,751
1-bedroom Apartment, Outside City Center (Monthly)
$2,365 $2,365
$1,577 $1,577
$3,449 $3,449
3-bedroom Apartment, City Center (Monthly)
$4,152 $4,152
$1,977 $1,977
$4,152 $4,152
3-bedroom Apartment, Outside City Center (Monthly)
$2,206 $2,206
$1,688 $1,688
$2,482 $2,482
Buy Apartment in City Center (m2)
$2,680 $2,680
$2,182 $2,182
$3,178 $3,178
Buy Apartment Outside City Center (m2)
$2,296 $2,296
$1,945 $1,945
$2,648 $2,648
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$5,513 $5,513
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.26
5
7.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: April 20, 2026

Cost Breakdown

Expect to pay about $2,325 for a central one-bedroom, or $2,365 outside the center. At around 42% of the average salary ($5,513), rent noticeably above the typical 30% rent-to-income guideline.

Average take-home pay sits at $5,513, while typical expenses reach $3,785. This leaves some room for savings, though a comfortable buffer starts closer to $5,678.

Expect to spend about $470 monthly on groceries. Dining out at a mid-range restaurant costs roughly $80 for two.

Public transport is priced at around $69 per month.

Cost Highlights

1-bedroom apartment, outside city center is more expensive than 98% of cities in North America

Monthly cost (excluding rent) is more expensive than 98% of cities in North America

Overall monthly cost (including rent) is more expensive than 97% of cities in North America

Morristown, NJ Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
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The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Morristown, NJ - Frequently Asked Questions
How would you describe the general affordability and value of Morristown for travelers, expats, and digital nomads?
Morristown offers a balanced mix of small-town charm and access to city-level services, making it a solid value for travelers, expats, and digital nomads. Compared with larger coastal metros, most daily costs can feel more manageable when you choose neighborhood clusters with consistent amenities and plan stays around local markets and library programs. The town center is walkable, with reliable transit connections to New York and other hubs, and you’ll find a range of housing styles from compact apartments to comfortable townhomes. When evaluating Cost of Living in Morristown, NJ, United States, consider seasonal demand, rental terms, and long-term housing options over flashy short stays. Tip: Build a flexible budgeting plan around your weekly errands and commute.
What does daily life look like in terms of housing search, groceries, transport, and coworking in Morristown for visitors or longer stays?
Daily life centers on a walkable mix of cafes, groceries, and parks, with a reliable but not overwhelming pace. Housing search tends to reward longer leases and neighborhoods a short ride from the town center, while core groceries and casual dining options vary by distance to transit. For co-working, several spots cater to short and medium-length visits, and public libraries can be a quiet alternative. Budgeting wise, consider the Morristown, NJ, United States living cost as a reference point for different neighborhoods rather than city-wide averages. Tip: Use week-by-week planning to adjust for weather, crowds, and seasonal events.
How can you optimize quality of life, budgeting, and neighborhood fit in Morristown, including seasonality and lifestyle choices?
Quality of life in Morristown blends a lively downtown with easy access to nature and culture, which helps you tailor a budgeting framework around core needs – housing, food, and transit. A practical approach is to map neighborhoods by vibe: the compact, easy-to-walk center for social life; quieter residential pockets for longer work sessions; and easy rail links for occasional getaways. Factor seasonality into planning for events, farmers markets, and crowding at popular spots. Embrace multi-use spaces and flexible housing options to stay adaptable as your stay lengthens. Tip: Build a simple monthly framework that separates essentials, discretionary spends, and occasional splurges around your weekly schedule.
What is the average cost of living in Morristown, NJ in 2026?
As of 2026, monthly living costs in Morristown, NJ come to around $3,785 including rent, or roughly $1,411 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.
Why is Morristown, NJ so expensive to live in?
Living in Morristown, NJ doesn't come cheap – monthly expenses with rent reach $3,785, putting it among the pricier cities worldwide. Housing dominates the cost, but food, services, and leisure all sit above the global median too.
Can you save money on an average salary in Morristown, NJ?
At $5,513 take-home, most residents in Morristown, NJ can cover the $3,785 monthly cost of living. Those earning $5,678 or more have room to save; below-average earners will find things noticeably tighter.
What are typical rents in Morristown, NJ?
Where you live in Morristown, NJ makes all the difference. Central one-bedrooms cost about $2,325; commute-friendly outer districts come in around $2,365. Overall, the market runs from $2,365 to $2,325 depending on size, location, and apartment condition.
How expensive is a gym membership in Morristown, NJ?
At around $72.6 monthly, gym costs in Morristown, NJ are on the steep side. The price tracks with the city's overall high cost of services, though annual contracts and promotional deals can cut the bill.
Is food expensive in Morristown, NJ?
Morristown, NJ isn't cheap for groceries. Monthly bills reach $470 for a single person, and even basic items cost more than in most comparable cities. Cooking at home is still the most economical approach.
Is $1,500 enough to live comfortably in Morristown, NJ?
At $3,785 in typical monthly expenses, a $1,500 budget barely covers Morristown, NJ. You'd need a shared flat in an outer area, home-cooked meals, and serious discipline with discretionary spending to make it work.
Can you retire comfortably in Morristown, NJ?
Retirement in Morristown, NJ is comfortable for most – total costs run about $3,785 monthly. Healthcare, daily amenities, and social infrastructure are all in place, and most retirees find it a practical, enjoyable place to settle.

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