Cost of Living in McKinney, TX - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,076 (excluding rent), and $2,675 including rent.

Family of 3: Estimated monthly costs are $2,229 (excluding rent), and $4,605 including rent.

Meal at Budget Restaurant

$17.14 $17.14

$12.1 $12.1

$30.24 $30.24

Three-Course Dinner for Two, Mid-Range

$76.5 $76.5

$48.55 $48.55

$122 $122

Fast Food Meal (McDonalds, etc)

$9.23 $9.23

$8.21 $8.21

$15.39 $15.39

Cappuccino

$5.32 $5.32

$2.53 $2.53

$6.08 $6.08

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 $2.62

$1.78 $1.78

$3.05 $3.05

Water (0.33 liter bottle)

$1.99 $1.99

$1.33 $1.33

$3.08 $3.08

Local Beer (0.5 liter draught)

$5.88 $5.88

$3.43 $3.43

$7.84 $7.84

Imported Beer (0.33 liter bottle)

$8.15 $8.15

$4.07 $4.07

$10.19 $10.19

Milk (1 liter)

$1.07 $1.07

$0.8 $0.8

$1.33 $1.33

White Bread (500g)

$2.75 $2.75

$1.53 $1.53

$4.63 $4.63

Rice (white) (1kg)

$3.99 $3.99

$2.15 $2.15

$5.44 $5.44

Eggs

$4.95 $4.95

$1.91 $1.91

$6.85 $6.85

Local Cheese (1kg)

$11.63 $11.63

$8.15 $8.15

$19.39 $19.39

Chicken Fillets (1kg)

$14.23 $14.23

$6.57 $6.57

$17.52 $17.52

Beef Round Steak (1kg)

$16.5 $16.5

$8.97 $8.97

$20.08 $20.08

Apples (1kg)

$4.42 $4.42

$2.69 $2.69

$5.8 $5.8

Banana (1kg)

$1.62 $1.62

$1.12 $1.12

$4.49 $4.49

Oranges (1kg)

$4.27 $4.27

$2.25 $2.25

$6.75 $6.75

Tomato (1kg)

$4.56 $4.56

$1.77 $1.77

$6.66 $6.66

Potato (1kg)

$3.68 $3.68

$1.1 $1.1

$6.64 $6.64

Onion (1kg)

$2.24 $2.24

$1.54 $1.54

$3.87 $3.87

Lettuce (1 head)

$2.04 $2.04

$0.58 $0.58

$2.96 $2.96

Water (1.5 liter bottle)

$2.93 $2.93

$1.46 $1.46

$2.93 $2.93

Cigarettes 20 Pack (Marlboro, Camel)

$9.74 $9.74

$7.99 $7.99

$12.98 $12.98

Wine (Bottle)

$13.56 $13.56

$4.02 $4.02

$22.1 $22.1

Local Beer (0.5 liter bottle)

$1.94 $1.94

$1.76 $1.76

$2.18 $2.18

Imported Beer (0.33 liter bottle)

$2.98 $2.98

$1.29 $1.29

$4.97 $4.97

One-way Ticket (Public Transport)

$1.95 $1.95

$1.22 $1.22

$1.95 $1.95

Taxi Start (Normal Tariff)

$2.78 $2.78

$3.04 $3.04

Taxi (Normal Tariff) (1km)

$1.27 $1.27

$1.58 $1.58

Taxi 1hour Waiting (Normal Tariff)

$29.76 $29.76

Gasoline (1 liter)

$0.75 $0.75

$0.61 $0.61

$0.82 $0.82

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K $30.3K

$23.9K $23.9K

$36.7K $36.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$24.7K $24.7K

$26.6K $26.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$100 $100

$216 $216

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.7 $59.7

$24.74 $24.74

$94 $94

Internet (50+ Mbps, Unlimited Data)

$80 $80

$29.78 $29.78

$99.3 $99.3

Gym Membership (Monthly)

$34.76 $34.76

$17.38 $17.38

$49.66 $49.66

Cinema Ticket

$14.95 $14.95

$7.48 $7.48

$14.95 $14.95

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,325 $1,325

$894 $894

$1,689 $1,689

International Primary School, 1 Child (Yearly)

$23.5K $23.5K

$17K $17K

$25.1K $25.1K

Jeans (Levis 501 Or Similar)

$54.9 $54.9

$30.58 $30.58

$71.4 $71.4

Summer Dress (H&M, Zara, etc)

$28.78 $28.78

$20.2 $20.2

$50.5 $50.5

Sport Shoes (Adidas, Nike)

$104 $104

$66.1 $66.1

$132 $132

Men's Leather Business Shoes

$109 $109

$64.7 $64.7

$149 $149

1-bedroom Apartment, City Center (Monthly)

$1,667 $1,667

$1,561 $1,561

$1,773 $1,773

1-bedroom Apartment, Outside City Center (Monthly)

$1,380 $1,380

$986 $986

$1,479 $1,479

3-bedroom Apartment, City Center (Monthly)

$3,319 $3,319

$2,615 $2,615

$4,023 $4,023

3-bedroom Apartment, Outside City Center (Monthly)

$1,970 $1,970

$1,717 $1,717

$2,222 $2,222

Buy Apartment in City Center (m2)

$2,342 $2,342

Buy Apartment Outside City Center (m2)

$2,306 $2,306

Average Monthly Net Salary (After Tax)

$5,643 $5,643

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

6.19

6.8

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 30, 2025

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in McKinney, TX - Frequently Asked Questions

a: McKinney tends to offer a balanced mix of value and convenience for travelers, expats, and digital nomads. You'll find a friendly, walkable downtown, good access to parks, reliable broadband in many areas, and a range of housing options from modern apartments to single-family homes. The Cost of Living in McKinney, TX is notably more approachable than many coastal hubs and big metros, driven by a steadier local economy and less intense traffic patterns. That said, the costs you see will hinge on your neighborhood choice and duration of stay. Plan for flexibility in your budget and timing. Tip: Start with a short-term stay while you scout neighborhoods and adjust your budget accordingly.

a: Expect a laid-back but practical routine. Housing options range from budget-friendly apartments to larger homes in family-friendly neighborhoods, with a strong sense of community. Groceries and dining are convenient, with several supermarkets and farmers markets. Biking and car-sharing are reasonable, while the drive to larger employment hubs is acceptable in the region. For work, you'll find coworking spaces and coffee spots that cater to remote work. Public transit is more limited than in bigger cities, so plan a car-forward routine or combine rideshares with local buses. McKinney, TX living cost varies by area and lifestyle, so compare neighborhoods before committing. Tip: Map your errands around a central hub like downtown or a major shopping area to cut trips.

a: Think of your stay as a balanced blend of core needs and experiences. Use a simple budgeting framework: identify fixed costs (housing, utilities, insurance) and flexible ones (food, transport, leisure) and set a monthly cap. In McKinney, neighborhoods near the historic downtown offer walkability and access to events, while suburban areas deliver more space and parks. Consider seasonality: summers can be hot, winters mild, so plan for air conditioning and occasional indoor activities. Budget-conscious swaps include cooking at home, choosing local markets, and using picnics in parks for weekend downtime. Tip: Build a three-month re-evaluation cadence to reallocate funds as you settle in.