Cost of Living in Matagalpa - Updated Prices & Insights

Name: Matagalpa
Address: Matagalpa, NI

Solo nomad: Estimated monthly costs are $595 (excluding rent), and $840 including rent.

Family of 3: Estimated monthly costs are $1,268 (excluding rent), and $1,678 including rent.

Meal at Budget Restaurant

$4.96 NIO 182

$3.33 NIO 123

$10.09 NIO 372

Three-Course Dinner for Two, Mid-Range

$25.13 NIO 925

$80.4 NIO 2,961

Fast Food Meal (McDonalds, etc)

$6.90 NIO 254

$5.38 NIO 198

$7.88 NIO 290

Cappuccino

$2.41 NIO 88.9

$1.11 NIO 40.75

$4.11 NIO 151

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.79 NIO 29.15

$0.46 NIO 17.06

$1.31 NIO 48.34

Water (0.33 liter bottle)

$0.44 NIO 16.15

$0.39 NIO 14.36

$0.97 NIO 35.89

Local Beer (0.5 liter draught)

$1.18 NIO 43.60

$1.08 NIO 39.61

$1.65 NIO 60.7

Imported Beer (0.33 liter bottle)

$2.01 NIO 74.1

$1.91 NIO 70.4

$3.12 NIO 115

Milk (1 liter)

$1.20 NIO 44.27

$0.92 NIO 34.06

$1.45 NIO 53.4

White Bread (500g)

$1.48 NIO 54.4

$1.23 NIO 45.35

$2.41 NIO 88.9

Rice (white) (1kg)

$1.63 NIO 60.0

$1.12 NIO 41.24

$2.14 NIO 78.7

Eggs

$2.16 NIO 79.4

$1.63 NIO 59.9

$2.44 NIO 89.9

Local Cheese (1kg)

$1.90 NIO 70.1

$1.13 NIO 41.53

$13.38 NIO 493

Chicken Fillets (1kg)

$4.31 NIO 159

$3.01 NIO 111

$6.77 NIO 249

Beef Round Steak (1kg)

$6.60 NIO 243

$10.78 NIO 397

Apples (1kg)

$3.99 NIO 147

$3.46 NIO 127

$5.12 NIO 188

Banana (1kg)

$0.85 NIO 31.27

$0.59 NIO 21.56

$2.16 NIO 79.4

Oranges (1kg)

$1.84 NIO 67.8

$1.53 NIO 56.5

$5.55 NIO 204

Tomato (1kg)

$2.26 NIO 83.4

$2.00 NIO 73.7

$3.10 NIO 114

Potato (1kg)

$1.11 NIO 41.04

$4.08 NIO 150

Onion (1kg)

$2.23 NIO 82.1

$2.11 NIO 77.6

$2.69 NIO 99.2

Lettuce (1 head)

$0.67 NIO 24.85

$1.60 NIO 58.9

Water (1.5 liter bottle)

$1.02 NIO 37.56

$0.80 NIO 29.30

$1.53 NIO 56.3

Cigarettes 20 Pack (Marlboro, Camel)

$2.73 NIO 101

$2.54 NIO 93.4

$3.08 NIO 113

Wine (Bottle)

$9.93 NIO 366

$9.65 NIO 355

$14.57 NIO 536

Local Beer (0.5 liter bottle)

$1.21 NIO 44.57

$1.06 NIO 39.14

$1.66 NIO 61.2

Imported Beer (0.33 liter bottle)

$2.19 NIO 80.7

$1.71 NIO 62.9

$2.30 NIO 84.7

One-way Ticket (Public Transport)

$0.48 NIO 17.84

$0.21 NIO 7.59

$0.77 NIO 28.47

Taxi Start (Normal Tariff)

$0.92 NIO 33.82

$0.68 NIO 24.98

$1.15 NIO 42.28

Taxi (Normal Tariff) (1km)

$0.97 NIO 35.84

$0.67 NIO 24.53

$1.28 NIO 47.16

Taxi 1hour Waiting (Normal Tariff)

$6.63 NIO 244

$5.33 NIO 196

$9.75 NIO 359

Gasoline (1 liter)

$1.29 NIO 47.62

$1.27 NIO 46.90

$1.65 NIO 60.9

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.8K NIO 838.0K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K NIO 970.4K

$26.7K NIO 983.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$52.3 NIO 1,924

$44.79 NIO 1,649

$108 NIO 3,978

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.72 NIO 615

$14.75 NIO 543

$18.79 NIO 692

Internet (50+ Mbps, Unlimited Data)

$36.38 NIO 1,339

$30.60 NIO 1,127

$61.2 NIO 2,253

Cinema Ticket

$8.16 NIO 301

$6.28 NIO 231

$12.24 NIO 451

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$99.2 NIO 3,653

$66.1 NIO 2,435

$258 NIO 9,497

International Primary School, 1 Child (Yearly)

$6,109 NIO 224.9K

$4,276 NIO 157.5K

$9,163 NIO 337.4K

Jeans (Levis 501 Or Similar)

$76.9 NIO 2,831

$54.4 NIO 2,003

$89.4 NIO 3,290

Summer Dress (H&M, Zara, etc)

$73.7 NIO 2,713

$40.48 NIO 1,490

$122 NIO 4,490

Sport Shoes (Adidas, Nike)

$134 NIO 4,948

$81.1 NIO 2,984

$152 NIO 5,596

Men's Leather Business Shoes

$109 NIO 4,025

$55.6 NIO 2,047

$152 NIO 5,582

1-bedroom Apartment, City Center (Monthly)

$155 NIO 5,694

$110 NIO 4,041

$200 NIO 7,347

1-bedroom Apartment, Outside City Center (Monthly)

$260 NIO 9,567

$173 NIO 6,378

$346 NIO 12.8K

3-bedroom Apartment, City Center (Monthly)

$559 NIO 20.6K

$305 NIO 11.2K

$814 NIO 30.0K

3-bedroom Apartment, Outside City Center (Monthly)

$382 NIO 14.1K

$255 NIO 9,373

$509 NIO 18.7K

Average Monthly Net Salary (After Tax)

$200 NIO 7,374

20-Year Fixed Mortgage Interest Rate (Annual %)

10.25

11.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 12, 2026

Matagalpa Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

Cost of Living in Matagalpa - Frequently Asked Questions

Daily life in Matagalpa is approachable and walkable in many parts. Housing searches typically reward patience; you’ll find a mix of modest apartments in safe, central areas, with longer leases often unlocking better rates. Shopping happens at bustling mercados offering fresh produce and staples, alongside bakeries and casual eateries that won’t blow your budget. Transport relies on reliable buses, taxis, and occasional rideshares for longer hops. There’s a growing number of coworking spaces and cafés with dependable Wi-Fi, ideal for remote work. If you’re budgeting around the Cost of Living in Matagalpa, Nicaragua, you’ll notice a predictable pattern of value and options. Tip: Visit several places in person to compare terms and surface-hidden costs before committing.

Daily life in Matagalpa is approachable and walkable in many parts. Housing searches typically reward patience; you’ll find a mix of modest apartments in safe, central areas, with longer leases often unlocking better rates. Shopping happens at bustling mercados offering fresh produce and staples, alongside bakeries and casual eateries that won’t blow your budget. Transport relies on reliable buses, taxis, and occasional rideshares for longer hops. There’s a growing number of coworking spaces and cafés with dependable Wi-Fi, ideal for remote work. If you’re budgeting around Matagalpa, Nicaragua living cost, you’ll notice a predictable pattern of value and options. Tip: Visit several places in person to compare terms and surface-hidden costs before committing.

Quality of life in Matagalpa blends a relaxed tempo with practical perks for long stays. To budget effectively, try a simple framework: separate essentials, discretionary spending, and a small buffer, then reassess each month. Neighborhood fit depends on your routine: central zones offer short walks, while hillside areas provide quieter mornings and better views. Save on costs by cooking at home, shopping at mercados, and using public transport or shared rides for longer trips. Seasonality impacts rainfall and travel comfort, so plan outdoor activities around the dry season and keep rain gear handy. Tip: Build a simple monthly budget and track it for a season to spot where small changes add up.