CityCost App
Cost of living in 8000+ cities on the go.

Cost of Living in Masterton - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $899 (excluding rent), and $1,529 including rent.
Family of 3: Estimated monthly costs are $2,006 (excluding rent), and $3,307 including rent.
Currency
Do you live in Masterton? Add cost details
🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$9.88 NZ$17.20
$5.99 NZ$10.42
$29.95 NZ$52.1
Three-Course Dinner for Two, Mid-Range
$91.2 NZ$159
$54.7 NZ$95.3
$182 NZ$317
Fast Food Meal (McDonalds, etc)
$8.82 NZ$15.35
$8.82 NZ$15.35
$14.71 NZ$25.60
Cappuccino
$3.27 NZ$5.69
$2.75 NZ$4.79
$4.28 NZ$7.45
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.09 NZ$3.63
$1.79 NZ$3.12
$2.98 NZ$5.18
Water (0.33 liter bottle)
$1.59 NZ$2.77
$1.19 NZ$2.08
$2.97 NZ$5.17
Local Beer (0.5 liter draught)
$3.59 NZ$6.24
$2.98 NZ$5.19
$8.96 NZ$15.58
Imported Beer (0.33 liter bottle)
$4.25 NZ$7.40
$3.03 NZ$5.28
$9.11 NZ$15.85
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.55 NZ$2.70
$0.86 NZ$1.50
$2.93 NZ$5.11
White Bread (500g)
$1.61 NZ$2.81
$0.73 NZ$1.28
$5.31 NZ$9.23
Rice (white) (1kg)
$1.21 NZ$2.11
$1.09 NZ$1.90
$2.02 NZ$3.51
Eggs
$6.00 NZ$10.44
$5.65 NZ$9.83
$7.06 NZ$12.29
Local Cheese (1kg)
$7.25 NZ$12.62
$5.46 NZ$9.50
$13.35 NZ$23.23
Chicken Fillets (1kg)
$9.21 NZ$16.03
$5.44 NZ$9.47
$18.43 NZ$32.07
Beef Round Steak (1kg)
$12.41 NZ$21.60
$7.57 NZ$13.18
$26.95 NZ$46.88
Apples (1kg)
$1.78 NZ$3.10
$1.19 NZ$2.08
$3.56 NZ$6.19
Banana (1kg)
$1.81 NZ$3.15
$1.54 NZ$2.68
$2.36 NZ$4.11
Oranges (1kg)
$2.55 NZ$4.43
$1.24 NZ$2.15
$5.54 NZ$9.64
Tomato (1kg)
$3.49 NZ$6.08
$1.55 NZ$2.70
$6.19 NZ$10.78
Potato (1kg)
$1.45 NZ$2.53
$1.24 NZ$2.16
$3.71 NZ$6.45
Onion (1kg)
$1.17 NZ$2.04
$0.89 NZ$1.54
$2.97 NZ$5.17
Lettuce (1 head)
$1.79 NZ$3.12
$1.20 NZ$2.08
$3.28 NZ$5.71
Water (1.5 liter bottle)
$0.91 NZ$1.58
$0.56 NZ$0.98
$2.52 NZ$4.38
Cigarettes 20 Pack (Marlboro, Camel)
$20.19 NZ$35.12
$17.94 NZ$31.22
$25.13 NZ$43.72
Wine (Bottle)
$8.48 NZ$14.76
$5.65 NZ$9.84
$14.14 NZ$24.60
Local Beer (0.5 liter bottle)
$2.35 NZ$4.08
$0.98 NZ$1.71
$7.49 NZ$13.03
Imported Beer (0.33 liter bottle)
$2.68 NZ$4.66
$1.28 NZ$2.22
$4.85 NZ$8.44
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.48 NZ$4.32
$1.40 NZ$2.44
$2.48 NZ$4.32
Public Transport Monthly Pass (Regular Price)
$64.3 NZ$112
$8.16 NZ$14.21
$64.3 NZ$112
Taxi Start (Normal Tariff)
$2.46 NZ$4.27
$2.46 NZ$4.27
$2.46 NZ$4.27
Taxi (Normal Tariff) (1km)
$1.81 NZ$3.15
$1.45 NZ$2.52
$2.78 NZ$4.84
Taxi 1hour Waiting (Normal Tariff)
$41.05 NZ$71.4
$41.05 NZ$71.4
$41.05 NZ$71.4
Gasoline (1 liter)
$1.68 NZ$2.91
$1.58 NZ$2.76
$1.83 NZ$3.18
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.0K NZ$41.7K
$24.0K NZ$41.7K
$27.0K NZ$46.9K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.6K NZ$41.0K
$22.6K NZ$39.4K
$27.5K NZ$47.9K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$81.2 NZ$141
$61.0 NZ$106
$91.2 NZ$159
SIM Card Monthly Plan (Calls and 10GB+ Data)
$31.37 NZ$54.6
$20.71 NZ$36.04
$47.35 NZ$82.4
Internet (50+ Mbps, Unlimited Data)
$47.17 NZ$82.1
$23.66 NZ$41.17
$94.6 NZ$165
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$40.39 NZ$70.3
$35.91 NZ$62.5
$44.88 NZ$78.1
Tennis Court (1 Hour on Weekend)
$8.84 NZ$15.38
$4.78 NZ$8.31
$15.54 NZ$27.04
Cinema Ticket
$8.03 NZ$13.97
$5.95 NZ$10.35
$10.70 NZ$18.62
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$405 NZ$704
$405 NZ$704
$405 NZ$704
International Primary School, 1 Child (Yearly)
$4,833 NZ$8,409
$4,833 NZ$8,409
$4,833 NZ$8,409
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$70.1 NZ$122
$45.71 NZ$79.5
$183 NZ$318
Summer Dress (H&M, Zara, etc)
$30.56 NZ$53.2
$21.39 NZ$37.22
$122 NZ$213
Sport Shoes (Adidas, Nike)
$102 NZ$178
$71.3 NZ$124
$148 NZ$258
Men's Leather Business Shoes
$113 NZ$196
$41.57 NZ$72.3
$148 NZ$258
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$789 NZ$1,372
$728 NZ$1,266
$849 NZ$1,478
1-bedroom Apartment, Outside City Center (Monthly)
$611 NZ$1,064
$489 NZ$851
$733 NZ$1,276
3-bedroom Apartment, City Center (Monthly)
$1,248 NZ$2,171
$1,087 NZ$1,891
$1,449 NZ$2,521
3-bedroom Apartment, Outside City Center (Monthly)
$1,087 NZ$1,892
$967 NZ$1,682
$1,208 NZ$2,102
Buy Apartment in City Center (m2)
$4,752 NZ$8,269
$1,296 NZ$2,255
$4,752 NZ$8,269
Buy Apartment Outside City Center (m2)
$3,763 NZ$6,548
$1,928 NZ$3,355
$4,820 NZ$8,387
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$1,846 NZ$3,211
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.69
5.79
7.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

Masterton Median Internet Speeds (Updated December 2025)

Mobile

Download
23
Mbps
Upload
7
Mbps
Latency
46
ms

Fixed Broadband

Download
164
Mbps
Upload
33
Mbps
Latency
28
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
City tags:
Cost of Living in Masterton - Frequently Asked Questions
Is Masterton a good-value base for travelers, expats, and digital nomads compared with bigger cities?
Many find the Cost of Living in Masterton, New Zealand to be a sensible balance for a regional town. You usually gain more space and a calmer pace than big cities, with housing and everyday goods that feel more approachable. For remote workers and longer stays, reliable broadband, cafe ambience, and nearby outdoor recreation add value without the price pressure of major centers. Seasonal events and a close knit local scene deliver practical perks, from markets to library resources. Tip: Start with a short stay to gauge how commute and services align with your work and routines.
What does daily life look like in Masterton, including housing search, food options, transport, and errands?
Understanding the Masterton, New Zealand living cost helps you plan daily life: housing search will likely focus on areas like Lansdowne, Solway, or the town center, with options ranging from modest flats to larger homes. Grocery options include local markets and supermarkets; you can comfortably cook at home and still enjoy casual dining. Transportation tends to rely on a car, with a reliable regional bus and good cycling routes. Co-working spaces and libraries support digital work, and errands are straightforward within a compact, walkable area. Tip: Build a simple weekly routine to minimize trips.
How can you maximize quality of life and stay on budget while living in Masterton across seasons and neighborhoods?
Quality of life in Masterton depends on how you tune budgeting to the seasons and your neighborhood fit. Start with a practical framework: set a core monthly budget for rent, utilities, groceries, transport, and connectivity, then allocate a flexible category for dining and recreation. Embrace seasonal produce from markets to stretch meals, and plan weekend outings around the lake, hills, and parks for cost-free activity. If you prefer quiet, choose suburbs near open spaces; if you crave energy, stay close to the town center. Tip: keep a rotating list of affordable local activity ideas to rotate through each month.

Similar cities

Join the CityCost newsletter – low traffic, no spam, and easy to unsubscribe. Your email stays private.