Cost of Living in Lake City, FL - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,055 (excluding rent), and $2,469 including rent.

Family of 3: Estimated monthly costs are $2,291 (excluding rent), and $3,387 including rent.

Meal at Budget Restaurant

$19.17 $19.17

$15.13 $15.13

$35.31 $35.31

Three-Course Dinner for Two, Mid-Range

$45.55 $45.55

$40.49 $40.49

$121 $121

Fast Food Meal (McDonalds, etc)

$11.67 $11.67

$9.13 $9.13

$14.21 $14.21

Cappuccino

$3.03 $3.03

$12.1 $12.1

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 $2.29

$1.53 $1.53

$3.57 $3.57

Water (0.33 liter bottle)

$2.02 $2.02

$1.77 $1.77

$3.03 $3.03

Local Beer (0.5 liter draught)

$3.04 $3.04

$2.03 $2.03

$8.11 $8.11

Imported Beer (0.33 liter bottle)

$4.42 $4.42

$2.95 $2.95

$9.82 $9.82

Milk (1 liter)

$1 $1

$0.79 $0.79

$1.6 $1.6

White Bread (500g)

$3.23 $3.23

$2.69 $2.69

$4.29 $4.29

Rice (white) (1kg)

$2.31 $2.31

$1.74 $1.74

$3.34 $3.34

Eggs

$2.65 $2.65

$1.58 $1.58

$3.55 $3.55

Local Cheese (1kg)

$12.19 $12.19

$8.83 $8.83

$18.39 $18.39

Chicken Fillets (1kg)

$11.62 $11.62

$5.59 $5.59

$15.65 $15.65

Beef Round Steak (1kg)

$13.35 $13.35

$10.03 $10.03

$24.51 $24.51

Apples (1kg)

$4.44 $4.44

$2.23 $2.23

$7.84 $7.84

Banana (1kg)

$1.77 $1.77

$1.35 $1.35

$3.17 $3.17

Oranges (1kg)

$3.54 $3.54

$1.35 $1.35

$6.75 $6.75

Tomato (1kg)

$4.54 $4.54

$2.26 $2.26

$9.05 $9.05

Potato (1kg)

$2.4 $2.4

$1.3 $1.3

$4.34 $4.34

Onion (1kg)

$3.21 $3.21

$2.15 $2.15

$4.51 $4.51

Lettuce (1 head)

$1.61 $1.61

$0.98 $0.98

$1.95 $1.95

Water (1.5 liter bottle)

$2.05 $2.05

$1.48 $1.48

$3.96 $3.96

Cigarettes 20 Pack (Marlboro, Camel)

$7.77 $7.77

$6.8 $6.8

$9.71 $9.71

Wine (Bottle)

$12.88 $12.88

$6.04 $6.04

$17.1 $17.1

Local Beer (0.5 liter bottle)

$1.65 $1.65

$1.1 $1.1

$2.1 $2.1

Imported Beer (0.33 liter bottle)

$2.72 $2.72

$1.23 $1.23

$4.93 $4.93

One-way Ticket (Public Transport)

$2.04 $2.04

$1.28 $1.28

$2.04 $2.04

Taxi Start (Normal Tariff)

$3.58 $3.58

$3.06 $3.06

$5.11 $5.11

Taxi (Normal Tariff) (1km)

$1.27 $1.27

$1.54 $1.54

Taxi 1hour Waiting (Normal Tariff)

$28.74 $28.74

$26 $26

$34.46 $34.46

Gasoline (1 liter)

$0.85 $0.85

$0.65 $0.65

$0.93 $0.93

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28K $28K

$23.7K $23.7K

$32.3K $32.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$25.5K $25.5K

$25.7K $25.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$152 $152

$101 $101

$202 $202

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.88 $44.88

$20.31 $20.31

$76.2 $76.2

Internet (50+ Mbps, Unlimited Data)

$64 $64

$35.09 $35.09

$108 $108

Gym Membership (Monthly)

$43.55 $43.55

$17.73 $17.73

$50.6 $50.6

Cinema Ticket

$15.72 $15.72

$11.79 $11.79

$21.61 $21.61

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$964 $964

International Primary School, 1 Child (Yearly)

$23.2K $23.2K

$16.6K $16.6K

$26.9K $26.9K

Jeans (Levis 501 Or Similar)

$49.47 $49.47

$39.58 $39.58

$89.1 $89.1

Summer Dress (H&M, Zara, etc)

$34.41 $34.41

Sport Shoes (Adidas, Nike)

$98.3 $98.3

$70.6 $70.6

$131 $131

Men's Leather Business Shoes

$50.7 $50.7

$122 $122

1-bedroom Apartment, City Center (Monthly)

$835 $835

$589 $589

$1,081 $1,081

1-bedroom Apartment, Outside City Center (Monthly)

$1,341 $1,341

$991 $991

$1,486 $1,486

3-bedroom Apartment, City Center (Monthly)

$1,278 $1,278

$1,180 $1,180

$1,377 $1,377

3-bedroom Apartment, Outside City Center (Monthly)

$1,054 $1,054

$904 $904

$1,255 $1,255

Buy Apartment in City Center (m2)

$2,043 $2,043

$2,027 $2,027

$2,059 $2,059

Buy Apartment Outside City Center (m2)

$2,074 $2,074

$2,058 $2,058

$2,090 $2,090

Average Monthly Net Salary (After Tax)

$5,902 $5,902

20-Year Fixed Mortgage Interest Rate (Annual %)

6.25

6.19

7.5

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: December 1, 2025

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Lake City, FL - Frequently Asked Questions

Lake City offers a more relaxed pace and roomier housing relative to larger metro areas, which many travelers, expats, and digital nomads value. When you weigh housing, groceries, and daily services, the city often feels more manageable and less pricey than bigger Florida cities closer to the coast, while still offering essential amenities and access to outdoor recreation. The Cost of Living in Lake City, FL, United States is favorable for those prioritizing affordability without sacrificing convenience. You’ll find practical options for monthly rentals, coworking spaces, and bike-friendly neighborhoods. Tip: start with a short-stay trial, map out your commute, and pick a neighborhood that supports your work rhythm.

Daily life here leans toward a practical, low-stress rhythm. Housing options range from modest apartments to small houses in leafy neighborhoods, often with long-term rental options that feel fair for the size of the city. Food choices include local markets, casual eateries, and farmers’ markets with seasonal produce. For getting around, a car is common, though you’ll find safe sidewalks and some bike routes in core areas. Co-working spaces support remote work, and many errands can be handled on foot or by short drives. Understanding Lake City, FL, United States living cost helps you budget as you settle in. Tip: choose a neighborhood that aligns with your work tempo and walking radius.

Quality of life in Lake City comes from balance, simple routines, and a flexible mindset. A practical budgeting framework is to separate core needs (housing, food, transport) from discretionary splurges (coffee, dining out, activities). Consider seasonal patterns – milder winters but hot summers affect cooling costs and outdoor plans. Neighborhood fit matters: a walkable core saves time, while greener, quieter outskirts offer longer stays and more space. For dining and groceries, mix local markets with periodic stock-ups to stretch a budget. Compare options by commute time, access to parks and libraries, and reliability of utilities. Tip: build a three-month buffer for rent and seasonal expenses.