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Cost of Living in Kokomo, IN - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $871 (excluding rent), and $1,841 including rent.
Family of 3: Estimated monthly costs are $1,955 (excluding rent), and $3,419 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$12.83 $12.83
$10.04 $10.04
$30.12 $30.12
Three-Course Dinner for Two, Mid-Range
$59.9 $59.9
$39.91 $39.91
$79.8 $79.8
Fast Food Meal (McDonalds, etc)
$8.17 $8.17
$8.17 $8.17
$11.23 $11.23
Cappuccino
$4.43 $4.43
$2.03 $2.03
$8.92 $8.92
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.15 $2.15
$1.48 $1.48
$4.93 $4.93
Water (0.33 liter bottle)
$2.10 $2.10
$0.99 $0.99
$4.94 $4.94
Local Beer (0.5 liter draught)
$5.07 $5.07
$3.04 $3.04
$10.13 $10.13
Imported Beer (0.33 liter bottle)
$5.46 $5.46
$4.76 $4.76
$12.29 $12.29
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.73 $0.73
$0.57 $0.57
$1.02 $1.02
White Bread (500g)
$3.39 $3.39
$2.02 $2.02
$5.09 $5.09
Rice (white) (1kg)
$2.14 $2.14
$2.04 $2.04
$6.44 $6.44
Eggs
$3.35 $3.35
$1.94 $1.94
$7.20 $7.20
Local Cheese (1kg)
$4.32 $4.32
$4.32 $4.32
$17.33 $17.33
Chicken Fillets (1kg)
$9.71 $9.71
$4.49 $4.49
$15.75 $15.75
Beef Round Steak (1kg)
$15.30 $15.30
$10.93 $10.93
$19.67 $19.67
Apples (1kg)
$3.24 $3.24
$2.90 $2.90
$8.70 $8.70
Banana (1kg)
$1.31 $1.31
$1.11 $1.11
$3.34 $3.34
Oranges (1kg)
$3.83 $3.83
$0.97 $0.97
$7.51 $7.51
Tomato (1kg)
$3.33 $3.33
$3.33 $3.33
$6.69 $6.69
Potato (1kg)
$1.78 $1.78
$1.11 $1.11
$6.66 $6.66
Onion (1kg)
$2.01 $2.01
$2.01 $2.01
$4.53 $4.53
Lettuce (1 head)
$1.75 $1.75
$1.28 $1.28
$1.96 $1.96
Water (1.5 liter bottle)
$1.39 $1.39
$0.58 $0.58
$2.52 $2.52
Cigarettes 20 Pack (Marlboro, Camel)
$7.61 $7.61
$7.61 $7.61
$10.10 $10.10
Wine (Bottle)
$14.60 $14.60
$8.96 $8.96
$28.19 $28.19
Local Beer (0.5 liter bottle)
$2.00 $2.00
$1.69 $1.69
$2.51 $2.51
Imported Beer (0.33 liter bottle)
$1.81 $1.81
$1.50 $1.50
$4.03 $4.03
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.95 $1.95
$1.22 $1.22
$1.95 $1.95
Taxi Start (Normal Tariff)
$3.83 $3.83
$3.83 $3.83
$10.22 $10.22
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$1.42 $1.42
$3.16 $3.16
Taxi 1hour Waiting (Normal Tariff)
$15.14 $15.14
$15.14 $15.14
$30.28 $30.28
Gasoline (1 liter)
$0.74 $0.74
$0.73 $0.73
$0.98 $0.98
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.1K $35.1K
$23.6K $23.6K
$36.3K $36.3K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.5K $25.5K
$24.4K $24.4K
$25.6K $25.6K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$119 $119
$79.5 $79.5
$247 $247
SIM Card Monthly Plan (Calls and 10GB+ Data)
$57.8 $57.8
$35.59 $35.59
$102 $102
Internet (50+ Mbps, Unlimited Data)
$56.4 $56.4
$45.01 $45.01
$85.0 $85.0
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$19.95 $19.95
$17.45 $17.45
$49.86 $49.86
Cinema Ticket
$9.83 $9.83
$7.56 $7.56
$16.13 $16.13
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,593 $1,593
$1,424 $1,424
$1,673 $1,673
International Primary School, 1 Child (Yearly)
$17.5K $17.5K
$9,048 $9,048
$19.6K $19.6K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$40.25 $40.25
$30.18 $30.18
$55.3 $55.3
Summer Dress (H&M, Zara, etc)
$39.31 $39.31
$33.42 $33.42
$73.7 $73.7
Sport Shoes (Adidas, Nike)
$90.1 $90.1
$66.0 $66.0
$132 $132
Men's Leather Business Shoes
$71.0 $71.0
$71.0 $71.0
$122 $122
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$862 $862
$862 $862
$1,883 $1,883
1-bedroom Apartment, Outside City Center (Monthly)
$906 $906
$906 $906
$1,510 $1,510
3-bedroom Apartment, City Center (Monthly)
$1,584 $1,584
$1,416 $1,416
$1,820 $1,820
3-bedroom Apartment, Outside City Center (Monthly)
$1,364 $1,364
$1,282 $1,282
$1,479 $1,479
Buy Apartment in City Center (m2)
$1,324 $1,324
$1,238 $1,238
$1,378 $1,378
Buy Apartment Outside City Center (m2)
$1,321 $1,321
$1,235 $1,235
$1,375 $1,375
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$4,486 $4,486
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6
5.8
7.4

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

Kokomo, IN Median Internet Speeds (Updated December 2025)

Mobile

Download
172
Mbps
Upload
27
Mbps
Latency
16
ms

Fixed Broadband

Download
373
Mbps
Upload
54
Mbps
Latency
19
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Kokomo, IN - Frequently Asked Questions
Is Kokomo generally affordable and valuable for travelers, expats, and digital nomads compared with other Midwest towns?
Overall, Kokomo offers a practical balance of housing, groceries, and services for travelers, expats, and digital nomads who value stability and a slower pace. You’ll find straightforward options without daily stress from big-city price spikes, yet with enough amenities to feel comfortable. The Cost of Living in Kokomo, IN, United States tends to be more approachable than many larger Midwest metro areas, while still delivering parks, healthcare access, and cultural events. Tip: compare a few neighborhoods for rental terms and walkability, then pilot a longer stay to gauge daily costs and routines.
What does daily life look like in Kokomo, including housing search, food options, transport, and errands?
Understanding Kokomo, IN, United States living cost helps you calibrate rent and daily expenses as you search. Daily life centers on practicality: housing options range from comfortable rentals to small houses with parking, usually within short drives to groceries and clinics. Food options include supermarkets, local bakeries, and regional eateries that shift with seasons. Transportation is car-centric, with modest public transit and convenient car trips around town; rideshare can fill gaps for evenings out. For work, you’ll find coworking or flexible spaces in and around the city, plus cafés suitable for remote work. Tip: start with a weekend scout of several neighborhoods to feel the pace and parking – then plan longer stays around transit and grocery access.
What strategies help maximize quality of life and budgeting in Kokomo, including seasonality and neighborhood fit?
Quality of life in Kokomo rewards a clear budgeting framework focused on housing, groceries, and transport alignment with your week. Use a simple monthly plan with categories, track recurring costs, and compare all-in rent vs. utilities to identify value. Seasonality affects activities and energy use; winters are cooler with higher heating needs, summers are mild to warm with outdoor recreation possible. For neighborhood fit, prioritize walkable districts near groceries, clinics, and parks; consider parking rules and noise levels if you stay near major roads. Tip: join local expat or digital nomad groups to swap real-time tips on seasonal prices and hidden deals.

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