Cost of Living in Kocaeli - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $617 (excluding rent), and $1,011 including rent.

Family of 3: Estimated monthly costs are $1,448 (excluding rent), and $2,145 including rent.

Meal at Budget Restaurant

$6.96 ₺295

$3.21 ₺136

$8.85 ₺376

Three-Course Dinner for Two, Mid-Range

$21.89 ₺929

$18.76 ₺796

$62.5 ₺2,654

Fast Food Meal (McDonalds, etc)

$7.76 ₺329

$7.24 ₺307

$9.04 ₺384

Cappuccino

$2.83 ₺120

$1.54 ₺65.4

$4.63 ₺197

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.29 ₺54.9

$0.93 ₺39.35

$2.84 ₺121

Water (0.33 liter bottle)

$0.54 ₺22.81

$0.26 ₺10.97

$1.57 ₺66.7

Local Beer (0.5 liter draught)

$2.49 ₺106

$2.12 ₺89.9

$12.44 ₺528

Imported Beer (0.33 liter bottle)

$2.2 ₺93.5

$1.89 ₺80

$8.81 ₺374

Milk (1 liter)

$0.98 ₺41.69

$0.65 ₺27.79

$1.17 ₺49.5

White Bread (500g)

$0.36 ₺15.35

$0.35 ₺14.95

$0.36 ₺15.35

Rice (white) (1kg)

$2.18 ₺92.3

$1.3 ₺55.1

$3.06 ₺130

Eggs

$1.92 ₺81.6

$1.8 ₺76.5

$3.09 ₺131

Local Cheese (1kg)

$9.77 ₺415

$4.68 ₺198

$14.26 ₺605

Chicken Fillets (1kg)

$5.97 ₺254

$5.2 ₺221

$7.79 ₺331

Beef Round Steak (1kg)

$19.98 ₺848

$15.47 ₺656

$21.92 ₺930

Apples (1kg)

$1.2 ₺50.8

$0.75 ₺31.87

$2.01 ₺85.1

Banana (1kg)

$2.46 ₺104

$1.25 ₺53.1

$3 ₺127

Oranges (1kg)

$1.41 ₺60

$1.28 ₺54.5

$1.8 ₺76.3

Tomato (1kg)

$1.64 ₺69.6

$1.01 ₺42.99

$2.39 ₺102

Potato (1kg)

$0.94 ₺39.99

$0.78 ₺33.04

$1.04 ₺44.34

Onion (1kg)

$0.67 ₺28.37

$0.41 ₺17.43

$1.21 ₺51.5

Lettuce (1 head)

$0.93 ₺39.45

$0.4 ₺16.84

$1.07 ₺45.21

Water (1.5 liter bottle)

$0.55 ₺23.27

$0.5 ₺21.19

$0.74 ₺31.58

Cigarettes 20 Pack (Marlboro, Camel)

$2.03 ₺86.3

$1.97 ₺83.4

$2.98 ₺127

Wine (Bottle)

$9.69 ₺411

$8.49 ₺360

$36.36 ₺1,543

Local Beer (0.5 liter bottle)

$2.08 ₺88.5

$3.39 ₺144

Imported Beer (0.33 liter bottle)

$1.87 ₺79.5

$3.76 ₺160

One-way Ticket (Public Transport)

$0.39 ₺16.76

$0.79 ₺33.53

Public Transport Monthly Pass (Regular Price)

$15.1 ₺641

$7.55 ₺321

$15.1 ₺641

Taxi Start (Normal Tariff)

$1 ₺42.64

$3.25 ₺138

Taxi (Normal Tariff) (1km)

$0.65 ₺27.74

$0.71 ₺29.95

Taxi 1hour Waiting (Normal Tariff)

$7.5 ₺318

$5.88 ₺250

$8.74 ₺371

Gasoline (1 liter)

$1.16 ₺49.14

$1.07 ₺45.4

$1.28 ₺54.1

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.2K ₺1.5M

$55.8K ₺2.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K ₺1.6M

$56.1K ₺2.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$41.96 ₺1,781

$32.27 ₺1,370

$90.4 ₺3,835

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.05 ₺639

$9.02 ₺383

$21.93 ₺931

Internet (50+ Mbps, Unlimited Data)

$12.46 ₺529

$10.31 ₺438

$15.47 ₺657

Gym Membership (Monthly)

$18.1 ₺768

$51.7 ₺2,194

Tennis Court (1 Hour on Weekend)

$10.26 ₺436

Cinema Ticket

$3.74 ₺159

$4.99 ₺212

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$310 ₺13.1K

$191 ₺8,102

$428 ₺18.2K

International Primary School, 1 Child (Yearly)

$7,909 ₺335.7K

$6,447 ₺273.7K

$9,026 ₺383.1K

Jeans (Levis 501 Or Similar)

$51.9 ₺2,204

$38 ₺1,613

$76 ₺3,225

Summer Dress (H&M, Zara, etc)

$37.66 ₺1,598

$25.1 ₺1,065

$151 ₺6,393

Sport Shoes (Adidas, Nike)

$116 ₺4,928

$90.3 ₺3,833

$155 ₺6,571

Men's Leather Business Shoes

$90.6 ₺3,844

$51.8 ₺2,197

$129 ₺5,491

1-bedroom Apartment, City Center (Monthly)

$513 ₺21.8K

$381 ₺16.2K

$513 ₺21.8K

1-bedroom Apartment, Outside City Center (Monthly)

$386 ₺16.4K

$249 ₺10.6K

$387 ₺16.4K

3-bedroom Apartment, City Center (Monthly)

$896 ₺38K

$602 ₺25.5K

$1,024 ₺43.5K

3-bedroom Apartment, Outside City Center (Monthly)

$706 ₺30K

$454 ₺19.3K

$706 ₺30K

Buy Apartment in City Center (m2)

$1,191 ₺50.6K

Buy Apartment Outside City Center (m2)

$951 ₺40.3K

$832 ₺35.3K

$1,069 ₺45.4K

Average Monthly Net Salary (After Tax)

$1,200 ₺50.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

36.83

59.88

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: December 1, 2025

Digital Nomad Cost of Living Index

City tags:

⛩️ Asia 🕌 Middle east

Cost of Living in Kocaeli - Frequently Asked Questions

Cost of Living in Kocaeli, Turkey is generally moderate for this region, balancing accessible services with affordable everyday options. You’ll find calmer neighborhoods that feel close to urban amenities without the price tag of larger hubs. For travelers, expats, and digital nomads, the mix of markets, casual eateries, and family-owned shops keeps daily costs predictable. Public transport and road links ease weekend trips to nearby towns. If you prioritize local markets and mid-range housing, you can enjoy value without sacrificing convenience. Tip: Start with one of the coastal or inland neighborhoods that balance quiet life with easy access to transit.

Daily life in Kocaeli unfolds with a practical mix of options. Housing ranges from compact apartments to green, family-sized homes, often more affordable than Istanbul's core while still offering modern amenities. Grocery stores and markets provide fresh produce, bread, and dairy with friendly, negotiable prices. Public transport includes bus networks and regional links that simplify commutes or weekend trips. Co-working spaces and cafes support remote work, with many spots offering reliable Wi‑Fi and comfortable seating. The Kocaeli, Turkey living cost tends to reward mindful shopping and longer leases. Tip: Prioritize places near transit hubs and grocery corridors to cut daily errands.

Quality of life in Kocaeli leans on balance and pace. You can plan a flexible budget by grouping expenses into housing, food, transport, and leisure, then tracking seasonality in energy use and activity calendars. Neighborhoods near Izmit's coastal paths or Kartepe's hillside lanes offer different vibes: waterfront serenity versus quieter, more affordable pockets inland. Saving ideas include cooking at home, taking advantage of local markets, and choosing longer tenancy terms for stability. Compare your options with nearby cities to gauge value over time, and anticipate seasonal swings that shift crowd sizes at markets and travel demand. Tip: use a simple monthly framework to reallocate funds as needs change.