Cost of Living in Kocaeli - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $558 (excluding rent), and $1,020 including rent.

Family of 3: Estimated monthly costs are $1,254 (excluding rent), and $2,100 including rent.

Meal at Budget Restaurant

$7.07 ₺306

$3.26 ₺141

$8.99 ₺389

Three-Course Dinner for Two, Mid-Range

$22.13 ₺957

$18.97 ₺821

$63.2 ₺2,735

Fast Food Meal (McDonalds, etc)

$7.59 ₺328

$7.08 ₺306

$8.85 ₺383

Cappuccino

$2.74 ₺118

$1.49 ₺64.5

$4.48 ₺194

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.24 ₺53.6

$0.89 ₺38.44

$2.72 ₺118

Water (0.33 liter bottle)

$0.49 ₺21.41

$0.24 ₺10.29

$1.45 ₺62.6

Local Beer (0.5 liter draught)

$2.55 ₺110

$2.17 ₺93.8

$12.74 ₺551

Imported Beer (0.33 liter bottle)

$2.18 ₺94.4

$1.87 ₺80.8

$8.73 ₺377

Milk (1 liter)

$0.92 ₺39.86

$0.61 ₺26.57

$1.09 ₺47.34

White Bread (500g)

$0.36 ₺15.66

$0.35 ₺15.25

$0.36 ₺15.66

Rice (white) (1kg)

$2.18 ₺94.2

$1.30 ₺56.2

$3.07 ₺133

Eggs

$1.89 ₺81.8

$1.77 ₺76.6

$3.03 ₺131

Local Cheese (1kg)

$9.33 ₺403

$4.46 ₺193

$13.61 ₺589

Chicken Fillets (1kg)

$5.94 ₺257

$5.17 ₺224

$7.75 ₺335

Beef Round Steak (1kg)

$19.65 ₺850

$15.22 ₺658

$21.56 ₺933

Apples (1kg)

$1.24 ₺53.7

$0.78 ₺33.73

$2.08 ₺90.1

Banana (1kg)

$2.55 ₺110

$1.29 ₺56.0

$3.11 ₺135

Oranges (1kg)

$1.37 ₺59.1

$1.24 ₺53.6

$1.74 ₺75.1

Tomato (1kg)

$1.70 ₺73.5

$1.05 ₺45.41

$2.48 ₺107

Potato (1kg)

$0.90 ₺39.09

$0.75 ₺32.29

$1.00 ₺43.34

Onion (1kg)

$0.68 ₺29.63

$0.42 ₺18.20

$1.24 ₺53.8

Lettuce (1 head)

$0.90 ₺39.04

$0.39 ₺16.67

$1.03 ₺44.74

Water (1.5 liter bottle)

$0.57 ₺24.71

$0.52 ₺22.50

$0.78 ₺33.53

Cigarettes 20 Pack (Marlboro, Camel)

$2.04 ₺88.3

$1.97 ₺85.4

$2.99 ₺130

Wine (Bottle)

$9.03 ₺390

$7.90 ₺342

$33.87 ₺1,465

Local Beer (0.5 liter bottle)

$2.00 ₺86.4

$3.25 ₺140

Imported Beer (0.33 liter bottle)

$1.95 ₺84.5

$3.92 ₺170

One-way Ticket (Public Transport)

$0.37 ₺15.90

$0.73 ₺31.79

Public Transport Monthly Pass (Regular Price)

$15.19 ₺657

$7.60 ₺329

$15.19 ₺657

Taxi Start (Normal Tariff)

$1.04 ₺44.80

$3.35 ₺145

Taxi (Normal Tariff) (1km)

$0.66 ₺28.57

$0.71 ₺30.84

Taxi 1hour Waiting (Normal Tariff)

$7.83 ₺339

$6.14 ₺266

$9.13 ₺395

Gasoline (1 liter)

$1.15 ₺49.72

$1.06 ₺45.92

$1.27 ₺54.8

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K ₺1.5M

$54.9K ₺2.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.5K ₺1.7M

$56.4K ₺2.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$40.68 ₺1,760

$31.29 ₺1,354

$87.6 ₺3,791

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.09 ₺653

$9.05 ₺391

$21.98 ₺951

Internet (50+ Mbps, Unlimited Data)

$12.13 ₺525

$10.03 ₺434

$15.05 ₺651

Gym Membership (Monthly)

$17.93 ₺776

$51.2 ₺2,217

Tennis Court (1 Hour on Weekend)

$10.30 ₺446

Cinema Ticket

$3.78 ₺164

$5.04 ₺218

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$316 ₺13.7K

$195 ₺8,429

$437 ₺18.9K

International Primary School, 1 Child (Yearly)

$7,881 ₺341.0K

$6,425 ₺277.9K

$8,995 ₺389.1K

Jeans (Levis 501 Or Similar)

$52.4 ₺2,267

$38.35 ₺1,659

$76.7 ₺3,318

Summer Dress (H&M, Zara, etc)

$37.73 ₺1,632

$25.15 ₺1,088

$151 ₺6,528

Sport Shoes (Adidas, Nike)

$116 ₺5,009

$90.1 ₺3,895

$154 ₺6,678

Men's Leather Business Shoes

$87.7 ₺3,794

$50.1 ₺2,168

$125 ₺5,421

1-bedroom Apartment, City Center (Monthly)

$504 ₺21.8K

$374 ₺16.2K

$504 ₺21.8K

1-bedroom Apartment, Outside City Center (Monthly)

$398 ₺17.2K

$257 ₺11.1K

$399 ₺17.3K

3-bedroom Apartment, City Center (Monthly)

$895 ₺38.7K

$601 ₺26.0K

$1,023 ₺44.2K

3-bedroom Apartment, Outside City Center (Monthly)

$707 ₺30.6K

$454 ₺19.7K

$707 ₺30.6K

Buy Apartment in City Center (m2)

$1,180 ₺51.0K

Buy Apartment Outside City Center (m2)

$910 ₺39.4K

$796 ₺34.4K

$1,024 ₺44.3K

Average Monthly Net Salary (After Tax)

$1,201 ₺51.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

36.83

59.88

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

Kocaeli Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

112

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

⛩️ Asia 🕌 Middle east

Cost of Living in Kocaeli - Frequently Asked Questions

Cost of Living in Kocaeli, Turkey is generally moderate for this region, balancing accessible services with affordable everyday options. You’ll find calmer neighborhoods that feel close to urban amenities without the price tag of larger hubs. For travelers, expats, and digital nomads, the mix of markets, casual eateries, and family-owned shops keeps daily costs predictable. Public transport and road links ease weekend trips to nearby towns. If you prioritize local markets and mid-range housing, you can enjoy value without sacrificing convenience. Tip: Start with one of the coastal or inland neighborhoods that balance quiet life with easy access to transit.

Daily life in Kocaeli unfolds with a practical mix of options. Housing ranges from compact apartments to green, family-sized homes, often more affordable than Istanbul's core while still offering modern amenities. Grocery stores and markets provide fresh produce, bread, and dairy with friendly, negotiable prices. Public transport includes bus networks and regional links that simplify commutes or weekend trips. Co-working spaces and cafes support remote work, with many spots offering reliable Wi‑Fi and comfortable seating. The Kocaeli, Turkey living cost tends to reward mindful shopping and longer leases. Tip: Prioritize places near transit hubs and grocery corridors to cut daily errands.

Quality of life in Kocaeli leans on balance and pace. You can plan a flexible budget by grouping expenses into housing, food, transport, and leisure, then tracking seasonality in energy use and activity calendars. Neighborhoods near Izmit's coastal paths or Kartepe's hillside lanes offer different vibes: waterfront serenity versus quieter, more affordable pockets inland. Saving ideas include cooking at home, taking advantage of local markets, and choosing longer tenancy terms for stability. Compare your options with nearby cities to gauge value over time, and anticipate seasonal swings that shift crowd sizes at markets and travel demand. Tip: use a simple monthly framework to reallocate funds as needs change.