Cost of Living in Kelowna - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,088 (excluding rent), and $2,448 including rent.

Family of 3: Estimated monthly costs are $2,661 (excluding rent), and $4,840 including rent.

Meal at Budget Restaurant

$18.33 CA$25.47

$10.99 CA$15.28

$29.32 CA$40.75

Three-Course Dinner for Two, Mid-Range

$66.0 CA$91.8

$51.3 CA$71.4

$117 CA$163

Fast Food Meal (McDonalds, etc)

$11.06 CA$15.37

$9.58 CA$13.32

$12.54 CA$17.43

Cappuccino

$4.28 CA$5.95

$3.27 CA$4.55

$5.82 CA$8.10

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 CA$3.07

$1.48 CA$2.06

$2.98 CA$4.14

Water (0.33 liter bottle)

$1.71 CA$2.38

$1.07 CA$1.49

$2.15 CA$2.99

Local Beer (0.5 liter draught)

$5.98 CA$8.31

$4.49 CA$6.24

$7.47 CA$10.39

Imported Beer (0.33 liter bottle)

$6.30 CA$8.76

$5.19 CA$7.21

$7.41 CA$10.30

Milk (1 liter)

$1.96 CA$2.73

$1.08 CA$1.50

$3.74 CA$5.20

White Bread (500g)

$3.10 CA$4.31

$1.66 CA$2.31

$4.35 CA$6.04

Rice (white) (1kg)

$3.02 CA$4.20

$1.44 CA$2.00

$4.78 CA$6.64

Eggs

$3.71 CA$5.15

$2.82 CA$3.92

$5.08 CA$7.06

Local Cheese (1kg)

$11.30 CA$15.71

$5.95 CA$8.28

$14.89 CA$20.70

Chicken Fillets (1kg)

$15.18 CA$21.10

$6.69 CA$9.29

$19.30 CA$26.83

Beef Round Steak (1kg)

$20.29 CA$28.20

$11.44 CA$15.90

$22.89 CA$31.81

Apples (1kg)

$3.82 CA$5.31

$1.46 CA$2.03

$5.12 CA$7.12

Banana (1kg)

$1.42 CA$1.97

$0.90 CA$1.26

$3.34 CA$4.64

Oranges (1kg)

$3.91 CA$5.44

$1.42 CA$1.97

$6.63 CA$9.22

Tomato (1kg)

$3.84 CA$5.34

$1.78 CA$2.48

$4.74 CA$6.59

Potato (1kg)

$2.55 CA$3.55

$0.80 CA$1.12

$4.90 CA$6.81

Onion (1kg)

$2.92 CA$4.06

$0.74 CA$1.03

$4.89 CA$6.79

Lettuce (1 head)

$2.63 CA$3.65

$1.81 CA$2.52

$2.90 CA$4.03

Water (1.5 liter bottle)

$1.85 CA$2.58

$1.13 CA$1.57

$2.26 CA$3.15

Cigarettes 20 Pack (Marlboro, Camel)

$14.48 CA$20.13

$10.85 CA$15.09

$18.10 CA$25.16

Wine (Bottle)

$13.44 CA$18.68

$10.61 CA$14.75

$16.26 CA$22.61

Local Beer (0.5 liter bottle)

$2.44 CA$3.40

$1.49 CA$2.07

$4.48 CA$6.23

Imported Beer (0.33 liter bottle)

$3.15 CA$4.39

$1.88 CA$2.61

$5.26 CA$7.31

One-way Ticket (Public Transport)

$1.88 CA$2.61

$1.69 CA$2.35

$2.25 CA$3.13

Public Transport Monthly Pass (Regular Price)

$51.3 CA$71.3

$55.0 CA$76.4

Taxi Start (Normal Tariff)

$2.91 CA$4.04

$2.72 CA$3.78

$2.93 CA$4.08

Taxi (Normal Tariff) (1km)

$1.78 CA$2.47

$1.73 CA$2.40

$1.85 CA$2.57

Taxi 1hour Waiting (Normal Tariff)

$35.41 CA$49.22

$35.64 CA$49.54

Gasoline (1 liter)

$1.30 CA$1.81

$1.21 CA$1.68

$1.39 CA$1.94

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K CA$34.7K

$27.9K CA$38.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.7K CA$27.4K

$19.8K CA$27.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$140 CA$195

$83.2 CA$116

$289 CA$402

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.5 CA$71.6

$36.45 CA$50.7

$72.9 CA$101

Internet (50+ Mbps, Unlimited Data)

$68.1 CA$94.7

$52.6 CA$73.1

$90.1 CA$125

Gym Membership (Monthly)

$45.79 CA$63.6

$26.22 CA$36.45

$89.9 CA$125

Tennis Court (1 Hour on Weekend)

$31.97 CA$44.44

$22.13 CA$30.76

$31.97 CA$44.44

Cinema Ticket

$11.84 CA$16.46

$10.58 CA$14.70

$14.86 CA$20.65

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,052 CA$1,462

$1,016 CA$1,412

$1,234 CA$1,715

International Primary School, 1 Child (Yearly)

$16.9K CA$23.5K

$10.3K CA$14.3K

$20.5K CA$28.6K

Jeans (Levis 501 Or Similar)

$51.9 CA$72.2

$36.53 CA$50.8

$62.1 CA$86.3

Summer Dress (H&M, Zara, etc)

$40.48 CA$56.3

$29.44 CA$40.92

$58.9 CA$81.8

Sport Shoes (Adidas, Nike)

$86.7 CA$120

$60.0 CA$83.4

$105 CA$146

Men's Leather Business Shoes

$129 CA$179

$101 CA$140

$179 CA$248

1-bedroom Apartment, City Center (Monthly)

$1,406 CA$1,955

$1,233 CA$1,714

$1,718 CA$2,389

1-bedroom Apartment, Outside City Center (Monthly)

$1,193 CA$1,658

$1,027 CA$1,427

$1,470 CA$2,043

3-bedroom Apartment, City Center (Monthly)

$2,224 CA$3,092

$2,091 CA$2,907

$2,495 CA$3,468

3-bedroom Apartment, Outside City Center (Monthly)

$1,977 CA$2,748

$1,743 CA$2,422

$2,178 CA$3,028

Buy Apartment in City Center (m2)

$4,447 CA$6,182

$3,227 CA$4,486

$5,933 CA$8,247

Buy Apartment Outside City Center (m2)

$3,314 CA$4,607

$3,146 CA$4,373

$5,012 CA$6,967

Average Monthly Net Salary (After Tax)

$2,975 CA$4,135

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

4.45

6.9

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

Kelowna Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

333

Mbps

191

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Kelowna - Frequently Asked Questions

The Cost of Living in Kelowna sits at a sweet spot for many travelers, expats, and digital nomads: not the cheapest, not the priciest, but aligned with the quality lifestyle and outdoor access. You’ll trade some premium lakefront perks for a compact city feel, strong local services, and safer streets. Those who value active weekends, walkable cores, and access to nature tend to find it a good value. Tip: start with a neighborhood map and test short trips to daily errands to gauge how costs align with your routine.

Daily life blends outdoor appeal with practical pacing. Housing ranges from lakeside apartments to family-friendly townhomes, with varied walkability across neighborhoods. Food options span farmers markets, casual eateries, and mid-range supermarkets, with seasonal produce that helps groceries feel approachable when planned. Transport works well for many: reliable bus routes, bike-friendly streets, and ride-hailing as a backup. For work, coworking spaces and quiet coffee shops near the lake or university hubs are common, with seasonal scheduling influenced by tourism. Understanding the Kelowna living cost helps you gauge how rents, utilities, and groceries fit your plan. Tip: map a week of errands to compare convenience and price.

Budgeting is about prioritizing housing, transit, and groceries while leaving room for outdoor activities and occasional travel. Use a simple framework: assign a comfortable share to housing, then plan for food, utilities, and transit, with a buffer for hobbies. In Kelowna, seasonality shapes crowds and prices, so consider shoulder seasons to stretch your budget. Neighborhood fit hinges on your pace: downtown and the Cultural District offer vibrancy and lake access, while Glenmore or Rutland provide space and quieter, family-friendly vibes. Use a trial stay in a couple of areas to feel the daily rhythm. Tip: keep a flexible lease plan and reassess after a few weeks.