Cost of Living in Kefalonia - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $869 (excluding rent), and $1,599 including rent.
Family of 3: Estimated monthly costs are $2,183 (excluding rent), and $3,254 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$17.09 €14.75
$13.67 €11.8
$22.78 €19.67
Three-Course Dinner for Two, Mid-Range
$56.7 €48.98
$39.72 €34.29
$73.8 €63.7
Fast Food Meal (McDonalds, etc)
$10.7 €9.24
$8.9 €7.68
$12.71 €10.97
Cappuccino
$3.22 €2.78
$2.92 €2.52
$3.51 €3.03
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.18 €1.88
$1.13 €0.98
$3.39 €2.93
Water (0.33 liter bottle)
$0.57 €0.49
$0.57 €0.49
$1.14 €0.98
Local Beer (0.5 liter draught)
$4.97 €4.29
$4.09 €3.53
$5.85 €5.05
Imported Beer (0.33 liter bottle)
$5.81 €5.02
$4.65 €4.01
$7.55 €6.52
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.67 €1.44
$1.25 €1.08
$2.46 €2.12
White Bread (500g)
$1.66 €1.43
$1.33 €1.14
$2.64 €2.28
Rice (white) (1kg)
$2.57 €2.21
$1.46 €1.26
$4.56 €3.94
Eggs
$4.25 €3.67
$2.85 €2.46
$6.76 €5.84
Local Cheese (1kg)
$13.38 €11.55
$9.73 €8.4
$17.17 €14.82
Chicken Fillets (1kg)
$9.59 €8.28
$6.83 €5.89
$15.93 €13.76
Beef Round Steak (1kg)
$13.76 €11.88
$10.35 €8.94
$17.25 €14.9
Apples (1kg)
$2.21 €1.91
$1.28 €1.11
$3.46 €2.99
Banana (1kg)
$2.18 €1.88
$1.56 €1.35
$3.03 €2.61
Oranges (1kg)
$1.46 €1.26
$0.92 €0.8
$2.29 €1.98
Tomato (1kg)
$1.99 €1.72
$1.15 €0.99
$3.44 €2.97
Potato (1kg)
$1.38 €1.19
$0.9 €0.78
$2.58 €2.23
Onion (1kg)
$1.3 €1.12
$0.85 €0.73
$1.96 €1.69
Lettuce (1 head)
$1.12 €0.97
$0.67 €0.58
$1.95 €1.69
Water (1.5 liter bottle)
$0.77 €0.67
$0.35 €0.3
$1.37 €1.19
Cigarettes 20 Pack (Marlboro, Camel)
$5.47 €4.72
$5.36 €4.62
$5.95 €5.14
Wine (Bottle)
$6.89 €5.95
$5.75 €4.97
$9.2 €7.94
Local Beer (0.5 liter bottle)
$2.56 €2.21
$1.71 €1.48
$3.41 €2.95
Imported Beer (0.33 liter bottle)
$2.8 €2.42
$1.48 €1.28
$4.72 €4.08
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.42 €1.23
$1.27 €1.09
$1.68 €1.45
Public Transport Monthly Pass (Regular Price)
$45.13 €38.96
$21.44 €18.51
$45.13 €38.96
Taxi Start (Normal Tariff)
$5.16 €4.46
$3.87 €3.34
$6.45 €5.57
Taxi 1hour Waiting (Normal Tariff)
$13.11 €11.32
$11.1 €9.58
$16.65 €14.38
Gasoline (1 liter)
$2.16 €1.86
$2.12 €1.83
$2.19 €1.89
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.8K €27.4K
$28.2K €24.4K
$35.2K €30.4K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K €22.8K
$25.4K €21.9K
$30K €25.9K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$291 €252
$175 €151
$408 €352
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.2 €20.03
$17.43 €15.04
$34.85 €30.09
Internet (50+ Mbps, Unlimited Data)
$32.58 €28.13
$28.88 €24.94
$40.44 €34.92
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$47.43 €40.95
$22.77 €19.66
$56.9 €49.15
Tennis Court (1 Hour on Weekend)
$23.22 €20.05
-
Cinema Ticket
$9.78 €8.44
$8.29 €7.16
$11.84 €10.23
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$472 €407
$386 €333
$576 €497
International Primary School, 1 Child (Yearly)
$6,868 €5,930
$5,840 €5,042
$12.3K €10.6K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$88.2 €76.2
$48.9 €42.22
$121 €104
Summer Dress (H&M, Zara, etc)
$33.08 €28.56
$19.85 €17.14
$59.5 €51.4
Sport Shoes (Adidas, Nike)
$99.6 €86
$82.1 €70.8
$117 €101
Men's Leather Business Shoes
$108 €93.6
$82.1 €70.9
$164 €142
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$546 €472
$517 €447
$575 €496
1-bedroom Apartment, Outside City Center (Monthly)
$444 €383
$347 €300
$579 €500
3-bedroom Apartment, City Center (Monthly)
$1,119 €966
$861 €743
$1,378 €1,189
3-bedroom Apartment, Outside City Center (Monthly)
$828 €715
$578 €499
$1,271 €1,097
Buy Apartment in City Center (m2)
$2,845 €2,456
$2,288 €1,975
$3,277 €2,830
Buy Apartment Outside City Center (m2)
$2,200 €1,900
$1,445 €1,248
$2,613 €2,256
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$1,175 €1,015
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.43
4
6.2
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Kefalonia - Frequently Asked Questions
How does Kefalonia compare in terms of affordability for travelers, expats, and digital nomads, and who tends to find it good value?
The Cost of Living in Kefalonia, Greece generally feels more affordable than bigger cities or Western capitals, especially if you choose the right village pace and length of stay. You’ll find a range of housing options, from modest studios to small houses near the coast, and local eateries offer value without skimping on flavor. Pricing can rise briefly during peak season or in tourist hotspots, but longer stays often unlock better terms. Neighborhood choice and the time of year matter for value. Expect a slower rhythm, friendly services, and opportunities to negotiate longer leases. Tip: Start with a short visit to sample neighborhoods and seasonal differences before committing long term.
What does daily life look like in Kefalonia in terms of housing search, food, transport, and coworking or errands?
Daily life here blends coastal charm with practical routines. Begin your housing search in towns that fit your work tempo – Argostoli for services, Lixouri for a quieter vibe, or inland villages for value. Food options range from local tavernas with seasonal produce to supermarkets; farmers’ markets can yield freshness and price. Transport is flexible: a car or scooter helps reach beaches, while buses cover main routes. If you need coworking or reliable internet, check cafes with steady Wi‑Fi or small spaces in larger towns. Shopping and errands feel manageable with a weekly plan and patience during peak tourist months. Tip: Map seasonality into your routines and bookings to avoid crowds.
How can you approach budgeting and neighborhood fit to maximize quality of life, including seasonal shifts and saving strategies?
Kefalonia, Greece living cost fluctuates with the tourist cycle and coastal microclimates. Use a simple budgeting framework: fixed costs like rent and utilities, plus variable items for groceries, transport, and leisure. Expect cheaper value in inland villages during off-season; summer brings activity but can raise costs in tourist hubs. For quality of life, balance neighborhood character with accessibility – Argostoli for services, and quieter villages for pace. Save by cooking at home, buying seasonal produce, and using public transport or bikes. Score long-term rental terms to stabilize pricing. Tip: Track a lightweight monthly budget across seasons to see where you feel most at ease.
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