To maximize quality of life, use a practical budgeting framework focused on core categories: housing, food, transport, and utilities. In Kabul, climate seasonality affects heating and cooling needs, so plan for seasonal shifts in energy use and comfort. Save by cooking at home, shopping in local markets, and choosing neighborhoods that balance safety, accessibility, and price. Explore areas with established expat networks for social life and professional connections, and test commute times during different parts of the day. Tip: Create a monthly budget snapshot that adapts to changing security, weather, and work needs, and adjust as you go.