Cost of Living in Horta - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $736 (excluding rent), and $1,298 including rent.
Family of 3: Estimated monthly costs are $1,764 (excluding rent), and $3,016 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$9.51 €8.22
$9.51 €8.22
$29.73 €25.67
Three-Course Dinner for Two, Mid-Range
$35.07 €30.28
$35.07 €30.28
$52.6 €45.42
Fast Food Meal (McDonalds, etc)
$6.96 €6.01
$6.96 €6.01
$11.6 €10.01
Cappuccino
$1.7 €1.47
$0.79 €0.68
$2.26 €1.95
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.94 €1.68
$1.19 €1.03
$2.97 €2.56
Water (0.33 liter bottle)
$1.41 €1.22
$1.18 €1.02
$3.52 €3.04
Local Beer (0.5 liter draught)
$1.35 €1.17
$1.35 €1.17
$3.37 €2.91
Imported Beer (0.33 liter bottle)
$3.44 €2.97
$2.29 €1.98
$4.59 €3.96
πŸ›’ Groceries & Markets
Cost
Range
Milk (1 liter)
$0.97 €0.84
$0.86 €0.75
$1.29 €1.11
White Bread (500g)
$1.8 €1.56
$0.65 €0.56
$2.24 €1.93
Rice (white) (1kg)
$1.85 €1.59
$1.18 €1.02
$2.47 €2.13
Eggs
$3.1 €2.67
$2.34 €2.02
$4.6 €3.97
Local Cheese (1kg)
$9.51 €8.21
$9.51 €8.21
$19.02 €16.42
Chicken Fillets (1kg)
$11.57 €9.99
$6.46 €5.58
$13.72 €11.84
Beef Round Steak (1kg)
$17.47 €15.08
$17.47 €15.08
$17.47 €15.08
Apples (1kg)
$2.45 €2.11
$1.81 €1.56
$3.38 €2.92
Banana (1kg)
$1.8 €1.56
$1.18 €1.02
$2.34 €2.02
Oranges (1kg)
$2.22 €1.92
$1.41 €1.22
$3.5 €3.02
Tomato (1kg)
$3.26 €2.81
$2.54 €2.2
$3.52 €3.04
Potato (1kg)
$1.66 €1.43
$1.18 €1.02
$2.34 €2.02
Onion (1kg)
$1.73 €1.49
$0.94 €0.81
$2.17 €1.88
Lettuce (1 head)
$2.92 €2.52
$0.8 €0.69
$4.51 €3.9
Water (1.5 liter bottle)
$1.05 €0.91
$0.29 €0.25
$1.69 €1.46
Cigarettes 20 Pack (Marlboro, Camel)
$4.71 €4.06
$4.12 €3.55
$5.88 €5.08
Wine (Bottle)
$4.65 €4.01
$3.49 €3.01
$8.14 €7.02
Local Beer (0.5 liter bottle)
$2.05 €1.77
$1.03 €0.89
$2.84 €2.45
Imported Beer (0.33 liter bottle)
$3.14 €2.71
$1.75 €1.51
$4.52 €3.91
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.31 €2
$1.45 €1.25
$2.31 €2
Public Transport Monthly Pass (Regular Price)
$41.18 €35.55
$20.4 €17.61
$41.18 €35.55
Taxi Start (Normal Tariff)
$5.89 €5.09
$5.89 €5.09
$5.89 €5.09
Taxi (Normal Tariff) (1km)
$0.75 €0.65
$0.56 €0.49
$1.89 €1.63
Taxi 1hour Waiting (Normal Tariff)
$5.75 €4.97
$5.75 €4.97
$5.75 €4.97
Gasoline (1 liter)
$1.9 €1.64
$1.67 €1.44
$2.04 €1.76
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.8K €24.9K
$28.8K €24.9K
$28.8K €24.9K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.9K €36.2K
$40.1K €34.6K
$41.9K €36.2K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$149 €129
$123 €106
$176 €152
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.34 €16.69
$7.03 €6.07
$21.67 €18.71
Internet (50+ Mbps, Unlimited Data)
$31.56 €27.25
$14.03 €12.11
$93.5 €80.7
πŸŽ‰ Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$44.15 €38.12
$29.04 €25.07
$46.46 €40.12
Cinema Ticket
$5.86 €5.06
$5.86 €5.06
$11.7 €10.1
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$289 €250
$289 €250
$289 €250
International Primary School, 1 Child (Yearly)
$7,026 €6,066
$7,026 €6,066
$7,026 €6,066
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$50 €43.18
$47.07 €40.64
$53 €45.72
Summer Dress (H&M, Zara, etc)
$34.92 €30.15
$34.92 €30.15
$34.92 €30.15
Sport Shoes (Adidas, Nike)
$57.7 €49.79
$57.7 €49.79
$57.7 €49.79
Men's Leather Business Shoes
$137 €118
$137 €118
$137 €118
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$495 €427
$466 €402
$524 €452
1-bedroom Apartment, Outside City Center (Monthly)
$401 €346
$401 €346
$401 €346
3-bedroom Apartment, City Center (Monthly)
$713 €616
$685 €591
$742 €640
3-bedroom Apartment, Outside City Center (Monthly)
$1,155 €997
$924 €798
$1,415 €1,222
Buy Apartment in City Center (m2)
$2,778 €2,399
$2,042 €1,763
$2,778 €2,399
Buy Apartment Outside City Center (m2)
$2,090 €1,804
$1,045 €902
$2,090 €1,804
πŸ’΅ Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$902 €779
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.02
2.23
5.5
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Horta - Frequently Asked Questions
How does Horta, Portugal compare in affordability for travelers, expats, and digital nomads?
Horta sits closer to nature than mainland hubs, and day-to-day costs tend to stay approachable. You’ll find modest apartments and traditional homes that fit a range of budgets, especially outside peak weeks. Food markets and seafood stalls offer fresh, affordable options, and casual tavernas deliver good value compared with tourist hotspots. Utilities align with a mild climate, so you aren’t paying for heavy heating most of the year. Travel around town is walkable, and ferries to nearby islands provide occasional day trips without long drives. Cost of Living in Horta, Portugal gives you a relaxed, ocean-side balance. Tip: set a season-aware budget and compare neighborhoods before committing to long-term housing.
What does daily life look like in Horta for housing search, food options, transport, and coworking?
Daily life in Horta centers on a harbor-side rhythm. Housing options range from compact flats in the town center to hillside studios with sea views; searching through local agents and online listings gives you flexibility, and longer-term leases often secure better rates. Food options include weekly markets, fishmongers, and modest tavernas where you can eat well without breaking the bank. Transport relies on walking, cycling, and occasional buses, with ferries linking Faial to Pico and other islands for quick getaways. Co-working spaces and cafes with reliable wifi support remote work. Horta, Portugal living cost remains approachable if you prioritize local options. Tip: map a few backup spots for connectivity and errands.
What budgeting strategies and neighborhood options help you maximize quality of life in Horta?
Quality of life in Horta shines when you balance outdoor time with practical planning. A straightforward budgeting framework helps you divide your spend by housing, food, and transit, while setting aside a small cushion for spontaneous island hops. Seasonality affects ferry schedules, crowds at the harbor, and lodging availability, so consider shoulder months for better value. Neighborhood fit matters: the harbor’s hustle is convenient for errands and cafes, while hillside lanes offer quieter nights and dramatic views. Opt for fast, reliable wifi if you work remotely and check access to nearby grocery grocers and pharmacies. Tip: test a longer stay in a couple of neighborhoods to feel the difference before committing.
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