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Cost of Living in Horta - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $800 (excluding rent), and $1,262 including rent.
Family of 3: Estimated monthly costs are $1,590 (excluding rent), and $3,083 including rent.
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๐Ÿฝ Eating Out
Cost
Range
Meal at Budget Restaurant
$9.33 โ‚ฌ8.04
$9.33 โ‚ฌ8.04
$29.15 โ‚ฌ25.13
Three-Course Dinner for Two, Mid-Range
$34.33 โ‚ฌ29.59
$34.33 โ‚ฌ29.59
$51.5 โ‚ฌ44.39
Fast Food Meal (McDonalds, etc)
$6.91 โ‚ฌ5.96
$6.91 โ‚ฌ5.96
$11.52 โ‚ฌ9.93
Cappuccino
$1.79 โ‚ฌ1.54
$0.83 โ‚ฌ0.72
$2.37 โ‚ฌ2.04
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.87 โ‚ฌ1.61
$1.15 โ‚ฌ0.99
$2.86 โ‚ฌ2.46
Water (0.33 liter bottle)
$1.41 โ‚ฌ1.22
$1.18 โ‚ฌ1.02
$3.53 โ‚ฌ3.04
Local Beer (0.5 liter draught)
$1.37 โ‚ฌ1.18
$1.37 โ‚ฌ1.18
$3.43 โ‚ฌ2.96
Imported Beer (0.33 liter bottle)
$3.51 โ‚ฌ3.03
$2.34 โ‚ฌ2.02
$4.69 โ‚ฌ4.04
๐Ÿ›’ Groceries & Markets
Cost
Range
Milk (1 liter)
$0.98 โ‚ฌ0.85
$0.87 โ‚ฌ0.75
$1.31 โ‚ฌ1.13
White Bread (500g)
$1.76 โ‚ฌ1.52
$0.64 โ‚ฌ0.55
$2.19 โ‚ฌ1.88
Rice (white) (1kg)
$1.80 โ‚ฌ1.55
$1.15 โ‚ฌ0.99
$2.40 โ‚ฌ2.07
Eggs
$3.17 โ‚ฌ2.74
$2.40 โ‚ฌ2.07
$4.71 โ‚ฌ4.06
Local Cheese (1kg)
$9.06 โ‚ฌ7.81
$9.06 โ‚ฌ7.81
$18.11 โ‚ฌ15.61
Chicken Fillets (1kg)
$11.74 โ‚ฌ10.12
$6.55 โ‚ฌ5.65
$13.91 โ‚ฌ11.99
Beef Round Steak (1kg)
$17.24 โ‚ฌ14.86
$17.24 โ‚ฌ14.86
$17.24 โ‚ฌ14.86
Apples (1kg)
$2.49 โ‚ฌ2.14
$1.84 โ‚ฌ1.59
$3.44 โ‚ฌ2.97
Banana (1kg)
$1.78 โ‚ฌ1.54
$1.17 โ‚ฌ1.01
$2.32 โ‚ฌ2.00
Oranges (1kg)
$2.16 โ‚ฌ1.86
$1.37 โ‚ฌ1.18
$3.39 โ‚ฌ2.92
Tomato (1kg)
$3.13 โ‚ฌ2.70
$2.44 โ‚ฌ2.11
$3.38 โ‚ฌ2.92
Potato (1kg)
$1.60 โ‚ฌ1.38
$1.14 โ‚ฌ0.98
$2.25 โ‚ฌ1.94
Onion (1kg)
$1.67 โ‚ฌ1.44
$0.90 โ‚ฌ0.78
$2.10 โ‚ฌ1.81
Lettuce (1 head)
$2.92 โ‚ฌ2.51
$0.80 โ‚ฌ0.69
$4.51 โ‚ฌ3.88
Water (1.5 liter bottle)
$1.10 โ‚ฌ0.94
$0.30 โ‚ฌ0.26
$1.76 โ‚ฌ1.52
Cigarettes 20 Pack (Marlboro, Camel)
$4.70 โ‚ฌ4.05
$4.11 โ‚ฌ3.55
$5.88 โ‚ฌ5.07
Wine (Bottle)
$5.60 โ‚ฌ4.83
$3.43 โ‚ฌ2.95
$9.15 โ‚ฌ7.89
Local Beer (0.5 liter bottle)
$2.13 โ‚ฌ1.84
$1.08 โ‚ฌ0.93
$2.96 โ‚ฌ2.55
Imported Beer (0.33 liter bottle)
$3.13 โ‚ฌ2.69
$1.74 โ‚ฌ1.50
$4.51 โ‚ฌ3.89
๐ŸšŒ Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.28 โ‚ฌ1.97
$1.43 โ‚ฌ1.24
$2.28 โ‚ฌ1.97
Public Transport Monthly Pass (Regular Price)
$41.99 โ‚ฌ36.20
$20.80 โ‚ฌ17.93
$41.99 โ‚ฌ36.20
Taxi Start (Normal Tariff)
$5.91 โ‚ฌ5.09
$5.91 โ‚ฌ5.09
$5.91 โ‚ฌ5.09
Taxi (Normal Tariff) (1km)
$0.87 โ‚ฌ0.75
$0.65 โ‚ฌ0.56
$2.17 โ‚ฌ1.87
Taxi 1hour Waiting (Normal Tariff)
$5.74 โ‚ฌ4.95
$5.74 โ‚ฌ4.95
$5.74 โ‚ฌ4.95
Gasoline (1 liter)
$1.81 โ‚ฌ1.56
$1.59 โ‚ฌ1.37
$1.94 โ‚ฌ1.67
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.3K โ‚ฌ25.2K
$29.3K โ‚ฌ25.2K
$29.3K โ‚ฌ25.2K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.7K โ‚ฌ35.1K
$39.0K โ‚ฌ33.6K
$40.7K โ‚ฌ35.1K
๐Ÿงพ Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$149 โ‚ฌ128
$122 โ‚ฌ105
$175 โ‚ฌ151
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.31 โ‚ฌ16.65
$7.02 โ‚ฌ6.05
$21.65 โ‚ฌ18.66
Internet (50+ Mbps, Unlimited Data)
$31.20 โ‚ฌ26.89
$13.87 โ‚ฌ11.95
$92.4 โ‚ฌ79.7
๐ŸŽ‰ Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$44.24 โ‚ฌ38.13
$29.10 โ‚ฌ25.09
$46.56 โ‚ฌ40.14
Cinema Ticket
$5.68 โ‚ฌ4.90
$5.68 โ‚ฌ4.90
$11.35 โ‚ฌ9.79
๐Ÿงธ Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$286 โ‚ฌ246
$286 โ‚ฌ246
$286 โ‚ฌ246
International Primary School, 1 Child (Yearly)
$7,033 โ‚ฌ6,062
$7,033 โ‚ฌ6,062
$7,033 โ‚ฌ6,062
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$49.98 โ‚ฌ43.08
$47.04 โ‚ฌ40.54
$52.9 โ‚ฌ45.62
Summer Dress (H&M, Zara, etc)
$35.21 โ‚ฌ30.35
$35.21 โ‚ฌ30.35
$35.21 โ‚ฌ30.35
Sport Shoes (Adidas, Nike)
$58.2 โ‚ฌ50.2
$58.2 โ‚ฌ50.2
$58.2 โ‚ฌ50.2
Men's Leather Business Shoes
$138 โ‚ฌ119
$138 โ‚ฌ119
$138 โ‚ฌ119
๐Ÿ  Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$483 โ‚ฌ416
$454 โ‚ฌ392
$511 โ‚ฌ441
1-bedroom Apartment, Outside City Center (Monthly)
$407 โ‚ฌ351
$407 โ‚ฌ351
$407 โ‚ฌ351
3-bedroom Apartment, City Center (Monthly)
$715 โ‚ฌ616
$686 โ‚ฌ591
$743 โ‚ฌ641
3-bedroom Apartment, Outside City Center (Monthly)
$1,171 โ‚ฌ1,009
$937 โ‚ฌ807
$1,434 โ‚ฌ1,236
Buy Apartment in City Center (m2)
$3,418 โ‚ฌ2,946
$2,160 โ‚ฌ1,862
$3,418 โ‚ฌ2,946
Buy Apartment Outside City Center (m2)
$2,023 โ‚ฌ1,743
$1,160 โ‚ฌ1,000
$2,023 โ‚ฌ1,743
๐Ÿ’ต Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$923 โ‚ฌ796
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.02
2.23
5.5

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update: January 13, 2026

Horta Median Internet Speeds (Updated December 2025)

Mobile

Download
246
Mbps
Upload
14
Mbps
Latency
19
ms

Fixed Broadband

Download
248
Mbps
Upload
118
Mbps
Latency
8
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
City tags:
Cost of Living in Horta - Frequently Asked Questions
How does Horta, Portugal compare in affordability for travelers, expats, and digital nomads?
Horta sits closer to nature than mainland hubs, and day-to-day costs tend to stay approachable. Youโ€™ll find modest apartments and traditional homes that fit a range of budgets, especially outside peak weeks. Food markets and seafood stalls offer fresh, affordable options, and casual tavernas deliver good value compared with tourist hotspots. Utilities align with a mild climate, so you arenโ€™t paying for heavy heating most of the year. Travel around town is walkable, and ferries to nearby islands provide occasional day trips without long drives. Cost of Living in Horta, Portugal gives you a relaxed, ocean-side balance. Tip: set a season-aware budget and compare neighborhoods before committing to long-term housing.
What does daily life look like in Horta for housing search, food options, transport, and coworking?
Daily life in Horta centers on a harbor-side rhythm. Housing options range from compact flats in the town center to hillside studios with sea views; searching through local agents and online listings gives you flexibility, and longer-term leases often secure better rates. Food options include weekly markets, fishmongers, and modest tavernas where you can eat well without breaking the bank. Transport relies on walking, cycling, and occasional buses, with ferries linking Faial to Pico and other islands for quick getaways. Co-working spaces and cafes with reliable wifi support remote work. Horta, Portugal living cost remains approachable if you prioritize local options. Tip: map a few backup spots for connectivity and errands.
What budgeting strategies and neighborhood options help you maximize quality of life in Horta?
Quality of life in Horta shines when you balance outdoor time with practical planning. A straightforward budgeting framework helps you divide your spend by housing, food, and transit, while setting aside a small cushion for spontaneous island hops. Seasonality affects ferry schedules, crowds at the harbor, and lodging availability, so consider shoulder months for better value. Neighborhood fit matters: the harborโ€™s hustle is convenient for errands and cafes, while hillside lanes offer quieter nights and dramatic views. Opt for fast, reliable wifi if you work remotely and check access to nearby grocery grocers and pharmacies. Tip: test a longer stay in a couple of neighborhoods to feel the difference before committing.
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