Cost of Living in Highlands Ranch, CO - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $931 (excluding rent), and $2,496 including rent.

Family of 3: Estimated monthly costs are $2,162 (excluding rent), and $4,688 including rent.

Meal at Budget Restaurant

$14.84 $14.84

$10.89 $10.89

$34.64 $34.64

Three-Course Dinner for Two, Mid-Range

$72.9 $72.9

$40.48 $40.48

$146 $146

Fast Food Meal (McDonalds, etc)

$10.02 $10.02

$12.03 $12.03

Cappuccino

$4.71 $4.71

$3.90 $3.90

$6.82 $6.82

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.99 $1.99

$1.49 $1.49

$5.96 $5.96

Water (0.33 liter bottle)

$2.42 $2.42

$1.98 $1.98

$4.95 $4.95

Local Beer (0.5 liter draught)

$5.14 $5.14

$4.62 $4.62

$7.19 $7.19

Imported Beer (0.33 liter bottle)

$6.03 $6.03

$5.02 $5.02

$7.53 $7.53

Milk (1 liter)

$1.04 $1.04

$0.88 $0.88

$1.34 $1.34

White Bread (500g)

$3.11 $3.11

$1.66 $1.66

$6.66 $6.66

Rice (white) (1kg)

$3.29 $3.29

$2.23 $2.23

$17.88 $17.88

Eggs

$4.06 $4.06

$1.96 $1.96

$5.89 $5.89

Local Cheese (1kg)

$10.90 $10.90

$8.72 $8.72

$13.09 $13.09

Chicken Fillets (1kg)

$7.22 $7.22

$6.15 $6.15

$16.47 $16.47

Beef Round Steak (1kg)

$16.72 $16.72

$13.38 $13.38

$22.31 $22.31

Apples (1kg)

$3.79 $3.79

$3.21 $3.21

$6.44 $6.44

Banana (1kg)

$1.49 $1.49

$1.08 $1.08

$1.73 $1.73

Oranges (1kg)

$4.26 $4.26

$3.25 $3.25

$5.44 $5.44

Tomato (1kg)

$4.94 $4.94

$3.26 $3.26

$8.66 $8.66

Potato (1kg)

$2.37 $2.37

$1.80 $1.80

$3.39 $3.39

Onion (1kg)

$1.88 $1.88

$1.73 $1.73

$3.25 $3.25

Lettuce (1 head)

$2.51 $2.51

$2.04 $2.04

$3.06 $3.06

Water (1.5 liter bottle)

$2.05 $2.05

$1.02 $1.02

$2.56 $2.56

Cigarettes 20 Pack (Marlboro, Camel)

$9.58 $9.58

$9.08 $9.08

$10.09 $10.09

Wine (Bottle)

$18.02 $18.02

$6.00 $6.00

$20.02 $20.02

Local Beer (0.5 liter bottle)

$2.23 $2.23

$1.72 $1.72

$2.84 $2.84

Imported Beer (0.33 liter bottle)

$2.68 $2.68

$1.47 $1.47

$3.92 $3.92

One-way Ticket (Public Transport)

$1.97 $1.97

$1.23 $1.23

$1.97 $1.97

Taxi Start (Normal Tariff)

$2.47 $2.47

Taxi (Normal Tariff) (1km)

$1.36 $1.36

$2.11 $2.11

Taxi 1hour Waiting (Normal Tariff)

$25.12 $25.12

Gasoline (1 liter)

$0.80 $0.80

$0.68 $0.68

$0.95 $0.95

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K $27.6K

$24.0K $24.0K

$36.0K $36.0K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$25.2K $25.2K

$26.4K $26.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$166 $166

$114 $114

$242 $242

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.28 $43.28

$15.10 $15.10

$50.3 $50.3

Internet (50+ Mbps, Unlimited Data)

$75.7 $75.7

$59.2 $59.2

$123 $123

Gym Membership (Monthly)

$43.81 $43.81

$17.83 $17.83

$50.9 $50.9

Cinema Ticket

$11.91 $11.91

$10.42 $10.42

$17.87 $17.87

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,542 $1,542

$1,062 $1,062

$2,022 $2,022

International Primary School, 1 Child (Yearly)

$12.7K $12.7K

Jeans (Levis 501 Or Similar)

$59.1 $59.1

$49.28 $49.28

$78.8 $78.8

Summer Dress (H&M, Zara, etc)

$92.3 $92.3

$40.28 $40.28

$151 $151

Sport Shoes (Adidas, Nike)

$80.6 $80.6

$70.5 $70.5

$101 $101

Men's Leather Business Shoes

$108 $108

$99.4 $99.4

$129 $129

1-bedroom Apartment, City Center (Monthly)

$1,595 $1,595

$1,195 $1,195

$1,849 $1,849

1-bedroom Apartment, Outside City Center (Monthly)

$1,370 $1,370

$1,012 $1,012

$1,518 $1,518

3-bedroom Apartment, City Center (Monthly)

$2,682 $2,682

$2,040 $2,040

$3,060 $3,060

3-bedroom Apartment, Outside City Center (Monthly)

$2,197 $2,197

$1,680 $1,680

$2,471 $2,471

Buy Apartment in City Center (m2)

$2,490 $2,490

$1,818 $1,818

$2,490 $2,490

Buy Apartment Outside City Center (m2)

$2,560 $2,560

$2,110 $2,110

$2,560 $2,560

Average Monthly Net Salary (After Tax)

$7,775 $7,775

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

6.19

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

Highlands Ranch, CO Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

342

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Highlands Ranch, CO - Frequently Asked Questions

In general, Cost of Living in Highlands Ranch, CO, United States sits in a comfortable middle ground for a Denver suburb. You may find value where safety, green spaces, and well-kept neighborhoods matter, with amenities and easy access to downtown Denver. Travelers, expats, and digital nomads often appreciate reliable internet, a quiet work setup, and family-friendly infrastructure, even if housing costs rise without city-center fees. The appeal is clear if you value community parks, top-rated schools, and predictable routines. Budget around housing, utilities, and occasional dining out, while keeping a buffer for seasonal activities. Tip: start your search by testing several neighborhoods with short stays to gauge daily life.

Daily life in Highlands Ranch blends suburban comfort with easy access to Denver. For housing, you’ll encounter a mix of newer single-family homes, townhomes, and rentals around family-friendly centers and parks. Food options cover everything from farmers markets to casual bistros and grocery stores with routine specials. Transport is driver-focused, with bike lanes in many areas and regional transit options to the city; many remove commute stress by carpooling or using rideshares. If you work remotely, cafes and coworking spaces offer reliable wifi and quiet corners. Highlands Ranch, CO, United States living cost factors into your monthly plan as you search. Tip: Build a short list of neighborhoods and test a few days if possible.

Quality of life in Highlands Ranch centers on balance. You’ll enjoy clean air around outdoor spaces, safety, and shopping options that suit a quiet routine or occasional night out. A practical budgeting approach is to separate fixed costs (housing, utilities) from flexible spending (food, entertainment) and build a simple cushion for seasonal expenses like heating or summer activities. To find the right neighborhood fit, compare family-friendly hubs with access to trails, schools, and co-working pockets. Plan for seasonal shifts in traffic and weather by allowing extra travel time and flexible routines. Tip: Choose a neighborhood based on daily rhythms – commute, errands, and recreation nearby.