Cost of Living in Herceg Novi - Updated Prices & Insights

51.2
Solo nomad: Estimated monthly costs are $745 (excluding rent), and $1,437 including rent.
Family of 3: Estimated monthly costs are $1,763 (excluding rent), and $2,935 including rent.
Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$11.52 €9.95
$9.22 €7.96
$17.29 €14.93
Three-Course Dinner for Two, Mid-Range
$38.08 €32.88
$29.29 €25.29
$46.87 €40.47
Fast Food Meal (McDonalds, etc)
$10.55 €9.11
$9.38 €8.1
$11.72 €10.12
Cappuccino
$2.61 €2.25
$1.88 €1.62
$3.05 €2.64
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.83 €2.44
$2.26 €1.95
$3.4 €2.93
Water (0.33 liter bottle)
$1.85 €1.6
$0.79 €0.68
$2.25 €1.94
Local Beer (0.5 liter draught)
$2.85 €2.46
$2.28 €1.97
$3.42 €2.96
Imported Beer (0.33 liter bottle)
$2.85 €2.46
$2.27 €1.96
$4.56 €3.94
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.39 €1.2
$1.15 €0.99
$1.67 €1.44
White Bread (500g)
$0.92 €0.79
$0.89 €0.77
$1.11 €0.96
Rice (white) (1kg)
$2.56 €2.21
$1.73 €1.49
$3.45 €2.98
Eggs
$3.23 €2.79
$2.7 €2.33
$3.27 €2.82
Local Cheese (1kg)
$9.09 €7.85
$8.16 €7.04
$11.07 €9.55
Chicken Fillets (1kg)
$7.63 €6.58
$4.07 €3.52
$8.15 €7.04
Beef Round Steak (1kg)
$11.92 €10.3
$10.46 €9.03
$13.96 €12.06
Apples (1kg)
$1.32 €1.14
$0.92 €0.8
$1.52 €1.31
Banana (1kg)
$1.68 €1.45
$1.4 €1.21
$2.32 €2.01
Oranges (1kg)
$1.67 €1.44
$0.83 €0.72
$3.57 €3.09
Tomato (1kg)
$3.04 €2.62
$2.25 €1.94
$3.55 €3.06
Potato (1kg)
$1.09 €0.94
$0.8 €0.69
$1.25 €1.08
Onion (1kg)
$1.35 €1.17
$0.9 €0.78
$1.69 €1.46
Lettuce (1 head)
$1.58 €1.37
$0.6 €0.51
$2.37 €2.05
Water (1.5 liter bottle)
$0.83 €0.71
$0.48 €0.42
$2.42 €2.09
Cigarettes 20 Pack (Marlboro, Camel)
$3.69 €3.18
$3.4 €2.94
$4.54 €3.92
Wine (Bottle)
$5.3 €4.58
$3.53 €3.05
$9.42 €8.13
Local Beer (0.5 liter bottle)
$1.2 €1.03
$0.79 €0.69
$1.71 €1.47
Imported Beer (0.33 liter bottle)
$1.71 €1.48
$1.35 €1.17
$2.25 €1.94
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.18 €1.02
$1.18 €1.02
$1.18 €1.02
Public Transport Monthly Pass (Regular Price)
$57.9 €49.99
$42.01 €36.27
$73.8 €63.7
Taxi Start (Normal Tariff)
$2.33 €2.01
$2.33 €2.01
$3.04 €2.62
Taxi (Normal Tariff) (1km)
$0.75 €0.65
$0.59 €0.51
$1.29 €1.11
Taxi 1hour Waiting (Normal Tariff)
$17.15 €14.81
$11.43 €9.87
$17.15 €14.81
Gasoline (1 liter)
$1.7 €1.47
$1.61 €1.39
$1.92 €1.66
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.2K €29.5K
$34.2K €29.5K
$34.2K €29.5K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22K €19K
$22K €19K
$34.7K €30K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$141 €121
$98.5 €85
$197 €170
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.45 €14.21
$7.94 €6.86
$24.95 €21.55
Internet (50+ Mbps, Unlimited Data)
$31.55 €27.24
$23.38 €20.18
$40.91 €35.32
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$56.8 €49.02
$34.06 €29.41
$90.8 €78.4
Tennis Court (1 Hour on Weekend)
$11.69 €10.09
$11.69 €10.09
$11.69 €10.09
Cinema Ticket
$8.17 €7.06
$4.67 €4.03
$8.17 €7.06
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$527 €455
$468 €404
$585 €505
International Primary School, 1 Child (Yearly)
$7,876 €6,800
$5,877 €5,074
$11.3K €9,743
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$87.2 €75.3
$58.1 €50.2
$116 €100
Summer Dress (H&M, Zara, etc)
$34.65 €29.92
$28.87 €24.93
$40.43 €34.9
Sport Shoes (Adidas, Nike)
$76.3 €65.9
$70.5 €60.8
$82.2 €71
Men's Leather Business Shoes
$96.5 €83.3
$56.8 €49.01
$136 €118
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$755 €652
$580 €501
$929 €802
1-bedroom Apartment, Outside City Center (Monthly)
$557 €481
$459 €396
$631 €545
3-bedroom Apartment, City Center (Monthly)
$1,364 €1,178
$1,153 €996
$1,499 €1,294
3-bedroom Apartment, Outside City Center (Monthly)
$973 €840
$925 €799
$1,040 €898
Buy Apartment in City Center (m2)
$3,247 €2,804
$2,735 €2,361
$3,988 €3,443
Buy Apartment Outside City Center (m2)
$2,565 €2,214
$2,358 €2,036
$2,948 €2,545
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$867 €748
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5
5
5.95
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Herceg Novi - Frequently Asked Questions
Is Herceg Novi affordable for travelers and expatriates, and how does it compare to other Adriatic towns?
When you weigh Cost of Living in Herceg Novi, Montenegro against other Adriatic towns, you will find a balanced mix of seaside charm and practical living costs. It tends to be more affordable than Western destinations and often cheaper than the peak-season hubs along the coast, especially outside July and August. You will find a range of housing, from compact sea-front apartments to hillside places with cooler air and stunning views. Daily expenses, like groceries and dining, vary with the season, but you can stretch a budget by cooking at home and shopping at local markets. Tip: Map a preferred area to minimize long commutes.
What does daily life look like in terms of housing search, food options, transport, and amenities in Herceg Novi?
Daily life hinges on neighborhoods and routines. For housing, search local agencies and reputable listings for long-term leases; negotiate terms to fit seasonal needs and utility costs. Food comes in two modes: quick meals at casual spots and seasonal markets with fresh produce; cooking at home keeps the weekly tally reasonable. Transport emphasizes walking, cycling, and a compact local bus network that connects the coast and hillside villages; car-sharing is an option for weekend trips. For budgeting, the Herceg Novi, Montenegro living cost tends to stay reasonable if you balance dining out with home meals and efficient transit. Tip: Target neighborhoods with easy access to the water or town center to cut transport time.
Which strategies help you optimize quality of life, budgeting, seasonality, and neighborhood fit in Herceg Novi?
Quality of life here hinges on finding a neighborhood that matches your pace and plans. Start with Old Town for proximity to cafés and waterfront strolls, or a hillside area for space and views; both have their rhythms. Use a simple budgeting framework: separate essentials (housing, utilities, groceries) from discretionary spend (coffee, outings, trips), and adjust with the seasons. In summer, book early and explore off-peak options; in shoulder seasons, you will enjoy quieter streets and better value on longer stays. Seasonal craft markets and local festivals add cultural texture, while coworking spaces and local libraries support work rhythms. Tip: build a weekly plan that blends errands with leisure.
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