Cost of Living in Harlow - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $842 (excluding rent), and $2,742 including rent.

Family of 3: Estimated monthly costs are $2,896 (excluding rent), and $5,127 including rent.

Meal at Budget Restaurant

$27.61 £20.86

$20.71 £15.64

$41.42 £31.29

Three-Course Dinner for Two, Mid-Range

$94.6 £71.5

$81.1 £61.3

$162 £123

Fast Food Meal (McDonalds, etc)

$10.04 £7.58

$9.37 £7.08

$11.91 £9

Cappuccino

$3.69 £2.79

$3.35 £2.53

$6.03 £4.55

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.39 £2.56

$2.03 £1.53

$4.87 £3.68

Water (0.33 liter bottle)

$2 £1.51

$3.99 £3.02

Local Beer (0.5 liter draught)

$4.72 £3.56

$4.04 £3.05

$9.16 £6.92

Imported Beer (0.33 liter bottle)

$4.29 £3.24

$3.96 £2.99

$6.6 £4.98

Milk (1 liter)

$1.43 £1.08

$0.88 £0.67

$1.95 £1.47

White Bread (500g)

$1.3 £0.98

$0.7 £0.53

$3.96 £2.99

Rice (white) (1kg)

$2.73 £2.06

$1.64 £1.24

$4.78 £3.61

Eggs

$3.53 £2.66

$2.95 £2.23

$4.78 £3.61

Local Cheese (1kg)

$10.03 £7.57

$4.09 £3.09

$14.71 £11.11

Chicken Fillets (1kg)

$8.3 £6.27

$5.57 £4.21

$11.16 £8.43

Beef Round Steak (1kg)

$13.24 £10

$7.59 £5.73

$20.71 £15.65

Apples (1kg)

$3.02 £2.28

$1.32 £1

$4.6 £3.47

Banana (1kg)

$1 £0.76

$2.76 £2.08

Oranges (1kg)

$2.79 £2.11

$1.31 £0.99

$4 £3.02

Tomato (1kg)

$3.38 £2.55

$2.08 £1.57

$8.32 £6.28

Potato (1kg)

$0.64 £0.48

$2.81 £2.13

Onion (1kg)

$1.13 £0.86

$2.01 £1.52

Lettuce (1 head)

$0.6 £0.45

$1.19 £0.9

Water (1.5 liter bottle)

$0.67 £0.5

$2.67 £2.02

Cigarettes 20 Pack (Marlboro, Camel)

$17.2 £12.99

$23.98 £18.11

Wine (Bottle)

$11.08 £8.37

$5.87 £4.44

$13.04 £9.85

Local Beer (0.5 liter bottle)

$2.33 £1.76

$1.38 £1.04

$4.13 £3.12

Imported Beer (0.33 liter bottle)

$3.31 £2.5

$1.33 £1

$5.29 £4

One-way Ticket (Public Transport)

$2.66 £2.01

$3.99 £3.01

Public Transport Monthly Pass (Regular Price)

$84.6 £63.9

$58.3 £44.07

$101 £76

Taxi Start (Normal Tariff)

$5.58 £4.22

$3.91 £2.95

$6.98 £5.27

Taxi (Normal Tariff) (1km)

$1.72 £1.3

$1.55 £1.17

$1.95 £1.47

Taxi 1hour Waiting (Normal Tariff)

$14.78 £11.17

$13.45 £10.16

$16.13 £12.18

Gasoline (1 liter)

$1.95 £1.47

$1.87 £1.41

$2.27 £1.71

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.5K £25.3K

$38.7K £29.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.8K £30.1K

$38.7K £29.2K

$42.9K £32.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 £168

$162 £122

$327 £247

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.46 £10.16

$53.8 £40.64

Internet (50+ Mbps, Unlimited Data)

$37.13 £28.04

$33.75 £25.49

$54 £40.79

Gym Membership (Monthly)

$27.4 £20.69

$61.7 £46.56

Cinema Ticket

$12.28 £9.28

$8.18 £6.18

$17.68 £13.35

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,937 £1,463

$1,660 £1,254

$2,352 £1,777

International Primary School, 1 Child (Yearly)

$25.5K £19.3K

$20.2K £15.2K

$29.6K £22.3K

Jeans (Levis 501 Or Similar)

$84.2 £63.6

$48.3 £36.48

$138 £104

Summer Dress (H&M, Zara, etc)

$49.26 £37.21

$27.21 £20.55

$116 £87.4

Sport Shoes (Adidas, Nike)

$112 £84.3

$82 £61.9

$137 £103

Men's Leather Business Shoes

$98.7 £74.6

$81.7 £61.7

$109 £82.3

1-bedroom Apartment, City Center (Monthly)

$1,621 £1,224

$946 £714

$1,621 £1,224

1-bedroom Apartment, Outside City Center (Monthly)

$1,523 £1,151

$762 £575

$1,523 £1,151

3-bedroom Apartment, City Center (Monthly)

$2,573 £1,943

$1,578 £1,192

$2,573 £1,943

3-bedroom Apartment, Outside City Center (Monthly)

$2,461 £1,859

$1,299 £981

$2,461 £1,859

Average Monthly Net Salary (After Tax)

$3,143 £2,374

20-Year Fixed Mortgage Interest Rate (Annual %)

4.75

5.9

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 29, 2025

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Cost of Living in Harlow - Frequently Asked Questions

Across the UK, Harlow offers a pragmatic mix of value and convenience. For travelers who want proximity to London without city-center prices, Harlow can feel reasonably affordable, especially for a town with good transport links. Cost of Living in Harlow, United Kingdom tends to be steady across housing, groceries, and basic services, with pockets of value in older houses and well-connected districts. You’ll find a range of options that suit different budgets, from compact flats to family homes, plus affordable local eateries and markets. Tip: Build a monthly framework to track your core costs and adjust based on season or work plan.

Daily life in Harlow is approachable for a range of budgets. Start by prioritizing areas near the station or town centre for shorter commutes, then explore quieter streets in Old Harlow or newer estates. For groceries and meals, you’ll find a mix of supermarkets, independent cafés, and weekly markets with reasonable prices. Transport links are straightforward, with rail and bus services that connect you to London and nearby towns. For remote work, there are quiet cafés and a few coworking options that support flexible hours. Harlow living cost balances housing with everyday needs when you plan ahead and shop around. Tip: Create a simple weekly budget that separates fixed expenses from flexible, leisure spend.

Quality of life in Harlow hinges on prioritizing what matters most: quick commutes, green spaces, and community amenities. Build a budgeting framework that separates fixed essentials (rent, utilities) from variable costs (eating out, transit) and a small savings buffer for travels or equipment. In shoulder seasons or winter, heating and energy use can shape bills, while summer activities may boost occasional costs. When choosing a neighborhood, weigh proximity to parks, schools, and transit against your work routine and social life. Neighborhood fit improves with a trial week of living like a local – walk the streets, test errands, and note morning and evening rhythms. Tip: Map a short, reflective test period to confirm fit before committing.