Cost of Living in Gloucester, MA - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,226 (excluding rent), and $2,602 including rent.

Family of 3: Estimated monthly costs are $2,887 (excluding rent), and $5,088 including rent.

Meal at Budget Restaurant

$19.27 $19.27

$12.17 $12.17

$35.73 $35.73

Three-Course Dinner for Two, Mid-Range

$76.4 $76.4

$51.0 $51.0

$127 $127

Fast Food Meal (McDonalds, etc)

$10.99 $10.99

$9.94 $9.94

$13.99 $13.99

Cappuccino

$5.16 $5.16

$3.54 $3.54

$8.10 $8.10

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 $2.52

$1.99 $1.99

$3.98 $3.98

Water (0.33 liter bottle)

$2.02 $2.02

$1.51 $1.51

$3.03 $3.03

Local Beer (0.5 liter draught)

$5.92 $5.92

$3.95 $3.95

$8.39 $8.39

Imported Beer (0.33 liter bottle)

$6.80 $6.80

$4.85 $4.85

$9.71 $9.71

Milk (1 liter)

$1.04 $1.04

$0.77 $0.77

$1.47 $1.47

White Bread (500g)

$3.58 $3.58

$2.19 $2.19

$5.61 $5.61

Rice (white) (1kg)

$4.48 $4.48

$2.15 $2.15

$8.85 $8.85

Eggs

$4.10 $4.10

$1.95 $1.95

$6.84 $6.84

Local Cheese (1kg)

$12.23 $12.23

$6.98 $6.98

$22.00 $22.00

Chicken Fillets (1kg)

$11.64 $11.64

$6.21 $6.21

$20.08 $20.08

Beef Round Steak (1kg)

$15.36 $15.36

$9.88 $9.88

$24.15 $24.15

Apples (1kg)

$4.96 $4.96

$2.59 $2.59

$8.91 $8.91

Banana (1kg)

$1.63 $1.63

$1.12 $1.12

$4.26 $4.26

Oranges (1kg)

$4.36 $4.36

$2.26 $2.26

$9.05 $9.05

Tomato (1kg)

$4.82 $4.82

$2.25 $2.25

$8.98 $8.98

Potato (1kg)

$2.89 $2.89

$1.35 $1.35

$6.27 $6.27

Onion (1kg)

$2.86 $2.86

$1.84 $1.84

$4.44 $4.44

Lettuce (1 head)

$2.03 $2.03

$1.37 $1.37

$2.96 $2.96

Water (1.5 liter bottle)

$2.10 $2.10

$1.17 $1.17

$3.17 $3.17

Cigarettes 20 Pack (Marlboro, Camel)

$9.78 $9.78

$8.16 $8.16

$12.24 $12.24

Wine (Bottle)

$14.98 $14.98

$10.11 $10.11

$24.30 $24.30

Local Beer (0.5 liter bottle)

$1.85 $1.85

$1.76 $1.76

$2.92 $2.92

Imported Beer (0.33 liter bottle)

$3.42 $3.42

$1.63 $1.63

$6.10 $6.10

One-way Ticket (Public Transport)

$1.95 $1.95

$1.22 $1.22

$1.95 $1.95

Public Transport Monthly Pass (Regular Price)

$29.72 $29.72

Taxi Start (Normal Tariff)

$3.42 $3.42

$2.93 $2.93

$4.88 $4.88

Taxi (Normal Tariff) (1km)

$1.59 $1.59

$1.52 $1.52

$2.13 $2.13

Taxi 1hour Waiting (Normal Tariff)

$29.31 $29.31

$26.51 $26.51

$35.14 $35.14

Gasoline (1 liter)

$0.88 $0.88

$0.78 $0.78

$1.03 $1.03

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K $30.0K

$24.0K $24.0K

$36.6K $36.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$25.1K $25.1K

$27.1K $27.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$121 $121

$345 $345

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.0 $53.0

$30.12 $30.12

$100 $100

Internet (50+ Mbps, Unlimited Data)

$68.8 $68.8

$50.7 $50.7

$101 $101

Gym Membership (Monthly)

$43.46 $43.46

$17.69 $17.69

$50.5 $50.5

Cinema Ticket

$13.45 $13.45

$10.96 $10.96

$17.93 $17.93

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,287 $1,287

$992 $992

$1,831 $1,831

International Primary School, 1 Child (Yearly)

$23.4K $23.4K

$16.7K $16.7K

$27.1K $27.1K

Jeans (Levis 501 Or Similar)

$50.5 $50.5

$29.67 $29.67

$79.1 $79.1

Summer Dress (H&M, Zara, etc)

$40.41 $40.41

$25.26 $25.26

$65.7 $65.7

Sport Shoes (Adidas, Nike)

$152 $152

$101 $101

$203 $203

Men's Leather Business Shoes

$114 $114

$65.0 $65.0

$203 $203

1-bedroom Apartment, City Center (Monthly)

$1,600 $1,600

$1,200 $1,200

$2,000 $2,000

1-bedroom Apartment, Outside City Center (Monthly)

$1,331 $1,331

$983 $983

$1,475 $1,475

3-bedroom Apartment, City Center (Monthly)

$3,036 $3,036

$2,530 $2,530

$3,542 $3,542

3-bedroom Apartment, Outside City Center (Monthly)

$2,258 $2,258

$1,727 $1,727

$2,540 $2,540

Buy Apartment in City Center (m2)

$2,836 $2,836

$2,071 $2,071

$2,836 $2,836

Buy Apartment Outside City Center (m2)

$2,463 $2,463

$2,030 $2,030

$2,463 $2,463

Average Monthly Net Salary (After Tax)

$2,430 $2,430

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

6.19

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

Gloucester, MA Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

369

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Gloucester, MA - Frequently Asked Questions

Cost of Living in Gloucester, MA, United States is reasonable for a coastal town, particularly if you value a smaller-city vibe with access to nature and maritime culture. You’ll notice housing spans historic cottages near the harbor to modern apartments inland, with seasonality nudging demand up in peak months. Dining out is often affordable in off-peak times, and local markets offer fresh seafood and produce close to home. For nomads, a mix of coworking spaces and library resources helps you stay connected without overpaying. Tip: Plot a two-week neighborhood tour to find your best base before you commit.

Gloucester blends a harbor-town vibe with easy access to nature, making daily life feel compact yet varied. When you’re housing-hunting, look for walkable areas near the harbor or downtown for cafes and coworking, while keeping a backup option inland for quieter evenings. Food options range from casual seafood spots to farmers’ markets and small grocers; cooking at home can stretch your budget, and fish markets offer local catch. Getting around is practical via bike lanes, sidewalks, and a regional bus network; weekend trips to nearby towns are a breeze. Knowing the Gloucester, MA, United States living cost helps you plan groceries, transport, and housing searches. Tip: Create a weekly route that minimizes backtracking.

To balance life and money, use a simple budgeting framework: lock in essential costs, set flexible spending for dining and activities, and keep a small buffer for surprises. Quality of life in Gloucester improves when you pick a neighborhood that matches your pace – historic downtown for social life, or calmer inland blocks for routines and late-evening work. Seasonality shapes options, from outdoor activities to gallery openings; plan visits around shoulder seasons to avoid crowds. Build a neighborhood scouting plan, try short-term leases or month-to-month stays, and test transit and bike routes before committing. Tip: Align your stay with nearby day trips to recharge.