Cost of Living in Geneva, IL - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $954 (excluding rent), and $2,462 including rent.
Family of 3: Estimated monthly costs are $2,335 (excluding rent), and $4,862 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$14.93 $14.93
$11.95 $11.95
$27.87 $27.87
Three-Course Dinner for Two, Mid-Range
$87.3 $87.3
$49.86 $49.86
$140 $140
Fast Food Meal (McDonalds, etc)
$10.86 $10.86
$8.88 $8.88
$14.81 $14.81
Cappuccino
$5.32 $5.32
$2.97 $2.97
$5.94 $5.94
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.87 $2.87
$1.94 $1.94
$3.89 $3.89
Water (0.33 liter bottle)
$2.26 $2.26
$1.75 $1.75
$3.91 $3.91
Local Beer (0.5 liter draught)
$6.11 $6.11
$4.07 $4.07
$11.2 $11.2
Imported Beer (0.33 liter bottle)
$7.02 $7.02
$5.01 $5.01
$13.04 $13.04
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.86 $0.86
$0.67 $0.67
$1.16 $1.16
White Bread (500g)
$3.7 $3.7
$1.09 $1.09
$7.63 $7.63
Rice (white) (1kg)
$3.26 $3.26
$2.17 $2.17
$6.51 $6.51
Eggs
$4.01 $4.01
$1.99 $1.99
$7.94 $7.94
Local Cheese (1kg)
$7.93 $7.93
$6.79 $6.79
$20.37 $20.37
Chicken Fillets (1kg)
$11.21 $11.21
$5.8 $5.8
$19.52 $19.52
Beef Round Steak (1kg)
$11.54 $11.54
$7.83 $7.83
$22.36 $22.36
Apples (1kg)
$4.36 $4.36
$2.16 $2.16
$8.62 $8.62
Banana (1kg)
$1.54 $1.54
$1.1 $1.1
$2.45 $2.45
Oranges (1kg)
$3 $3
$1.53 $1.53
$12.56 $12.56
Tomato (1kg)
$3.56 $3.56
$1.54 $1.54
$7.54 $7.54
Potato (1kg)
$1.23 $1.23
$0.75 $0.75
$3.42 $3.42
Onion (1kg)
$2.37 $2.37
$0.71 $0.71
$4.3 $4.3
Lettuce (1 head)
$1.62 $1.62
$1.47 $1.47
$2.06 $2.06
Water (1.5 liter bottle)
$2.04 $2.04
$1.43 $1.43
$3.06 $3.06
Cigarettes 20 Pack (Marlboro, Camel)
$9.96 $9.96
$8.96 $8.96
$11.95 $11.95
Wine (Bottle)
$6.47 $6.47
$6.47 $6.47
$18.9 $18.9
Local Beer (0.5 liter bottle)
$1.76 $1.76
$0.84 $0.84
$3.04 $3.04
Imported Beer (0.33 liter bottle)
$4.82 $4.82
$2.32 $2.32
$7.08 $7.08
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.11 $2.11
$1.32 $1.32
$2.11 $2.11
Taxi Start (Normal Tariff)
$4.62 $4.62
$4.62 $4.62
$5.14 $5.14
Taxi (Normal Tariff) (1km)
$1.66 $1.66
$1.66 $1.66
$3.02 $3.02
Taxi 1hour Waiting (Normal Tariff)
$42.8 $42.8
$42.8 $42.8
$42.8 $42.8
Gasoline (1 liter)
$0.88 $0.88
$0.75 $0.75
$1.07 $1.07
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.7K $24.7K
$24.2K $24.2K
$30.2K $30.2K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.2K $25.2K
$24.6K $24.6K
$25.8K $25.8K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$176 $176
$106 $106
$204 $204
SIM Card Monthly Plan (Calls and 10GB+ Data)
$50.5 $50.5
$14.86 $14.86
$79.3 $79.3
Internet (50+ Mbps, Unlimited Data)
$65.4 $65.4
$35.2 $35.2
$95.5 $95.5
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$37.55 $37.55
$15.28 $15.28
$43.66 $43.66
Cinema Ticket
$10.91 $10.91
$5.95 $5.95
$11.9 $11.9
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,373 $1,373
$1,221 $1,221
$1,744 $1,744
International Primary School, 1 Child (Yearly)
$24.8K $24.8K
$24.8K $24.8K
$24.8K $24.8K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$45.43 $45.43
$38.36 $38.36
$50.5 $50.5
Summer Dress (H&M, Zara, etc)
$47.76 $47.76
$29.64 $29.64
$59.3 $59.3
Sport Shoes (Adidas, Nike)
$65.9 $65.9
$49.45 $49.45
$74.2 $74.2
Men's Leather Business Shoes
$133 $133
$115 $115
$176 $176
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,728 $1,728
$1,294 $1,294
$2,003 $2,003
1-bedroom Apartment, Outside City Center (Monthly)
$1,409 $1,409
$1,041 $1,041
$1,561 $1,561
3-bedroom Apartment, City Center (Monthly)
$2,574 $2,574
$1,957 $1,957
$2,936 $2,936
3-bedroom Apartment, Outside City Center (Monthly)
$2,204 $2,204
$1,686 $1,686
$2,480 $2,480
Buy Apartment in City Center (m2)
$2,529 $2,529
$1,807 $1,807
$2,529 $2,529
Buy Apartment Outside City Center (m2)
$2,151 $2,151
$1,663 $1,663
$2,151 $2,151
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
6.52
6.19
6.9
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Geneva, IL - Frequently Asked Questions
Is Geneva, IL a good value overall for travelers, expats, and digital nomads, and how does it compare to nearby areas?
Geneva, IL offers a refined small-town feel with easy access to Chicago and the Fox River, making it a comfortable base for travelers, expats, and digital nomads. Compared with the inner city, you will experience smoother traffic, approachable housing options, and a tighter community vibe, though you may need a short drive for broader dining and nightlife. Cost of Living in Geneva, IL, United States sits in the middle of the regional spectrum: more affordable than downtown Chicago, yet not the lowest price in the area. Opt for neighborhoods near the river or transit to maximize time savings. Tip: Start with a short-term stay to test neighborhoods and commute options.
What does daily life look like for housing, food options, transport, and errands in Geneva, IL, United States?
Daily life in Geneva, IL, United States blends practical housing with accessible amenities. You will find a mix of comfortable single-family homes and townhomes in walkable pockets near historic downtown or along the river trails. The Geneva, IL, United States living cost sits alongside mid-range groceries, local cafes, and seasonal farmers markets that keep budgets steady without sacrificing variety. Transportation leans car-first, with options to bike or walk in compact parts of town; commuting to Chicago is feasible by rail from nearby stations. Co-working spaces and libraries offer quiet work nooks for digital work. Tip: map a weekly errand loop to cut back trips.
What factors influence quality of life, budgeting frameworks, seasonality, and neighborhood fit in Geneva, IL, United States?
Quality of life in Geneva, IL, United States blends community feel with accessible services and outdoor-minded options. A straightforward budgeting framework helps: cover housing and utilities first, then allocate for groceries, transport, and local experiences. Seasonality matters: warm summers invite river trails and farmers markets, while winters favor indoor activities and energy-conscious routines. Neighborhood fit benefits from testing walkable downtown versus larger, quieter sides; short commutes may save time and stress. Tip: keep a small buffer for repairs or seasonal gear so you stay flexible without compromising essentials.
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