Cost of Living in Defuniak Springs, FL - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $891 (excluding rent), and $2,398 including rent.

Family of 3: Estimated monthly costs are $1,985 (excluding rent), and $4,691 including rent.

Meal at Budget Restaurant

$19.31 $19.31

$15.24 $15.24

$35.57 $35.57

Three-Course Dinner for Two, Mid-Range

$59 $59

$49.14 $49.14

$118 $118

Fast Food Meal (McDonalds, etc)

$12.15 $12.15

$10.11 $10.11

$13.16 $13.16

Cappuccino

$5.45 $5.45

$4.04 $4.04

$12.12 $12.12

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.79 $2.79

$2.12 $2.12

$3.45 $3.45

Water (0.33 liter bottle)

$2.06 $2.06

$1.77 $1.77

$3.03 $3.03

Local Beer (0.5 liter draught)

$4.91 $4.91

$3.44 $3.44

$7.86 $7.86

Imported Beer (0.33 liter bottle)

$7.2 $7.2

$6.17 $6.17

$10.29 $10.29

Milk (1 liter)

$1.1 $1.1

$0.82 $0.82

$1.62 $1.62

White Bread (500g)

$3.3 $3.3

$2.75 $2.75

$3.97 $3.97

Rice (white) (1kg)

$2.04 $2.04

$1.77 $1.77

$3.39 $3.39

Eggs

$2.65 $2.65

$1.58 $1.58

$3.55 $3.55

Local Cheese (1kg)

$11.94 $11.94

$8.72 $8.72

$18.15 $18.15

Chicken Fillets (1kg)

$11.42 $11.42

$5.49 $5.49

$24.47 $24.47

Beef Round Steak (1kg)

$15.63 $15.63

$10.02 $10.02

$24.49 $24.49

Apples (1kg)

$4.11 $4.11

$2.15 $2.15

$7.53 $7.53

Banana (1kg)

$1.58 $1.58

$1.28 $1.28

$3 $3

Oranges (1kg)

$3.53 $3.53

$1.35 $1.35

$6.74 $6.74

Tomato (1kg)

$2.21 $2.21

$9.01 $9.01

Potato (1kg)

$1.89 $1.89

$1.29 $1.29

$4.31 $4.31

Onion (1kg)

$1.87 $1.87

$4.66 $4.66

Lettuce (1 head)

$1.64 $1.64

$0.99 $0.99

$1.99 $1.99

Water (1.5 liter bottle)

$2.01 $2.01

$1.46 $1.46

$3.88 $3.88

Cigarettes 20 Pack (Marlboro, Camel)

$7.49 $7.49

$7.09 $7.09

$10.12 $10.12

Wine (Bottle)

$11.04 $11.04

$6.05 $6.05

$17.15 $17.15

Local Beer (0.5 liter bottle)

$1.7 $1.7

$1.14 $1.14

$2.17 $2.17

Imported Beer (0.33 liter bottle)

$2.69 $2.69

$1.22 $1.22

$5.85 $5.85

One-way Ticket (Public Transport)

$2.06 $2.06

$1.29 $1.29

$2.06 $2.06

Taxi Start (Normal Tariff)

$3.6 $3.6

$3.08 $3.08

$5.14 $5.14

Taxi (Normal Tariff) (1km)

$1.58 $1.58

Taxi 1hour Waiting (Normal Tariff)

$28.68 $28.68

$25.94 $25.94

$34.39 $34.39

Gasoline (1 liter)

$0.81 $0.81

$0.75 $0.75

$0.95 $0.95

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.7K $27.7K

$23.4K $23.4K

$38.4K $38.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25K $25K

$24.8K $24.8K

$26.7K $26.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$147 $147

$98.1 $98.1

$196 $196

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.72 $44.72

$20.23 $20.23

$83 $83

Internet (50+ Mbps, Unlimited Data)

$63.7 $63.7

$39.85 $39.85

$91.8 $91.8

Gym Membership (Monthly)

$42.2 $42.2

$17.17 $17.17

$49.07 $49.07

Cinema Ticket

$6.85 $6.85

$17.6 $17.6

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,215 $1,215

International Primary School, 1 Child (Yearly)

$23.1K $23.1K

$16.6K $16.6K

$26.9K $26.9K

Jeans (Levis 501 Or Similar)

$24.05 $24.05

$90.3 $90.3

Summer Dress (H&M, Zara, etc)

$17.11 $17.11

Sport Shoes (Adidas, Nike)

$99.1 $99.1

$71.2 $71.2

$132 $132

Men's Leather Business Shoes

$101 $101

$88.2 $88.2

$118 $118

1-bedroom Apartment, City Center (Monthly)

$1,621 $1,621

$1,214 $1,214

$1,879 $1,879

1-bedroom Apartment, Outside City Center (Monthly)

$1,363 $1,363

$1,007 $1,007

$1,510 $1,510

3-bedroom Apartment, City Center (Monthly)

$2,644 $2,644

$2,010 $2,010

$3,016 $3,016

3-bedroom Apartment, Outside City Center (Monthly)

$2,262 $2,262

$1,730 $1,730

$2,545 $2,545

Buy Apartment in City Center (m2)

$2,661 $2,661

$1,952 $1,952

$2,661 $2,661

Buy Apartment Outside City Center (m2)

$2,437 $2,437

$1,991 $1,991

$2,437 $2,437

Average Monthly Net Salary (After Tax)

$3,090 $3,090

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

6.19

7.5

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: December 1, 2025

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Defuniak Springs, FL - Frequently Asked Questions

Defuniak Springs offers a calmer, more approachable baseline than many cities, with room to stretch a budget without feeling isolated. Cost of Living in Defuniak Springs, FL, United States leans toward modest housing options, straightforward groceries, and practical services, all anchored by a slower pace and fewer crowds. You can find steady basics and longer stays without chasing volatile price swings common in larger urban centers. Outdoor recreation, local markets, and affordable utilities help balance living costs. The trade-off is fewer luxury amenities and shorter shopping hours, but community vibe and predictable expenses often suit travelers, expats, and digital nomads seeking reliability. Tip: look for longer-term stays to negotiate better rates and build local connections.

Housing searches center on smaller rentals near the town core or lakefront, usually found via local listings, agents, or word of mouth. Food options range from weekly farmers markets to casual diners and dependable groceries, with home cooking keeping costs predictable. Transportation leans car-first, with walkable streets in the center and gentle bike routes; transit service is limited outside peak routes. For remote work, libraries, cafes with Wi-Fi, and community spaces offer affordable hubs. Defuniak Springs, FL, United States living cost framing can help you compare neighborhoods and plan errands. Tip: map your week to include a grocery run, a coffee stop with Wi-Fi, and a quiet work spot.

Quality of life here centers on safety, community, outdoor access, and a slower daily rhythm. A simple budgeting framework helps: cover essentials (housing, utilities, food) first, then allocate flexible spending to dining out and activities, and keep a reserve for seasonal needs like storm readiness or repairs. Neighborhood fit varies from leafy residential blocks to near-town centers; favor areas with easy walking access to shops, libraries, and parks. Smart saving tips include cooking at home, buying in-season produce from markets, joining local clubs, and taking advantage of free or low-cost community events. The region’s humidity and storm patterns shape comfort and planning, so build a flexible schedule around weather windows. Tip: build a lightweight contingency plan for adverse months.