Cost of Living in Cumberland, MD - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $768 (excluding rent), and $2,254 including rent.

Family of 3: Estimated monthly costs are $2,050 (excluding rent), and $4,150 including rent.

Meal at Budget Restaurant

$7.13 $7.13

$25.46 $25.46

Three-Course Dinner for Two, Mid-Range

$45.76 $45.76

$30.50 $30.50

$153 $153

Fast Food Meal (McDonalds, etc)

$10.13 $10.13

$12.15 $12.15

Cappuccino

$2.43 $2.43

$9.71 $9.71

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.21 $1.21

$4.58 $4.58

Water (0.33 liter bottle)

$1.23 $1.23

$2.96 $2.96

Local Beer (0.5 liter draught)

$2.96 $2.96

$7.39 $7.39

Imported Beer (0.33 liter bottle)

$7.63 $7.63

$5.09 $5.09

$9.16 $9.16

Milk (1 liter)

$1.05 $1.05

$0.73 $0.73

$1.54 $1.54

White Bread (500g)

$2.18 $2.18

$1.63 $1.63

$7.10 $7.10

Rice (white) (1kg)

$3.75 $3.75

$2.08 $2.08

$6.43 $6.43

Eggs

$4.45 $4.45

$1.53 $1.53

$6.11 $6.11

Local Cheese (1kg)

$8.74 $8.74

$21.86 $21.86

Chicken Fillets (1kg)

$10.20 $10.20

$4.50 $4.50

$18.07 $18.07

Beef Round Steak (1kg)

$16.33 $16.33

$8.97 $8.97

$26.90 $26.90

Apples (1kg)

$4.49 $4.49

$2.24 $2.24

$8.98 $8.98

Banana (1kg)

$1.61 $1.61

$1.09 $1.09

$4.45 $4.45

Oranges (1kg)

$6.48 $6.48

$2.14 $2.14

$12.96 $12.96

Tomato (1kg)

$5.45 $5.45

$2.22 $2.22

$10.03 $10.03

Potato (1kg)

$2.71 $2.71

$1.84 $1.84

$6.50 $6.50

Onion (1kg)

$2.94 $2.94

$1.31 $1.31

$6.55 $6.55

Lettuce (1 head)

$2.45 $2.45

$1.96 $1.96

$3.47 $3.47

Water (1.5 liter bottle)

$1.02 $1.02

$5.09 $5.09

Cigarettes 20 Pack (Marlboro, Camel)

$6.98 $6.98

$14.96 $14.96

Wine (Bottle)

$11.87 $11.87

$9.89 $9.89

$24.73 $24.73

Local Beer (0.5 liter bottle)

$2.37 $2.37

$1.77 $1.77

$4.10 $4.10

Imported Beer (0.33 liter bottle)

$2.05 $2.05

$7.13 $7.13

One-way Ticket (Public Transport)

$1.97 $1.97

$1.23 $1.23

$1.97 $1.97

Taxi Start (Normal Tariff)

$1.79 $1.79

$6.95 $6.95

Taxi (Normal Tariff) (1km)

$1.40 $1.40

$2.04 $2.04

Taxi 1hour Waiting (Normal Tariff)

$24.35 $24.35

Gasoline (1 liter)

$0.87 $0.87

$0.79 $0.79

$1.04 $1.04

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.7K $25.7K

$25.4K $25.4K

$32.6K $32.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$25.0K $25.0K

$26.2K $26.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$173 $173

$91.8 $91.8

$311 $311

SIM Card Monthly Plan (Calls and 10GB+ Data)

$56.8 $56.8

$24.97 $24.97

$126 $126

Internet (50+ Mbps, Unlimited Data)

$54.0 $54.0

$44.22 $44.22

$138 $138

Gym Membership (Monthly)

$43.11 $43.11

$17.55 $17.55

$50.1 $50.1

Cinema Ticket

$14.95 $14.95

$12.95 $12.95

$20.15 $20.15

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$608 $608

$1,924 $1,924

International Primary School, 1 Child (Yearly)

$33.9K $33.9K

$30.5K $30.5K

$34.8K $34.8K

Jeans (Levis 501 Or Similar)

$15.14 $15.14

$80.8 $80.8

Summer Dress (H&M, Zara, etc)

$35.38 $35.38

$29.31 $29.31

$80.9 $80.9

Sport Shoes (Adidas, Nike)

$34.33 $34.33

$123 $123

Men's Leather Business Shoes

$35.37 $35.37

$152 $152

1-bedroom Apartment, City Center (Monthly)

$1,632 $1,632

$1,222 $1,222

$1,892 $1,892

1-bedroom Apartment, Outside City Center (Monthly)

$1,351 $1,351

$998 $998

$1,498 $1,498

3-bedroom Apartment, City Center (Monthly)

$2,667 $2,667

$2,029 $2,029

$3,043 $3,043

3-bedroom Apartment, Outside City Center (Monthly)

$2,184 $2,184

$1,671 $1,671

$2,457 $2,457

Buy Apartment in City Center (m2)

$1,118 $1,118

$1,096 $1,096

$1,140 $1,140

Buy Apartment Outside City Center (m2)

$1,086 $1,086

$1,064 $1,064

$1,107 $1,107

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 12, 2026

Cumberland, MD Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

232

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Cumberland, MD - Frequently Asked Questions

The Cost of Living in Cumberland, MD, United States tends to feel moderate for a smaller city, offering a range of housing options and services without the high price tag of larger metros. For travelers, remote workers, and expats, day-to-day costs are manageable, with affordable casual dining and groceries that let you cook at home. The city’s compact size keeps transit time low, freeing energy for outdoor activities and weekend getaways to nearby countryside. Value shows when you pair shorter stays with longer, well-located visits. Tip: build a simple weekly budget that covers housing, food, and a flexible workspace.

Housing options in Cumberland span from compact apartments to small houses, often with vintage charm. Start with walkable neighborhoods around downtown and near the riverfront, and test a spot with a short-term stay before committing. For daily life, casual dining, farmers markets, and reliable groceries support cooking at home and keeping costs predictable. Transportation leans toward a car for longer trips, though bike lanes and a light local bus network help with short hops. Co-working spaces and cafes with dependable Wi-Fi suit remote work, and errands stay straightforward with nearby shops. Cumberland, MD, United States living cost remains approachable when you plan ahead. Tip: Map a practical weekly routine that minimizes long commutes and consolidates errands.

Quality of life here blends outdoor access, a tight-knit sense of community, and a pacing that invites you to budget with intention. A simple framework – prioritizing essentials, setting aside a flexible fund for surprises, and reserving some time for leisure – works well. Neighborhood fit matters: Downtown offers walkability and cultural vibes, West Side leans residential and quieter, while riverfront spots mix nature with modern conveniences. Seasonality shapes activities and spending: winters prompt indoor outings and heating considerations; summers invite day trips and outdoor markets. Tip: identify two neighborhoods that feel safe and convenient, then visit at different times to test their rhythm.