Cost of Living in Cruz Bay - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,120 (excluding rent), and $2,870 including rent.

Family of 3: Estimated monthly costs are $2,298 (excluding rent), and $6,331 including rent.

Meal at Budget Restaurant

$30.59 $30.59

$25.5 $25.5

$35.69 $35.69

Three-Course Dinner for Two, Mid-Range

$91.1 $91.1

$78.8 $78.8

$103 $103

Fast Food Meal (McDonalds, etc)

$17.16 $17.16

Cappuccino

$8.88 $8.88

$7.89 $7.89

$9.86 $9.86

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.93 $2.93

Water (0.33 liter bottle)

$3.95 $3.95

$2.96 $2.96

$4.94 $4.94

Local Beer (0.5 liter draught)

$7.83 $7.83

Imported Beer (0.33 liter bottle)

$9.26 $9.26

Milk (1 liter)

$3.52 $3.52

Eggs

$4.93 $4.93

Chicken Fillets (1kg)

$15.61 $15.61

Apples (1kg)

$8.67 $8.67

Wine (Bottle)

$24.6 $24.6

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$356 $356

SIM Card Monthly Plan (Calls and 10GB+ Data)

$142 $142

Internet (50+ Mbps, Unlimited Data)

$59.6 $59.6

Gym Membership (Monthly)

$90.7 $90.7

International Primary School, 1 Child (Yearly)

$13K $13K

1-bedroom Apartment, City Center (Monthly)

$1,830 $1,830

1-bedroom Apartment, Outside City Center (Monthly)

$1,495 $1,495

3-bedroom Apartment, City Center (Monthly)

$3,438 $3,438

3-bedroom Apartment, Outside City Center (Monthly)

$3,499 $3,499

Buy Apartment in City Center (m2)

$10.8K $10.8K

Average Monthly Net Salary (After Tax)

$6,261 $6,261

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 30, 2025

Digital Nomad Cost of Living Index

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Cost of Living in Cruz Bay - Frequently Asked Questions

Cost of Living in Cruz Bay is influenced by imports, a tourism-driven economy, and limited local supply, so it tends to be higher than many destinations. For travelers, short stays can feel premium, while expats and digital nomads who stay longer often find value in a walkable neighborhood with accessible groceries, cafes, and a coworking option. Expect groceries, dining out, and services to run above continental averages. Practical savings come from renting a modest apartment, cooking at home, and using boats, ferries, or bikes for getting around. Tip: plan ahead for seasonal demand and accommodation options.

On a day-to-day level, Cruz Bay life centers on a compact footprint with easy access to beaches, shops, and ferries. Housing search usually brings smaller apartments, cottages, or guesthouses within walking distance of town; long-term inventory can be tight and terms vary. For meals, you can mix dining out with markets and local producers, while planning grocery trips during weekly market days helps stretch your budget. Transport leans on walking, bikes, taxis, and short ferry hops to explore the rest of the island. Understanding the Cruz Bay living cost helps you budget for groceries, meals, and transit during peak season. Tip: build a simple budget and keep a flexible plan for transport.

Quality of life in Cruz Bay blends natural beauty with a relaxed pace and practical constraints. A simple budgeting framework – housing, groceries, utilities, and travel – helps you map each month without surprises. Save by choosing a smaller, energy-efficient unit, buying staples at local markets, and using the ferry and bike network to reduce transport costs. Seasonality shapes crowds, service hours, and availability, so align your plans with shoulder seasons for better options. Neighborhood fit matters: central Cruz Bay offers convenience, while hillside areas provide more serenity. Tip: keep a short list of backup housing and transport options.