Last update: Oct 2026 United States 110K

Cost of Living in Costa Mesa, CA

For one person, living costs in Costa Mesa, CA are estimated at $3,959 a month, including rent and utilities – 47% above the national average. Rent and utilities take about two thirds of the total.

Monthly Cost of Living

How much you'll spend in Costa Mesa, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Costa Mesa, CA actually costs, broken down by who's living it.

A single person spends around $3,959 per month with rent, or $1,274 for everyday expenses alone.

$3,959 /mo

A couple spends around $5,540 per month with rent, or $2,172 for everyday expenses alone.

$5,540 /mo

A family of three spends around $7,121 per month with rent, or $3,070 without housing.

$7,121 /mo
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$19.85 $19.85
$14.89 $14.89
$34.74 $34.74
Three-Course Dinner for Two, Mid-Range
$78.6 $78.6
$63.9 $63.9
$98.3 $98.3
Fast Food Meal (McDonalds, etc)
$14.90 $14.90
$11.92 $11.92
$14.90 $14.90
Cappuccino
$5.59 $5.59
$4.86 $4.86
$9.71 $9.71
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.40 $3.40
$3.07 $3.07
$4.09 $4.09
Water (0.33 liter bottle)
$2.50 $2.50
$2.06 $2.06
$3.09 $3.09
Local Beer (0.5 liter draught)
$7.32 $7.32
$6.06 $6.06
$8.08 $8.08
Imported Beer (0.33 liter bottle)
$9.73 $9.73
$8.20 $8.20
$10.25 $10.25
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.12 $1.12
$0.80 $0.80
$1.50 $1.50
White Bread (500g)
$4.01 $4.01
$3.06 $3.06
$5.56 $5.56
Rice (white) (1kg)
$4.69 $4.69
$4.33 $4.33
$5.43 $5.43
Eggs
$5.09 $5.09
$3.25 $3.25
$8.14 $8.14
Local Cheese (1kg)
$12.82 $12.82
$5.46 $5.46
$26.20 $26.20
Chicken Fillets (1kg)
$20.19 $20.19
$11.22 $11.22
$26.95 $26.95
Beef Round Steak (1kg)
$21.58 $21.58
$11.07 $11.07
$27.77 $27.77
Apples (1kg)
$5.01 $5.01
$2.79 $2.79
$12.82 $12.82
Banana (1kg)
$2.48 $2.48
$1.53 $1.53
$3.33 $3.33
Oranges (1kg)
$4.53 $4.53
$2.92 $2.92
$5.64 $5.64
Tomato (1kg)
$5.80 $5.80
$2.19 $2.19
$6.64 $6.64
Potato (1kg)
$4.53 $4.53
$2.01 $2.01
$7.93 $7.93
Onion (1kg)
$2.32 $2.32
$1.57 $1.57
$4.50 $4.50
Lettuce (1 head)
$2.16 $2.16
$1.52 $1.52
$3.05 $3.05
Water (1.5 liter bottle)
$1.90 $1.90
$1.77 $1.77
$2.28 $2.28
Cigarettes 20 Pack (Marlboro, Camel)
$11.60 $11.60
$11.60 $11.60
$14.85 $14.85
Wine (Bottle)
$15.06 $15.06
$8.03 $8.03
$20.08 $20.08
Local Beer (0.5 liter bottle)
$2.01 $2.01
$1.77 $1.77
$3.66 $3.66
Imported Beer (0.33 liter bottle)
$4.18 $4.18
$2.31 $2.31
$4.51 $4.51
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.95 $1.95
-
Public Transport Monthly Pass (Regular Price)
$69.9 $69.9
-
Taxi Start (Normal Tariff)
$6.10 $6.10
$6.10 $6.10
$6.10 $6.10
Gasoline (1 liter)
$1.47 $1.47
$1.19 $1.19
$1.67 $1.67
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.2K $37.2K
$30.2K $30.2K
$37.9K $37.9K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K $25.6K
$25.4K $25.4K
$29.7K $29.7K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$218 $218
$145 $145
$300 $300
SIM Card Monthly Plan (Calls and 10GB+ Data)
$68.5 $68.5
$40.68 $40.68
$102 $102
Internet (50+ Mbps, Unlimited Data)
$71.5 $71.5
$55.2 $55.2
$100 $100
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$39.81 $39.81
-
Tennis Court (1 Hour on Weekend)
$12.21 $12.21
-
Cinema Ticket
$16.67 $16.67
$13.14 $13.14
$19.20 $19.20
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,196 $1,196
$1,115 $1,115
$2,533 $2,533
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$57.1 $57.1
$39.70 $39.70
$69.5 $69.5
Summer Dress (H&M, Zara, etc)
$47.38 $47.38
$34.55 $34.55
$49.35 $49.35
Sport Shoes (Adidas, Nike)
$93.2 $93.2
$79.9 $79.9
$120 $120
Men's Leather Business Shoes
$128 $128
$69.1 $69.1
$158 $158
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$2,726 $2,726
$2,394 $2,394
$2,992 $2,992
1-bedroom Apartment, Outside City Center (Monthly)
$2,467 $2,467
$2,100 $2,100
$2,700 $2,700
3-bedroom Apartment, City Center (Monthly)
$4,187 $4,187
$3,957 $3,957
$4,451 $4,451
3-bedroom Apartment, Outside City Center (Monthly)
$3,833 $3,833
$3,735 $3,735
$3,932 $3,932
Buy Apartment in City Center (m2)
$9,284 $9,284
-
Buy Apartment Outside City Center (m2)
$7,077 $7,077
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$6,286 $6,286
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.39
6
7.58

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Costa Mesa, CA $3,959
Accommodation & Living
$2.5K
Groceries & Markets
$480
Monthly Utilities & Internet
$358
Eating Out
$350
Clothing & Footwear
$147
Getting Around
$84 *
Sport & Entertainment
$73

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the city center costs around $2,726, dropping to $2,467 outside central areas. Housing accounts for roughly 43% of the average salary ($6,286) – well above the 30% international benchmark.

The average net salary is $6,286 – comfortably above monthly costs of $3,959. Most workers can save and live well. A comfortable lifestyle typically starts at $5,938.

Groceries cost around $480 per month for one person. A mid-range dinner for two is priced at $79.0.

A monthly public transport pass costs about $69.9.

Cost Highlights

Chicken fillets is more expensive than 98% of cities in North America

Overall monthly cost (including rent) is more expensive than 97% of cities in North America

1-bedroom apartment, outside city center is more expensive than 97% of cities in North America

Good to know
🕒 Local time
04:32 4:32 AM
🌤 Weather
👥 Population
109,960
💱 Currency
📈 Exchange rate
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

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Costa Mesa, CA Median Internet Speeds (Updated April 2026)

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Mbps
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Latency
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Fixed Broadband

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Digital Nomad Cost of Living Index
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Cost of Living in Costa Mesa, CA - Frequently Asked Questions
Is Costa Mesa a good value for expats and digital nomads, and how does it compare to other coastal hubs?
Costa Mesa tends to deliver a favorable balance of lifestyle and value for travelers, expats, and digital nomads who want access to beaches, dining, and a solid work scene without the intensity of a major city like downtown Los Angeles. In general, you’ll find housing and longer-term costs higher than inland OC alternatives but often lower than competing coastal hubs nearby. The key is to pick a neighborhood that fits your pace – breezy streets, quiet cul-de-sacs, or a walkable core near cafés and coworking spaces. Cost of Living in Costa Mesa, CA, United States. Tip: Start with a short stay in a few neighborhoods to test commute times, noise levels, and internet reliability.
What does daily life look like in terms of housing search, food options, and getting around?
Daily life centers around convenient access to markets, dining, and a respectable coworking scene. Housing searches often spotlight dense, walkable pockets like The Triangle or Eastside, with newer apartments close to cafés and parks; consider longer leases for better terms, or test neighborhoods with short-term stays first. Food options range from casual eateries to farmers markets and specialty groceries; there’s a healthy mix of mainstream chains and local spots. Transport is practical with car use common, but you’ll find reliable bus routes and bike-friendly streets in central areas. Costa Mesa, CA, United States living cost varies by neighborhood but is manageable with planning. Tip: Build a simple monthly plan that accounts for rent, food, transport, and a buffer for coworking or weekend outings.
What budgeting framework and neighborhood choices help maximize quality of life, and how do seasonality and lifestyle choices affect costs?
Budgeting for Costa Mesa means balancing housing with everyday essentials and flexible work needs. Start with a simple framework: fixed housing costs, then predictable groceries, transit, utilities, and a discretionary fund for dining and activities. To save, cook at home using farmers markets and bulk buys, share coworking passes, and pick neighborhoods that offer parks, beaches, and quick transit links. Seasonality affects crowds more than prices; summer brings more visitors to the coast, while shoulder seasons feel calmer and easier for longer stays. Build a fit by trying short-term stays in a few areas before committing long-term. Tip: Track spend monthly and adjust habits to keep your Costa Mesa stay comfortable without overextending.
Is Costa Mesa, CA expensive to live in?
There's no getting around it – Costa Mesa, CA is expensive. Monthly costs with rent typically hit $3,959, and housing is the biggest culprit. Groceries, dining, and services also run above global averages, pushed up by strong local demand and high incomes.
What percentage of income goes to rent in Costa Mesa, CA?
Housing in Costa Mesa, CA takes a heavy bite – about 43% of a typical income, which is above the 30% international benchmark. That squeezes the budget for everything else and is one of the main pain points for residents here.
How much do you need to earn to live comfortably in Costa Mesa, CA?
You'll want at least $5,938 per month after taxes to live comfortably in Costa Mesa, CA. That covers a decent apartment, groceries, utilities, transport, and enough left over for dining out occasionally. Families or people wanting a central location should budget higher.
How much is rent in Costa Mesa, CA?
A central one-bedroom apartment in Costa Mesa, CA runs about $2,726 per month. Move further out and that drops to around $2,467. Location makes a big difference here – and furnished places or short-term rentals will cost more on top of these figures.
Is food expensive in Costa Mesa, CA?
Groceries in Costa Mesa, CA aren't cheap – expect to spend around $480 per month. Even basic staples are priced above global averages, and organic or imported products push the bill higher. Cooking at home still saves money versus eating out, but food is a noticeable expense here.
How much is public transport in Costa Mesa, CA?
Getting around Costa Mesa, CA by public transport costs about $69.9 per month. A monthly pass generally covers buses, trams, and metro – much cheaper than owning a car for the daily commute.
Is $2,000 enough to live comfortably in Costa Mesa, CA?
$2,000 in Costa Mesa, CA is a stretch – monthly costs with rent hit $3,959, and housing alone takes a big chunk. Even with a shared flat and minimal going out, there's very little buffer for surprises or savings.
Is Costa Mesa, CA a good place to live?
Quality of life in Costa Mesa, CA is genuinely good – highlights include fast internet, low crime rates, vibrant nightlife, and monthly costs hover around $3,959. Day-to-day life is well-rounded: decent infrastructure, varied dining and entertainment, and a generally positive atmosphere.

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