Cost of Living Comparison Between Zutphen and Ubud Cost of Living Comparison Between Zutphen and Ubud

😐 Solo nomad: Zutphen is 109.8% more expensive than Ubud without rent, and 253.1% more expensive with rent.
😐 Family of 3: Zutphen is 89.3% more expensive than Ubud without rent, and 210% more expensive with rent.
Currency
🍽 Eating Out
Zutphen
Ubud
Difference
Meal at Budget Restaurant
$19.7 €17.01
$3 Rp 48.8K
556.67%
Three-Course Dinner for Two, Mid-Range
$68.2 €58.9
$12.52 Rp 203.2K
444.89%
Fast Food Meal (McDonalds, etc)
$12.9 €11.14
$3.18 Rp 51.6K
305.66%
Cappuccino
$4.33 €3.74
$2.21 Rp 35.9K
95.93%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.46 €2.98
$1.1 Rp 17.9K
214.55%
Water (0.33 liter bottle)
$2.64 €2.28
$0.26 Rp 4,217
915.38%
Local Beer (0.5 liter draught)
$7.17 €6.19
$2.5 Rp 40.5K
186.80%
Imported Beer (0.33 liter bottle)
$5.64 €4.87
$3.2 Rp 51.9K
76.25%
🛒 Groceries & Markets
Zutphen
Ubud
Difference
Milk (1 liter)
$1.28 €1.1
$1.49 Rp 24.2K
-14.09%
White Bread (500g)
$2.35 €2.03
$1.67 Rp 27K
40.72%
Rice (white) (1kg)
$3.19 €2.75
$1.14 Rp 18.5K
179.82%
Eggs
$4.55 €3.93
$2.27 Rp 36.9K
100.44%
Local Cheese (1kg)
$13.82 €11.94
$13.94 Rp 226.3K
-0.86%
Chicken Fillets (1kg)
$15.38 €13.28
$4 Rp 64.8K
284.50%
Beef Round Steak (1kg)
$16.95 €14.64
$11.3 Rp 183.4K
50.00%
Apples (1kg)
$2.41 €2.08
$3.6 Rp 58.4K
-33.06%
Banana (1kg)
$2.45 €2.12
$1.53 Rp 24.8K
60.13%
Oranges (1kg)
$2 €1.72
$2.65 Rp 43K
-24.53%
Tomato (1kg)
$3.85 €3.33
$1.38 Rp 22.4K
178.99%
Potato (1kg)
$2.08 €1.79
$1.58 Rp 25.6K
31.65%
Onion (1kg)
$1.92 €1.66
$2.16 Rp 35.1K
-11.11%
Lettuce (1 head)
$1.29 €1.11
$1.04 Rp 16.9K
24.04%
Water (1.5 liter bottle)
$0.86 €0.75
$0.56 Rp 9,114
53.57%
Cigarettes 20 Pack (Marlboro, Camel)
$14.44 €12.46
$2.23 Rp 36.3K
547.53%
Wine (Bottle)
$7.14 €6.17
$14.98 Rp 243.2K
-52.34%
Local Beer (0.5 liter bottle)
$1.56 €1.35
$2.43 Rp 39.5K
-35.80%
Imported Beer (0.33 liter bottle)
$2.8 €2.42
$2.64 Rp 42.8K
6.06%
🚌 Getting Around
Zutphen
Ubud
Difference
One-way Ticket (Public Transport)
$3.55 €3.06
$0.32 Rp 5,203
1009.38%
Public Transport Monthly Pass (Regular Price)
$91 €78.5
$10.12 Rp 164.3K
798.72%
Taxi Start (Normal Tariff)
$4.15 €3.58
$0.49 Rp 7,888
746.94%
Taxi (Normal Tariff) (1km)
$2.25 €1.94
$0.34 Rp 5,573
561.76%
Taxi 1hour Waiting (Normal Tariff)
$29.17 €25.19
$6.04 Rp 98K
382.95%
Gasoline (1 liter)
$2.28 €1.96
$0.73 Rp 11.9K
212.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.3K €31.4K
$26.2K Rp 425.6M
38.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K €28.3K
$31.9K Rp 518.5M
2.61%
🧾 Monthly Utilities & Internet
Zutphen
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$353 €305
$62.6 Rp 1M
464.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.06 €21.64
$4.1 Rp 66.6K
511.22%
Internet (50+ Mbps, Unlimited Data)
$49.73 €42.93
$24.32 Rp 394.7K
104.48%
🎉 Sport & Entertainment
Zutphen
Ubud
Difference
Gym Membership (Monthly)
$41.14 €35.52
$22.6 Rp 366.9K
82.04%
Tennis Court (1 Hour on Weekend)
$23.28 €20.1
$6.26 Rp 101.5K
271.88%
Cinema Ticket
$15.03 €12.97
$3.29 Rp 53.4K
356.84%
🧸 Childcare & Education
Zutphen
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,532 €1,323
$93.2 Rp 1.5M
1543.28%
International Primary School, 1 Child (Yearly)
$8,061 €6,960
$6,098 Rp 99M
32.19%
👕👟 Clothing & Footwear
Zutphen
Ubud
Difference
Jeans (Levis 501 Or Similar)
$90.5 €78.2
$52.8 Rp 857.4K
71.39%
Summer Dress (H&M, Zara, etc)
$38.58 €33.31
$24.84 Rp 403.3K
55.31%
Sport Shoes (Adidas, Nike)
$120 €103
$85.2 Rp 1.4M
40.33%
Men's Leather Business Shoes
$132 €114
$72.5 Rp 1.2M
81.87%
🏠 Accommodation & Living
Zutphen
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$1,428 €1,233
$259 Rp 4.2M
451.66%
1-bedroom Apartment, Outside City Center (Monthly)
$1,153 €995
$159 Rp 2.6M
625.69%
3-bedroom Apartment, City Center (Monthly)
$2,324 €2,006
$578 Rp 9.4M
302.33%
3-bedroom Apartment, Outside City Center (Monthly)
$1,720 €1,485
$336 Rp 5.5M
411.70%
Buy Apartment in City Center (m2)
$5,662 €4,889
$1,000 Rp 16.2M
465.97%
Buy Apartment Outside City Center (m2)
$4,064 €3,509
$860 Rp 14M
372.33%
💵 Salaries & Financials
Zutphen
Ubud
Difference
Average Monthly Net Salary (After Tax)
$6,377 €5,506
$182 Rp 3M
3395.48%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.34
13.28
-67.32%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zutphen: October 27, 2025

Last update for Ubud: October 29, 2025

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