Last update: Oct 2026

Cost of Living Comparison Between Zutphen and Sofia

For one person, living is cheaper in Sofia: $1,594 a month against $2,442 in Zutphen, rent and utilities included – about $10,200 less a year. Rent and utilities account for most of the difference.

120

Cost of Living Index in Zutphen
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Zutphen Living Index
78

Cost of Living Index in Sofia
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Sofia Living Index

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Zutphen

🇳🇱 Netherlands

$2,442

/mo nomad

Sofia

🇧🇬 Bulgaria

$1,594

/mo nomad

Monthly Cost of Living

How much you'll spend in Zutphen and in Sofia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zutphen and in Sofia actually costs, broken down by who's living it.

A single person spends $2,442 per month in Zutphen vs $1,594 in Sofia, rent included.

Zutphen $2,442
Sofia $1,594

A couple spends around $3,481 per month in Zutphen vs $2,478 in Sofia, rent included.

Zutphen $3,481
Sofia $2,478

A family of three spends $4,519 per month in Zutphen vs $3,361 in Sofia, rent included.

Zutphen $4,519
Sofia $3,361

Zutphen costs about 53% more than Sofia, and outside of rent the biggest gap is in transport.

Both Zutphen and Sofia sit above the global median – Zutphen by 81%, Sofia by 18%.

Meal at Budget Restaurant

$19.69 €17.51

$16.87 BGN 29.35

16.72%

Three-Course Dinner for Two, Mid-Range

$44.10 €39.23

$65.8 BGN 115

-32.99%

Fast Food Meal (McDonalds, etc)

$12.14 €10.80

$11.32 BGN 19.69

7.24%

Cappuccino

$3.28 €2.92

$3.43 BGN 5.98

-4.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.68 €1.50

$2.41 BGN 4.19

-30.29%

Water (0.33 liter bottle)

$2.95 €2.63

$1.85 BGN 3.22

59.46%

Local Beer (0.5 liter draught)

$8.42 €7.49

$3.70 BGN 6.44

127.57%

Imported Beer (0.33 liter bottle)

$5.53 €4.92

$4.58 BGN 7.97

20.74%

Milk (1 liter)

$1.24 €1.10

$2.02 BGN 3.51

-38.61%

White Bread (500g)

$2.25 €2.00

$1.56 BGN 2.72

44.23%

Rice (white) (1kg)

$2.50 €2.22

$2.33 BGN 4.05

7.30%

Eggs

$4.00 €3.56

$4.36 BGN 7.59

-8.26%

Local Cheese (1kg)

$12.41 €11.04

$11.76 BGN 20.47

5.53%

Chicken Fillets (1kg)

$5.65 €5.03

$8.83 BGN 15.37

-36.01%

Beef Round Steak (1kg)

$13.56 €12.06

$17.46 BGN 30.38

-22.34%

Apples (1kg)

$2.57 €2.29

$2.15 BGN 3.74

19.53%

Banana (1kg)

$2.54 €2.26

$1.98 BGN 3.44

28.28%

Oranges (1kg)

$1.87 €1.66

$1.93 BGN 3.37

-3.11%

Tomato (1kg)

$4.44 €3.95

$4.24 BGN 7.37

4.72%

Potato (1kg)

$1.86 €1.66

$1.04 BGN 1.80

78.85%

Onion (1kg)

$2.38 €2.11

$0.85 BGN 1.48

180.00%

Lettuce (1 head)

$1.34 €1.20

$1.15 BGN 2.00

16.52%

Water (1.5 liter bottle)

$0.83 €0.74

$0.89 BGN 1.56

-6.74%

Cigarettes 20 Pack (Marlboro, Camel)

$13.87 €12.33

$4.21 BGN 7.33

229.45%

Wine (Bottle)

$6.52 €5.80

$7.46 BGN 12.98

-12.60%

Local Beer (0.5 liter bottle)

$1.53 €1.36

$1.15 BGN 2.01

33.04%

Imported Beer (0.33 liter bottle)

$2.71 €2.41

$1.85 BGN 3.23

46.49%

One-way Ticket (Public Transport)

$2.97 €2.64

$0.87 BGN 1.51

241.38%

Public Transport Monthly Pass (Regular Price)

$93.7 €83.3

$28.53 BGN 49.65

228.36%

Taxi Start (Normal Tariff)

$4.14 €3.69

$1.68 BGN 2.93

146.43%

Taxi (Normal Tariff) (1km)

$3.27 €2.91

$0.94 BGN 1.63

247.87%

Taxi 1hour Waiting (Normal Tariff)

$28.34 €25.21

$15.35 BGN 26.70

84.63%

Gasoline (1 liter)

$2.41 €2.15

$1.69 BGN 2.94

42.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.9K €36.4K

$29.8K BGN 51.9K

37.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.0K €34.7K

$26.1K BGN 45.5K

49.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$290 €258

$156 BGN 272

85.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.08 €15.19

$21.56 BGN 37.52

-20.78%

Internet (50+ Mbps, Unlimited Data)

$49.93 €44.41

$15.24 BGN 26.51

227.62%

Gym Membership (Monthly)

$40.48 €36.01

$46.08 BGN 80.2

-12.15%

Tennis Court (1 Hour on Weekend)

$24.99 €22.23

$27.92 BGN 48.58

-10.49%

Cinema Ticket

$15.52 €13.80

$10.18 BGN 17.72

52.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,245 €1,108

$774 BGN 1,347

60.87%

International Primary School, 1 Child (Yearly)

$11.0K €9,793

$12.8K BGN 22.3K

-14.02%

Jeans (Levis 501 Or Similar)

$81.1 €72.2

$89.9 BGN 157

-9.80%

Summer Dress (H&M, Zara, etc)

$37.50 €33.36

$41.29 BGN 71.8

-9.18%

Sport Shoes (Adidas, Nike)

$110 €98.0

$105 BGN 183

4.79%

Men's Leather Business Shoes

$129 €115

$107 BGN 186

20.64%

1-bedroom Apartment, City Center (Monthly)

$1,407 €1,252

$783 BGN 1,362

79.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,145 €1,018

$597 BGN 1,038

91.81%

3-bedroom Apartment, City Center (Monthly)

$2,431 €2,163

$1,516 BGN 2,638

60.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,877 €1,670

$1,030 BGN 1,792

82.27%

Buy Apartment in City Center (m2)

$5,489 €4,882

$4,350 BGN 7,568

26.19%

Buy Apartment Outside City Center (m2)

$4,215 €3,749

$3,177 BGN 5,528

32.67%

Average Monthly Net Salary (After Tax)

$6,221 €5,534

$1,735 BGN 3,019

258.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.42

2.89

52.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zutphen: October 10, 2026

Last update for Sofia: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zutphen

$1.1K 46.9%

Sofia

$597 37.4% 47.9% $548

Monthly Utilities & Internet

Zutphen

$357 14.6%

Sofia

$193 12.1% 46% $164

Eating Out

Zutphen

$305 12.5%

Sofia

$255 16% 16.5% $50

Groceries & Markets

Zutphen

$277 11.3%

Sofia

$290 18.2% 5% $14

Clothing & Footwear

Zutphen

$161 6.6%

Sofia

$154 9.7% 4% $6.5

Getting Around

Zutphen

$126 5.2%

Sofia

$38 2.4% 69.6% $88

Sport & Entertainment

Zutphen

$72 2.9%

Sofia

$66 4.2% 7.1% $5.1

Cost Breakdown

A central one-bedroom costs $1,407 in Zutphen versus $783 in Sofia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 259% higher in Zutphen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $44.00 in Zutphen versus $66.0 in Sofia. Monthly groceries follow the same trend: $277 vs $290 – making Zutphen the more affordable choice for daily food spending.

Good to know

🇳🇱 Zutphen

🇧🇬 Sofia

🕒 Local time

09:37 9:37 AM

10:37 10:37 AM

1 h ahead of Zutphen

🌤 Weather

👥 Population

38,642

1,286,383 Capital

💱 Currency

Euro EUR €

Bulgarian Lev BGN лв.

📈 Exchange rate

1 EUR = 1.12 USD

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

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Between locations

Zutphen Sofia 1,650 km ≈ 2 h 30 min nonstop flight

From you

Zutphen
Sofia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zutphen vs Sofia: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,442 in Zutphen, $1,594 in Sofia – roughly 53% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,663 per month in Zutphen and $2,391 in Sofia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sofia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,442 in Zutphen and $1,594 in Sofia. That's a gap of about 53%.

Public transport costs about 228% less in Sofia. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Sofia, where all-in costs run around $1,594, than in Zutphen at $2,442. In Sofia it covers expenses comfortably, while in Zutphen it requires careful planning or may not stretch far enough.

It depends on your priorities. Sofia has an edge in some lifestyle areas, with costs from $1,594 in Sofia to $2,442 in Zutphen. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sofia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zutphen makes more sense. Both are solid long-term options with distinct trade-offs.