Last update: Oct 2026

Cost of Living Comparison Between Zutphen and Cape Town

For one person, living is cheaper in Cape Town: $1,527 a month against $2,513 in Zutphen, rent and utilities included – about $11,800 less a year. Rent and utilities account for most of the difference.

119

Cost of Living Index in Zutphen
Learn more

Zutphen Living Index
74

Cost of Living Index in Cape Town
Learn more

Cape Town Living Index

Jump to prices

Zutphen

🇳🇱 Netherlands

$2,513

/mo nomad

Cape Town

🇿🇦 South Africa

$1,527

/mo nomad

Monthly Cost of Living

How much you'll spend in Zutphen and in Cape Town

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zutphen and in Cape Town actually costs, broken down by who's living it.

A single person spends $2,513 per month in Zutphen vs $1,527 in Cape Town, rent included.

Zutphen $2,513
Cape Town $1,527

A couple spends around $3,516 per month in Zutphen vs $2,417 in Cape Town, rent included.

Zutphen $3,516
Cape Town $2,417

A family of three spends $4,520 per month in Zutphen vs $3,306 in Cape Town, rent included.

Zutphen $4,520
Cape Town $3,306

Zutphen costs about 65% more than Cape Town, and outside of rent the biggest gap is in eating out.

Both Zutphen and Cape Town sit above the global median – Zutphen by 86%, Cape Town by 13%.

Meal at Budget Restaurant

$20.06 €17.87

$12.01 R 197

67.03%

Three-Course Dinner for Two, Mid-Range

$45.44 €40.48

$42.92 R 703

5.87%

Fast Food Meal (McDonalds, etc)

$12.43 €11.08

$6.15 R 101

102.11%

Cappuccino

$3.32 €2.96

$2.37 R 38.81

40.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.65 €1.47

$1.27 R 20.84

29.92%

Water (0.33 liter bottle)

$3.06 €2.72

$0.94 R 15.37

225.53%

Local Beer (0.5 liter draught)

$8.29 €7.38

$2.96 R 48.48

180.07%

Imported Beer (0.33 liter bottle)

$5.69 €5.07

$3.69 R 60.5

54.20%

Milk (1 liter)

$1.30 €1.16

$1.32 R 21.61

-1.52%

White Bread (500g)

$2.21 €1.97

$1.21 R 19.75

82.64%

Rice (white) (1kg)

$2.51 €2.23

$2.20 R 36.05

14.09%

Eggs

$4.05 €3.61

$3.10 R 50.8

30.65%

Local Cheese (1kg)

$12.46 €11.10

$8.73 R 143

42.73%

Chicken Fillets (1kg)

$5.61 €4.99

$6.89 R 113

-18.58%

Beef Round Steak (1kg)

$13.64 €12.15

$9.26 R 152

47.30%

Apples (1kg)

$2.60 €2.32

$1.83 R 29.90

42.08%

Banana (1kg)

$2.42 €2.15

$1.95 R 31.94

24.10%

Oranges (1kg)

$1.96 €1.75

$1.66 R 27.16

18.07%

Tomato (1kg)

$4.52 €4.02

$2.14 R 34.99

111.21%

Potato (1kg)

$1.93 €1.72

$1.58 R 25.86

22.15%

Onion (1kg)

$2.41 €2.15

$1.47 R 24.15

63.95%

Lettuce (1 head)

$1.28 €1.14

$1.35 R 22.05

-5.19%

Water (1.5 liter bottle)

$0.82 €0.73

$1.14 R 18.75

-28.07%

Cigarettes 20 Pack (Marlboro, Camel)

$14.07 €12.53

$3.58 R 58.6

293.02%

Wine (Bottle)

$6.80 €6.05

$6.05 R 99.2

12.40%

Local Beer (0.5 liter bottle)

$1.45 €1.29

$1.39 R 22.82

4.32%

Imported Beer (0.33 liter bottle)

$2.62 €2.33

$2.18 R 35.69

20.18%

One-way Ticket (Public Transport)

$3.11 €2.77

$1.40 R 22.88

122.14%

Public Transport Monthly Pass (Regular Price)

$103 €91.6

$60.8 R 995

69.17%

Taxi Start (Normal Tariff)

$4.95 €4.41

$0.93 R 15.18

432.26%

Taxi (Normal Tariff) (1km)

$3.46 €3.08

$0.90 R 14.75

284.44%

Taxi 1hour Waiting (Normal Tariff)

$66.9 €59.6

$4.96 R 81.3

1248.99%

Gasoline (1 liter)

$2.43 €2.16

$1.54 R 25.23

57.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.1K €37.5K

$35.4K R 579.4K

19.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.6K €35.3K

$33.4K R 546.7K

18.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$292 €260

$117 R 1,918

149.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.00 €15.15

$25.71 R 421

-33.88%

Internet (50+ Mbps, Unlimited Data)

$49.75 €44.31

$39.41 R 646

26.24%

Gym Membership (Monthly)

$40.67 €36.23

$51.6 R 846

-21.20%

Tennis Court (1 Hour on Weekend)

$26.53 €23.63

$11.35 R 186

133.74%

Cinema Ticket

$15.64 €13.93

$8.89 R 146

75.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,259 €1,122

$308 R 5,040

309.34%

International Primary School, 1 Child (Yearly)

$13.0K €11.6K

$8,141 R 133.4K

59.64%

Jeans (Levis 501 Or Similar)

$82.6 €73.6

$57.4 R 940

43.94%

Summer Dress (H&M, Zara, etc)

$37.59 €33.49

$31.75 R 520

18.39%

Sport Shoes (Adidas, Nike)

$112 €99.5

$116 R 1,900

-3.65%

Men's Leather Business Shoes

$126 €112

$101 R 1,650

24.94%

1-bedroom Apartment, City Center (Monthly)

$1,444 €1,286

$1,047 R 17.1K

37.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,197 €1,067

$669 R 11.0K

78.93%

3-bedroom Apartment, City Center (Monthly)

$2,361 €2,104

$1,861 R 30.5K

26.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,834 €1,633

$1,407 R 23.1K

30.29%

Buy Apartment in City Center (m2)

$6,004 €5,348

$2,410 R 39.5K

149.11%

Buy Apartment Outside City Center (m2)

$4,848 €4,319

$1,570 R 25.7K

208.88%

Average Monthly Net Salary (After Tax)

$6,199 €5,522

$1,630 R 26.7K

280.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.42

10.89

-59.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zutphen: October 31, 2026

Last update for Cape Town: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zutphen

$1.2K 47.7%

Cape Town

$669 43.8% 44.1% $528

Monthly Utilities & Internet

Zutphen

$358 14.3%

Cape Town

$182 11.9% 49.2% $176

Eating Out

Zutphen

$309 12.3%

Cape Town

$174 11.4% 43.7% $135

Groceries & Markets

Zutphen

$277 11%

Cape Town

$223 14.6% 19.5% $54

Clothing & Footwear

Zutphen

$161 6.4%

Cape Town

$138 9% 14.5% $23

Getting Around

Zutphen

$137 5.5%

Cape Town

$72 4.7% 47.8% $66

Sport & Entertainment

Zutphen

$72 2.9%

Cape Town

$69 4.5% 3.6% $2.6

Cost Breakdown

A central one-bedroom costs $1,444 in Zutphen versus $1,047 in Cape Town. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Zutphen are about 3.8 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $45 in Zutphen versus $43 in Cape Town. Monthly groceries follow the same trend: $277 vs $223 – making Cape Town the more affordable choice for daily food spending.

Good to know

🇳🇱 Zutphen

🇿🇦 Cape Town

🕒 Local time

03:23 3:23 AM

04:23 4:23 AM

1 h ahead of Zutphen

🌤 Weather

👥 Population

38,642

3,740,026 Capital

💱 Currency

Euro EUR €

South African Rand ZAR R

📈 Exchange rate

1 EUR = 1.12 USD

100 ZAR = 6.1 USD

100 ZAR = 5.44 EUR

Exchange rates and currency converter

ZAR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 6, 2026: 1 USD = 0.891 EUR (1 EUR = 1.12 USD).

South African Rand exchange rates as of November 6, 2026: 1 USD = 16.38 ZAR (100 ZAR = 6.1 USD). 1 EUR = 18.39 ZAR (100 ZAR = 5.44 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Zutphen Cape Town 9,640 km ≈ 13 h nonstop flight

From you

Zutphen
Cape Town

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zutphen vs Cape Town: Cost of Living - Frequently Asked Questions

Zutphen costs about 65% more than Cape Town, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,769 per month in Zutphen and $2,291 in Cape Town. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cape Town, especially for central apartments: a one-bedroom in the center costs $1,047 there versus $1,444 in Zutphen.

Monthly expenses with rent come to $2,513 in Zutphen and $1,527 in Cape Town. That makes Cape Town about 39% cheaper.

Public transport costs about 41% less in Cape Town. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $2,513 in Zutphen and $1,527 in Cape Town. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Cape Town – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Cape Town. If higher salaries or specific career opportunities are the priority, Zutphen makes more sense. Both are solid long-term options with distinct trade-offs.