Last update: Oct 2026

Cost of Living Comparison Between Zurrieq and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,860 in Zurrieq, rent and utilities included – about $11,300 less a year. Rent and utilities account for about half of the difference.

97

Cost of Living Index in Zurrieq
Learn more

Zurrieq Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Zurrieq

🇲🇹 Malta

$1,860

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Zurrieq and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zurrieq and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,860 in Zurrieq versus $918 in Cebu.

Zurrieq $1,860
Cebu $918

Estimated couple costs with rent: $2,970 in Zurrieq versus $1,409 in Cebu.

Zurrieq $2,970
Cebu $1,409

Monthly costs for a family of three with rent: $4,080 in Zurrieq versus $1,900 in Cebu.

Zurrieq $4,080
Cebu $1,900

Living in Zurrieq is roughly 103% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Zurrieq is 38% above, Cebu is 32% below.

Meal at Budget Restaurant

$19.89 €17.69

$3.09 ₱194

543.69%

Three-Course Dinner for Two, Mid-Range

$87.2 €77.6

$24.22 ₱1,525

259.99%

Fast Food Meal (McDonalds, etc)

$13.15 €11.70

$3.92 ₱247

235.46%

Cappuccino

$2.65 €2.36

$2.51 ₱158

5.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.18 €2.83

$1.59 ₱100

100.00%

Water (0.33 liter bottle)

$2.27 €2.02

$0.53 ₱33.43

328.30%

Local Beer (0.5 liter draught)

$4.61 €4.10

$1.78 ₱112

158.99%

Imported Beer (0.33 liter bottle)

$5.08 €4.51

$2.17 ₱137

134.10%

Milk (1 liter)

$1.34 €1.19

$1.92 ₱121

-30.21%

White Bread (500g)

$1.36 €1.21

$1.36 ₱85.4

Rice (white) (1kg)

$4.37 €3.89

$1.01 ₱63.5

332.67%

Eggs

$4.28 €3.81

$2.03 ₱128

110.84%

Local Cheese (1kg)

$8.14 €7.24

$9.86 ₱621

-17.44%

Chicken Fillets (1kg)

$10.59 €9.42

$4.39 ₱277

141.23%

Beef Round Steak (1kg)

$18.01 €16.02

$7.60 ₱479

136.97%

Apples (1kg)

$4.17 €3.71

$3.30 ₱208

26.36%

Banana (1kg)

$2.82 €2.51

$1.39 ₱87.8

102.88%

Oranges (1kg)

$3.65 €3.25

$2.33 ₱147

56.65%

Tomato (1kg)

$3.25 €2.89

$1.50 ₱94.3

116.67%

Potato (1kg)

$2.53 €2.25

$2.36 ₱149

7.20%

Onion (1kg)

$2.03 €1.81

$1.90 ₱119

6.84%

Lettuce (1 head)

$2.34 €2.08

$1.19 ₱74.9

96.64%

Water (1.5 liter bottle)

$1.35 €1.20

$0.63 ₱39.71

114.29%

Cigarettes 20 Pack (Marlboro, Camel)

$6.72 €5.98

$3.00 ₱189

124.00%

Wine (Bottle)

$8.03 €7.14

$6.03 ₱379

33.17%

Local Beer (0.5 liter bottle)

$1.68 €1.49

$1.23 ₱77.7

36.59%

Imported Beer (0.33 liter bottle)

$2.44 €2.17

$1.75 ₱110

39.43%

One-way Ticket (Public Transport)

$2.39 €2.13

$0.25 ₱15.86

856.00%

Public Transport Monthly Pass (Regular Price)

$30.86 €27.45

$12.64 ₱796

144.15%

Taxi Start (Normal Tariff)

$5.65 €5.02

$0.77 ₱48.62

633.77%

Taxi (Normal Tariff) (1km)

$2.29 €2.04

$0.23 ₱14.53

895.65%

Taxi 1hour Waiting (Normal Tariff)

$26.42 €23.50

$4.46 ₱281

492.38%

Gasoline (1 liter)

$1.53 €1.36

$1.31 ₱82.8

16.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.1K €33.9K

$21.2K ₱1.3M

79.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.8K €34.5K

$19.1K ₱1.2M

102.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$100 €89.2

$120 ₱7,569

-16.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.68 €22.84

$14.00 ₱882

83.43%

Internet (50+ Mbps, Unlimited Data)

$43.29 €38.50

$27.54 ₱1,734

57.19%

Gym Membership (Monthly)

$65.2 €58.0

$32.33 ₱2,035

101.70%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$10.09 €8.97

$5.65 ₱356

78.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$365 €325

$275 ₱17.3K

32.57%

International Primary School, 1 Child (Yearly)

$11.1K €9,911

$7,918 ₱498.5K

40.71%

Jeans (Levis 501 Or Similar)

$86.0 €76.5

$49.33 ₱3,106

74.40%

Summer Dress (H&M, Zara, etc)

$40.31 €35.85

$25.24 ₱1,589

59.71%

Sport Shoes (Adidas, Nike)

$99.6 €88.6

$77.0 ₱4,846

29.43%

Men's Leather Business Shoes

$76.7 €68.2

$57.2 ₱3,601

34.07%

1-bedroom Apartment, City Center (Monthly)

$1,032 €918

$500 ₱31.5K

106.58%

1-bedroom Apartment, Outside City Center (Monthly)

$798 €710

$309 ₱19.4K

158.37%

3-bedroom Apartment, City Center (Monthly)

$1,832 €1,629

$1,078 ₱67.9K

69.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,509 €1,342

$615 ₱38.7K

145.24%

Buy Apartment in City Center (m2)

$3,584 €3,188

$2,886 ₱181.7K

24.19%

Buy Apartment Outside City Center (m2)

$2,826 €2,513

$1,917 ₱120.7K

47.43%

Average Monthly Net Salary (After Tax)

$2,679 €2,383

$346 ₱21.8K

674.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

7.2

-59.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zurrieq: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zurrieq

$798 42.9%

Cebu

$309 33.6% 61.3% $489

Groceries & Markets

Zurrieq

$328 17.7%

Cebu

$206 22.4% 37.3% $122

Eating Out

Zurrieq

$285 15.3%

Cebu

$88 9.6% 69.1% $197

Monthly Utilities & Internet

Zurrieq

$169 9.1%

Cebu

$162 17.6% 4.4% $7.5

Clothing & Footwear

Zurrieq

$136 7.3%

Cebu

$94 10.2% 31% $42

Sport & Entertainment

Zurrieq

$85 4.6%

Cebu

$44 4.8% 48.9% $42

Getting Around

Zurrieq

$58 3.1%

Cebu

$16 1.7% 72.9% $42

Cost Breakdown

A one-bedroom apartment in the center runs $1,032 in Zurrieq and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Zurrieq pays 675% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $87.0 in Zurrieq vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $328 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇲🇹 Zurrieq

🇵🇭 Cebu

🕒 Local time

17:31 5:31 PM

23:31 11:31 PM

6 h ahead of Zurrieq

🌤 Weather

👥 Population

11,823

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Zurrieq Cebu 11,040 km ≈ 14 h nonstop flight

From you

Zurrieq
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zurrieq vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 103% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 675% higher in Zurrieq, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,032 in Zurrieq versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,860 per month in Zurrieq versus $918 in Cebu – a 103% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 144% less than in Zurrieq. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,860 in Zurrieq, a $1,500 budget is realistic in Cebu but tight or insufficient in Zurrieq. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Zurrieq, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Zurrieq and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 103% less than in Zurrieq. Beyond cost, consider language, visa policies, and how big the international community is in each city.