Last update: Oct 2026

Cost of Living Comparison Between Zibo and Ho Chi Minh City (Saigon)

For one person, living is cheaper in Zibo: $723 a month against $859 in Ho Chi Minh City (Saigon), rent and utilities included – about $1,600 less a year. Higher rent and utilities in Ho Chi Minh City (Saigon) outweigh lower spending on other living expenses.

Zibo
🇨🇳 China
$723
/mo nomad
Ho Chi Minh City (Saigon)
🇻🇳 Vietnam
$859
/mo nomad
Monthly Cost of Living

How much you'll spend in Zibo and in Ho Chi Minh City (Saigon)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zibo and in Ho Chi Minh City (Saigon) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $723 in Zibo versus $859 in Ho Chi Minh City (Saigon).

  • Zibo $723
  • Ho Chi Minh City (Saigon) $859

Estimated couple costs with rent: $1,158 in Zibo versus $1,395 in Ho Chi Minh City (Saigon).

  • Zibo $1,158
  • Ho Chi Minh City (Saigon) $1,395

Monthly costs for a family of three with rent: $1,594 in Zibo versus $1,931 in Ho Chi Minh City (Saigon).

  • Zibo $1,594
  • Ho Chi Minh City (Saigon) $1,931

Living in Zibo costs roughly 16% less than in Ho Chi Minh City (Saigon), and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Zibo 46% lower, Ho Chi Minh City (Saigon) 36% lower.

Currency
🍽 Eating Out
Zibo
Ho Chi Minh City (Saigon)
Difference
Meal at Budget Restaurant
$4.23 ¥28.29
$1.91 ₫49.6K
121.47%
Three-Course Dinner for Two, Mid-Range
$24.35 ¥163
$22.84 ₫591.4K
6.61%
Fast Food Meal (McDonalds, etc)
$5.89 ¥39.39
$4.54 ₫117.6K
29.74%
Cappuccino
$3.95 ¥26.39
$1.85 ₫48.0K
113.51%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.47 ¥3.18
$0.56 ₫14.6K
-16.07%
Water (0.33 liter bottle)
$0.28 ¥1.88
$0.32 ₫8,187
-12.50%
Local Beer (0.5 liter draught)
$0.93 ¥6.20
$1.06 ₫27.5K
-12.26%
Imported Beer (0.33 liter bottle)
$1.69 ¥11.27
$1.72 ₫44.5K
-1.74%
🛒 Groceries & Markets
Zibo
Ho Chi Minh City (Saigon)
Difference
Milk (1 liter)
$1.43 ¥9.57
$1.66 ₫42.9K
-13.86%
White Bread (500g)
$0.73 ¥4.86
$1.11 ₫28.7K
-34.23%
Rice (white) (1kg)
$0.87 ¥5.85
$1.00 ₫25.9K
-13.00%
Eggs
$1.27 ¥8.51
$1.67 ₫43.2K
-23.95%
Local Cheese (1kg)
$15.16 ¥101
$12.08 ₫312.9K
25.50%
Chicken Fillets (1kg)
$2.07 ¥13.86
$3.68 ₫95.2K
-43.75%
Beef Round Steak (1kg)
$5.95 ¥39.78
$10.24 ₫265.2K
-41.89%
Apples (1kg)
$1.22 ¥8.18
$2.96 ₫76.6K
-58.78%
Banana (1kg)
$0.87 ¥5.82
$1.24 ₫32.2K
-29.84%
Oranges (1kg)
$1.03 ¥6.86
$1.56 ₫40.3K
-33.97%
Tomato (1kg)
$0.92 ¥6.12
$1.30 ₫33.6K
-29.23%
Potato (1kg)
$0.43 ¥2.88
$1.23 ₫31.9K
-65.04%
Onion (1kg)
$0.88 ¥5.88
$1.15 ₫29.8K
-23.48%
Lettuce (1 head)
$0.44 ¥2.91
$0.74 ₫19.1K
-40.54%
Water (1.5 liter bottle)
$0.63 ¥4.19
$0.56 ₫14.4K
12.50%
Cigarettes 20 Pack (Marlboro, Camel)
$5.36 ¥35.87
$1.24 ₫32.2K
332.26%
Wine (Bottle)
$13.27 ¥88.7
$12.60 ₫326.2K
5.32%
Local Beer (0.5 liter bottle)
$0.73 ¥4.86
$0.96 ₫24.9K
-23.96%
Imported Beer (0.33 liter bottle)
$1.48 ¥9.87
$1.53 ₫39.6K
-3.27%
🚌 Getting Around
Zibo
Ho Chi Minh City (Saigon)
Difference
One-way Ticket (Public Transport)
$0.29 ¥1.91
$0.26 ₫6,696
11.54%
Public Transport Monthly Pass (Regular Price)
$17.98 ¥120
$11.51 ₫298.0K
56.21%
Taxi Start (Normal Tariff)
$1.19 ¥7.94
$0.75 ₫19.5K
58.67%
Taxi (Normal Tariff) (1km)
$0.35 ¥2.37
$0.67 ₫17.4K
-47.76%
Taxi 1hour Waiting (Normal Tariff)
$6.33 ¥42.31
$3.03 ₫78.5K
108.91%
Gasoline (1 liter)
$1.09 ¥7.29
$0.96 ₫24.8K
13.54%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.1K ¥128.0K
$31.1K ₫804.4M
-38.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$14.8K ¥99.1K
$30.4K ₫786.1M
-51.20%
🧾 Monthly Utilities & Internet
Zibo
Ho Chi Minh City (Saigon)
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$94.6 ¥633
$102 ₫2.6M
-7.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.17 ¥41.28
$5.89 ₫152.6K
4.75%
Internet (50+ Mbps, Unlimited Data)
$5.92 ¥39.61
$10.49 ₫271.7K
-43.57%
🎉 Sport & Entertainment
Zibo
Ho Chi Minh City (Saigon)
Difference
Gym Membership (Monthly)
$44.36 ¥297
$25.54 ₫661.3K
73.69%
Tennis Court (1 Hour on Weekend)
$15.33 ¥103
$11.92 ₫308.6K
28.61%
Cinema Ticket
$7.40 ¥49.48
$3.53 ₫91.4K
109.63%
🧸 Childcare & Education
Zibo
Ho Chi Minh City (Saigon)
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$181 ¥1,211
$436 ₫11.3M
-58.51%
International Primary School, 1 Child (Yearly)
$17.6K ¥118.0K
$23.3K ₫602.9M
-24.20%
👕👟 Clothing & Footwear
Zibo
Ho Chi Minh City (Saigon)
Difference
Jeans (Levis 501 Or Similar)
$29.37 ¥196
$52.8 ₫1.4M
-44.32%
Summer Dress (H&M, Zara, etc)
$22.17 ¥148
$34.15 ₫884.3K
-35.08%
Sport Shoes (Adidas, Nike)
$74.1 ¥496
$90.3 ₫2.3M
-17.88%
Men's Leather Business Shoes
$89.8 ¥601
$95.0 ₫2.5M
-5.43%
🏠 Accommodation & Living
Zibo
Ho Chi Minh City (Saigon)
Difference
1-bedroom Apartment, City Center (Monthly)
$304 ¥2,031
$589 ₫15.3M
-48.49%
1-bedroom Apartment, Outside City Center (Monthly)
$159 ¥1,061
$298 ₫7.7M
-46.75%
3-bedroom Apartment, City Center (Monthly)
$593 ¥3,967
$1,292 ₫33.5M
-54.10%
3-bedroom Apartment, Outside City Center (Monthly)
$368 ¥2,459
$711 ₫18.4M
-48.27%
Buy Apartment in City Center (m2)
$3,094 ¥20.7K
$4,676 ₫121.1M
-33.84%
Buy Apartment Outside City Center (m2)
$1,981 ¥13.2K
$1,904 ₫49.3M
4.03%
💵 Salaries & Financials
Zibo
Ho Chi Minh City (Saigon)
Difference
Average Monthly Net Salary (After Tax)
$751 ¥5,024
$490 ₫12.7M
53.44%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.54
8.64
-59.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zibo: October 11, 2026

Last update for Ho Chi Minh City (Saigon): October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Zibo
$169
Ho Chi Minh City (Saigon)
$207 22.4% $38
Accommodation & Living
Zibo
$159
Ho Chi Minh City (Saigon)
$298 87.8% $139
Eating Out
Zibo
$110
Ho Chi Minh City (Saigon)
$63 42.3% $46
Monthly Utilities & Internet
Zibo
$107
Ho Chi Minh City (Saigon)
$118 10.9% $12
Clothing & Footwear
Zibo
$97
Ho Chi Minh City (Saigon)
$122 26.3% $26
Sport & Entertainment
Zibo
$59
Ho Chi Minh City (Saigon)
$33 44.9% $27
Getting Around
Zibo
$22
Ho Chi Minh City (Saigon)
$17 24.6% $5.4

Cost Breakdown

A one-bedroom apartment in the center runs $304 in Zibo and $589 in Ho Chi Minh City (Saigon). Housing cost is often the main lever when comparing two cities.

Zibo pays 53% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Zibo vs $23.00 in Ho Chi Minh City (Saigon). Groceries flip the comparison at $169 vs $207, with Zibo cheaper for home cooking.

Good to know
🇨🇳 Zibo
🇻🇳 Ho Chi Minh City (Saigon)
🕒 Local time
16:20 4:20 PM
15:20 3:20 PM
1 h behind Zibo
🌤 Weather
👥 Population
4,708,400
9,456,700
💱 Currency
Exchange rates and currency converter

VND, USD, EUR to CNY – Chinese Yuan Converter

Chinese Yuan exchange rates as of October 15, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.49 CNY (1 CNY = 0.134 EUR).

Vietnamese Dong exchange rates as of October 15, 2026: 1 USD = 25,894 VND (100,000 VND = 3.86 USD). 1 EUR = 28,990 VND (100,000 VND = 3.45 EUR).

On the map
Between locations
  • Zibo Ho Chi Minh City (Saigon) 3,110 km ≈ 4 h 30 min nonstop flight
From you
  • Zibo
  • Ho Chi Minh City (Saigon)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zibo vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions
Which city is more expensive, Zibo or Ho Chi Minh City (Saigon)?
Zibo wins on cost – living expenses run 19% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Zibo the obvious pick if budget is a priority.
Are salaries higher in Zibo or in Ho Chi Minh City (Saigon)?
Average pay runs 53% higher in Zibo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Zibo compared to Ho Chi Minh City (Saigon)?
Rent for a central apartment: $304 in Zibo versus $589 in Ho Chi Minh City (Saigon). Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Zibo compared to Ho Chi Minh City (Saigon)?
All in, you'll spend $723 per month in Zibo versus $859 in Ho Chi Minh City (Saigon) – a 19% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Zibo compared to Ho Chi Minh City (Saigon)?
A monthly transit pass in Zibo runs roughly 56% less than in Ho Chi Minh City (Saigon). Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,500/month in Zibo or in Ho Chi Minh City (Saigon)?
At $723 in Zibo versus $859 in Ho Chi Minh City (Saigon), a $1,500 budget is realistic in Zibo but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Zibo the clear choice for anyone on this budget.
Which city is better for digital nomads, Zibo or Ho Chi Minh City (Saigon)?
Both work as nomad bases, but Zibo delivers better value – similar infrastructure at $723 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zibo hard to pass up.
How safe is Zibo compared to Ho Chi Minh City (Saigon)?
Safety-wise, Zibo and Ho Chi Minh City (Saigon) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zibo gentler on the wallet – expenses run 19% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.

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