😐A single person spends $989 per month in Zgharta vs $947 in Chiang Mai, rent included.
😐A couple spends around $1,578 per month in Zgharta vs $1,411 in Chiang Mai, rent included.
😐A family of three spends $2,167 per month in Zgharta vs $1,874 in Chiang Mai, rent included.
😐Zgharta costs about 4% more than Chiang Mai, driven mainly by Eating Out.
📊Both Zgharta and Chiang Mai are more affordable than the global median – Zgharta28% lower, Chiang Mai31% lower.
Currency
🍽 Eating Out
Zgharta
Chiang Mai
Difference
Meal at Budget Restaurant
$12.10LBP 1.1M
$2.08฿69.2
481.73%
Three-Course Dinner for Two, Mid-Range
$63.9LBP 5.7M
$19.64฿651
225.36%
Fast Food Meal(McDonalds, etc)
$10.08LBP 901.9K
$5.65฿188
78.41%
Cappuccino
$4.60LBP 411.6K
$1.81฿59.9
154.14%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.30LBP 206.1K
$0.71฿23.66
223.94%
Water(0.33 liter bottle)
$0.85LBP 76.1K
$0.32฿10.48
165.63%
Local Beer(0.5 liter draught)
$5.11LBP 457.2K
$2.24฿74.2
128.13%
Imported Beer(0.33 liter bottle)
$5.10LBP 456.1K
$3.63฿121
40.50%
🛒 Groceries & Markets
Zgharta
Chiang Mai
Difference
Milk(1 liter)
$1.88LBP 168.0K
$1.96฿65.0
-4.08%
White Bread(500g)
$0.90LBP 80.2K
$1.50฿49.83
-40.00%
Rice(white)(1kg)
$2.15LBP 192.6K
$1.34฿44.32
60.45%
Eggs
$3.47LBP 310.6K
$2.26฿75.1
53.54%
Local Cheese(1kg)
$13.30LBP 1.2M
$16.26฿539
-18.20%
Chicken Fillets(1kg)
$10.57LBP 946.4K
$2.95฿98.0
258.31%
Beef Round Steak(1kg)
$14.37LBP 1.3M
$9.94฿330
44.57%
Apples(1kg)
$3.03LBP 271.4K
$2.57฿85.3
17.90%
Banana(1kg)
$1.70LBP 151.9K
$1.06฿35.04
60.38%
Oranges(1kg)
$1.69LBP 151.2K
$1.61฿53.5
4.97%
Tomato(1kg)
$1.54LBP 137.4K
$1.52฿50.4
1.32%
Potato(1kg)
$1.35LBP 120.5K
$1.27฿42.14
6.30%
Onion(1kg)
$1.64LBP 146.8K
$1.07฿35.37
53.27%
Lettuce(1 head)
$1.22LBP 109.3K
$0.72฿23.89
69.44%
Water(1.5 liter bottle)
$0.69LBP 61.4K
$0.51฿16.87
35.29%
Cigarettes 20 Pack(Marlboro, Camel)
$2.92LBP 261.2K
$4.19฿139
-30.31%
Wine(Bottle)
$10.12LBP 906.1K
$17.87฿593
-43.37%
Local Beer(0.5 liter bottle)
$1.34LBP 119.8K
$1.69฿56.2
-20.71%
Imported Beer(0.33 liter bottle)
$2.56LBP 229.3K
$2.84฿94.1
-9.86%
🚌 Getting Around
Zgharta
Chiang Mai
Difference
One-way Ticket(Public Transport)
-
$0.93฿30.70
-
Public Transport Monthly Pass(Regular Price)
-
$53.9฿1,787
-
Taxi Start(Normal Tariff)
$5.15LBP 460.8K
$1.23฿40.95
318.70%
Taxi(Normal Tariff)(1km)
$2.18LBP 195.4K
$0.58฿19.13
275.86%
Taxi 1hour Waiting(Normal Tariff)
$22.34LBP 2.0M
$2.42฿80.4
823.14%
Gasoline(1 liter)
$1.01LBP 90.3K
$1.41฿46.84
-28.37%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$54.5KLBP 4.9B
$21.4K฿711.3K
153.97%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.7KLBP 2.9B
$27.3K฿906.7K
19.46%
🧾 Monthly Utilities & Internet
Zgharta
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$227LBP 20.3M
$63.7฿2,112
255.79%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$23.76LBP 2.1M
$12.85฿426
84.90%
Internet(50+ Mbps, Unlimited Data)
$37.38LBP 3.3M
$20.22฿671
84.87%
🎉 Sport & Entertainment
Zgharta
Chiang Mai
Difference
Gym Membership(Monthly)
-
$38.74฿1,285
-
Tennis Court(1 Hour on Weekend)
-
$3.97฿132
-
Cinema Ticket
$9.83LBP 879.7K
$6.74฿223
45.85%
🧸 Childcare & Education
Zgharta
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$670LBP 59.9M
$778฿25.8K
-13.91%
International Primary School, 1 Child(Yearly)
$10.7KLBP 955.3M
$14.6K฿484.6K
-26.95%
👕👟 Clothing & Footwear
Zgharta
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$68.8LBP 6.2M
$54.3฿1,801
26.78%
Summer Dress(H&M, Zara, etc)
$48.39LBP 4.3M
$25.45฿844
90.14%
Sport Shoes(Adidas, Nike)
$138LBP 12.3M
$94.3฿3,129
46.14%
Men's Leather Business Shoes
$121LBP 10.8M
$73.4฿2,436
64.83%
🏠 Accommodation & Living
Zgharta
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
-
$490฿16.2K
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$289฿9,596
-
3-bedroom Apartment, City Center(Monthly)
-
$894฿29.6K
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$517฿17.1K
-
Buy Apartment in City Center(m2)
-
$1,955฿64.9K
-
Buy Apartment Outside City Center(m2)
-
$1,477฿49.0K
-
💵 Salaries & Financials
Zgharta
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
-
$602฿20.0K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11
5.57
97.49%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Zgharta: September 1, 2026
Last update for Chiang Mai: August 31, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $64.0 in Zgharta versus $20.00 in Chiang Mai. Monthly groceries follow the same trend: $278 vs $240 – making Chiang Mai the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zgharta vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zgharta or Chiang Mai?
Zgharta costs about 4% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Zgharta and in Chiang Mai?
For a comfortable life, plan on about $1,483 per month in Zgharta and $1,421 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do dining costs compare in Zgharta and in Chiang Mai?
A mid-range dinner for two costs $64.0 in Zgharta and $20.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Zgharta or in Chiang Mai?
Groceries cost about 16% more in Zgharta, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Zgharta or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $947, than in Zgharta at $989. In Chiang Mai it covers expenses comfortably, while in Zgharta it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Zgharta or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $947 versus $989 in Zgharta. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Zgharta compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Zgharta or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zgharta makes more sense. Both are solid long-term options with distinct trade-offs.