Last update: Oct 2026

Cost of Living Comparison Between Zgharta and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,002 in Zgharta, rent and utilities included – about $1,000 less a year. The total is higher in Zgharta despite lower rent and utilities.

49

Cost of Living Index in Zgharta
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Zgharta Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Zgharta

🇱🇧 Lebanon

$1,002

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Zgharta and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zgharta and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,002 in Zgharta versus $918 in Cebu.

Zgharta $1,002
Cebu $918

Estimated couple costs with rent: $1,605 in Zgharta versus $1,409 in Cebu.

Zgharta $1,605
Cebu $1,409

Monthly costs for a family of three with rent: $2,208 in Zgharta versus $1,900 in Cebu.

Zgharta $2,208
Cebu $1,900

Living in Zgharta is roughly 9% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Zgharta 26% lower, Cebu 32% lower.

Meal at Budget Restaurant

$11.76 LBP 1.1M

$3.09 ₱194

280.58%

Three-Course Dinner for Two, Mid-Range

$69.5 LBP 6.2M

$24.22 ₱1,525

186.79%

Fast Food Meal (McDonalds, etc)

$9.90 LBP 885.6K

$3.92 ₱247

152.55%

Cappuccino

$4.66 LBP 417.0K

$2.51 ₱158

85.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.31 LBP 206.7K

$1.59 ₱100

45.28%

Water (0.33 liter bottle)

$0.91 LBP 81.2K

$0.53 ₱33.43

71.70%

Local Beer (0.5 liter draught)

$5.09 LBP 456.0K

$1.78 ₱112

185.96%

Imported Beer (0.33 liter bottle)

$4.64 LBP 415.4K

$2.17 ₱137

113.82%

Milk (1 liter)

$2.00 LBP 179.3K

$1.92 ₱121

4.17%

White Bread (500g)

$0.91 LBP 81.1K

$1.36 ₱85.4

-33.09%

Rice (white) (1kg)

$2.26 LBP 202.2K

$1.01 ₱63.5

123.76%

Eggs

$3.60 LBP 322.5K

$2.03 ₱128

77.34%

Local Cheese (1kg)

$11.20 LBP 1.0M

$9.86 ₱621

13.59%

Chicken Fillets (1kg)

$10.47 LBP 937.4K

$4.39 ₱277

138.50%

Beef Round Steak (1kg)

$14.77 LBP 1.3M

$7.60 ₱479

94.34%

Apples (1kg)

$3.09 LBP 276.2K

$3.30 ₱208

-6.36%

Banana (1kg)

$1.71 LBP 152.9K

$1.39 ₱87.8

23.02%

Oranges (1kg)

$1.63 LBP 145.5K

$2.33 ₱147

-30.04%

Tomato (1kg)

$1.46 LBP 130.8K

$1.50 ₱94.3

-2.67%

Potato (1kg)

$1.20 LBP 107.6K

$2.36 ₱149

-49.15%

Onion (1kg)

$1.62 LBP 144.6K

$1.90 ₱119

-14.74%

Lettuce (1 head)

$1.16 LBP 103.9K

$1.19 ₱74.9

-2.52%

Water (1.5 liter bottle)

$0.71 LBP 63.7K

$0.63 ₱39.71

12.70%

Cigarettes 20 Pack (Marlboro, Camel)

$2.92 LBP 261.4K

$3.00 ₱189

-2.67%

Wine (Bottle)

$11.16 LBP 998.9K

$6.03 ₱379

85.07%

Local Beer (0.5 liter bottle)

$1.28 LBP 114.2K

$1.23 ₱77.7

4.07%

Imported Beer (0.33 liter bottle)

$2.57 LBP 230.1K

$1.75 ₱110

46.86%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$4.89 LBP 437.8K

$0.77 ₱48.62

535.06%

Taxi (Normal Tariff) (1km)

$2.27 LBP 202.8K

$0.23 ₱14.53

886.96%

Taxi 1hour Waiting (Normal Tariff)

$22.53 LBP 2.0M

$4.46 ₱281

405.16%

Gasoline (1 liter)

$1.04 LBP 93.3K

$1.31 ₱82.8

-20.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$54.0K LBP 4.8B

$21.2K ₱1.3M

153.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.7K LBP 2.9B

$19.1K ₱1.2M

70.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$234 LBP 20.9M

$120 ₱7,569

94.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.49 LBP 2.0M

$14.00 ₱882

60.64%

Internet (50+ Mbps, Unlimited Data)

$37.90 LBP 3.4M

$27.54 ₱1,734

37.62%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$9.86 LBP 882.2K

$5.65 ₱356

74.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$679 LBP 60.8M

$275 ₱17.3K

146.56%

International Primary School, 1 Child (Yearly)

$10.5K LBP 937.2M

$7,918 ₱498.5K

32.25%

Jeans (Levis 501 Or Similar)

$66.6 LBP 6.0M

$49.33 ₱3,106

34.97%

Summer Dress (H&M, Zara, etc)

$49.64 LBP 4.4M

$25.24 ₱1,589

96.67%

Sport Shoes (Adidas, Nike)

$138 LBP 12.4M

$77.0 ₱4,846

79.44%

Men's Leather Business Shoes

$119 LBP 10.6M

$57.2 ₱3,601

107.24%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

52.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zgharta: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Zgharta

$294 29.4%

Cebu

$162 17.6% 45.1% $133

Groceries & Markets

Zgharta

$276 27.6%

Cebu

$206 22.4% 25.5% $70

Eating Out

Zgharta

$227 22.7%

Cebu

$88 9.6% 61.2% $139

Clothing & Footwear

Zgharta

$168 16.8%

Cebu

$94 10.2% 44% $74

Sport & Entertainment

Zgharta

$20 * 2%

Cebu

$44 4.8% 121% $24

Getting Around

Zgharta

$16 * 1.6%

Cebu

$16 1.7% 4% $0.6

Accommodation & Living

Zgharta

- * 0%

Cebu

$309 33.6%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $69.0 in Zgharta vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $276 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇱🇧 Zgharta

🇵🇭 Cebu

🕒 Local time

06:16 6:16 AM

11:16 11:16 AM

5 h ahead of Zgharta

🌤 Weather

👥 Population

964,169

💱 Currency

Lebanese Pound LBP ل.ل

Philippine Peso PHP ₱

📈 Exchange rate

1,000,000 LBP = 11.17 USD

1,000,000 LBP = 9.94 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to LBP – Lebanese Pound Converter

🇺🇸 United States Dollar ($)

🇱🇧 Lebanese Pound (ل.ل)

Lebanese Pound exchange rates as of October 19, 2026: 1 USD = 89,500 LBP (100,000 LBP = 1.12 USD). 1 EUR = 100,618 LBP (1,000,000 LBP = 9.94 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to LBP in detail →

On the map

Lowest

Highest

Between locations

Zgharta Cebu 9,180 km ≈ 12 h nonstop flight

From you

Zgharta
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zgharta vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 9% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,503 in Zgharta and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 34% higher in Zgharta. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,002 per month in Zgharta versus $918 in Cebu – a 9% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Zgharta, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Zgharta and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 9% less than in Zgharta. Beyond cost, consider language, visa policies, and how big the international community is in each city.