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Cost of Living Comparison Between Zephyrhills, FL and Ubud, Bali Cost of Living Comparison Between Zephyrhills, FL and Ubud, Bali

😐 Solo nomad: Zephyrhills, FL is 139% more expensive than Ubud, Bali without rent, and 222.8% more expensive with rent.
😐 Family of 3: Zephyrhills, FL is 130.9% more expensive than Ubud, Bali without rent, and 195% more expensive with rent.
Currency
🍽 Eating Out
Zephyrhills, FL
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.76 $19.76
$2.85 Rp 47.5K
593.33%
Three-Course Dinner for Two, Mid-Range
$89.4 $89.4
$12.26 Rp 204.3K
629.45%
Fast Food Meal (McDonalds, etc)
$9.85 $9.85
$3.28 Rp 54.6K
200.30%
Cappuccino
$5.72 $5.72
$2.3 Rp 38.3K
148.70%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.15 $3.15
$1.11 Rp 18.5K
183.78%
Water (0.33 liter bottle)
$2.55 $2.55
$0.26 Rp 4,324
880.77%
Local Beer (0.5 liter draught)
$6.11 $6.11
$2.4 Rp 40K
154.58%
Imported Beer (0.33 liter bottle)
$8.05 $8.05
$3.15 Rp 52.5K
155.56%
🛒 Groceries & Markets
Zephyrhills, FL
Ubud, Bali
Difference
Milk (1 liter)
$1.17 $1.17
$1.49 Rp 24.9K
-21.48%
White Bread (500g)
$2.28 $2.28
$1.65 Rp 27.5K
38.18%
Rice (white) (1kg)
$2.63 $2.63
$1.13 Rp 18.9K
132.74%
Eggs
$1.5 $1.5
$2.33 Rp 38.9K
-35.62%
Local Cheese (1kg)
$12.78 $12.78
$13.7 Rp 228.3K
-6.72%
Chicken Fillets (1kg)
$12.15 $12.15
$3.97 Rp 66.2K
206.05%
Beef Round Steak (1kg)
$22.82 $22.82
$11.22 Rp 187K
103.39%
Apples (1kg)
$4.5 $4.5
$3.48 Rp 57.9K
29.31%
Banana (1kg)
$1.46 $1.46
$1.5 Rp 25K
-2.67%
Oranges (1kg)
$3.13 $3.13
$2.68 Rp 44.6K
16.79%
Tomato (1kg)
$5.63 $5.63
$1.35 Rp 22.5K
317.04%
Potato (1kg)
$3.36 $3.36
$1.57 Rp 26.2K
114.01%
Onion (1kg)
$3.38 $3.38
$2.1 Rp 34.9K
60.95%
Lettuce (1 head)
$2.47 $2.47
$1.03 Rp 17.1K
139.81%
Water (1.5 liter bottle)
$1.09 $1.09
$0.57 Rp 9,488
91.23%
Cigarettes 20 Pack (Marlboro, Camel)
$8.05 $8.05
$2.31 Rp 38.5K
248.48%
Wine (Bottle)
$11.77 $11.77
$15.21 Rp 253.5K
-22.62%
Local Beer (0.5 liter bottle)
$2.14 $2.14
$2.49 Rp 41.5K
-14.06%
Imported Beer (0.33 liter bottle)
$4.4 $4.4
$2.66 Rp 44.3K
65.41%
🚌 Getting Around
Zephyrhills, FL
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.01 $2.01
$0.29 Rp 4,911
593.10%
Public Transport Monthly Pass (Regular Price)
-
$10.03 Rp 167.1K
-
Taxi Start (Normal Tariff)
$2.39 $2.39
$0.45 Rp 7,480
431.11%
Taxi (Normal Tariff) (1km)
$1.61 $1.61
$0.34 Rp 5,748
373.53%
Taxi 1hour Waiting (Normal Tariff)
$29.61 $29.61
$5.97 Rp 99.4K
395.98%
Gasoline (1 liter)
$0.89 $0.89
$0.75 Rp 12.4K
18.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.7K $29.7K
$25.8K Rp 430.2M
15.13%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.6K $21.6K
$31.7K Rp 528.9M
-31.83%
🧾 Monthly Utilities & Internet
Zephyrhills, FL
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$160 $160
$64.6 Rp 1.1M
148.10%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$47.59 $47.59
$4.14 Rp 69K
1049.52%
Internet (50+ Mbps, Unlimited Data)
$71 $71
$23.99 Rp 399.7K
196.04%
🎉 Sport & Entertainment
Zephyrhills, FL
Ubud, Bali
Difference
Gym Membership (Monthly)
$43.51 $43.51
$23.29 Rp 388.1K
86.82%
Tennis Court (1 Hour on Weekend)
-
$6.19 Rp 103.1K
-
Cinema Ticket
$15.07 $15.07
$3.45 Rp 57.5K
336.81%
🧸 Childcare & Education
Zephyrhills, FL
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,067 $1,067
$91.9 Rp 1.5M
1061.10%
International Primary School, 1 Child (Yearly)
$18.2K $18.2K
$5,912 Rp 98.5M
207.26%
👕👟 Clothing & Footwear
Zephyrhills, FL
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$60 $60
$51.5 Rp 857.6K
16.65%
Summer Dress (H&M, Zara, etc)
$45.45 $45.45
$24.45 Rp 407.3K
85.89%
Sport Shoes (Adidas, Nike)
$98.5 $98.5
$84.4 Rp 1.4M
16.71%
Men's Leather Business Shoes
$131 $131
$74.3 Rp 1.2M
76.64%
🏠 Accommodation & Living
Zephyrhills, FL
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,411 $1,411
$261 Rp 4.4M
440.08%
1-bedroom Apartment, Outside City Center (Monthly)
$1,205 $1,205
$160 Rp 2.7M
655.26%
3-bedroom Apartment, City Center (Monthly)
$1,789 $1,789
$585 Rp 9.7M
205.74%
3-bedroom Apartment, Outside City Center (Monthly)
$1,731 $1,731
$328 Rp 5.5M
427.27%
Buy Apartment in City Center (m2)
$2,337 $2,337
$985 Rp 16.4M
137.23%
Buy Apartment Outside City Center (m2)
$2,675 $2,675
$847 Rp 14.1M
215.86%
💵 Salaries & Financials
Zephyrhills, FL
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,599 $3,599
$178 Rp 3M
1922.50%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.63
13.28
-50.08%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zephyrhills, FL: December 1, 2025

Last update for Ubud, Bali: December 2, 2025

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