😐A single person spends $2,433 per month in Zephyrhills, FL vs $1,261 in Playa del Carmen, rent included.
😐A couple spends around $3,494 per month in Zephyrhills, FL vs $2,130 in Playa del Carmen, rent included.
😐A family of three spends $4,555 per month in Zephyrhills, FL vs $2,999 in Playa del Carmen, rent included.
😐Zephyrhills, FL costs about 93% more than Playa del Carmen, driven mainly by Groceries & Markets.
📊Zephyrhills, FL sits 82% above the global median, while Playa del Carmen is 6% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Zephyrhills, FL
Playa del Carmen
Difference
Meal at Budget Restaurant
$19.93$19.93
$11.67MX$202
70.78%
Three-Course Dinner for Two, Mid-Range
$89.6$89.6
$41.88MX$726
113.83%
Fast Food Meal(McDonalds, etc)
$9.84$9.84
$10.40MX$180
-5.38%
Cappuccino
$5.64$5.64
$3.61MX$62.6
56.23%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.03$3.03
$1.47MX$25.45
106.12%
Water(0.33 liter bottle)
$2.57$2.57
$0.91MX$15.80
182.42%
Local Beer(0.5 liter draught)
$5.96$5.96
$3.03MX$52.6
96.70%
Imported Beer(0.33 liter bottle)
$8.12$8.12
$4.47MX$77.4
81.66%
🛒 Groceries & Markets
Zephyrhills, FL
Playa del Carmen
Difference
Milk(1 liter)
$1.14$1.14
$1.38MX$23.83
-17.39%
White Bread(500g)
$2.21$2.21
$1.84MX$31.93
20.11%
Rice(white)(1kg)
$2.56$2.56
$1.61MX$27.82
59.01%
Eggs
$1.56$1.56
$2.57MX$44.52
-39.30%
Local Cheese(1kg)
$13.17$13.17
$8.49MX$147
55.12%
Chicken Fillets(1kg)
$11.95$11.95
$8.49MX$147
40.75%
Beef Round Steak(1kg)
$22.67$22.67
$10.99MX$190
106.28%
Apples(1kg)
$4.38$4.38
$2.73MX$47.25
60.44%
Banana(1kg)
$1.45$1.45
$1.50MX$25.92
-3.33%
Oranges(1kg)
$3.21$3.21
$1.96MX$33.93
63.78%
Tomato(1kg)
$5.68$5.68
$2.12MX$36.70
167.92%
Potato(1kg)
$3.24$3.24
$1.86MX$32.30
74.19%
Onion(1kg)
$3.38$3.38
$2.17MX$37.67
55.76%
Lettuce(1 head)
$2.48$2.48
$1.07MX$18.59
131.78%
Water(1.5 liter bottle)
$1.13$1.13
$1.05MX$18.18
7.62%
Cigarettes 20 Pack(Marlboro, Camel)
$8.13$8.13
$4.19MX$72.6
94.03%
Wine(Bottle)
$15.09$15.09
$10.28MX$178
46.79%
Local Beer(0.5 liter bottle)
$2.16$2.16
$1.67MX$28.87
29.34%
Imported Beer(0.33 liter bottle)
$4.47$4.47
$2.49MX$43.12
79.52%
🚌 Getting Around
Zephyrhills, FL
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$1.96$1.96
$0.54MX$9.37
262.96%
Public Transport Monthly Pass(Regular Price)
-
$26.27MX$455
-
Taxi Start(Normal Tariff)
$2.41$2.41
$3.10MX$53.8
-22.26%
Taxi(Normal Tariff)(1km)
$1.67$1.67
$2.46MX$42.66
-32.11%
Taxi 1hour Waiting(Normal Tariff)
$29.63$29.63
$3.24MX$56.1
814.51%
Gasoline(1 liter)
$0.85$0.85
$1.26MX$21.83
-32.54%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.9K$29.9K
$30.2KMX$522.8K
-0.93%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.1K$22.1K
$23.4KMX$406.3K
-5.92%
🧾 Monthly Utilities & Internet
Zephyrhills, FL
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$165$165
$84.0MX$1,456
96.50%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$47.65$47.65
$22.21MX$385
114.54%
Internet(50+ Mbps, Unlimited Data)
$71.5$71.5
$29.65MX$514
141.08%
🎉 Sport & Entertainment
Zephyrhills, FL
Playa del Carmen
Difference
Gym Membership(Monthly)
$43.27$43.27
$52.6MX$912
-17.80%
Tennis Court(1 Hour on Weekend)
-
$18.34MX$318
-
Cinema Ticket
$15.28$15.28
$4.95MX$85.7
208.69%
🧸 Childcare & Education
Zephyrhills, FL
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,073$1,073
$198MX$3,438
440.71%
International Primary School, 1 Child(Yearly)
$17.6K$17.6K
$5,322MX$92.2K
231.61%
👕👟 Clothing & Footwear
Zephyrhills, FL
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$61.2$61.2
$35.95MX$623
70.32%
Summer Dress(H&M, Zara, etc)
$45.22$45.22
$40.06MX$694
12.88%
Sport Shoes(Adidas, Nike)
$102$102
$78.8MX$1,365
28.96%
Men's Leather Business Shoes
$131$131
$86.5MX$1,499
50.86%
🏠 Accommodation & Living
Zephyrhills, FL
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$1,418$1,418
$977MX$16.9K
45.17%
1-bedroom Apartment, Outside City Center(Monthly)
$1,215$1,215
$471MX$8,158
158.13%
3-bedroom Apartment, City Center(Monthly)
$1,784$1,784
$1,595MX$27.6K
11.79%
3-bedroom Apartment, Outside City Center(Monthly)
$1,762$1,762
$1,215MX$21.1K
45.03%
Buy Apartment in City Center(m2)
$2,317$2,317
$4,032MX$69.9K
-42.53%
Buy Apartment Outside City Center(m2)
$2,418$2,418
$6,579MX$114.0K
-63.24%
💵 Salaries & Financials
Zephyrhills, FL
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$3,584$3,584
$714MX$12.4K
401.80%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.63
11.42
-41.94%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Zephyrhills, FL: April 22, 2026
Last update for Playa del Carmen: April 19, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,418 in Zephyrhills, FL versus $977 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 402% higher in Zephyrhills, FL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $90 in Zephyrhills, FL versus $42 in Playa del Carmen. Monthly groceries follow the same trend: $379 vs $252 – making Playa del Carmen the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zephyrhills, FL vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Zephyrhills, FL?
Yes – Zephyrhills, FL is pricier by about 93%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,649 per month in Zephyrhills, FL and $1,891 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Playa del Carmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Zephyrhills, FL vs Playa del Carmen?
Monthly expenses with rent come to $2,433 in Zephyrhills, FL and $1,261 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $1,073 per month in Zephyrhills, FL and $198 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for Zephyrhills, FL or Playa del Carmen?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,261, than in Zephyrhills, FL at $2,433. In Playa del Carmen it covers expenses comfortably, while in Zephyrhills, FL it requires careful planning or may not stretch far enough.
Is Zephyrhills, FL or Playa del Carmen more family-friendly?
Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zephyrhills, FL makes more sense. Both are solid long-term options with distinct trade-offs.
Zephyrhills, FL vs other spots: cost of living compared