Last update: Oct 2026

Cost of Living Comparison Between Zephyrhills, FL and Playa del Carmen

For one person, living is cheaper in Playa del Carmen: $1,215 a month against $2,594 in Zephyrhills, FL, rent and utilities included – about $16,500 less a year. Rent and utilities account for most of the difference.

127

Cost of Living Index in Zephyrhills, FL
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Zephyrhills, FL Living Index
60

Cost of Living Index in Playa del Carmen
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Playa del Carmen Living Index

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Zephyrhills, FL

🇺🇸 United States

$2,594

/mo nomad

Playa del Carmen

🇲🇽 Mexico

$1,215

/mo nomad

Monthly Cost of Living

How much you'll spend in Zephyrhills, FL and in Playa del Carmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zephyrhills, FL and in Playa del Carmen actually costs, broken down by who's living it.

A single person spends $2,594 per month in Zephyrhills, FL vs $1,215 in Playa del Carmen, rent included.

Zephyrhills, FL $2,594
Playa del Carmen $1,215

A couple spends around $3,667 per month in Zephyrhills, FL vs $2,144 in Playa del Carmen, rent included.

Zephyrhills, FL $3,667
Playa del Carmen $2,144

A family of three spends $4,741 per month in Zephyrhills, FL vs $3,072 in Playa del Carmen, rent included.

Zephyrhills, FL $4,741
Playa del Carmen $3,072

Zephyrhills, FL costs about 113% more than Playa del Carmen, and outside of rent the biggest gap is in groceries.

Zephyrhills, FL sits 94% above the global median, while Playa del Carmen is 9% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$21.44 $21.44

$10.97 MX$202

95.44%

Three-Course Dinner for Two, Mid-Range

$83.7 $83.7

$44.85 MX$826

86.69%

Fast Food Meal (McDonalds, etc)

$10.64 $10.64

$11.92 MX$220

-10.74%

Cappuccino

$5.82 $5.82

$3.80 MX$70.1

53.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.76 $2.76

$1.31 MX$24.16

110.69%

Water (0.33 liter bottle)

$1.80 $1.80

$0.86 MX$15.77

109.30%

Local Beer (0.5 liter draught)

$5.12 $5.12

$3.21 MX$59.2

59.50%

Imported Beer (0.33 liter bottle)

$8.16 $8.16

$5.01 MX$92.3

62.87%

Milk (1 liter)

$1.23 $1.23

$1.46 MX$26.86

-15.75%

White Bread (500g)

$2.28 $2.28

$2.33 MX$42.86

-2.15%

Rice (white) (1kg)

$2.63 $2.63

$1.44 MX$26.57

82.64%

Eggs

$3.36 $3.36

$2.46 MX$45.34

36.59%

Local Cheese (1kg)

$12.23 $12.23

$7.70 MX$142

58.83%

Chicken Fillets (1kg)

$13.00 $13.00

$7.89 MX$145

64.77%

Beef Round Steak (1kg)

$33.99 $33.99

$12.80 MX$236

165.55%

Apples (1kg)

$4.51 $4.51

$2.92 MX$53.7

54.45%

Banana (1kg)

$1.45 $1.45

$1.42 MX$26.19

2.11%

Oranges (1kg)

$3.17 $3.17

$2.57 MX$47.25

23.35%

Tomato (1kg)

$6.37 $6.37

$2.14 MX$39.37

197.66%

Potato (1kg)

$3.42 $3.42

$1.95 MX$35.86

75.38%

Onion (1kg)

$3.81 $3.81

$1.94 MX$35.66

96.39%

Lettuce (1 head)

$3.67 $3.67

$1.15 MX$21.20

219.13%

Water (1.5 liter bottle)

$2.22 $2.22

$1.22 MX$22.49

81.97%

Cigarettes 20 Pack (Marlboro, Camel)

$10.60 $10.60

$4.38 MX$80.6

142.01%

Wine (Bottle)

$15.02 $15.02

$9.85 MX$182

52.49%

Local Beer (0.5 liter bottle)

$1.84 $1.84

$1.54 MX$28.32

19.48%

Imported Beer (0.33 liter bottle)

$3.60 $3.60

$2.72 MX$50.0

32.35%

One-way Ticket (Public Transport)

$1.89 $1.89

$0.52 MX$9.67

263.46%

Public Transport Monthly Pass (Regular Price)

$27.42 MX$505

Taxi Start (Normal Tariff)

$3.54 $3.54

$4.91 MX$90.5

-27.90%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$3.52 MX$64.9

-52.84%

Taxi 1hour Waiting (Normal Tariff)

$25.60 $25.60

$5.69 MX$105

349.91%

Gasoline (1 liter)

$0.94 $0.94

$1.54 MX$28.37

-38.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.6K $34.6K

$21.2K MX$391.2K

63.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$24.5K MX$451.1K

3.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$202 $202

$83.6 MX$1,540

141.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$56.4 $56.4

$24.03 MX$443

134.58%

Internet (50+ Mbps, Unlimited Data)

$69.4 $69.4

$29.33 MX$540

136.72%

Gym Membership (Monthly)

$37.11 $37.11

$64.9 MX$1,195

-42.79%

Tennis Court (1 Hour on Weekend)

$29.46 MX$543

Cinema Ticket

$14.77 $14.77

$5.09 MX$93.7

190.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,590 $1,590

$208 MX$3,825

665.63%

International Primary School, 1 Child (Yearly)

$22.8K $22.8K

$4,045 MX$74.5K

462.55%

Jeans (Levis 501 Or Similar)

$52.7 $52.7

$44.55 MX$821

18.18%

Summer Dress (H&M, Zara, etc)

$37.43 $37.43

$42.06 MX$775

-11.01%

Sport Shoes (Adidas, Nike)

$89.7 $89.7

$75.5 MX$1,391

18.79%

Men's Leather Business Shoes

$128 $128

$91.4 MX$1,683

39.73%

1-bedroom Apartment, City Center (Monthly)

$1,573 $1,573

$986 MX$18.2K

59.51%

1-bedroom Apartment, Outside City Center (Monthly)

$1,314 $1,314

$385 MX$7,095

241.14%

3-bedroom Apartment, City Center (Monthly)

$1,767 $1,767

$1,713 MX$31.6K

3.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,738 $1,738

$1,108 MX$20.4K

56.76%

Buy Apartment in City Center (m2)

$2,357 $2,357

$4,016 MX$74.0K

-41.30%

Buy Apartment Outside City Center (m2)

$2,585 $2,585

$6,247 MX$115.1K

-58.62%

Average Monthly Net Salary (After Tax)

$3,551 $3,551

$758 MX$14.0K

368.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

11.45

-42.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zephyrhills, FL: October 5, 2026

Last update for Playa del Carmen: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zephyrhills, FL

$1.3K 49.7%

Playa del Carmen

$385 31.4% 70.7% $929

Groceries & Markets

Zephyrhills, FL

$444 16.8%

Playa del Carmen

$260 21.2% 41.4% $184

Eating Out

Zephyrhills, FL

$333 12.6%

Playa del Carmen

$204 16.6% 38.8% $129

Monthly Utilities & Internet

Zephyrhills, FL

$328 12.4%

Playa del Carmen

$137 11.2% 58.2% $191

Clothing & Footwear

Zephyrhills, FL

$138 5.2%

Playa del Carmen

$114 9.3% 17.5% $24

Sport & Entertainment

Zephyrhills, FL

$67 2.5%

Playa del Carmen

$75 6.1% 12.6% $8.4

Getting Around

Zephyrhills, FL

$19 * 0.7%

Playa del Carmen

$52 4.2% 169% $33

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,573 in Zephyrhills, FL versus $986 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 369% higher in Zephyrhills, FL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $84.0 in Zephyrhills, FL versus $45.00 in Playa del Carmen. Monthly groceries follow the same trend: $444 vs $260 – making Playa del Carmen the more affordable choice for daily food spending.

Good to know

🇺🇸 Zephyrhills, FL

🇲🇽 Playa del Carmen

🕒 Local time

18:13 6:13 PM

17:13 5:13 PM

1 h behind Zephyrhills, FL

🌤 Weather

👥 Population

18,154

149,923

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.892 EUR

100 MXN = 5.43 USD

100 MXN = 4.84 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Mexican Peso exchange rates as of October 12, 2026: 1 USD = 18.42 MXN (100 MXN = 5.43 USD). 1 EUR = 20.64 MXN (100 MXN = 4.84 EUR).

MXN to USD in detail →

On the map

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Between locations

Zephyrhills, FL Playa del Carmen 980 km ≈ 1 h 45 min nonstop flight

From you

Zephyrhills, FL
Playa del Carmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zephyrhills, FL vs Playa del Carmen: Cost of Living - Frequently Asked Questions

Yes – Zephyrhills, FL is pricier by about 113%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,890 per month in Zephyrhills, FL and $1,823 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Playa del Carmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,594 in Zephyrhills, FL and $1,215 in Playa del Carmen. That's a gap of about 113%.

Kindergarten costs $1,590 per month in Zephyrhills, FL and $208 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,215, than in Zephyrhills, FL at $2,594. In Playa del Carmen it covers expenses comfortably, while in Zephyrhills, FL it requires careful planning or may not stretch far enough.

Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zephyrhills, FL makes more sense. Both are solid long-term options with distinct trade-offs.