Cost of Living Comparison Between Zephyrhills, FL and New York, NY Cost of Living Comparison Between Zephyrhills, FL and New York, NY

๐Ÿ™‚ Solo nomad: Zephyrhills, FL is 30% cheaper than New York, NY without rent, and 44.6% cheaper with rent.
๐Ÿ™‚ Family of 3: Zephyrhills, FL is 28.8% cheaper than New York, NY without rent, and 52.7% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Zephyrhills, FL
New York, NY
Difference
Meal at Budget Restaurant
$19.67 $19.67
$29.68 $29.68
-33.73%
Three-Course Dinner for Two, Mid-Range
$90.2 $90.2
$144 $144
-37.43%
Fast Food Meal (McDonalds, etc)
$9.81 $9.81
$12.43 $12.43
-21.08%
Cappuccino
$5.55 $5.55
$5.84 $5.84
-4.97%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.99 $2.99
$3.26 $3.26
-8.28%
Water (0.33 liter bottle)
$2.6 $2.6
$2.58 $2.58
0.78%
Local Beer (0.5 liter draught)
$6.09 $6.09
$8.24 $8.24
-26.09%
Imported Beer (0.33 liter bottle)
$8.04 $8.04
$11.86 $11.86
-32.21%
๐Ÿ›’ Groceries & Markets
Zephyrhills, FL
New York, NY
Difference
Milk (1 liter)
$1.12 $1.12
$1.56 $1.56
-28.21%
White Bread (500g)
$2.28 $2.28
$5.23 $5.23
-56.41%
Rice (white) (1kg)
$2.53 $2.53
$8.11 $8.11
-68.80%
Eggs
$1.52 $1.52
$7.25 $7.25
-79.03%
Local Cheese (1kg)
$13.06 $13.06
$17.08 $17.08
-23.54%
Chicken Fillets (1kg)
$12.2 $12.2
$16.24 $16.24
-24.88%
Beef Round Steak (1kg)
$22.99 $22.99
$20.02 $20.02
14.84%
Apples (1kg)
$4.44 $4.44
$7.49 $7.49
-40.72%
Banana (1kg)
$1.45 $1.45
$2.55 $2.55
-43.14%
Oranges (1kg)
$3.17 $3.17
$5.82 $5.82
-45.53%
Tomato (1kg)
$5.47 $5.47
$6.52 $6.52
-16.10%
Potato (1kg)
$3.36 $3.36
$3.72 $3.72
-9.68%
Onion (1kg)
$3.38 $3.38
$3.9 $3.9
-13.33%
Lettuce (1 head)
$2.45 $2.45
$3.07 $3.07
-20.20%
Water (1.5 liter bottle)
$1.08 $1.08
$2.57 $2.57
-57.98%
Cigarettes 20 Pack (Marlboro, Camel)
$8.19 $8.19
$19.21 $19.21
-57.37%
Wine (Bottle)
$11.92 $11.92
$17.79 $17.79
-33.00%
Local Beer (0.5 liter bottle)
$2.06 $2.06
$3.01 $3.01
-31.56%
Imported Beer (0.33 liter bottle)
$4.57 $4.57
$3.72 $3.72
22.85%
๐ŸšŒ Getting Around
Zephyrhills, FL
New York, NY
Difference
One-way Ticket (Public Transport)
$1.98 $1.98
$2.92 $2.92
-32.19%
Public Transport Monthly Pass (Regular Price)
-
$134 $134
-
Taxi Start (Normal Tariff)
$2.48 $2.48
$5.13 $5.13
-51.66%
Taxi (Normal Tariff) (1km)
$1.66 $1.66
$2.15 $2.15
-22.79%
Taxi 1hour Waiting (Normal Tariff)
$29.37 $29.37
$41.57 $41.57
-29.35%
Gasoline (1 liter)
$0.91 $0.91
$0.95 $0.95
-4.21%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30K $30K
$35K $35K
-14.37%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.4K $22.4K
$27.7K $27.7K
-19.06%
๐Ÿงพ Monthly Utilities & Internet
Zephyrhills, FL
New York, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$164 $164
$179 $179
-7.94%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$47.33 $47.33
$60 $60
-21.08%
Internet (50+ Mbps, Unlimited Data)
$72 $72
$63.8 $63.8
12.75%
๐ŸŽ‰ Sport & Entertainment
Zephyrhills, FL
New York, NY
Difference
Gym Membership (Monthly)
$42.31 $42.31
$141 $141
-69.93%
Tennis Court (1 Hour on Weekend)
-
$63.9 $63.9
-
Cinema Ticket
$14.94 $14.94
$19.9 $19.9
-24.92%
๐Ÿงธ Childcare & Education
Zephyrhills, FL
New York, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,076 $1,076
$3,206 $3,206
-66.45%
International Primary School, 1 Child (Yearly)
$18.3K $18.3K
$56.5K $56.5K
-67.51%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Zephyrhills, FL
New York, NY
Difference
Jeans (Levis 501 Or Similar)
$61 $61
$65.7 $65.7
-7.11%
Summer Dress (H&M, Zara, etc)
$44.63 $44.63
$48.75 $48.75
-8.45%
Sport Shoes (Adidas, Nike)
$99.9 $99.9
$111 $111
-10.11%
Men's Leather Business Shoes
$130 $130
$172 $172
-24.32%
๐Ÿ  Accommodation & Living
Zephyrhills, FL
New York, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$1,422 $1,422
$4,165 $4,165
-65.86%
1-bedroom Apartment, Outside City Center (Monthly)
$1,221 $1,221
$2,653 $2,653
-53.97%
3-bedroom Apartment, City Center (Monthly)
$1,790 $1,790
$8,412 $8,412
-78.73%
3-bedroom Apartment, Outside City Center (Monthly)
$1,730 $1,730
$5,277 $5,277
-67.22%
Buy Apartment in City Center (m2)
$3,000 $3,000
$15.6K $15.6K
-80.80%
Buy Apartment Outside City Center (m2)
$2,487 $2,487
$11.2K $11.2K
-77.71%
๐Ÿ’ต Salaries & Financials
Zephyrhills, FL
New York, NY
Difference
Average Monthly Net Salary (After Tax)
$3,578 $3,578
$5,616 $5,616
-36.30%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.63
6.44
2.95%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Zephyrhills, FL: October 29, 2025

Last update for New York, NY: October 28, 2025

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