Last update: Nov 2026

Cost of Living Comparison Between Zephyrhills, FL and Lisbon

For one person, living is cheaper in Lisbon: $2,206 a month against $2,624 in Zephyrhills, FL, rent and utilities included – about $5,000 less a year. Other living expenses account for most of the difference.

127

Cost of Living Index in Zephyrhills, FL
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Zephyrhills, FL Living Index
106

Cost of Living Index in Lisbon
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Lisbon Living Index

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Zephyrhills, FL

🇺🇸 United States

$2,624

/mo nomad

Lisbon

🇵🇹 Portugal

$2,206

/mo nomad

Monthly Cost of Living

How much you'll spend in Zephyrhills, FL and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zephyrhills, FL and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,624 in Zephyrhills, FL versus $2,206 in Lisbon.

Zephyrhills, FL $2,624
Lisbon $2,206

Estimated couple costs with rent: $3,708 in Zephyrhills, FL versus $3,276 in Lisbon.

Zephyrhills, FL $3,708
Lisbon $3,276

Monthly costs for a family of three with rent: $4,793 in Zephyrhills, FL versus $4,346 in Lisbon.

Zephyrhills, FL $4,793
Lisbon $4,346

Living in Zephyrhills, FL is roughly 19% more expensive than in Lisbon, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Zephyrhills, FL 94% above, Lisbon 63% above.

Meal at Budget Restaurant

$19.47 $19.47

$16.86 €15.01

15.48%

Three-Course Dinner for Two, Mid-Range

$84.0 $84.0

$61.0 €54.4

37.55%

Fast Food Meal (McDonalds, etc)

$11.55 $11.55

$10.98 €9.78

5.19%

Cappuccino

$5.65 $5.65

$3.05 €2.72

85.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.70 $2.70

$2.28 €2.03

18.42%

Water (0.33 liter bottle)

$2.02 $2.02

$1.68 €1.50

20.24%

Local Beer (0.5 liter draught)

$5.43 $5.43

$3.44 €3.06

57.85%

Imported Beer (0.33 liter bottle)

$6.73 $6.73

$3.91 €3.48

72.12%

Milk (1 liter)

$1.19 $1.19

$1.15 €1.02

3.48%

White Bread (500g)

$2.22 $2.22

$1.89 €1.68

17.46%

Rice (white) (1kg)

$2.56 $2.56

$1.50 €1.34

70.67%

Eggs

$3.35 $3.35

$4.12 €3.66

-18.69%

Local Cheese (1kg)

$12.61 $12.61

$13.01 €11.58

-3.07%

Chicken Fillets (1kg)

$13.36 $13.36

$8.04 €7.16

66.17%

Beef Round Steak (1kg)

$34.15 $34.15

$17.89 €15.93

90.89%

Apples (1kg)

$4.53 $4.53

$2.27 €2.02

99.56%

Banana (1kg)

$1.51 $1.51

$1.74 €1.55

-13.22%

Oranges (1kg)

$3.24 $3.24

$1.82 €1.62

78.02%

Tomato (1kg)

$6.50 $6.50

$2.69 €2.39

141.64%

Potato (1kg)

$3.40 $3.40

$1.77 €1.57

92.09%

Onion (1kg)

$3.60 $3.60

$1.94 €1.72

85.57%

Lettuce (1 head)

$3.72 $3.72

$1.46 €1.30

154.79%

Water (1.5 liter bottle)

$2.31 $2.31

$0.76 €0.68

203.95%

Cigarettes 20 Pack (Marlboro, Camel)

$9.44 $9.44

$6.66 €5.93

41.74%

Wine (Bottle)

$15.16 $15.16

$5.64 €5.02

168.79%

Local Beer (0.5 liter bottle)

$1.74 $1.74

$1.29 €1.15

34.88%

Imported Beer (0.33 liter bottle)

$3.71 $3.71

$2.14 €1.90

73.36%

One-way Ticket (Public Transport)

$2.28 $2.28

$2.30 €2.05

-0.87%

Public Transport Monthly Pass (Regular Price)

$54.7 $54.7

$44.02 €39.19

24.15%

Taxi Start (Normal Tariff)

$3.94 $3.94

$3.98 €3.55

-1.01%

Taxi (Normal Tariff) (1km)

$1.75 $1.75

$0.64 €0.57

173.44%

Taxi 1hour Waiting (Normal Tariff)

$29.43 $29.43

$18.93 €16.85

55.47%

Gasoline (1 liter)

$0.86 $0.86

$2.28 €2.03

-62.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K $31.1K

$33.4K €29.7K

-6.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$38.5K €34.3K

-32.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$178 $178

$158 €141

12.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.1 $54.1

$17.54 €15.62

208.27%

Internet (50+ Mbps, Unlimited Data)

$69.7 $69.7

$31.18 €27.77

123.51%

Gym Membership (Monthly)

$34.10 $34.10

$44.64 €39.75

-23.61%

Tennis Court (1 Hour on Weekend)

$18.98 €16.90

Cinema Ticket

$15.83 $15.83

$9.58 €8.53

65.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,374 $1,374

$674 €600

103.96%

International Primary School, 1 Child (Yearly)

$21.6K $21.6K

$18.7K €16.7K

15.49%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$102 €91.0

-48.36%

Summer Dress (H&M, Zara, etc)

$35.99 $35.99

$45.90 €40.87

-21.59%

Sport Shoes (Adidas, Nike)

$89.0 $89.0

$102 €91.0

-12.95%

Men's Leather Business Shoes

$120 $120

$122 €109

-1.43%

1-bedroom Apartment, City Center (Monthly)

$1,563 $1,563

$1,641 €1,461

-4.72%

1-bedroom Apartment, Outside City Center (Monthly)

$1,280 $1,280

$1,187 €1,057

7.85%

3-bedroom Apartment, City Center (Monthly)

$1,782 $1,782

$2,825 €2,515

-36.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,739 $1,739

$2,018 €1,797

-13.82%

Buy Apartment in City Center (m2)

$2,671 $2,671

$7,836 €6,977

-65.92%

Buy Apartment Outside City Center (m2)

$2,053 $2,053

$4,701 €4,186

-56.32%

Average Monthly Net Salary (After Tax)

$3,590 $3,590

$1,687 €1,502

112.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

3.82

72.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zephyrhills, FL: November 2, 2026

Last update for Lisbon: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zephyrhills, FL

$1.3K 48.8%

Lisbon

$1.2K 53.8% 7.3% $93

Groceries & Markets

Zephyrhills, FL

$448 17.1%

Lisbon

$275 12.5% 38.8% $174

Eating Out

Zephyrhills, FL

$318 12.1%

Lisbon

$245 11.1% 22.8% $72

Monthly Utilities & Internet

Zephyrhills, FL

$302 11.5%

Lisbon

$207 9.4% 31.4% $95

Clothing & Footwear

Zephyrhills, FL

$134 5.1%

Lisbon

$168 7.6% 24.9% $33

Getting Around

Zephyrhills, FL

$76 2.9%

Lisbon

$60 2.7% 21% $16

Sport & Entertainment

Zephyrhills, FL

$66 2.5%

Lisbon

$64 2.9% 3% $2

Cost Breakdown

A one-bedroom apartment in the center runs $1,563 in Zephyrhills, FL and $1,641 in Lisbon. Housing cost is often the main lever when comparing two cities.

Zephyrhills, FL pays about 2.1 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $84 in Zephyrhills, FL vs $61 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $448 vs $275 per month, with Lisbon cheaper across the board.

Good to know

🇺🇸 Zephyrhills, FL

🇵🇹 Lisbon

🕒 Local time

01:55 1:55 AM

06:55 6:55 AM

5 h ahead of Zephyrhills, FL

🌤 Weather

👥 Population

18,154

545,923 Capital

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.891 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Zephyrhills, FL Lisbon 6,700 km ≈ 9 h nonstop flight

From you

Zephyrhills, FL
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zephyrhills, FL vs Lisbon: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,624 in Zephyrhills, FL and $2,206 in Lisbon, so Lisbon is about 16% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Zephyrhills, FL is about 2.1 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,563 in Zephyrhills, FL versus $1,641 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,374 in Zephyrhills, FL versus $674 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 63% higher in Zephyrhills, FL. For households that cook at home regularly, that difference adds up over a month.

Either city works on $3,000 a month, though Lisbon gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Lisbon wins on affordability, Zephyrhills, FL on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.