Cost of Living Comparison Between Zepce and Bijeljina Cost of Living Comparison Between Zepce and Bijeljina

Monthly Cost of Living

A single person spends $1,005 per month in Zepce vs $932 in Bijeljina, rent included.

A couple spends around $1,544 per month in Zepce vs $1,446 in Bijeljina, rent included.

A family of three spends $2,083 per month in Zepce vs $1,960 in Bijeljina, rent included.

Zepce costs about 8% more than Bijeljina, driven mainly by Getting Around.

Both Zepce and Bijeljina are more affordable than the global median – Zepce 25% lower, Bijeljina 30% lower.

Meal at Budget Restaurant

$8.63 BAM 14.75

$9.08 BAM 15.52

-4.96%

Three-Course Dinner for Two, Mid-Range

$41.27 BAM 70.6

$35.23 BAM 60.3

17.14%

Fast Food Meal (McDonalds, etc)

$8.94 BAM 15.29

$5.07 BAM 8.67

76.33%

Cappuccino

$1.57 BAM 2.69

$1.49 BAM 2.54

5.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.99 BAM 3.40

$1.74 BAM 2.98

14.37%

Water (0.33 liter bottle)

$1.20 BAM 2.05

$1.05 BAM 1.79

14.29%

Local Beer (0.5 liter draught)

$2.12 BAM 3.63

$1.81 BAM 3.10

17.13%

Imported Beer (0.33 liter bottle)

$2.87 BAM 4.92

$2.39 BAM 4.08

20.08%

Milk (1 liter)

$1.36 BAM 2.32

$1.57 BAM 2.69

-13.38%

White Bread (500g)

$1.29 BAM 2.20

$1.26 BAM 2.16

2.38%

Rice (white) (1kg)

$1.65 BAM 2.82

$1.75 BAM 2.99

-5.71%

Eggs

$2.92 BAM 5.00

$3.14 BAM 5.36

-7.01%

Local Cheese (1kg)

$9.26 BAM 15.84

$7.71 BAM 13.18

20.10%

Chicken Fillets (1kg)

$8.96 BAM 15.32

$8.19 BAM 14.00

9.40%

Beef Round Steak (1kg)

$11.87 BAM 20.30

$12.18 BAM 20.82

-2.55%

Apples (1kg)

$1.38 BAM 2.37

$1.61 BAM 2.75

-14.29%

Banana (1kg)

$1.60 BAM 2.73

$1.91 BAM 3.27

-16.23%

Oranges (1kg)

$1.95 BAM 3.33

$1.91 BAM 3.26

2.09%

Tomato (1kg)

$1.94 BAM 3.33

$2.73 BAM 4.68

-28.94%

Potato (1kg)

$1.24 BAM 2.12

$1.58 BAM 2.71

-21.52%

Onion (1kg)

$1.25 BAM 2.15

$1.46 BAM 2.50

-14.38%

Lettuce (1 head)

$1.28 BAM 2.19

$1.18 BAM 2.02

8.47%

Water (1.5 liter bottle)

$0.76 BAM 1.29

$0.66 BAM 1.14

15.15%

Cigarettes 20 Pack (Marlboro, Camel)

$3.64 BAM 6.22

$3.80 BAM 6.50

-4.21%

Wine (Bottle)

$8.36 BAM 14.30

$8.72 BAM 14.92

-4.13%

Local Beer (0.5 liter bottle)

$0.71 BAM 1.21

$0.86 BAM 1.48

-17.44%

Imported Beer (0.33 liter bottle)

$1.09 BAM 1.87

$1.51 BAM 2.58

-27.81%

One-way Ticket (Public Transport)

$1.77 BAM 3.02

$2.38 BAM 4.07

-25.63%

Public Transport Monthly Pass (Regular Price)

$34.81 BAM 59.5

$17.85 BAM 30.52

95.01%

Taxi Start (Normal Tariff)

$1.44 BAM 2.46

$1.51 BAM 2.59

-4.64%

Taxi (Normal Tariff) (1km)

$1.16 BAM 1.98

$0.57 BAM 0.97

103.51%

Taxi 1hour Waiting (Normal Tariff)

$8.81 BAM 15.07

$11.89 BAM 20.33

-25.90%

Gasoline (1 liter)

$1.53 BAM 2.62

$1.45 BAM 2.48

5.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K BAM 48.6K

$26.4K BAM 45.2K

7.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K BAM 46.4K

$26.2K BAM 44.8K

3.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 BAM 293

$144 BAM 246

19.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.89 BAM 32.31

$18.99 BAM 32.48

-0.53%

Internet (50+ Mbps, Unlimited Data)

$23.98 BAM 41.02

$24.13 BAM 41.27

-0.62%

Gym Membership (Monthly)

$29.94 BAM 51.2

$30.33 BAM 51.9

-1.29%

Tennis Court (1 Hour on Weekend)

$10.95 BAM 18.73

$8.77 BAM 15.00

24.86%

Cinema Ticket

$2.88 BAM 4.93

$4.87 BAM 8.34

-40.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$236 BAM 404

$209 BAM 357

13.23%

International Primary School, 1 Child (Yearly)

$3,638 BAM 6,222

$3,282 BAM 5,613

10.84%

Jeans (Levis 501 Or Similar)

$75.7 BAM 129

$57.5 BAM 98.4

31.52%

Summer Dress (H&M, Zara, etc)

$35.88 BAM 61.4

$26.84 BAM 45.90

33.68%

Sport Shoes (Adidas, Nike)

$88.0 BAM 150

$132 BAM 227

-33.58%

Men's Leather Business Shoes

$125 BAM 214

$124 BAM 213

0.42%

1-bedroom Apartment, City Center (Monthly)

$256 BAM 438

$262 BAM 448

-2.08%

1-bedroom Apartment, Outside City Center (Monthly)

$167 BAM 285

$172 BAM 294

-2.89%

3-bedroom Apartment, City Center (Monthly)

$370 BAM 633

$366 BAM 625

1.26%

3-bedroom Apartment, Outside City Center (Monthly)

$313 BAM 535

$293 BAM 501

6.90%

Buy Apartment in City Center (m2)

$2,872 BAM 4,912

$1,847 BAM 3,160

55.46%

Buy Apartment Outside City Center (m2)

$1,967 BAM 3,364

$1,370 BAM 2,343

43.54%

Average Monthly Net Salary (After Tax)

$766 BAM 1,311

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

-16.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zepce: July 12, 2026

Last update for Bijeljina: July 13, 2026

Cost Breakdown

A central one-bedroom costs $256 in Zepce versus $262 in Bijeljina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $41.00 in Zepce versus $35.00 in Bijeljina. Groceries tell a different story – $230 in Zepce vs $234 in Bijeljina – so Zepce wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zepce vs Bijeljina: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,005 in Zepce, $932 in Bijeljina – roughly 8% apart. Zepce costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $1,507 per month in Zepce and $1,398 in Bijeljina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bijeljina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,005 in Zepce and $932 in Bijeljina. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 95% less in Bijeljina. For daily commuters, that gap adds up to noticeable savings over a year.

$1,200 covers both cities comfortably – all-in costs are $1,005 in Zepce and $932 in Bijeljina, leaving budget for savings and extras in both cases.

Families tend to lean toward Bijeljina – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bijeljina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zepce makes more sense. Both are solid long-term options with distinct trade-offs.