Cost of Living Comparison Between Zepce and Bijeljina Cost of Living Comparison Between Zepce and Bijeljina

Monthly Cost of Living

A single person spends $1,008 per month in Zepce vs $963 in Bijeljina, rent included.

A couple spends around $1,530 per month in Zepce vs $1,460 in Bijeljina, rent included.

A family of three spends $2,053 per month in Zepce vs $1,957 in Bijeljina, rent included.

Zepce costs about 5% more than Bijeljina, driven mainly by Getting Around.

Both Zepce and Bijeljina are more affordable than the global median – Zepce 25% lower, Bijeljina 28% lower.

Meal at Budget Restaurant

$8.64 BAM 14.51

$8.90 BAM 14.96

-2.92%

Three-Course Dinner for Two, Mid-Range

$41.42 BAM 69.6

$35.33 BAM 59.4

17.24%

Fast Food Meal (McDonalds, etc)

$9.03 BAM 15.17

$4.99 BAM 8.39

80.96%

Cappuccino

$1.57 BAM 2.64

$1.44 BAM 2.41

9.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 BAM 3.25

$1.73 BAM 2.90

12.14%

Water (0.33 liter bottle)

$1.15 BAM 1.94

$1.09 BAM 1.83

5.50%

Local Beer (0.5 liter draught)

$2.10 BAM 3.53

$1.80 BAM 3.02

16.67%

Imported Beer (0.33 liter bottle)

$2.78 BAM 4.66

$2.38 BAM 3.99

16.81%

Milk (1 liter)

$1.34 BAM 2.26

$1.61 BAM 2.71

-16.77%

White Bread (500g)

$1.27 BAM 2.14

$1.20 BAM 2.02

5.83%

Rice (white) (1kg)

$1.56 BAM 2.63

$1.73 BAM 2.91

-9.83%

Eggs

$3.00 BAM 5.04

$3.10 BAM 5.21

-3.23%

Local Cheese (1kg)

$9.35 BAM 15.72

$7.98 BAM 13.41

17.17%

Chicken Fillets (1kg)

$8.56 BAM 14.39

$8.05 BAM 13.52

6.34%

Beef Round Steak (1kg)

$12.10 BAM 20.33

$12.18 BAM 20.47

-0.66%

Apples (1kg)

$1.43 BAM 2.40

$1.67 BAM 2.81

-14.37%

Banana (1kg)

$1.63 BAM 2.74

$1.85 BAM 3.10

-11.89%

Oranges (1kg)

$1.94 BAM 3.26

$1.83 BAM 3.07

6.01%

Tomato (1kg)

$2.02 BAM 3.39

$2.67 BAM 4.49

-24.34%

Potato (1kg)

$1.20 BAM 2.02

$1.60 BAM 2.69

-25.00%

Onion (1kg)

$1.27 BAM 2.13

$1.47 BAM 2.47

-13.61%

Lettuce (1 head)

$1.22 BAM 2.05

$1.14 BAM 1.91

7.02%

Water (1.5 liter bottle)

$0.77 BAM 1.29

$0.67 BAM 1.12

14.93%

Cigarettes 20 Pack (Marlboro, Camel)

$3.77 BAM 6.33

$3.73 BAM 6.27

1.07%

Wine (Bottle)

$8.24 BAM 13.85

$9.02 BAM 15.15

-8.65%

Local Beer (0.5 liter bottle)

$0.71 BAM 1.19

$0.84 BAM 1.42

-15.48%

Imported Beer (0.33 liter bottle)

$1.14 BAM 1.91

$1.45 BAM 2.44

-21.38%

One-way Ticket (Public Transport)

$1.76 BAM 2.95

$2.41 BAM 4.04

-26.97%

Public Transport Monthly Pass (Regular Price)

$35.83 BAM 60.2

$17.94 BAM 30.15

99.72%

Taxi Start (Normal Tariff)

$1.50 BAM 2.52

$1.45 BAM 2.43

3.45%

Taxi (Normal Tariff) (1km)

$1.15 BAM 1.94

$0.56 BAM 0.93

105.36%

Taxi 1hour Waiting (Normal Tariff)

$8.77 BAM 14.74

$11.77 BAM 19.78

-25.49%

Gasoline (1 liter)

$1.47 BAM 2.47

$1.41 BAM 2.37

4.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.7K BAM 48.2K

$26.2K BAM 44.0K

9.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K BAM 44.3K

$26.5K BAM 44.5K

-0.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 BAM 284

$141 BAM 237

19.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.80 BAM 31.59

$19.14 BAM 32.16

-1.78%

Internet (50+ Mbps, Unlimited Data)

$23.60 BAM 39.66

$24.88 BAM 41.79

-5.14%

Gym Membership (Monthly)

$29.62 BAM 49.76

$30.66 BAM 51.5

-3.39%

Tennis Court (1 Hour on Weekend)

$11.09 BAM 18.64

$8.80 BAM 14.78

26.02%

Cinema Ticket

$2.90 BAM 4.87

$5.06 BAM 8.50

-42.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$240 BAM 404

$214 BAM 359

12.38%

International Primary School, 1 Child (Yearly)

$3,688 BAM 6,196

$3,300 BAM 5,544

11.76%

Jeans (Levis 501 Or Similar)

$74.5 BAM 125

$58.6 BAM 98.4

27.17%

Summer Dress (H&M, Zara, etc)

$37.25 BAM 62.6

$26.71 BAM 44.87

39.46%

Sport Shoes (Adidas, Nike)

$89.6 BAM 151

$135 BAM 227

-33.57%

Men's Leather Business Shoes

$123 BAM 206

$124 BAM 208

-0.75%

1-bedroom Apartment, City Center (Monthly)

$259 BAM 436

-0.08%

1-bedroom Apartment, Outside City Center (Monthly)

$166 BAM 280

$167 BAM 281

-0.43%

3-bedroom Apartment, City Center (Monthly)

$361 BAM 607

$370 BAM 622

-2.51%

3-bedroom Apartment, Outside City Center (Monthly)

$320 BAM 538

$291 BAM 488

10.13%

Buy Apartment in City Center (m2)

$2,375 BAM 3,991

$1,891 BAM 3,177

25.63%

Buy Apartment Outside City Center (m2)

$1,822 BAM 3,061

$1,425 BAM 2,394

27.85%

Average Monthly Net Salary (After Tax)

$759 BAM 1,276

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

-16.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zepce: May 31, 2026

Last update for Bijeljina: May 31, 2026

Cost Breakdown

A central one-bedroom costs $259 in Zepce versus $259 in Bijeljina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $41.00 in Zepce versus $35.00 in Bijeljina. Groceries tell a different story – $229 in Zepce vs $234 in Bijeljina – so Zepce wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zepce vs Bijeljina: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,008 in Zepce, $963 in Bijeljina – roughly 5% apart. Zepce costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $1,512 per month in Zepce and $1,444 in Bijeljina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bijeljina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,008 in Zepce and $963 in Bijeljina. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 100% less in Bijeljina. For daily commuters, that gap adds up to noticeable savings over a year.

$1,200 covers both cities comfortably – all-in costs are $1,008 in Zepce and $963 in Bijeljina, leaving budget for savings and extras in both cases.

Families tend to lean toward Bijeljina – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bijeljina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zepce makes more sense. Both are solid long-term options with distinct trade-offs.