Cost of Living Comparison Between Zepce and Bijeljina Cost of Living Comparison Between Zepce and Bijeljina

Monthly Cost of Living

A single person spends $1,139 per month in Zepce vs $950 in Bijeljina, rent included.

A couple spends around $1,709 per month in Zepce vs $1,480 in Bijeljina, rent included.

A family of three spends $2,279 per month in Zepce vs $2,009 in Bijeljina, rent included.

Zepce costs about 20% more than Bijeljina, driven mainly by Eating Out.

Both Zepce and Bijeljina are more affordable than the global median – Zepce 17% lower, Bijeljina 31% lower.

Meal at Budget Restaurant

$9.96 BAM 16.73

$8.94 BAM 15.01

11.41%

Three-Course Dinner for Two, Mid-Range

$52.9 BAM 88.9

$36.22 BAM 60.8

46.13%

Fast Food Meal (McDonalds, etc)

$11.23 BAM 18.87

$4.88 BAM 8.20

130.12%

Cappuccino

$1.92 BAM 3.23

$1.51 BAM 2.54

27.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.58 BAM 4.33

$1.76 BAM 2.95

46.59%

Water (0.33 liter bottle)

$1.67 BAM 2.81

$1.04 BAM 1.74

60.58%

Local Beer (0.5 liter draught)

$2.56 BAM 4.29

$1.82 BAM 3.05

40.66%

Imported Beer (0.33 liter bottle)

$3.59 BAM 6.03

$2.45 BAM 4.11

46.53%

Milk (1 liter)

$1.49 BAM 2.50

$1.59 BAM 2.67

-6.29%

White Bread (500g)

$1.26 BAM 2.12

Rice (white) (1kg)

$1.68 BAM 2.82

$1.67 BAM 2.81

0.60%

Eggs

$2.92 BAM 4.91

$3.11 BAM 5.23

-6.11%

Local Cheese (1kg)

$10.04 BAM 16.86

$7.96 BAM 13.37

26.13%

Chicken Fillets (1kg)

$8.82 BAM 14.82

$8.08 BAM 13.57

9.16%

Beef Round Steak (1kg)

$14.33 BAM 24.08

$12.29 BAM 20.65

16.60%

Apples (1kg)

$1.91 BAM 3.20

$1.65 BAM 2.77

15.76%

Banana (1kg)

$1.99 BAM 3.34

$1.88 BAM 3.16

5.85%

Oranges (1kg)

$2.30 BAM 3.87

$1.92 BAM 3.23

19.79%

Tomato (1kg)

$1.75 BAM 2.93

$2.76 BAM 4.64

-36.59%

Potato (1kg)

$1.05 BAM 1.77

$1.58 BAM 2.66

-33.54%

Onion (1kg)

$1.41 BAM 2.37

$1.47 BAM 2.47

-4.08%

Lettuce (1 head)

$1.17 BAM 1.97

Water (1.5 liter bottle)

$0.88 BAM 1.47

$0.67 BAM 1.13

31.34%

Cigarettes 20 Pack (Marlboro, Camel)

$3.94 BAM 6.62

$3.84 BAM 6.45

2.60%

Wine (Bottle)

$8.21 BAM 13.78

$9.18 BAM 15.42

-10.57%

Local Beer (0.5 liter bottle)

$1.04 BAM 1.75

$0.91 BAM 1.53

14.29%

Imported Beer (0.33 liter bottle)

$1.40 BAM 2.36

$1.45 BAM 2.44

-3.45%

One-way Ticket (Public Transport)

$1.35 BAM 2.26

$2.43 BAM 4.08

-44.44%

Public Transport Monthly Pass (Regular Price)

$17.91 BAM 30.09

Taxi Start (Normal Tariff)

$1.80 BAM 3.02

$1.45 BAM 2.44

24.14%

Taxi (Normal Tariff) (1km)

$1.17 BAM 1.96

$0.61 BAM 1.02

91.80%

Taxi 1hour Waiting (Normal Tariff)

$18.02 BAM 30.27

$10.54 BAM 17.70

70.97%

Gasoline (1 liter)

$1.68 BAM 2.82

$1.45 BAM 2.43

15.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K BAM 52.1K

$30.3K BAM 51.0K

2.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K BAM 36.9K

$21.9K BAM 36.8K

0.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 BAM 276

$144 BAM 241

14.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.96 BAM 28.49

$18.92 BAM 31.77

-10.36%

Internet (50+ Mbps, Unlimited Data)

$37.72 BAM 63.4

$24.93 BAM 41.86

51.30%

Gym Membership (Monthly)

$34.03 BAM 57.2

$30.82 BAM 51.8

10.42%

Tennis Court (1 Hour on Weekend)

$11.97 BAM 20.11

$8.71 BAM 14.62

37.43%

Cinema Ticket

$3.00 BAM 5.03

$4.94 BAM 8.30

-39.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$299 BAM 503

$215 BAM 361

39.22%

International Primary School, 1 Child (Yearly)

$3,694 BAM 6,204

$3,818 BAM 6,412

-3.25%

Jeans (Levis 501 Or Similar)

$84.7 BAM 142

$59.0 BAM 99.1

43.56%

Summer Dress (H&M, Zara, etc)

$37.39 BAM 62.8

$26.58 BAM 44.64

40.67%

Sport Shoes (Adidas, Nike)

$111 BAM 187

$133 BAM 223

-16.11%

Men's Leather Business Shoes

$147 BAM 247

$125 BAM 211

17.36%

1-bedroom Apartment, City Center (Monthly)

$361 BAM 607

$265 BAM 445

36.32%

1-bedroom Apartment, Outside City Center (Monthly)

$258 BAM 434

$174 BAM 292

48.72%

3-bedroom Apartment, City Center (Monthly)

$537 BAM 902

$364 BAM 611

47.47%

3-bedroom Apartment, Outside City Center (Monthly)

$379 BAM 636

$297 BAM 498

27.76%

Buy Apartment in City Center (m2)

$2,538 BAM 4,263

$1,892 BAM 3,178

34.11%

Buy Apartment Outside City Center (m2)

$1,846 BAM 3,101

$1,394 BAM 2,341

32.47%

Average Monthly Net Salary (After Tax)

$773 BAM 1,298

20-Year Fixed Mortgage Interest Rate (Annual %)

4.44

-26.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zepce: September 5, 2026

Last update for Bijeljina: September 5, 2026

Cost Breakdown

A central one-bedroom costs $361 in Zepce versus $265 in Bijeljina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $53.0 in Zepce versus $36.00 in Bijeljina. Monthly groceries follow the same trend: $248 vs $236 – making Bijeljina the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zepce vs Bijeljina: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,139 in Zepce, $950 in Bijeljina – roughly 20% apart. Zepce costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $1,709 per month in Zepce and $1,426 in Bijeljina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bijeljina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,139 in Zepce and $950 in Bijeljina. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $299 per month in Zepce and $215 in Bijeljina. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Bijeljina, where all-in costs run around $950, than in Zepce at $1,139. In Bijeljina it covers expenses comfortably, while in Zepce it requires careful planning or may not stretch far enough.

Families tend to lean toward Bijeljina – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bijeljina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zepce makes more sense. Both are solid long-term options with distinct trade-offs.