Last update: Oct 2026

Cost of Living Comparison Between Zepce and Bijeljina

For one person, living is cheaper in Bijeljina: $918 a month against $1,080 in Zepce, rent and utilities included – about $1,900 less a year. Rent and utilities account for most of the difference.

53

Cost of Living Index in Zepce
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Zepce Living Index
44

Cost of Living Index in Bijeljina
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Bijeljina Living Index

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Zepce

🇧🇦 Bosnia and Herzegovina

$1,080

/mo nomad

Bijeljina

🇧🇦 Bosnia and Herzegovina

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Zepce and in Bijeljina

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zepce and in Bijeljina actually costs, broken down by who's living it.

A single person spends $1,080 per month in Zepce vs $918 in Bijeljina, rent included.

Zepce $1,080
Bijeljina $918

A couple spends around $1,658 per month in Zepce vs $1,427 in Bijeljina, rent included.

Zepce $1,658
Bijeljina $1,427

A family of three spends $2,235 per month in Zepce vs $1,936 in Bijeljina, rent included.

Zepce $2,235
Bijeljina $1,936

Zepce costs about 18% more than Bijeljina, and outside of rent the biggest gap is in eating out.

Both Zepce and Bijeljina are more affordable than the global median – Zepce 20% lower, Bijeljina 32% lower.

Meal at Budget Restaurant

$9.84 BAM 17.17

$8.43 BAM 14.71

16.73%

Three-Course Dinner for Two, Mid-Range

$51.5 BAM 89.9

$34.21 BAM 59.7

50.54%

Fast Food Meal (McDonalds, etc)

$10.98 BAM 19.15

$4.52 BAM 7.88

142.92%

Cappuccino

$1.79 BAM 3.12

$1.42 BAM 2.47

26.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.60 BAM 4.54

$1.71 BAM 2.98

52.05%

Water (0.33 liter bottle)

$1.62 BAM 2.82

$1.06 BAM 1.85

52.83%

Local Beer (0.5 liter draught)

$2.46 BAM 4.30

$1.71 BAM 2.98

43.86%

Imported Beer (0.33 liter bottle)

$3.39 BAM 5.91

$2.33 BAM 4.06

45.49%

Milk (1 liter)

$1.39 BAM 2.42

$1.51 BAM 2.63

-7.95%

White Bread (500g)

$1.18 BAM 2.06

$1.21 BAM 2.11

-2.48%

Rice (white) (1kg)

$1.60 BAM 2.79

$1.62 BAM 2.83

-1.23%

Eggs

$2.81 BAM 4.90

$3.15 BAM 5.49

-10.79%

Local Cheese (1kg)

$9.73 BAM 16.97

$7.53 BAM 13.14

29.22%

Chicken Fillets (1kg)

$8.85 BAM 15.44

$8.04 BAM 14.02

10.07%

Beef Round Steak (1kg)

$13.83 BAM 24.13

$11.93 BAM 20.82

15.93%

Apples (1kg)

$1.77 BAM 3.09

$1.56 BAM 2.73

13.46%

Banana (1kg)

$1.95 BAM 3.41

$1.79 BAM 3.12

8.94%

Oranges (1kg)

$2.16 BAM 3.77

$1.78 BAM 3.10

21.35%

Tomato (1kg)

$2.24 BAM 3.90

$2.60 BAM 4.53

-13.85%

Potato (1kg)

$0.99 BAM 1.72

$1.53 BAM 2.66

-35.29%

Onion (1kg)

$1.41 BAM 2.46

$1.43 BAM 2.49

-1.40%

Lettuce (1 head)

$1.13 BAM 1.97

$1.14 BAM 1.99

-0.88%

Water (1.5 liter bottle)

$0.91 BAM 1.58

$0.60 BAM 1.05

51.67%

Cigarettes 20 Pack (Marlboro, Camel)

$3.80 BAM 6.63

$3.73 BAM 6.51

1.88%

Wine (Bottle)

$8.29 BAM 14.47

$8.50 BAM 14.82

-2.47%

Local Beer (0.5 liter bottle)

$0.95 BAM 1.65

$0.84 BAM 1.47

13.10%

Imported Beer (0.33 liter bottle)

$1.39 BAM 2.43

$1.41 BAM 2.47

-1.42%

One-way Ticket (Public Transport)

$1.38 BAM 2.40

$2.32 BAM 4.04

-40.52%

Public Transport Monthly Pass (Regular Price)

$17.30 BAM 30.18

Taxi Start (Normal Tariff)

$1.68 BAM 2.93

$1.42 BAM 2.47

18.31%

Taxi (Normal Tariff) (1km)

$1.18 BAM 2.06

$0.54 BAM 0.95

118.52%

Taxi 1hour Waiting (Normal Tariff)

$17.42 BAM 30.38

$10.45 BAM 18.23

66.70%

Gasoline (1 liter)

$1.69 BAM 2.94

$1.49 BAM 2.59

13.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K BAM 52.3K

$29.0K BAM 50.5K

3.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K BAM 37.4K

$21.5K BAM 37.5K

-0.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$158 BAM 275

$141 BAM 246

11.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.18 BAM 28.23

$18.70 BAM 32.62

-13.48%

Internet (50+ Mbps, Unlimited Data)

$36.75 BAM 64.1

$23.76 BAM 41.46

54.67%

Gym Membership (Monthly)

$32.50 BAM 56.7

$30.08 BAM 52.5

8.05%

Tennis Court (1 Hour on Weekend)

$11.42 BAM 19.92

$8.66 BAM 15.12

31.87%

Cinema Ticket

$2.89 BAM 5.04

$4.84 BAM 8.44

-40.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$288 BAM 502

$202 BAM 353

42.25%

International Primary School, 1 Child (Yearly)

$3,555 BAM 6,202

$4,182 BAM 7,295

-14.98%

Jeans (Levis 501 Or Similar)

$83.9 BAM 146

$57.3 BAM 99.9

46.45%

Summer Dress (H&M, Zara, etc)

$35.69 BAM 62.3

$25.52 BAM 44.52

39.85%

Sport Shoes (Adidas, Nike)

$106 BAM 184

$132 BAM 230

-19.86%

Men's Leather Business Shoes

$145 BAM 253

$122 BAM 214

18.27%

1-bedroom Apartment, City Center (Monthly)

$294 BAM 514

$252 BAM 439

17.02%

1-bedroom Apartment, Outside City Center (Monthly)

$239 BAM 416

$164 BAM 286

45.81%

3-bedroom Apartment, City Center (Monthly)

$579 BAM 1,009

$355 BAM 619

63.07%

3-bedroom Apartment, Outside City Center (Monthly)

$356 BAM 622

$290 BAM 506

22.94%

Buy Apartment in City Center (m2)

$2,734 BAM 4,770

$1,815 BAM 3,167

50.59%

Buy Apartment Outside City Center (m2)

$1,777 BAM 3,101

$1,375 BAM 2,399

29.27%

Average Monthly Net Salary (After Tax)

$753 BAM 1,314

20-Year Fixed Mortgage Interest Rate (Annual %)

4.44

-26.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zepce: October 18, 2026

Last update for Bijeljina: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Zepce

$244 22.6%

Bijeljina

$227 24.7% 7.1% $17

Accommodation & Living

Zepce

$239 22.1%

Bijeljina

$164 17.8% 31.4% $75

Monthly Utilities & Internet

Zepce

$211 19.5%

Bijeljina

$183 20% 12.9% $27

Eating Out

Zepce

$169 15.7%

Bijeljina

$122 13.3% 27.7% $47

Clothing & Footwear

Zepce

$167 15.4%

Bijeljina

$152 16.5% 8.9% $15

Sport & Entertainment

Zepce

$38 3.5%

Bijeljina

$40 4.3% 3.8% $1.5

Getting Around

Zepce

$13 * 1.2%

Bijeljina

$31 3.3% 134% $18

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $294 in Zepce versus $252 in Bijeljina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $52 in Zepce versus $34 in Bijeljina. Monthly groceries follow the same trend: $244 vs $227 – making Bijeljina the more affordable choice for daily food spending.

Good to know

🇧🇦 Zepce

🇧🇦 Bijeljina

🕒 Local time

20:11 8:11 PM

Same time as Zepce

🌤 Weather

👥 Population

7,500

42,278

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

1 BAM = 0.573 USD

1 BAM = 0.512 EUR

1 BAM = 0.573 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 25, 2026: 1 USD = 1.74 BAM (1 BAM = 0.573 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

USD to BAM in detail →

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Zepce Bijeljina 100 km

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Zepce
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zepce vs Bijeljina: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,080 in Zepce, $918 in Bijeljina – roughly 18% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,620 per month in Zepce and $1,377 in Bijeljina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bijeljina, especially for central apartments: a one-bedroom in the center costs $252 there versus $294 in Zepce.

Monthly expenses with rent come to $1,080 in Zepce and $918 in Bijeljina. That’s a gap of about 18%.

Kindergarten costs $288 per month in Zepce and $202 in Bijeljina. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $1,080 in Zepce and $918 in Bijeljina, leaving budget for savings and extras in both cases.

Families tend to lean toward Bijeljina – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.