Last update: Oct 2026

Cost of Living Comparison Between Bijeljina and Zepce

For one person, living is cheaper in Bijeljina: $918 a month against $1,080 in Zepce, rent and utilities included – about $1,900 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Bijeljina
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Bijeljina Living Index
53

Cost of Living Index in Zepce
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Zepce Living Index

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Bijeljina

🇧🇦 Bosnia and Herzegovina

$918

/mo nomad

Zepce

🇧🇦 Bosnia and Herzegovina

$1,080

/mo nomad

Monthly Cost of Living

How much you'll spend in Bijeljina and in Zepce

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bijeljina and in Zepce actually costs, broken down by who's living it.

A single person spends $918 per month in Bijeljina vs $1,080 in Zepce, rent included.

Bijeljina $918
Zepce $1,080

A couple spends around $1,427 per month in Bijeljina vs $1,658 in Zepce, rent included.

Bijeljina $1,427
Zepce $1,658

A family of three spends $1,936 per month in Bijeljina vs $2,235 in Zepce, rent included.

Bijeljina $1,936
Zepce $2,235

Bijeljina is about 15% cheaper than Zepce, and outside of rent the biggest gap is in eating out.

Both Bijeljina and Zepce are more affordable than the global median – Bijeljina 32% lower, Zepce 20% lower.

Meal at Budget Restaurant

$8.43 BAM 14.71

$9.84 BAM 17.17

-14.33%

Three-Course Dinner for Two, Mid-Range

$34.21 BAM 59.7

$51.5 BAM 89.9

-33.57%

Fast Food Meal (McDonalds, etc)

$4.52 BAM 7.88

$10.98 BAM 19.15

-58.83%

Cappuccino

$1.42 BAM 2.47

$1.79 BAM 3.12

-20.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.71 BAM 2.98

$2.60 BAM 4.54

-34.23%

Water (0.33 liter bottle)

$1.06 BAM 1.85

$1.62 BAM 2.82

-34.57%

Local Beer (0.5 liter draught)

$1.71 BAM 2.98

$2.46 BAM 4.30

-30.49%

Imported Beer (0.33 liter bottle)

$2.33 BAM 4.06

$3.39 BAM 5.91

-31.27%

Milk (1 liter)

$1.51 BAM 2.63

$1.39 BAM 2.42

8.63%

White Bread (500g)

$1.21 BAM 2.11

$1.18 BAM 2.06

2.54%

Rice (white) (1kg)

$1.62 BAM 2.83

$1.60 BAM 2.79

1.25%

Eggs

$3.15 BAM 5.49

$2.81 BAM 4.90

12.10%

Local Cheese (1kg)

$7.53 BAM 13.14

$9.73 BAM 16.97

-22.61%

Chicken Fillets (1kg)

$8.04 BAM 14.02

$8.85 BAM 15.44

-9.15%

Beef Round Steak (1kg)

$11.93 BAM 20.82

$13.83 BAM 24.13

-13.74%

Apples (1kg)

$1.56 BAM 2.73

$1.77 BAM 3.09

-11.86%

Banana (1kg)

$1.79 BAM 3.12

$1.95 BAM 3.41

-8.21%

Oranges (1kg)

$1.78 BAM 3.10

$2.16 BAM 3.77

-17.59%

Tomato (1kg)

$2.60 BAM 4.53

$2.24 BAM 3.90

16.07%

Potato (1kg)

$1.53 BAM 2.66

$0.99 BAM 1.72

54.55%

Onion (1kg)

$1.43 BAM 2.49

$1.41 BAM 2.46

1.42%

Lettuce (1 head)

$1.14 BAM 1.99

$1.13 BAM 1.97

0.88%

Water (1.5 liter bottle)

$0.60 BAM 1.05

$0.91 BAM 1.58

-34.07%

Cigarettes 20 Pack (Marlboro, Camel)

$3.73 BAM 6.51

$3.80 BAM 6.63

-1.84%

Wine (Bottle)

$8.50 BAM 14.82

$8.29 BAM 14.47

2.53%

Local Beer (0.5 liter bottle)

$0.84 BAM 1.47

$0.95 BAM 1.65

-11.58%

Imported Beer (0.33 liter bottle)

$1.41 BAM 2.47

$1.39 BAM 2.43

1.44%

One-way Ticket (Public Transport)

$2.32 BAM 4.04

$1.38 BAM 2.40

68.12%

Public Transport Monthly Pass (Regular Price)

$17.30 BAM 30.18

Taxi Start (Normal Tariff)

$1.42 BAM 2.47

$1.68 BAM 2.93

-15.48%

Taxi (Normal Tariff) (1km)

$0.54 BAM 0.95

$1.18 BAM 2.06

-54.24%

Taxi 1hour Waiting (Normal Tariff)

$10.45 BAM 18.23

$17.42 BAM 30.38

-40.01%

Gasoline (1 liter)

$1.49 BAM 2.59

$1.69 BAM 2.94

-11.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.0K BAM 50.5K

$30.0K BAM 52.3K

-3.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K BAM 37.5K

$21.4K BAM 37.4K

0.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 BAM 246

$158 BAM 275

-10.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.70 BAM 32.62

$16.18 BAM 28.23

15.57%

Internet (50+ Mbps, Unlimited Data)

$23.76 BAM 41.46

$36.75 BAM 64.1

-35.35%

Gym Membership (Monthly)

$30.08 BAM 52.5

$32.50 BAM 56.7

-7.45%

Tennis Court (1 Hour on Weekend)

$8.66 BAM 15.12

$11.42 BAM 19.92

-24.17%

Cinema Ticket

$4.84 BAM 8.44

$2.89 BAM 5.04

67.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$202 BAM 353

$288 BAM 502

-29.70%

International Primary School, 1 Child (Yearly)

$4,182 BAM 7,295

$3,555 BAM 6,202

17.62%

Jeans (Levis 501 Or Similar)

$57.3 BAM 99.9

$83.9 BAM 146

-31.72%

Summer Dress (H&M, Zara, etc)

$25.52 BAM 44.52

$35.69 BAM 62.3

-28.50%

Sport Shoes (Adidas, Nike)

$132 BAM 230

$106 BAM 184

24.78%

Men's Leather Business Shoes

$122 BAM 214

$145 BAM 253

-15.44%

1-bedroom Apartment, City Center (Monthly)

$252 BAM 439

$294 BAM 514

-14.55%

1-bedroom Apartment, Outside City Center (Monthly)

$164 BAM 286

$239 BAM 416

-31.42%

3-bedroom Apartment, City Center (Monthly)

$355 BAM 619

$579 BAM 1,009

-38.68%

3-bedroom Apartment, Outside City Center (Monthly)

$290 BAM 506

$356 BAM 622

-18.66%

Buy Apartment in City Center (m2)

$1,815 BAM 3,167

$2,734 BAM 4,770

-33.60%

Buy Apartment Outside City Center (m2)

$1,375 BAM 2,399

$1,777 BAM 3,101

-22.64%

Average Monthly Net Salary (After Tax)

$753 BAM 1,314

20-Year Fixed Mortgage Interest Rate (Annual %)

4.44

35.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bijeljina: October 17, 2026

Last update for Zepce: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Bijeljina

$227 24.7%

Zepce

$244 22.6% 7.6% $17

Monthly Utilities & Internet

Bijeljina

$183 20%

Zepce

$211 19.5% 14.9% $27

Accommodation & Living

Bijeljina

$164 17.8%

Zepce

$239 22.1% 45.8% $75

Clothing & Footwear

Bijeljina

$152 16.5%

Zepce

$167 15.4% 9.8% $15

Eating Out

Bijeljina

$122 13.3%

Zepce

$169 15.7% 38.3% $47

Sport & Entertainment

Bijeljina

$40 4.3%

Zepce

$38 3.5% 3.7% $1.5

Getting Around

Bijeljina

$31 3.3%

Zepce

$13 * 1.2% 57.3% $18

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $252 in Bijeljina versus $294 in Zepce. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $34 in Bijeljina versus $52 in Zepce. Monthly groceries follow the same trend: $227 vs $244 – making Bijeljina the more affordable choice for daily food spending.

Good to know

🇧🇦 Bijeljina

🇧🇦 Zepce

🕒 Local time

21:02 9:02 PM

Same time as Bijeljina

🌤 Weather

👥 Population

42,278

7,500

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

1 BAM = 0.573 USD

1 BAM = 0.512 EUR

1 BAM = 0.573 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 25, 2026: 1 USD = 1.74 BAM (1 BAM = 0.573 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

USD to BAM in detail →

On the map

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Bijeljina Zepce 100 km

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bijeljina vs Zepce: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $918 in Bijeljina, $1,080 in Zepce – roughly 18% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,377 per month in Bijeljina and $1,620 in Zepce. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bijeljina, especially for central apartments: a one-bedroom in the center costs $252 there versus $294 in Zepce.

Monthly expenses with rent come to $918 in Bijeljina and $1,080 in Zepce. That’s a gap of about 18%.

Kindergarten costs $202 per month in Bijeljina and $288 in Zepce. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $918 in Bijeljina and $1,080 in Zepce, leaving budget for savings and extras in both cases.

Families tend to lean toward Bijeljina – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.