Cost of Living Comparison Between Bijeljina and Zepce Cost of Living Comparison Between Bijeljina and Zepce

Monthly Cost of Living

A single person spends $963 per month in Bijeljina vs $1,008 in Zepce, rent included.

A couple spends around $1,460 per month in Bijeljina vs $1,530 in Zepce, rent included.

A family of three spends $1,957 per month in Bijeljina vs $2,053 in Zepce, rent included.

Bijeljina is about 4% cheaper than Zepce, driven mainly by Getting Around.

Both Bijeljina and Zepce are more affordable than the global median – Bijeljina 28% lower, Zepce 25% lower.

Meal at Budget Restaurant

$8.90 BAM 14.96

$8.64 BAM 14.51

3.01%

Three-Course Dinner for Two, Mid-Range

$35.33 BAM 59.4

$41.42 BAM 69.6

-14.70%

Fast Food Meal (McDonalds, etc)

$4.99 BAM 8.39

$9.03 BAM 15.17

-44.74%

Cappuccino

$1.44 BAM 2.41

$1.57 BAM 2.64

-8.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 BAM 2.90

$1.94 BAM 3.25

-10.82%

Water (0.33 liter bottle)

$1.09 BAM 1.83

$1.15 BAM 1.94

-5.22%

Local Beer (0.5 liter draught)

$1.80 BAM 3.02

$2.10 BAM 3.53

-14.29%

Imported Beer (0.33 liter bottle)

$2.38 BAM 3.99

$2.78 BAM 4.66

-14.39%

Milk (1 liter)

$1.61 BAM 2.71

$1.34 BAM 2.26

20.15%

White Bread (500g)

$1.20 BAM 2.02

$1.27 BAM 2.14

-5.51%

Rice (white) (1kg)

$1.73 BAM 2.91

$1.56 BAM 2.63

10.90%

Eggs

$3.10 BAM 5.21

$3.00 BAM 5.04

3.33%

Local Cheese (1kg)

$7.98 BAM 13.41

$9.35 BAM 15.72

-14.65%

Chicken Fillets (1kg)

$8.05 BAM 13.52

$8.56 BAM 14.39

-5.96%

Beef Round Steak (1kg)

$12.18 BAM 20.47

$12.10 BAM 20.33

0.66%

Apples (1kg)

$1.67 BAM 2.81

$1.43 BAM 2.40

16.78%

Banana (1kg)

$1.85 BAM 3.10

$1.63 BAM 2.74

13.50%

Oranges (1kg)

$1.83 BAM 3.07

$1.94 BAM 3.26

-5.67%

Tomato (1kg)

$2.67 BAM 4.49

$2.02 BAM 3.39

32.18%

Potato (1kg)

$1.60 BAM 2.69

$1.20 BAM 2.02

33.33%

Onion (1kg)

$1.47 BAM 2.47

$1.27 BAM 2.13

15.75%

Lettuce (1 head)

$1.14 BAM 1.91

$1.22 BAM 2.05

-6.56%

Water (1.5 liter bottle)

$0.67 BAM 1.12

$0.77 BAM 1.29

-12.99%

Cigarettes 20 Pack (Marlboro, Camel)

$3.73 BAM 6.27

$3.77 BAM 6.33

-1.06%

Wine (Bottle)

$9.02 BAM 15.15

$8.24 BAM 13.85

9.47%

Local Beer (0.5 liter bottle)

$0.84 BAM 1.42

$0.71 BAM 1.19

18.31%

Imported Beer (0.33 liter bottle)

$1.45 BAM 2.44

$1.14 BAM 1.91

27.19%

One-way Ticket (Public Transport)

$2.41 BAM 4.04

$1.76 BAM 2.95

36.93%

Public Transport Monthly Pass (Regular Price)

$17.94 BAM 30.15

$35.83 BAM 60.2

-49.93%

Taxi Start (Normal Tariff)

$1.45 BAM 2.43

$1.50 BAM 2.52

-3.33%

Taxi (Normal Tariff) (1km)

$0.56 BAM 0.93

$1.15 BAM 1.94

-51.30%

Taxi 1hour Waiting (Normal Tariff)

$11.77 BAM 19.78

$8.77 BAM 14.74

34.21%

Gasoline (1 liter)

$1.41 BAM 2.37

$1.47 BAM 2.47

-4.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K BAM 44.0K

$28.7K BAM 48.2K

-8.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K BAM 44.5K

$26.4K BAM 44.3K

0.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 BAM 237

$169 BAM 284

-16.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.14 BAM 32.16

$18.80 BAM 31.59

1.81%

Internet (50+ Mbps, Unlimited Data)

$24.88 BAM 41.79

$23.60 BAM 39.66

5.42%

Gym Membership (Monthly)

$30.66 BAM 51.5

$29.62 BAM 49.76

3.51%

Tennis Court (1 Hour on Weekend)

$8.80 BAM 14.78

$11.09 BAM 18.64

-20.65%

Cinema Ticket

$5.06 BAM 8.50

$2.90 BAM 4.87

74.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$214 BAM 359

$240 BAM 404

-11.02%

International Primary School, 1 Child (Yearly)

$3,300 BAM 5,544

$3,688 BAM 6,196

-10.52%

Jeans (Levis 501 Or Similar)

$58.6 BAM 98.4

$74.5 BAM 125

-21.36%

Summer Dress (H&M, Zara, etc)

$26.71 BAM 44.87

$37.25 BAM 62.6

-28.30%

Sport Shoes (Adidas, Nike)

$135 BAM 227

$89.6 BAM 151

50.52%

Men's Leather Business Shoes

$124 BAM 208

$123 BAM 206

0.76%

1-bedroom Apartment, City Center (Monthly)

$259 BAM 436

0.08%

1-bedroom Apartment, Outside City Center (Monthly)

$167 BAM 281

$166 BAM 280

0.43%

3-bedroom Apartment, City Center (Monthly)

$370 BAM 622

$361 BAM 607

2.58%

3-bedroom Apartment, Outside City Center (Monthly)

$291 BAM 488

$320 BAM 538

-9.20%

Buy Apartment in City Center (m2)

$1,891 BAM 3,177

$2,375 BAM 3,991

-20.40%

Buy Apartment Outside City Center (m2)

$1,425 BAM 2,394

$1,822 BAM 3,061

-21.78%

Average Monthly Net Salary (After Tax)

$759 BAM 1,276

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

19.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bijeljina: May 31, 2026

Last update for Zepce: May 31, 2026

Cost Breakdown

A central one-bedroom costs $259 in Bijeljina versus $259 in Zepce. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Bijeljina versus $41.00 in Zepce. Groceries tell a different story – $234 in Bijeljina vs $229 in Zepce – so Zepce wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bijeljina vs Zepce: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $963 in Bijeljina, $1,008 in Zepce – roughly 5% apart. Zepce costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $1,444 per month in Bijeljina and $1,512 in Zepce. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bijeljina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $963 in Bijeljina and $1,008 in Zepce. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 100% less in Bijeljina. For daily commuters, that gap adds up to noticeable savings over a year.

$1,200 covers both cities comfortably – all-in costs are $963 in Bijeljina and $1,008 in Zepce, leaving budget for savings and extras in both cases.

Families tend to lean toward Bijeljina – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bijeljina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zepce makes more sense. Both are solid long-term options with distinct trade-offs.