Cost of Living Comparison Between Bijeljina and Zepce Cost of Living Comparison Between Bijeljina and Zepce

Monthly Cost of Living

A single person spends $950 per month in Bijeljina vs $1,139 in Zepce, rent included.

A couple spends around $1,480 per month in Bijeljina vs $1,709 in Zepce, rent included.

A family of three spends $2,009 per month in Bijeljina vs $2,279 in Zepce, rent included.

Bijeljina is about 17% cheaper than Zepce, driven mainly by Eating Out.

Both Bijeljina and Zepce are more affordable than the global median – Bijeljina 31% lower, Zepce 17% lower.

Meal at Budget Restaurant

$8.94 BAM 15.01

$9.96 BAM 16.73

-10.24%

Three-Course Dinner for Two, Mid-Range

$36.22 BAM 60.8

$52.9 BAM 88.9

-31.57%

Fast Food Meal (McDonalds, etc)

$4.88 BAM 8.20

$11.23 BAM 18.87

-56.54%

Cappuccino

$1.51 BAM 2.54

$1.92 BAM 3.23

-21.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.76 BAM 2.95

$2.58 BAM 4.33

-31.78%

Water (0.33 liter bottle)

$1.04 BAM 1.74

$1.67 BAM 2.81

-37.72%

Local Beer (0.5 liter draught)

$1.82 BAM 3.05

$2.56 BAM 4.29

-28.91%

Imported Beer (0.33 liter bottle)

$2.45 BAM 4.11

$3.59 BAM 6.03

-31.75%

Milk (1 liter)

$1.59 BAM 2.67

$1.49 BAM 2.50

6.71%

White Bread (500g)

$1.26 BAM 2.12

Rice (white) (1kg)

$1.67 BAM 2.81

$1.68 BAM 2.82

-0.60%

Eggs

$3.11 BAM 5.23

$2.92 BAM 4.91

6.51%

Local Cheese (1kg)

$7.96 BAM 13.37

$10.04 BAM 16.86

-20.72%

Chicken Fillets (1kg)

$8.08 BAM 13.57

$8.82 BAM 14.82

-8.39%

Beef Round Steak (1kg)

$12.29 BAM 20.65

$14.33 BAM 24.08

-14.24%

Apples (1kg)

$1.65 BAM 2.77

$1.91 BAM 3.20

-13.61%

Banana (1kg)

$1.88 BAM 3.16

$1.99 BAM 3.34

-5.53%

Oranges (1kg)

$1.92 BAM 3.23

$2.30 BAM 3.87

-16.52%

Tomato (1kg)

$2.76 BAM 4.64

$1.75 BAM 2.93

57.71%

Potato (1kg)

$1.58 BAM 2.66

$1.05 BAM 1.77

50.48%

Onion (1kg)

$1.47 BAM 2.47

$1.41 BAM 2.37

4.26%

Lettuce (1 head)

$1.17 BAM 1.97

Water (1.5 liter bottle)

$0.67 BAM 1.13

$0.88 BAM 1.47

-23.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.84 BAM 6.45

$3.94 BAM 6.62

-2.54%

Wine (Bottle)

$9.18 BAM 15.42

$8.21 BAM 13.78

11.81%

Local Beer (0.5 liter bottle)

$0.91 BAM 1.53

$1.04 BAM 1.75

-12.50%

Imported Beer (0.33 liter bottle)

$1.45 BAM 2.44

$1.40 BAM 2.36

3.57%

One-way Ticket (Public Transport)

$2.43 BAM 4.08

$1.35 BAM 2.26

80.00%

Public Transport Monthly Pass (Regular Price)

$17.91 BAM 30.09

Taxi Start (Normal Tariff)

$1.45 BAM 2.44

$1.80 BAM 3.02

-19.44%

Taxi (Normal Tariff) (1km)

$0.61 BAM 1.02

$1.17 BAM 1.96

-47.86%

Taxi 1hour Waiting (Normal Tariff)

$10.54 BAM 17.70

$18.02 BAM 30.27

-41.51%

Gasoline (1 liter)

$1.45 BAM 2.43

$1.68 BAM 2.82

-13.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K BAM 51.0K

$31.0K BAM 52.1K

-2.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.9K BAM 36.8K

$22.0K BAM 36.9K

-0.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$144 BAM 241

$165 BAM 276

-12.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.92 BAM 31.77

$16.96 BAM 28.49

11.56%

Internet (50+ Mbps, Unlimited Data)

$24.93 BAM 41.86

$37.72 BAM 63.4

-33.91%

Gym Membership (Monthly)

$30.82 BAM 51.8

$34.03 BAM 57.2

-9.43%

Tennis Court (1 Hour on Weekend)

$8.71 BAM 14.62

$11.97 BAM 20.11

-27.23%

Cinema Ticket

$4.94 BAM 8.30

$3.00 BAM 5.03

64.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$215 BAM 361

$299 BAM 503

-28.17%

International Primary School, 1 Child (Yearly)

$3,818 BAM 6,412

$3,694 BAM 6,204

3.36%

Jeans (Levis 501 Or Similar)

$59.0 BAM 99.1

$84.7 BAM 142

-30.34%

Summer Dress (H&M, Zara, etc)

$26.58 BAM 44.64

$37.39 BAM 62.8

-28.91%

Sport Shoes (Adidas, Nike)

$133 BAM 223

$111 BAM 187

19.21%

Men's Leather Business Shoes

$125 BAM 211

$147 BAM 247

-14.79%

1-bedroom Apartment, City Center (Monthly)

$265 BAM 445

$361 BAM 607

-26.64%

1-bedroom Apartment, Outside City Center (Monthly)

$174 BAM 292

$258 BAM 434

-32.76%

3-bedroom Apartment, City Center (Monthly)

$364 BAM 611

$537 BAM 902

-32.19%

3-bedroom Apartment, Outside City Center (Monthly)

$297 BAM 498

$379 BAM 636

-21.73%

Buy Apartment in City Center (m2)

$1,892 BAM 3,178

$2,538 BAM 4,263

-25.44%

Buy Apartment Outside City Center (m2)

$1,394 BAM 2,341

$1,846 BAM 3,101

-24.51%

Average Monthly Net Salary (After Tax)

$773 BAM 1,298

20-Year Fixed Mortgage Interest Rate (Annual %)

4.44

35.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bijeljina: September 5, 2026

Last update for Zepce: September 5, 2026

Cost Breakdown

A central one-bedroom costs $265 in Bijeljina versus $361 in Zepce. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Bijeljina versus $53.0 in Zepce. Monthly groceries follow the same trend: $236 vs $248 – making Bijeljina the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bijeljina vs Zepce: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $950 in Bijeljina, $1,139 in Zepce – roughly 20% apart. Zepce costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $1,426 per month in Bijeljina and $1,709 in Zepce. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bijeljina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $950 in Bijeljina and $1,139 in Zepce. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $215 per month in Bijeljina and $299 in Zepce. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Bijeljina, where all-in costs run around $950, than in Zepce at $1,139. In Bijeljina it covers expenses comfortably, while in Zepce it requires careful planning or may not stretch far enough.

Families tend to lean toward Bijeljina – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bijeljina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zepce makes more sense. Both are solid long-term options with distinct trade-offs.