Cost of Living Comparison Between Bijeljina and Zepce Cost of Living Comparison Between Bijeljina and Zepce

Monthly Cost of Living

A single person spends $932 per month in Bijeljina vs $1,005 in Zepce, rent included.

A couple spends around $1,446 per month in Bijeljina vs $1,544 in Zepce, rent included.

A family of three spends $1,960 per month in Bijeljina vs $2,083 in Zepce, rent included.

Bijeljina is about 7% cheaper than Zepce, driven mainly by Getting Around.

Both Bijeljina and Zepce are more affordable than the global median – Bijeljina 30% lower, Zepce 25% lower.

Meal at Budget Restaurant

$9.08 BAM 15.54

$8.63 BAM 14.77

5.21%

Three-Course Dinner for Two, Mid-Range

$35.23 BAM 60.3

$41.27 BAM 70.7

-14.64%

Fast Food Meal (McDonalds, etc)

$5.07 BAM 8.68

$8.94 BAM 15.32

-43.29%

Cappuccino

$1.49 BAM 2.55

$1.57 BAM 2.69

-5.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 BAM 2.99

$1.99 BAM 3.41

-12.56%

Water (0.33 liter bottle)

$1.05 BAM 1.79

$1.20 BAM 2.06

-12.50%

Local Beer (0.5 liter draught)

$1.81 BAM 3.10

$2.12 BAM 3.63

-14.62%

Imported Beer (0.33 liter bottle)

$2.39 BAM 4.09

$2.87 BAM 4.92

-16.72%

Milk (1 liter)

$1.57 BAM 2.69

$1.36 BAM 2.33

15.44%

White Bread (500g)

$1.26 BAM 2.16

$1.29 BAM 2.21

-2.33%

Rice (white) (1kg)

$1.75 BAM 2.99

$1.65 BAM 2.83

6.06%

Eggs

$3.14 BAM 5.37

$2.92 BAM 5.01

7.53%

Local Cheese (1kg)

$7.71 BAM 13.20

$9.26 BAM 15.86

-16.74%

Chicken Fillets (1kg)

$8.19 BAM 14.02

$8.96 BAM 15.34

-8.59%

Beef Round Steak (1kg)

$12.18 BAM 20.85

$11.87 BAM 20.33

2.61%

Apples (1kg)

$1.61 BAM 2.76

$1.38 BAM 2.37

16.67%

Banana (1kg)

$1.91 BAM 3.28

$1.60 BAM 2.74

19.37%

Oranges (1kg)

$1.91 BAM 3.27

$1.95 BAM 3.33

-2.05%

Tomato (1kg)

$2.73 BAM 4.68

$1.94 BAM 3.33

40.72%

Potato (1kg)

$1.58 BAM 2.71

$1.24 BAM 2.13

27.42%

Onion (1kg)

$1.46 BAM 2.50

$1.25 BAM 2.15

16.80%

Lettuce (1 head)

$1.18 BAM 2.03

$1.28 BAM 2.20

-7.81%

Water (1.5 liter bottle)

$0.66 BAM 1.14

$0.76 BAM 1.30

-13.16%

Cigarettes 20 Pack (Marlboro, Camel)

$3.80 BAM 6.50

$3.64 BAM 6.23

4.40%

Wine (Bottle)

$8.72 BAM 14.94

$8.36 BAM 14.32

4.31%

Local Beer (0.5 liter bottle)

$0.86 BAM 1.48

$0.71 BAM 1.21

21.13%

Imported Beer (0.33 liter bottle)

$1.51 BAM 2.58

$1.09 BAM 1.87

38.53%

One-way Ticket (Public Transport)

$2.38 BAM 4.07

$1.77 BAM 3.03

34.46%

Public Transport Monthly Pass (Regular Price)

$17.85 BAM 30.57

$34.81 BAM 59.6

-48.72%

Taxi Start (Normal Tariff)

$1.51 BAM 2.59

$1.44 BAM 2.46

4.86%

Taxi (Normal Tariff) (1km)

$0.57 BAM 0.97

$1.16 BAM 1.99

-50.86%

Taxi 1hour Waiting (Normal Tariff)

$11.89 BAM 20.36

$8.81 BAM 15.09

34.96%

Gasoline (1 liter)

$1.45 BAM 2.49

$1.53 BAM 2.62

-5.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.4K BAM 45.3K

$28.4K BAM 48.7K

-6.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K BAM 44.8K

$27.1K BAM 46.5K

-3.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$144 BAM 246

$171 BAM 293

-16.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.99 BAM 32.52

$18.89 BAM 32.36

0.53%

Internet (50+ Mbps, Unlimited Data)

$24.13 BAM 41.33

$23.98 BAM 41.07

0.63%

Gym Membership (Monthly)

$30.33 BAM 51.9

$29.94 BAM 51.3

1.30%

Tennis Court (1 Hour on Weekend)

$8.77 BAM 15.02

$10.95 BAM 18.75

-19.91%

Cinema Ticket

$4.87 BAM 8.35

$2.88 BAM 4.94

69.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$209 BAM 357

$236 BAM 404

-11.68%

International Primary School, 1 Child (Yearly)

$3,282 BAM 5,621

$3,638 BAM 6,230

-9.78%

Jeans (Levis 501 Or Similar)

$57.5 BAM 98.5

$75.7 BAM 130

-23.97%

Summer Dress (H&M, Zara, etc)

$26.84 BAM 45.96

$35.88 BAM 61.5

-25.20%

Sport Shoes (Adidas, Nike)

$132 BAM 227

$88.0 BAM 151

50.56%

Men's Leather Business Shoes

$124 BAM 213

$125 BAM 214

-0.42%

1-bedroom Apartment, City Center (Monthly)

$262 BAM 448

$256 BAM 439

2.13%

1-bedroom Apartment, Outside City Center (Monthly)

$172 BAM 294

$167 BAM 286

2.98%

3-bedroom Apartment, City Center (Monthly)

$366 BAM 626

$370 BAM 634

-1.25%

3-bedroom Apartment, Outside City Center (Monthly)

$293 BAM 501

$313 BAM 536

-6.46%

Buy Apartment in City Center (m2)

$1,847 BAM 3,164

$2,872 BAM 4,919

-35.68%

Buy Apartment Outside City Center (m2)

$1,370 BAM 2,347

$1,967 BAM 3,368

-30.33%

Average Monthly Net Salary (After Tax)

$766 BAM 1,313

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

19.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bijeljina: July 13, 2026

Last update for Zepce: July 12, 2026

Cost Breakdown

A central one-bedroom costs $262 in Bijeljina versus $256 in Zepce. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Bijeljina versus $41.00 in Zepce. Groceries tell a different story – $234 in Bijeljina vs $230 in Zepce – so Zepce wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bijeljina vs Zepce: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $932 in Bijeljina, $1,005 in Zepce – roughly 8% apart. Zepce costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $1,398 per month in Bijeljina and $1,507 in Zepce. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bijeljina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $932 in Bijeljina and $1,005 in Zepce. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 95% less in Bijeljina. For daily commuters, that gap adds up to noticeable savings over a year.

$1,200 covers both cities comfortably – all-in costs are $932 in Bijeljina and $1,005 in Zepce, leaving budget for savings and extras in both cases.

Families tend to lean toward Bijeljina – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bijeljina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zepce makes more sense. Both are solid long-term options with distinct trade-offs.