Last update: Nov 2026

Cost of Living Comparison Between Zell am see and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,284 in Zell am see, rent and utilities included – about $11,400 less a year. Rent and utilities account for about half of the difference.

109

Cost of Living Index in Zell am see
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Zell am see Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Zell am see

🇦🇹 Austria

$2,284

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Zell am see and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zell am see and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,284 in Zell am see versus $1,331 in Ubud, Bali.

Zell am see $2,284
Ubud, Bali $1,331

Estimated couple costs with rent: $3,355 in Zell am see versus $2,255 in Ubud, Bali.

Zell am see $3,355
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $4,427 in Zell am see versus $3,180 in Ubud, Bali.

Zell am see $4,427
Ubud, Bali $3,180

Living in Zell am see is roughly 72% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Zell am see is 69% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$16.93 €15.12

$3.38 Rp 61.3K

400.89%

Three-Course Dinner for Two, Mid-Range

$83.3 €74.4

$34.65 Rp 629.3K

140.52%

Fast Food Meal (McDonalds, etc)

$9.92 €8.86

$5.57 Rp 101.2K

78.10%

Cappuccino

$4.18 €3.74

$2.62 Rp 47.6K

59.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.43 €3.06

$1.54 Rp 28.0K

122.73%

Water (0.33 liter bottle)

$2.93 €2.62

$0.64 Rp 11.6K

357.81%

Local Beer (0.5 liter draught)

$5.61 €5.01

$2.67 Rp 48.4K

110.11%

Imported Beer (0.33 liter bottle)

$5.29 €4.72

$4.26 Rp 77.4K

24.18%

Milk (1 liter)

$1.72 €1.54

$1.46 Rp 26.6K

17.81%

White Bread (500g)

$2.46 €2.20

$2.29 Rp 41.6K

7.42%

Rice (white) (1kg)

$2.44 €2.18

$1.11 Rp 20.1K

119.82%

Eggs

$4.58 €4.09

$2.10 Rp 38.1K

118.10%

Local Cheese (1kg)

$21.53 €19.23

$15.94 Rp 289.5K

35.07%

Chicken Fillets (1kg)

$12.72 €11.37

$3.88 Rp 70.5K

227.84%

Beef Round Steak (1kg)

$21.30 €19.03

$11.40 Rp 207.1K

86.84%

Apples (1kg)

$2.90 €2.59

$3.55 Rp 64.5K

-18.31%

Banana (1kg)

$2.59 €2.31

$1.54 Rp 27.9K

68.18%

Oranges (1kg)

$3.43 €3.06

$2.23 Rp 40.5K

53.81%

Tomato (1kg)

$3.98 €3.56

$1.97 Rp 35.8K

102.03%

Potato (1kg)

$2.48 €2.22

$1.86 Rp 33.7K

33.33%

Onion (1kg)

$3.12 €2.78

$2.42 Rp 43.9K

28.93%

Lettuce (1 head)

$2.23 €1.99

$1.02 Rp 18.6K

118.63%

Water (1.5 liter bottle)

$1.22 €1.09

$0.52 Rp 9,486

134.62%

Cigarettes 20 Pack (Marlboro, Camel)

$7.92 €7.07

$2.20 Rp 39.9K

260.00%

Wine (Bottle)

$8.78 €7.84

$21.79 Rp 395.7K

-59.71%

Local Beer (0.5 liter bottle)

$1.30 €1.16

$2.33 Rp 42.2K

-44.21%

Imported Beer (0.33 liter bottle)

$2.21 €1.97

$2.97 Rp 53.9K

-25.59%

One-way Ticket (Public Transport)

$2.76 €2.46

$0.25 Rp 4,547

1004.00%

Public Transport Monthly Pass (Regular Price)

$56.9 €50.9

$8.17 Rp 148.5K

596.82%

Taxi Start (Normal Tariff)

$2.85 €2.54

$0.44 Rp 7,950

547.73%

Taxi (Normal Tariff) (1km)

$0.91 €0.81

$0.47 Rp 8,499

93.62%

Taxi 1hour Waiting (Normal Tariff)

$30.99 €27.68

$5.60 Rp 101.7K

453.39%

Gasoline (1 liter)

$1.76 €1.57

$0.83 Rp 15.0K

112.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K €27.1K

$24.4K Rp 444.0M

24.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K €27.3K

$31.7K Rp 575.6M

-3.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$342 €305

$77.5 Rp 1.4M

341.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.74 €14.06

$6.14 Rp 111.6K

156.35%

Internet (50+ Mbps, Unlimited Data)

$37.72 €33.69

$18.92 Rp 343.5K

99.37%

Gym Membership (Monthly)

$40.28 €35.98

$51.0 Rp 926.1K

-21.00%

Tennis Court (1 Hour on Weekend)

$22.52 €20.12

$18.25 Rp 331.4K

23.40%

Cinema Ticket

$15.60 €13.93

$4.38 Rp 79.6K

256.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$443 €396

$492 Rp 8.9M

-9.99%

International Primary School, 1 Child (Yearly)

$15.8K €14.1K

$12.2K Rp 222.0M

29.44%

Jeans (Levis 501 Or Similar)

$84.7 €75.7

$45.16 Rp 820.2K

87.56%

Summer Dress (H&M, Zara, etc)

$60.1 €53.6

$34.89 Rp 633.6K

72.14%

Sport Shoes (Adidas, Nike)

$113 €101

$78.3 Rp 1.4M

44.32%

Men's Leather Business Shoes

$123 €110

$77.9 Rp 1.4M

58.32%

1-bedroom Apartment, City Center (Monthly)

$1,011 €903

$1,078 Rp 19.6M

-6.21%

1-bedroom Apartment, Outside City Center (Monthly)

$900 €803

$665 Rp 12.1M

35.29%

3-bedroom Apartment, City Center (Monthly)

$1,571 €1,403

$3,510 Rp 63.7M

-55.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,409 €1,258

$1,671 Rp 30.3M

-15.70%

Buy Apartment in City Center (m2)

$7,018 €6,268

$2,340 Rp 42.5M

199.90%

Buy Apartment Outside City Center (m2)

$5,784 €5,166

$2,236 Rp 40.6M

158.64%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

13.78

-74.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zell am see: November 3, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zell am see

$900 39.4%

Ubud, Bali

$665 50% 26.1% $235

Monthly Utilities & Internet

Zell am see

$395 17.3%

Ubud, Bali

$103 7.7% 74.1% $293

Groceries & Markets

Zell am see

$391 17.1%

Ubud, Bali

$279 21% 28.6% $112

Eating Out

Zell am see

$279 12.2%

Ubud, Bali

$106 8% 62.2% $174

Clothing & Footwear

Zell am see

$171 7.5%

Ubud, Bali

$106 8% 38% $65

Getting Around

Zell am see

$75 3.3%

Ubud, Bali

$12 0.9% 84.1% $63

Sport & Entertainment

Zell am see

$71 3.1%

Ubud, Bali

$60 4.5% 16.4% $12

Cost Breakdown

A one-bedroom apartment in the center runs $1,011 in Zell am see and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $83 in Zell am see vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $391 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇦🇹 Zell am see

🇮🇩 Ubud, Bali

🕒 Local time

15:02 3:02 PM

22:02 10:02 PM

7 h ahead of Zell am see

🌤 Weather

👥 Population

10,131

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 3, 2026: 1 USD = 0.893 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,333 IDR (100,000 IDR = 4.92 EUR).

USD to EUR in detail →

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Zell am see Ubud, Bali 11,640 km ≈ 15 h nonstop flight

From you

Zell am see
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zell am see vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 42% lower than in Zell am see. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $3,426 in Zell am see and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,011 in Zell am see versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $443 in Zell am see versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 40% higher in Zell am see. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Zell am see and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.