Cost of Living Comparison Between Zell am see and Ubud, Bali Cost of Living Comparison Between Zell am see and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,177 in Zell am see versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $3,258 in Zell am see versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,338 in Zell am see versus $3,694 in Ubud, Bali.

Living in Zell am see is roughly 55% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Zell am see 62% above, Ubud, Bali 4% above.

Currency
🍽 Eating Out
Zell am see
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.51 €9.92
$3.57 Rp 64.0K
222.41%
Three-Course Dinner for Two, Mid-Range
$80.8 €69.6
$32.50 Rp 582.3K
148.49%
Fast Food Meal (McDonalds, etc)
$10.28 €8.85
$4.86 Rp 87.1K
111.52%
Cappuccino
$4.46 €3.84
$2.75 Rp 49.2K
62.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.61 €3.11
$1.32 Rp 23.7K
173.48%
Water (0.33 liter bottle)
$2.65 €2.28
$0.70 Rp 12.6K
278.57%
Local Beer (0.5 liter draught)
$5.60 €4.82
$2.91 Rp 52.2K
92.44%
Imported Beer (0.33 liter bottle)
$4.78 €4.12
$3.79 Rp 68.0K
26.12%
🛒 Groceries & Markets
Zell am see
Ubud, Bali
Difference
Milk (1 liter)
$1.66 €1.43
$1.71 Rp 30.6K
-2.92%
White Bread (500g)
$3.58 €3.09
$2.47 Rp 44.3K
44.94%
Rice (white) (1kg)
$2.35 €2.02
$1.20 Rp 21.5K
95.83%
Eggs
$3.97 €3.42
$2.44 Rp 43.8K
62.70%
Local Cheese (1kg)
$18.04 €15.54
$14.38 Rp 257.7K
25.45%
Chicken Fillets (1kg)
$15.86 €13.67
$4.31 Rp 77.1K
267.98%
Beef Round Steak (1kg)
$23.94 €20.63
$12.21 Rp 218.7K
96.07%
Apples (1kg)
$2.45 €2.11
$3.68 Rp 66.0K
-33.42%
Banana (1kg)
$2.23 €1.92
$1.55 Rp 27.8K
43.87%
Oranges (1kg)
$3.46 €2.98
$2.79 Rp 49.9K
24.01%
Tomato (1kg)
$4.17 €3.59
$2.33 Rp 41.8K
78.97%
Potato (1kg)
$2.44 €2.10
$1.97 Rp 35.3K
23.86%
Onion (1kg)
$2.01 €1.73
$2.31 Rp 41.4K
-12.99%
Lettuce (1 head)
$1.90 €1.64
$1.06 Rp 19.1K
79.25%
Water (1.5 liter bottle)
$0.75 €0.65
$0.73 Rp 13.1K
2.74%
Cigarettes 20 Pack (Marlboro, Camel)
$6.74 €5.81
$3.28 Rp 58.8K
105.49%
Wine (Bottle)
$9.25 €7.97
$22.79 Rp 408.4K
-59.41%
Local Beer (0.5 liter bottle)
$1.57 €1.35
$2.81 Rp 50.3K
-44.13%
Imported Beer (0.33 liter bottle)
$1.71 €1.48
$2.78 Rp 49.9K
-38.49%
🚌 Getting Around
Zell am see
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.90 €2.50
$0.29 Rp 5,217
900.00%
Public Transport Monthly Pass (Regular Price)
$60.0 €51.7
$8.06 Rp 144.4K
644.17%
Taxi Start (Normal Tariff)
$2.99 €2.58
$0.45 Rp 8,047
564.44%
Taxi (Normal Tariff) (1km)
$0.87 €0.75
$0.45 Rp 8,094
93.33%
Taxi 1hour Waiting (Normal Tariff)
$28.82 €24.83
$6.24 Rp 111.7K
361.86%
Gasoline (1 liter)
$1.76 €1.52
$0.85 Rp 15.2K
107.06%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.1K €25.1K
$26.0K Rp 465.4M
11.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.8K €25.6K
$31.7K Rp 567.2M
-5.98%
🧾 Monthly Utilities & Internet
Zell am see
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$350 €301
$80.8 Rp 1.4M
332.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.87 €17.12
$4.06 Rp 72.7K
389.41%
Internet (50+ Mbps, Unlimited Data)
$40.22 €34.66
$24.42 Rp 437.6K
64.70%
🎉 Sport & Entertainment
Zell am see
Ubud, Bali
Difference
Gym Membership (Monthly)
$46.91 €40.42
$97.7 Rp 1.7M
-51.97%
Tennis Court (1 Hour on Weekend)
$26.10 €22.49
$6.45 Rp 115.5K
304.65%
Cinema Ticket
$14.09 €12.14
$4.04 Rp 72.4K
248.76%
🧸 Childcare & Education
Zell am see
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$468 €404
$304 Rp 5.4M
54.07%
International Primary School, 1 Child (Yearly)
$4,452 €3,836
$6,621 Rp 118.6M
-32.76%
👕👟 Clothing & Footwear
Zell am see
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$102 €87.7
$54.2 Rp 971.7K
87.61%
Summer Dress (H&M, Zara, etc)
$40.19 €34.63
$38.78 Rp 694.7K
3.64%
Sport Shoes (Adidas, Nike)
$118 €102
$86.1 Rp 1.5M
37.30%
Men's Leather Business Shoes
$125 €108
$76.7 Rp 1.4M
63.38%
🏠 Accommodation & Living
Zell am see
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$876 €755
$986 Rp 17.7M
-11.07%
1-bedroom Apartment, Outside City Center (Monthly)
$813 €701
$658 Rp 11.8M
23.57%
3-bedroom Apartment, City Center (Monthly)
$1,610 €1,388
$3,369 Rp 60.4M
-52.20%
3-bedroom Apartment, Outside City Center (Monthly)
$1,284 €1,106
$2,066 Rp 37.0M
-37.86%
Buy Apartment in City Center (m2)
$6,925 €5,966
$2,741 Rp 49.1M
152.60%
Buy Apartment Outside City Center (m2)
$5,469 €4,712
$2,228 Rp 39.9M
145.52%
💵 Salaries & Financials
Zell am see
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$163 Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.89
13.28
-70.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zell am see: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $876 in Zell am see and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $81.0 in Zell am see vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $401 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zell am see vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zell am see or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 55% lower than in Zell am see. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Zell am see vs Ubud, Bali?
You'd need roughly $3,266 in Zell am see and $2,106 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Zell am see vs Ubud, Bali?
Rent for a central apartment: $876 in Zell am see versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Zell am see and Ubud, Bali?
Childcare runs $468 in Zell am see versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Zell am see or Ubud, Bali?
Supermarket bills run roughly 35% higher in Zell am see. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Zell am see or Ubud, Bali?
At $1,404 in Ubud, Bali versus $2,177 in Zell am see, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zell am see. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Zell am see or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,404 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Zell am see compared to Ubud, Bali?
Safety-wise, Zell am see and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 55% less than in Zell am see. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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