Last update: Oct 2026

Cost of Living Comparison Between Zell am see and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,307 in Zell am see, rent and utilities included – about $16,700 less a year. Rent and utilities account for most of the difference.

109

Cost of Living Index in Zell am see
Learn more

Zell am see Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Zell am see

🇦🇹 Austria

$2,307

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Zell am see and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zell am see and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,307 in Zell am see versus $918 in Cebu.

Zell am see $2,307
Cebu $918

Estimated couple costs with rent: $3,305 in Zell am see versus $1,409 in Cebu.

Zell am see $3,305
Cebu $1,409

Monthly costs for a family of three with rent: $4,304 in Zell am see versus $1,900 in Cebu.

Zell am see $4,304
Cebu $1,900

Living in Zell am see is roughly 151% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Zell am see is 71% above, Cebu is 32% below.

Meal at Budget Restaurant

$16.93 €15.06

$3.09 ₱194

447.90%

Three-Course Dinner for Two, Mid-Range

$84.3 €75.0

$24.22 ₱1,525

248.22%

Fast Food Meal (McDonalds, etc)

$10.06 €8.94

$3.92 ₱247

156.63%

Cappuccino

$4.35 €3.87

$2.51 ₱158

73.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.53 €3.14

$1.59 ₱100

122.01%

Water (0.33 liter bottle)

$2.84 €2.53

$0.53 ₱33.43

435.85%

Local Beer (0.5 liter draught)

$5.45 €4.85

$1.78 ₱112

206.18%

Imported Beer (0.33 liter bottle)

$5.33 €4.74

$2.17 ₱137

145.62%

Milk (1 liter)

$1.67 €1.48

$1.92 ₱121

-13.02%

White Bread (500g)

$2.38 €2.12

$1.36 ₱85.4

75.00%

Rice (white) (1kg)

$2.39 €2.13

$1.01 ₱63.5

136.63%

Eggs

$4.68 €4.16

$2.03 ₱128

130.54%

Local Cheese (1kg)

$22.25 €19.79

$9.86 ₱621

125.66%

Chicken Fillets (1kg)

$12.68 €11.28

$4.39 ₱277

188.84%

Beef Round Steak (1kg)

$21.27 €18.92

$7.60 ₱479

179.87%

Apples (1kg)

$2.90 €2.58

$3.30 ₱208

-12.12%

Banana (1kg)

$2.52 €2.24

$1.39 ₱87.8

81.29%

Oranges (1kg)

$3.29 €2.93

$2.33 ₱147

41.20%

Tomato (1kg)

$4.12 €3.66

$1.50 ₱94.3

174.67%

Potato (1kg)

$2.48 €2.20

$2.36 ₱149

5.08%

Onion (1kg)

$3.19 €2.84

$1.90 ₱119

67.89%

Lettuce (1 head)

$2.14 €1.90

$1.19 ₱74.9

79.83%

Water (1.5 liter bottle)

$1.28 €1.14

$0.63 ₱39.71

103.17%

Cigarettes 20 Pack (Marlboro, Camel)

$7.65 €6.81

$3.00 ₱189

155.00%

Wine (Bottle)

$8.71 €7.74

$6.03 ₱379

44.44%

Local Beer (0.5 liter bottle)

$1.31 €1.16

$1.23 ₱77.7

6.50%

Imported Beer (0.33 liter bottle)

$2.20 €1.96

$1.75 ₱110

25.71%

One-way Ticket (Public Transport)

$2.84 €2.53

$0.25 ₱15.86

1036.00%

Public Transport Monthly Pass (Regular Price)

$47.40 €42.16

$12.64 ₱796

275.00%

Taxi Start (Normal Tariff)

$2.92 €2.59

$0.77 ₱48.62

279.22%

Taxi (Normal Tariff) (1km)

$0.86 €0.76

$0.23 ₱14.53

273.91%

Taxi 1hour Waiting (Normal Tariff)

$30.62 €27.24

$4.46 ₱281

586.55%

Gasoline (1 liter)

$1.75 €1.56

$1.31 ₱82.8

33.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K €27.1K

$21.2K ₱1.3M

43.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.1K €26.8K

$19.1K ₱1.2M

57.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$341 €304

$120 ₱7,569

184.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.66 €13.93

$14.00 ₱882

11.86%

Internet (50+ Mbps, Unlimited Data)

$38.35 €34.11

$27.54 ₱1,734

39.25%

Gym Membership (Monthly)

$42.40 €37.72

$32.33 ₱2,035

31.15%

Tennis Court (1 Hour on Weekend)

$22.63 €20.13

$6.65 ₱419

240.30%

Cinema Ticket

$15.52 €13.81

$5.65 ₱356

174.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$454 €404

$275 ₱17.3K

64.96%

International Primary School, 1 Child (Yearly)

$15.7K €14.0K

$7,918 ₱498.5K

98.38%

Jeans (Levis 501 Or Similar)

$82.2 €73.1

$49.33 ₱3,106

66.57%

Summer Dress (H&M, Zara, etc)

$58.6 €52.1

$25.24 ₱1,589

132.09%

Sport Shoes (Adidas, Nike)

$109 €97.3

$77.0 ₱4,846

42.13%

Men's Leather Business Shoes

$128 €114

$57.2 ₱3,601

123.37%

1-bedroom Apartment, City Center (Monthly)

$928 €825

$500 ₱31.5K

85.75%

1-bedroom Apartment, Outside City Center (Monthly)

$928 €826

$309 ₱19.4K

200.61%

3-bedroom Apartment, City Center (Monthly)

$1,645 €1,464

$1,078 ₱67.9K

52.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,293 €1,150

$615 ₱38.7K

110.11%

Buy Apartment in City Center (m2)

$7,702 €6,851

$2,886 ₱181.7K

166.86%

Buy Apartment Outside City Center (m2)

$6,040 €5,372

$1,917 ₱120.7K

215.12%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

7.2

-51.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zell am see: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zell am see

$928 40.3%

Cebu

$309 33.6% 66.7% $620

Monthly Utilities & Internet

Zell am see

$395 17.2%

Cebu

$162 17.6% 59.1% $234

Groceries & Markets

Zell am see

$392 17%

Cebu

$206 22.4% 47.5% $186

Eating Out

Zell am see

$281 12.2%

Cebu

$88 9.6% 68.6% $193

Clothing & Footwear

Zell am see

$170 7.4%

Cebu

$94 10.2% 44.8% $76

Sport & Entertainment

Zell am see

$73 3.2%

Cebu

$44 4.8% 40.6% $30

Getting Around

Zell am see

$66 2.9%

Cebu

$16 1.7% 76.4% $50

Cost Breakdown

A one-bedroom apartment in the center runs $928 in Zell am see and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $84.0 in Zell am see vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $392 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇦🇹 Zell am see

🇵🇭 Cebu

🕒 Local time

06:15 6:15 AM

12:15 12:15 PM

6 h ahead of Zell am see

🌤 Weather

👥 Population

10,131

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Zell am see Cebu 10,700 km ≈ 14 h nonstop flight

From you

Zell am see
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zell am see vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 151% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,460 in Zell am see and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $928 in Zell am see versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,307 per month in Zell am see versus $918 in Cebu – a 151% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 275% less than in Zell am see. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,307 in Zell am see, a $1,500 budget is realistic in Cebu but tight or insufficient in Zell am see. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Zell am see, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Zell am see and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 151% less than in Zell am see. Beyond cost, consider language, visa policies, and how big the international community is in each city.