Cost of Living Comparison Between Zatec and Ubud, Bali Cost of Living Comparison Between Zatec and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,271 in Zatec versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $1,909 in Zatec versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,546 in Zatec versus $3,763 in Ubud, Bali.

Living in Zatec costs roughly 10% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Zatec is 5% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$6.89 Kč 146

$3.45 Rp 62.0K

99.71%

Three-Course Dinner for Two, Mid-Range

$18.94 Kč 401

$32.34 Rp 580.1K

-41.43%

Fast Food Meal (McDonalds, etc)

$9.24 Kč 196

$4.84 Rp 86.9K

90.91%

Cappuccino

$3.07 Kč 65.0

$2.75 Rp 49.3K

11.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.73 Kč 15.39

$1.38 Rp 24.8K

-47.10%

Water (0.33 liter bottle)

$0.89 Kč 18.78

$0.75 Rp 13.5K

18.67%

Local Beer (0.5 liter draught)

$2.29 Kč 48.42

$2.99 Rp 53.7K

-23.41%

Imported Beer (0.33 liter bottle)

$2.63 Kč 55.7

$3.85 Rp 69.1K

-31.69%

Milk (1 liter)

$0.82 Kč 17.32

$1.74 Rp 31.1K

-52.87%

White Bread (500g)

$1.39 Kč 29.39

$2.46 Rp 44.1K

-43.50%

Rice (white) (1kg)

$2.13 Kč 45.00

$1.17 Rp 21.0K

82.05%

Eggs

$2.49 Kč 52.6

$2.43 Rp 43.6K

2.47%

Local Cheese (1kg)

$5.68 Kč 120

$14.50 Rp 260.2K

-60.83%

Chicken Fillets (1kg)

$5.56 Kč 118

$4.35 Rp 78.0K

27.82%

Beef Round Steak (1kg)

$7.10 Kč 150

$11.98 Rp 214.9K

-40.73%

Apples (1kg)

$1.34 Kč 28.38

$3.72 Rp 66.7K

-63.98%

Banana (1kg)

$1.66 Kč 35.12

$1.63 Rp 29.2K

1.84%

Oranges (1kg)

$2.11 Kč 44.65

$2.74 Rp 49.2K

-22.99%

Tomato (1kg)

$3.99 Kč 84.4

$2.24 Rp 40.2K

78.12%

Potato (1kg)

$0.90 Kč 19.01

$1.92 Rp 34.4K

-53.13%

Onion (1kg)

$1.32 Kč 27.97

$2.28 Rp 40.8K

-42.11%

Lettuce (1 head)

$1.59 Kč 33.69

$1.06 Rp 19.1K

50.00%

Water (1.5 liter bottle)

$0.53 Kč 11.21

$0.72 Rp 12.9K

-26.39%

Cigarettes 20 Pack (Marlboro, Camel)

$5.97 Kč 126

$3.29 Rp 58.9K

81.46%

Wine (Bottle)

$5.79 Kč 123

$23.19 Rp 416.1K

-75.03%

Local Beer (0.5 liter bottle)

$0.87 Kč 18.37

$2.78 Rp 49.8K

-68.71%

Imported Beer (0.33 liter bottle)

$1.79 Kč 37.87

$2.73 Rp 49.0K

-34.43%

One-way Ticket (Public Transport)

$0.32 Kč 6.76

$0.27 Rp 4,778

18.52%

Public Transport Monthly Pass (Regular Price)

$26.10 Kč 553

$8.11 Rp 145.4K

221.82%

Taxi Start (Normal Tariff)

$2.86 Kč 60.6

$0.48 Rp 8,659

495.83%

Taxi (Normal Tariff) (1km)

$1.54 Kč 32.71

$0.42 Rp 7,532

266.67%

Taxi 1hour Waiting (Normal Tariff)

$15.33 Kč 325

$6.22 Rp 111.6K

146.46%

Gasoline (1 liter)

$1.73 Kč 36.68

$0.81 Rp 14.6K

113.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K Kč 583.8K

$26.6K Rp 477.4M

3.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.7K Kč 628.9K

$32.2K Rp 577.4M

-7.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$303 Kč 6,425

$78.4 Rp 1.4M

287.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.01 Kč 530

$4.07 Rp 73.0K

514.50%

Internet (50+ Mbps, Unlimited Data)

$21.07 Kč 446

$24.33 Rp 436.4K

-13.40%

Gym Membership (Monthly)

$54.0 Kč 1,144

$98.6 Rp 1.8M

-45.21%

Tennis Court (1 Hour on Weekend)

$16.53 Kč 350

$6.34 Rp 113.7K

160.73%

Cinema Ticket

$11.56 Kč 245

$3.99 Rp 71.5K

189.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$439 Kč 9,288

$305 Rp 5.5M

43.79%

International Primary School, 1 Child (Yearly)

$14.4K Kč 304.2K

$6,642 Rp 119.2M

116.24%

Jeans (Levis 501 Or Similar)

$88.0 Kč 1,863

$54.1 Rp 971.2K

62.47%

Summer Dress (H&M, Zara, etc)

$40.37 Kč 855

$37.81 Rp 678.2K

6.77%

Sport Shoes (Adidas, Nike)

$47.00 Kč 995

$86.8 Rp 1.6M

-45.88%

Men's Leather Business Shoes

$113 Kč 2,400

$76.4 Rp 1.4M

48.45%

1-bedroom Apartment, City Center (Monthly)

$365 Kč 7,722

$992 Rp 17.8M

-63.24%

1-bedroom Apartment, Outside City Center (Monthly)

$331 Kč 7,001

$673 Rp 12.1M

-50.86%

3-bedroom Apartment, City Center (Monthly)

$1,164 Kč 24.6K

$3,375 Rp 60.5M

-65.52%

3-bedroom Apartment, Outside City Center (Monthly)

$882 Kč 18.7K

$2,050 Rp 36.8M

-56.96%

Buy Apartment in City Center (m2)

$4,424 Kč 93.7K

$2,805 Rp 50.3M

57.76%

Buy Apartment Outside City Center (m2)

$3,823 Kč 81.0K

$2,227 Rp 39.9M

71.65%

Average Monthly Net Salary (After Tax)

$1,155 Kč 24.5K

$167 Rp 3.0M

591.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.56

13.28

-58.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zatec: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $365 in Zatec and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zatec pays 592% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $19.00 in Zatec vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $189 vs $297 per month, with Zatec cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zatec vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Zatec wins on cost – living expenses run 11% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zatec the obvious pick if budget is a priority.

Average pay runs 592% higher in Zatec, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $365 in Zatec versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $439 in Zatec versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 57% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,271 in Zatec versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Zatec but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zatec the clear choice for anyone on this budget.

Both work as nomad bases, but Zatec delivers better value – similar infrastructure at $1,271 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zatec hard to pass up.

Safety-wise, Zatec and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zatec gentler on the wallet – expenses run 11% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.