Cost of Living Comparison Between Zatec and Ubud, Bali Cost of Living Comparison Between Zatec and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,275 in Zatec versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $2,032 in Zatec versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,790 in Zatec versus $3,273 in Ubud, Bali.

Living in Zatec costs roughly 9% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Zatec is 7% below, Ubud, Bali is 2% above.

Meal at Budget Restaurant

$7.31 Kč 152

$3.37 Rp 59.7K

116.91%

Three-Course Dinner for Two, Mid-Range

$19.30 Kč 401

$38.59 Rp 682.4K

-49.99%

Fast Food Meal (McDonalds, etc)

$9.37 Kč 195

$5.52 Rp 97.6K

69.75%

Cappuccino

$3.04 Kč 63.2

$2.64 Rp 46.8K

15.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.73 Kč 15.21

$1.67 Rp 29.6K

-56.29%

Water (0.33 liter bottle)

$0.97 Kč 20.17

$0.77 Rp 13.6K

25.97%

Local Beer (0.5 liter draught)

$2.42 Kč 50.2

$2.63 Rp 46.6K

-7.98%

Imported Beer (0.33 liter bottle)

$3.16 Kč 65.7

$4.28 Rp 75.7K

-26.17%

Milk (1 liter)

$0.89 Kč 18.55

$1.55 Rp 27.3K

-42.58%

White Bread (500g)

$1.46 Kč 30.35

$2.22 Rp 39.3K

-34.23%

Rice (white) (1kg)

$2.45 Kč 50.9

$1.13 Rp 19.9K

116.81%

Eggs

$2.61 Kč 54.3

$2.09 Rp 36.9K

24.88%

Local Cheese (1kg)

$6.10 Kč 127

$17.39 Rp 307.6K

-64.92%

Chicken Fillets (1kg)

$5.65 Kč 117

$3.87 Rp 68.4K

45.99%

Beef Round Steak (1kg)

$7.06 Kč 147

$12.55 Rp 221.9K

-43.75%

Apples (1kg)

$1.32 Kč 27.48

$3.62 Rp 63.9K

-63.54%

Banana (1kg)

$1.66 Kč 34.48

$1.56 Rp 27.6K

6.41%

Oranges (1kg)

$2.25 Kč 46.72

$2.35 Rp 41.6K

-4.26%

Tomato (1kg)

$3.51 Kč 73.0

$2.06 Rp 36.4K

70.39%

Potato (1kg)

$0.99 Kč 20.65

$1.90 Rp 33.6K

-47.89%

Onion (1kg)

$1.10 Kč 22.82

$2.34 Rp 41.3K

-52.99%

Lettuce (1 head)

$1.68 Kč 34.86

$1.03 Rp 18.2K

63.11%

Water (1.5 liter bottle)

$0.55 Kč 11.41

$0.55 Rp 9,809

Cigarettes 20 Pack (Marlboro, Camel)

$6.41 Kč 133

$2.25 Rp 39.8K

184.89%

Wine (Bottle)

$5.67 Kč 118

$23.81 Rp 421.0K

-76.19%

Local Beer (0.5 liter bottle)

$0.93 Kč 19.25

$2.31 Rp 40.9K

-59.74%

Imported Beer (0.33 liter bottle)

$1.74 Kč 36.07

$2.80 Rp 49.5K

-37.86%

One-way Ticket (Public Transport)

$0.32 Kč 6.73

$0.27 Rp 4,816

18.52%

Public Transport Monthly Pass (Regular Price)

$27.20 Kč 565

$8.66 Rp 153.2K

214.09%

Taxi Start (Normal Tariff)

$2.93 Kč 60.9

$0.48 Rp 8,515

510.42%

Taxi (Normal Tariff) (1km)

$1.97 Kč 40.87

$0.45 Rp 7,887

337.78%

Taxi 1hour Waiting (Normal Tariff)

$17.35 Kč 361

$5.72 Rp 101.1K

203.32%

Gasoline (1 liter)

$1.89 Kč 39.31

$0.76 Rp 13.4K

148.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.8K Kč 681.1K

$24.5K Rp 433.0M

33.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.7K Kč 638.9K

$32.1K Rp 568.0M

-4.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$312 Kč 6,492

$83.6 Rp 1.5M

273.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.42 Kč 487

$6.46 Rp 114.2K

262.54%

Internet (50+ Mbps, Unlimited Data)

$19.60 Kč 407

$18.99 Rp 335.9K

3.21%

Gym Membership (Monthly)

$65.0 Kč 1,351

$56.0 Rp 989.8K

16.15%

Tennis Court (1 Hour on Weekend)

$20.06 Kč 417

$18.62 Rp 329.2K

7.73%

Cinema Ticket

$13.72 Kč 285

$4.28 Rp 75.7K

220.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$766 Kč 15.9K

$487 Rp 8.6M

57.54%

International Primary School, 1 Child (Yearly)

$12.1K Kč 252.2K

$5,856 Rp 103.6M

107.20%

Jeans (Levis 501 Or Similar)

$94.2 Kč 1,958

$45.56 Rp 805.6K

106.80%

Summer Dress (H&M, Zara, etc)

$39.63 Kč 824

$36.38 Rp 643.3K

8.93%

Sport Shoes (Adidas, Nike)

$48.61 Kč 1,010

$82.0 Rp 1.4M

-40.69%

Men's Leather Business Shoes

$127 Kč 2,644

$80.4 Rp 1.4M

58.21%

1-bedroom Apartment, City Center (Monthly)

$377 Kč 7,828

$1,117 Rp 19.7M

-66.27%

1-bedroom Apartment, Outside City Center (Monthly)

$345 Kč 7,178

$701 Rp 12.4M

-50.74%

3-bedroom Apartment, City Center (Monthly)

$1,090 Kč 22.7K

$3,537 Rp 62.5M

-69.17%

3-bedroom Apartment, Outside City Center (Monthly)

$1,003 Kč 20.9K

$1,762 Rp 31.2M

-43.07%

Buy Apartment in City Center (m2)

$5,182 Kč 107.7K

$2,826 Rp 50.0M

83.35%

Buy Apartment Outside City Center (m2)

$4,180 Kč 86.9K

$2,292 Rp 40.5M

82.39%

Average Monthly Net Salary (After Tax)

$1,190 Kč 24.7K

$170 Rp 3.0M

600.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.64

13.78

-66.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zatec: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $377 in Zatec and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zatec pays 601% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $19.00 in Zatec vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $193 vs $293 per month, with Zatec cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zatec vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Zatec wins on cost – living expenses run 10% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zatec the obvious pick if budget is a priority.

Average pay runs 601% higher in Zatec, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $377 in Zatec versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $766 in Zatec versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 52% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,275 in Zatec versus $1,396 in Ubud, Bali, a $1,500 budget is realistic in Zatec but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zatec the clear choice for anyone on this budget.

Both work as nomad bases, but Zatec delivers better value – similar infrastructure at $1,275 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zatec hard to pass up.

Safety-wise, Zatec and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zatec gentler on the wallet – expenses run 10% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.